Lofton Point
Homes for Sale in Yulee, FL
All 199 homes for sale in Yulee, FL · median $419,900 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of October 2026, Lofton Point in Yulee, FL has 2 homes for sale. Homes listed or recently sold were built 1975–2005; 3 of 4 report an HOA (median $52/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft).
Homes For Sale Right Now in Lofton Point
Live MLS inventory for Lofton Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 82 daysTop listing
Active · 44 days
Active · 29 daysActive and pending Lofton Point listings as of 2026-10-19, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Lofton Point right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Lofton Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lofton PointLofton PointLofton Point
Lofton PointPhotos from realMLS listings in Lofton Point; content deemed reliable but not guaranteed.
The market around Lofton Point
Lofton Point is too small for its own price trend, so here is the market around it.
In ZIP 32034, 345 homes are on the market and 27% are under contract — a steady corner of Yulee.
Across Nassau County, 514 homes are active and 208 pending (29% under contract).
ZIP and county figures describe the wider market, not Lofton Point specifically. Momentum Research analysis of MLS records.
Lofton Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fernandina Beach High School (Nassau County School District)FLDOE grade A · High
- Fernandina Beach Middle School or your address-zoned middle school · Middle
- Southside Elementary School or Emma Love Hardee Elementary (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lofton Point address.
The Lofton Point buying strategy.
If we were buying in Lofton Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lofton Point.
A closer look at the Lofton Point market
Inventory runs at 12.0 months of supply, a buyer-leaning market.
The location and the amenities are priced into every listing in Lofton Point. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Lofton Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $369,900, the first-year bill with homestead is about $4,400/yr (Nassau County total millage 13.2757 mills, FY2025-26, Nassau County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in Lofton Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lofton Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lofton Point will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $624/year (about $52/month) · median of 62 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $624 a year ($52 a month) — the median AssociationFee across 62 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lofton Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lofton Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lofton Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lofton Point home worth?
Get a no-obligation home value based on real comparable sales in Lofton Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Yulee →
Recently off market in Lofton Point
Homes in Lofton Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 96185 Ridgewood Circle · off market
- 96220 Ridgewood Circle · off market
- 96328 Ridgewood Circle · off market
| Location | Yulee, Nassau County, FL · ZIP 32034, 32097 |
|---|---|
| Amenities listed by sellers | Playground, Basketball Court |
| For sale right now | 2 active, 0 pending · median asking $404,000 · 12.0 months of supply |
| Zoned public schools | Fernandina Beach High School (Nassau County School District) (A, FLDOE 2025-26); Fernandina Beach Middle School or your address-zoned middle school; Southside Elementary School or Emma Love Hardee Elementary (verify by address) |
Data as of August 23, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lofton Point key facts,” movewithmomentum.com/neighborhoods/lofton-point-fernandina-beach, data as of August 23, 2026.
Housing distress & ownership in Lofton Point, Yulee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Lofton Point
The newest homes for sale in Lofton Point right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 96177 Piedmont Drive $349,000 · 3 bd · 2 ba · 1,452 sq ft · 32 days on market Courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
- 96291 Ridgewood Circle $369,900 · 3 bd · 2 ba · 1,853 sq ft · 47 days on market Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
- 86385 Peeples Road $425,000 · 4 bd · 2 ba · 2,022 sq ft · 85 days on market Courtesy of WATSON REALTY CORP
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Lofton Point Fernandina Beach Right Now (3)
All 3 active and pending Lofton Point Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 96177 Piedmont Drive · $349,000 · 3 bd / 2 ba · listed Sep 19, 2026 · listed by Berkshire Hathaway Homeservices Florida Network Realty
- 96291 Ridgewood Circle · $369,900 · 3 bd / 2 ba · listed Sep 4, 2026 · listed by Iron Valley Real Estate North Florida
- 86385 Peeples Road · $425,000 · 4 bd / 2 ba · listed Jul 28, 2026 · listed by Watson Realty Corp
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- ZIP 32034 housing scorecard
Yulee guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Yulee? Join Momentum in Yulee: 100% commission, one $12K cap.
23% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
Price History: What Homes Here Have Actually Sold For
Median sale prices in Lofton Point Fernandina Beach year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Lofton Point a buyer's or seller's market right now?
What schools serve Lofton Point?
Who is the best real estate agent for Lofton Point?
How do I find a top Yulee real estate agent who knows Lofton Point?
Can Momentum Realty connect me with an agent for Lofton Point?
Where is Lofton Point, and what county is it in?
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lofton Point fits the bigger picture — live prices, inventory, and Momentum Scores:
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