River Marina in Stuart

River Marina

Homes and townhomes with boating access · Stuart · Stuart, ZIP 34997

A Stuart community with a day dock and river access to the South Fork of the St. Lucie.

Boat ramp and day dockLow reported duesMartin County schools
Live Market Pulse
46/100
Momentum
Buyer-Leaning Market
A handful of homes here front water with ocean access, which is the scarce, durable asset; most are interior. Read whether a specific home carries true water access.
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Unlock Off-Market River Marina

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$332K
Median Price
5.5mo
Supply
88days
Avg DOM
Soft
Seller Leverage
$207/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"River Marina is a value-and-water story in Stuart: a mid-2000s community with notably low reported dues, shared amenities, and a day dock with a boat ramp to the South Fork of the St. Lucie River. The premium here is the small set of homes with real ocean access; the rest trade on condition and the amenity package. Your leverage is confirming the water access on a specific home and reading the condition honestly."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

River Marina market snapshot (as of June 13, 2026): the median sale price is about $332K ($207 per sq ft), with homes averaging 88 days on market and 5.5 months of supply, a buyer-leaning market. Based on 13 recent closings in live BeachesMLS data.

River Marina is a single-family and townhome community in south Stuart, Martin County, with single-family homes reported built around 2006 to 2008 and an adjacent townhome section. A small number of single-family homes front water with ocean access through the South Fork of the St. Lucie River.

The community is organized around a clubhouse, a gym, a community pool, a playground, a basketball court, and a day dock with a boat ramp to the river. Third-party sources report dues around $141 a month for townhomes and $143 a month for single-family homes as of May 2024; treat those as reported and confirm the current schedule.

The buy here splits two ways: the scarce waterfront and ocean-access homes, and the larger pool of interior homes that trade on condition and amenities. Confirm which a specific home is before you price it.

Best for

  • Boaters who want a day dock and ramp to the St. Lucie River
  • Buyers who value low reported dues with shared amenities
  • Buyers who want a Martin County schools address in Stuart
  • Buyers prioritizing water access where a home carries it

Probably not for

  • Buyers who need a private deep-water dock at every home
  • Buyers who want a no-HOA or large-acreage lot
  • Buyers seeking new construction with a builder warranty
  • Buyers who need a 55 and over age-restricted community

How River Marina is performing right now

46/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
5.5Months of supplytight
73Median days on marketdays
1 : 6Under contract vs for salestrong demand
13Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current River Marina listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in River Marina buys, holds, and resells. See the five factors.

Homes For Sale Right Now in River Marina

Live MLS inventory for River Marina. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending River Marina listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Stuart~10 to 12 min · ~5 miles
I-95 access~8 min · ~3 to 4 miles
St. Lucie River, on-site dock and rampon site · South Fork access
Stuart Beach, Hutchinson Island~20 min · ~9 to 10 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near River Marina with Momentum Realty’s local guides.

Martins CrossingMartins CrossingStuart, FL · 0.3 miThe Florida ClubThe Florida ClubStuart, FL · 0.5 miEmerald LakesEmerald LakesStuart, FL · 0.8 miSummerfieldSummerfieldStuart, FL · 0.9 miCamelliaCamelliaStuart, FL · 1.0 miGolden GateGolden GateStuart, FL · 1.9 miWilloughbyGolf ClubWilloughbyGolf ClubStuart, FL · 2.0 miRiver PinesRiver PinesStuart, FL · 2.3 miMariner SandsCountry ClubMariner SandsCountry ClubStuart, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
River Marina (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

River Marina is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any River Marina address.

The takeaway

What is actually shaping value around River Marina: a firm Martin County market and the scarcity of true water-access homes inside the community. Each item is sourced and dated.

Recent Developments in River Marina

Our read on what is being built around River Marina, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe county backdrop is firm into late 2025, and water-access homes remain scarce. The near-term watch item is how quickly the small set of waterfront homes turns over.

Martin County median price up year over year

2025-12
BullishNotable impact
SignificanceRadius: County

A long run of year-over-year median gains supports values in established Stuart communities.

Scarce ocean-access homes inside the community

Ongoing
BullishNotable impact
SignificanceRadius: Community

A small set of homes with real river and ocean access is the durable premium asset here.

More financed, owner-occupant demand

2025
NeutralNotable impact
SignificanceRadius: County

A falling cash-buyer share points to a broader financed-buyer pool.

Low reported dues for an amenitized community

2024
BullishNotable impact
SignificanceRadius: Community

Relatively low dues for a community with a pool, gym, and boat ramp support carrying-cost value.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting River Marina, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2025
    Market

    Martin County median home price posts another year-over-year gain

    Martin County reported a median existing-home price around $409,200, up about 1.2 percent year over year. Why it matters: A firm county backdrop supports values in established Stuart communities like River Marina. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in River Marina, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the water access on the specific home; only a subset front the river with ocean access.

2

Verify the current HOA dues and inclusions. Reported figures move; get the schedule in writing.

3

Check the day dock and ramp rules and any waitlist or fees for watercraft.

4

Read the condition honestly on a mid-2000s home: roof, HVAC, and updates drive the number.

5

Match the home to comps for its type and whether it carries true water access.

Best Buy
A waterfront or ocean-access home matched to true water comps
Biggest Risk
Paying a water premium for an interior home
Best Lot
South Fork river frontage over interior lots
Smart Timing
Confirm dock access and current dues before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

River Marina is a mid-2000s south Stuart community of single-family homes and townhomes, several single-family homes fronting water with ocean access through the South Fork of the St. Lucie River. Shared amenities include a clubhouse, gym, pool, playground, basketball court, and a day dock with a boat ramp. Reported dues are low for the area, but the value split is real: confirm whether a specific home carries true water access before you price it.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Townhome
$320K to $326K

Townhomes in the community's non-gated section, the entry point with the amenities and the boat ramp.

Lowest entry
The Interior Home
$326K to $490K

Single-family homes on interior lots, the core of the resale market, priced on condition and amenities.

Most inventory
The Waterfront Home
$490K to $555K

The scarce single-family homes with river frontage and ocean access, the homes that tend to hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$320K to $326K
The Townhome
Townhomes in the community's non-gated section, the entry point with the amenities and the boat ramp.
$326K to $490K
The Interior Home
Single-family homes on interior lots, the core of the resale market, priced on condition and amenities.
$490K to $555K
The Waterfront Home
The scarce single-family homes with river frontage and ocean access, the homes that tend to hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in River Marina

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The amenities and the school district are in every listing. The deal turns on whether the home carries real water access, and its condition.

Jon Brooks · Founder, Momentum Realty
7.9B+ · Buy Score
Resale Strength8.0/10
Renovation Risk7.0/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on River Marina is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at River Marina

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at River Marina

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at River Marina

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at River Marina

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how River Marina homesites trade. The exact premium depends on the specific home, the view, and the street.

River Marina in 15 seconds.

Best forBoaters who want a day dock and ramp to the St. Lucie River with low reported dues.
Biggest advantageA boating amenity and water access on select homes at a moderate price point.
Biggest riskOverpaying for an interior home as if it carried river frontage.
Sweet spotA waterfront or ocean-access home matched honestly to true water comps.
Avoid ifYou need a private deep-water dock at every home or new construction.

HOA, CDD & Fees

15-Second Take
  • Low reported monthly dues for the area
  • Day dock and boat ramp to the St. Lucie River
  • Only some homes carry true water access
  • No CDD confirmed; verify per parcel
  • Martin County School District address

Reported around $141 a month for townhomes and $143 a month for single-family homes as of May 2024 (third-party reported); confirm the current amount and inclusions for a specific home.

Reported to cover common areas, townhome landscaping, and basic cable; confirm what applies to the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In River Marina, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Martins Crossing, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your River Marina home worth?

Get a no-obligation home value based on real comparable sales in River Marina matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full River Marina home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in River Marina year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

River Marina Market Scorecard

Strong seller's market

River Marina is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.

2.2
Months supply
$1,099,999
Median list
$847,500
Median sold
$321
Per sqft
68
Days on mkt
7/6/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is River Marina a gated community?
Access arrangements vary by section here, so confirm whether a specific River Marina home is gated with the listing.
What type of homes are in River Marina?
River Marina is characterized by single-family homes and townhomes, several with ocean access via the South Fork of the St. Lucie River. Confirm the specifics of any individual home with the listing.
Who built River Marina?
River Marina is associated with mid-2000s builders, built around 2006 to 2008, per third-party sources. Confirm the builder and year for a specific home.
Does River Marina have an HOA?
Yes. Dues are reported at around $141 a month for townhomes and $143 a month for single-family homes (as of May 2024, third-party reported). Treat that as reported and confirm the current amount and what it covers for a specific home.
Does River Marina have a CDD fee?
No CDD has been confirmed here; confirm the CDD status per parcel with the listing.
What amenities does River Marina offer?
Reported amenities include a clubhouse, a gym, a community pool, a playground, a basketball court, and a day dock with a boat ramp to the St. Lucie River. Confirm current amenity access and any associated fees with the listing.
What schools serve River Marina?
River Marina is in the Martin County School District; confirm the exact zoning for a specific home with the district. School assignment is by address and changes periodically, so confirm the exact zoning for a specific River Marina home with the district.
Where is River Marina located?
River Marina is in Stuart, Martin County, Florida (34997). It sits in south Stuart with quick access to downtown Stuart and I-95.
Is River Marina a good place to buy?
River Marina offers a mid-2000s Stuart community with shared amenities, low reported dues, and a day dock with river access. The right read is a comparable-sales analysis on a specific home; this is not a guarantee of future value.
How is the market in River Marina?
Inventory here is limited, so a single sale can move the averages. Read current pricing as context and lean on the comparable-sales analysis for a specific home.
What is there to do near River Marina?
River Marina puts everyday shopping, dining, and major roads within a short drive; see the commute section for approximate drive times, and confirm your real commute at your real departure time.
Should I use the listing agent to buy in River Marina?
No. The listing agent works for the seller. Having your own representation is the highest-leverage decision you make on a purchase here.
How do I sell a home in River Marina?
The right list price comes from recent comparable sales matched to your home's size, condition, and location, not an automated estimate. We build the case with real comps and a pricing strategy for the current market.
Are there new listings in River Marina before they hit the portals?
We track River Marina inventory from the live feed and can flag homes as they come available. Tell us your budget and timeline and we will send matches.
Boaters who want a day dock and ramp to the St. Lucie RiverExcellent fit
Buyers who value low reported dues with shared amenitiesExcellent fit
Buyers who want a Martin County schools addressExcellent fit
Buyers prioritizing water access where a home carries itExcellent fit
Buyers who need a private deep-water dock at every homeProbably not
Buyers who want a no-HOA or large-acreage lotProbably not
Buyers seeking new construction with a builder warrantyProbably not
Buyers who need a 55 and over age-restricted communityProbably not

Get the inside read on River Marina

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your River Marina home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty River Marina specialist will reach out personally, usually the same day.

River Marina median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in River Marina, Florida by year (2012 to 2026). Source: Momentum Realty.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.

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