Sandy Ridge
Homes for Sale in Yulee, FL
All 199 homes for sale in Yulee, FL · median $419,900 · 201 homes for sale in 32097 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA · via realMLS
As of October 2026, Sandy Ridge in Yulee, FL has 3 homes for sale. Over the 12 months ending 2026-08-10, 16 recorded sales closed at a median of $516,950, $219 per square foot, a median 93 days on market, sellers accepting 94% of original asking (-10% versus the prior year). Homes listed or recently sold were built 2024–2026 with 11 new construction; 14 of 14 report an HOA (median $100/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,860 ($6,360 with the full homestead exemption).
Last 30 days in Sandy Ridge: 2 new listings (median asking $599,350), 1 under contract right now, 1 closed sale (median $467,500). As of October 20, 2026, realMLS.
Sandy Ridge right now
🟡 Balanced market. 2.2 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 10, 2026. Confidence: High (3 active and pending listings, 16 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($517K) is down 10.2% from the prior 12 months ($576K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 10. Confidence: Medium (16 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandy Ridge market snapshot (as of August 10, 2026): the median sale price is about $517K ($219 per sq ft over the trailing 12 months of closed sales), a median 94 days on market for closed sales, and 2.2 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level realMLS closed sales (16 closings in the current window).
In ZIP 32097 (Yulee), 640 homes closed in the last 12 months at a median of $454K ($196/sq ft), up 3.6% year over year, with a median 55 days on market. Right now 149 active and 63 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32097 housing market and the Nassau County market.
realMLS (Northeast Florida) sales records identify 43 homes in Sandy Ridge that have changed hands since 2023, built between 2023 and 2026 (median 2024), with a median living area of about 2,523 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Sandy Ridge: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Yulee.
The setting & the homes.
Aerial and on-site photos of Sandy Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandy RidgePhotos from realMLS listings in Sandy Ridge; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($517K) IS the median in the snapshot above, and the move from 2025 ($576K) IS the -10.2% one-year change.
Windows contain 0 to 16 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Sandy Ridge Market Scorecard
Sandy Ridge is currently a strong seller's market. About 2.2 months of supply, a median asking price of $599,350, and homes go under contract in about 4 days.
Typical home value in the 32097 ZIP is $389,917, about 11.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Sandy Ridge
Live MLS inventory for Sandy Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 5 daysTop listingActive · 2 daysPending · 135 daysActive and pending Sandy Ridge listings as of 2026-10-19, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Sandy Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Sandy Ridge
- Gated · reported on 13 of 15 listings
- Park · reported on 10 of 15 listings
- Jogging Path · reported on 8 of 15 listings
- Security Gate · reported on 1 of 15 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Sandy Ridge are close: the nearest coffee is about 4 minutes away.
- Starbucks · Coffee4 min
- Aldi · Groceries5 min
- Olive Cove Italian Kitchen · Dining5 min
- Shoppes at Amelia Concourse · Shopping5 min
- Melton O. Nelson Memorial Park · Parks6 min
- UF Health Wildlight Ambulatory Care Center · Health12 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Sandy Ridge with Momentum Realty’s local guides.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Elementary SchoolFLDOE grade A · PreK-5
- Yulee Middle SchoolFLDOE grade A · 6-8
- Yulee High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sandy Ridge address.
Shop the zone: Homes zoned for Yulee Elementary School · Homes zoned for Yulee Middle School
Recent Developments in Sandy Ridge
Development, infrastructure, retail, and school activity affecting Sandy Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 5 miles northwest of Sandy Ridge.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 2 miles northeast of Sandy Ridge.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 11 miles northwest of Sandy Ridge.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 11 miles northwest of Sandy Ridge.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Sandy Ridge buying strategy.
If we were buying in Sandy Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Ridge.
A closer look at the Sandy Ridge market
At a median of $219 per square foot, Sandy Ridge prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.2 months of supply, a balanced market and the trailing-12-month median down 10% year over year. Homes that do trade take a median 94 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Sandy Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandy Ridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction -10.2% year-over-year; Liquidity & Demand 2.2 months of supply; Pricing Power 94.3% sale-to-list. Refreshed with each data update.
What it really costs to own in Sandy Ridge
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,200/year (about $100/month) across 11 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 11 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Sandy Ridge
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sandy Ridge
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sandy Ridge will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA reported ~$1200/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 14 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=14) · as of 2026-10
Tools for a Sandy Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Ridge home worth?
Get a no-obligation home value based on real comparable sales in Sandy Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Yulee →
Recently off market in Sandy Ridge
Homes in Sandy Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 85212 Sandy Ridge Loop #0023 · off market
- 85236 Sandy Ridge Loop #0026 · off market
- 85249 Sandy Ridge Loop #0073 · off market
- 85305 Sandy Ridge Loop #0076 · off market
- 85342 Sandy Ridge Loop #0038 · off market
- 85350 Sandy Ridge Loop #0039 · off market
- 85382 Sandy Ridge Loop #42 · off market
- 85398 Sandy Ridge Loop #0044 · off market
| Location | Yulee, Nassau County, FL · ZIP 32097 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, Park, Jogging Path, Curbs, Dog Park, Security Gate |
| Sale prices, last 12 months | $516,950 median across 16 closed sales · $219 per sq ft · -10.2% vs the prior 12 months |
| Days on market (closed sales) | 93 median |
| For sale right now | 3 active, 0 pending · median asking $591,500 · 2.2 months of supply |
| Zoned public schools | Yulee Elementary School (A, FLDOE 2025-26); Yulee Middle School (A, FLDOE 2025-26); Yulee High School (A, FLDOE 2025-26) |
Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandy Ridge key facts,” movewithmomentum.com/neighborhoods/sandy-ridge-yulee, data as of August 10, 2026.
Just listed in Sandy Ridge
The newest homes for sale in Sandy Ridge right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 85300 Sandy Ridge Loop $598,800 · 4 bd · 3 ba · 2,736 sq ft · 5 days on market Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
- 85292 Sandy Ridge Loop $599,900 · 4 bd · 3 ba · 3,080 sq ft · 8 days on market Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Sandy Ridge Yulee Right Now (3)
All 3 active and pending Sandy Ridge Yulee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 85300 Sandy Ridge Loop · $598,800 · 4 bd / 3 ba · listed Oct 15, 2026 · listed by Christie'S International Real Estate First Coast
- 85292 Sandy Ridge Loop · $599,900 · 4 bd / 3 ba · listed Aug 19, 2026 · listed by Iron Valley Real Estate North Florida
- 85390 Sandy Ridge Loop · $591,500 · 4 bd / 3 ba · pending · listed Aug 11, 2026 · listed by Era Oneteam Realty
Recently sold in Sandy Ridge Yulee
- 85417 Sandy Ridge Loop #0084 · sold $467,500
- 85350 Sandy Ridge Loop #0039 · sold $490,900
- 85228 Sandy Ridge Loop #0025 · sold $539,500
- 85148 Sandy Ridge Loop #0017 · sold $556,000
- 85236 Sandy Ridge Loop #0026 · sold $465,000
- 85398 Sandy Ridge Loop #0044 · sold $511,900
- 85342 Sandy Ridge Loop #0038 · sold $530,000
- 85449 Sandy Ridge Loop #0088 · sold $601,450
- 85305 Sandy Ridge Loop #0076 · sold $499,900
- 85382 Sandy Ridge Loop #42 · sold $590,650
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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- Yulee home values: what is my house worth?
- ZIP 32097 housing scorecard
Yulee guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Yulee? Join Momentum in Yulee: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sandy Ridge Loop (3 homes on record)
Frequently Asked Questions
What is the median home price in Sandy Ridge?
How long do homes in Sandy Ridge take to sell?
Is Sandy Ridge a buyer's or seller's market right now?
What schools serve Sandy Ridge?
Who is the best real estate agent for Sandy Ridge?
How do I find a top Yulee real estate agent who knows Sandy Ridge?
Can Momentum Realty connect me with an agent for Sandy Ridge?
Where is Sandy Ridge, and what county is it in?
Is Sandy Ridge in a flood zone?
Is Sandy Ridge a good place to live?
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-10 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Sandy Ridge
- Find an agent · How to choose the best real estate agent in Sandy Ridge