Merrill
Hills Homes for Sale in Jacksonville, FL

Established resale homes · Jacksonville · ZIP 32225

An established, mid-1990s resale community off Merrill Road in the Fort Caroline area of Jacksonville, with an active owners association and modestly sized single-family homes.

Established resaleJacksonville, Duval County3 to 4 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Live MLS activity for this specific pocket is thin in our current feed, so the market-pulse figures on this page should be treated as directional, not a substitute for a current comparative market analysis. Confirm active listings and recent closings directly before you make a decision.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
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Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Merrill Hills is a settled, mid-1990s resale community whose case rests on an established Fort Caroline area location and an active owners association rather than a shared amenity package. Homes here generally run from about 1,570 to 2,158 square feet with 3 to 4 bedrooms, so the buyer thesis is a mid-sized resale in a developed pocket rather than a move-up new-construction purchase. Because current MLS activity in this specific pocket is thin in our feed, lean on a fresh comparative market analysis rather than the general figures here before pricing an offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Merrill Hills is an established, single-family resale community off Merrill Road in the Fort Caroline area of Jacksonville, in Duval County, with development beginning around 1996. Homes here are generally mid-sized single-family houses, roughly 1,570 to 2,158 square feet with 3 to 4 bedrooms, based on listings reviewed.

The community has an active homeowners association, the Merrill Hills Owners Association, though a current dues amount is not published here. No clubhouse or pool amenity was confirmed in the listings reviewed, so the value story here is the settled location and the home's condition and updates rather than a shared recreational amenity package.

The location sits off Merrill Road near the Monument Road and Townsend Boulevard corridors, within a short drive of I-295 and roughly 20 to 25 minutes from the Jacksonville beaches. That gives the community everyday convenience without the amenity infrastructure of a newer planned development.

Best for

  • Buyers looking for a mid-sized, established resale home in the Fort Caroline area of Jacksonville
  • Buyers who want an active owners association without heavy new-construction pricing
  • Buyers comfortable evaluating an individual home's condition and update history rather than relying on a uniform new-build standard

Probably not for

  • Buyers who want a community with shared amenities like a pool or clubhouse
  • Buyers who need brand-new construction with a builder warranty
  • Buyers who want negotiating leverage from a large pool of competing new-build homes

How Fort Caroline is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Merrill Hills update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fort Caroline listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Merrill Hills buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-29510 to 15 min · approximate, via Monument Road or Townsend Boulevard
Jacksonville beaches20 to 25 min · approximate
Downtown Jacksonville20 to 25 min · approximate
Monument Road shopping corridor5 to 10 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near MerrillHills Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fort Caroline (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fort Caroline is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Sandalwood High School (Duval County Public Schools, verify by address)

Middle

Landmark Middle School (Duval County Public Schools, verify by address)

Elementary

Merrill Road Elementary School or Don Brewer Elementary School (Duval County Public Schools, verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Fort Caroline address.

The takeaway

Merrill Hills does not have a dedicated news cycle of its own; the relevant story is the broader Fort Caroline / Monument Road area's steady residential demand and the cost pressures facing older Florida homes.

Recent Developments in Merrill Hills

Our read on what is being built around Fort Caroline, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNeutral to modestly positive. An established location with reasonable beach and downtown access supports steady interest, but buyers of a mid-1990s home should weigh update needs and insurance costs into their offer.

Fort Caroline / Monument Road area demand

Ongoing, 2020s
NeutralNotable impact
SignificanceRadius: Area

The wider Fort Caroline and Monument Road corridor of Jacksonville's east side has continued to see steady residential demand tied to its proximity to the beaches and downtown. That supports baseline interest in established pockets like Merrill Hills, though it does not by itself change any individual home's value.

Florida homeowners insurance costs

2026
BearishNotable impact
SignificanceRadius: Region

Florida homeowners insurance premiums have remained elevated statewide, and older roofs and systems, common in a community with development beginning in the mid-1990s, can add to that cost or trigger insurer inspection requirements. Get a bindable quote for the specific home before you commit.

Market conditions for mid-sized resale homes

2026
NeutralMinor impact
SignificanceRadius: Community

Mid-sized resale homes in established Duval County pockets typically compete on condition, updates, and price rather than size alone. Because current MLS activity for this specific pocket is thin in our feed, confirm recent comparable sales directly rather than relying on citywide averages.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Merrill Hills, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Merrill HillsGet a short monthly email when something new is approved, funded, or opens near Merrill Hills.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Fort Caroline, this is the order of operations we would run, and the one we run for our clients.

    1

    Get a fresh comparative market analysis from recent Fort Caroline / Monument Road area closings rather than relying on citywide or dated figures.

    2

    Have the roof, electrical panel, plumbing, and HVAC inspected given the mid-1990s build era, and budget for near-term updates if needed.

    3

    Get a bindable Florida homeowners insurance quote for the specific home before you commit, since older systems can affect eligibility and price.

    4

    Confirm the current Merrill Hills Owners Association dues amount and what it covers directly with the association or its management company.

    5

    Verify the exact zoned elementary, middle, and high schools for the home's address with Duval County Public Schools.

    Best Buy
    A well-maintained or already-updated home near the top of the community's size range.
    Biggest Risk
    Deferred maintenance typical of a mid-1990s home, plus Florida insurance costs on older systems.
    Best Lot
    Confirm HOA dues and any deed restrictions directly with the association before you assume the terms.
    Smart Timing
    Not phase- or release-driven; price against recent individual comparable sales.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established resale single-family

    Era

    Built beginning around 1996, developed over subsequent years

    Size range

    About 1,570 to 2,158 sq ft, based on listings reviewed

    Bedrooms

    3 to 4

    Costs & Fees

    HOA

    Yes, the Merrill Hills Owners Association; current dues amount not published, confirm with the association

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primarily long-term resident ownership based on home size and era

    Amenities

    Marketed

    No clubhouse or pool amenity confirmed in listings reviewed; the community is organized around an active owners association

    Status

    Verify current amenity and association status directly with the HOA

    Location

    Area

    Off Merrill Road in the Fort Caroline / Monument Road area of Jacksonville, Duval County

    I-295

    A short drive via Monument Road or Townsend Boulevard, approximate

    Jacksonville beaches

    Roughly 20 to 25 minutes, approximate

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    The smaller original-condition homes in the community's size range, generally toward 1,570 square feet with 3 bedrooms. Verify current condition and any needed updates against a recent comparable sale.

    Lowest entry
    The Core

    Homes with some documented updates, typically in the 1,800 to 2,000 square foot range with 3 to 4 bedrooms, where kitchen or system updates have already been made.

    Most inventory
    The Top

    The larger or most updated homes in the community, up to roughly 2,158 square feet. Verify the exact size and update history on the specific listing.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    The smaller original-condition homes in the community's size range, generally toward 1,570 square feet with 3 bedrooms. Verify current condition and any needed updates against a recent comparable sale.
    The Core
    Homes with some documented updates, typically in the 1,800 to 2,000 square foot range with 3 to 4 bedrooms, where kitchen or system updates have already been made.
    The Top
    The larger or most updated homes in the community, up to roughly 2,158 square feet. Verify the exact size and update history on the specific listing.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home ageDevelopment beginning around 1996
    Typical footprint1,570 to 2,158 sq ft
    Community amenitiesNone confirmed; active owners association
    Update statusVaries by owner, verify per listing
    Insurance exposureOlder roofs and systems raise premiums

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Fort Caroline

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not size or amenities, it is a settled, mid-sized resale home in an established Fort Caroline area pocket.

    Jon Brooks · Founder, Momentum Realty
    6.0C · Buy Score
    Resale Strength5.8/10
    Renovation Risk5.0/10
    Location Efficiency6.8/10
    Long-Term Defensibility5.4/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Fort Caroline is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Homes are generally single-story to two-story and built beginning around 1996.
    • Interior condition varies by owner; verify update history per listing.
    • An active owners association exists; confirm dues and coverage independently.
    • The community sits off Merrill Road near the Monument Road corridor.
    • Confirm setback and permitting requirements with the county for any backyard project.

    In an established community like Merrill Hills, the building stock is uniform in era but not in condition, so the durable difference between homes is the individual owner's maintenance and update history. A documented update history on the roof, systems, and interior carries real weight against an original-condition home at a similar price. Because there is an active owners association, confirm current dues and deed restrictions directly with the association before you rely on general impressions of the community.

    Fort Caroline in 15 seconds.

    Best forBuyers who want a mid-sized, established resale home in the Fort Caroline area of Jacksonville.
    Biggest advantageAn active owners association and a settled location within reach of the beaches and downtown.
    Biggest riskDeferred maintenance and insurance costs tied to a mid-1990s build era.
    Sweet spotAn updated or well-maintained home near the top of the community's size range.
    Avoid ifYou need shared community amenities or brand-new construction with a builder warranty.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes, the Merrill Hills Owners Association; get the current dues amount in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No clubhouse or pool amenity confirmed in listings reviewed.
    • Homes generally run about 1,570 to 2,158 sq ft with 3 to 4 bedrooms.
    • Budget Florida homeowners insurance on an older home; get a bindable quote.

    Merrill Hills has an active homeowners association, the Merrill Hills Owners Association. A current dues amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.

    Confirm in writing, but HOA dues in an established community like this generally fund common-area upkeep and association administration rather than a shared amenity package, since no clubhouse or pool was confirmed in listings reviewed.

    No golf course or private club is associated with this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Fort Caroline, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Merrill Pines, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Fort Caroline home worth?

    Get a no-obligation home value based on real comparable sales in Fort Caroline matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Merrill Hills on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Merrill Hills year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Merrill Hills are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Merrill Hills a new or established community?
    It is an established resale community. Development began around 1996, so this is a resale market, not new construction.
    How big are the homes in Merrill Hills?
    Listings reviewed run roughly 1,570 to 2,158 square feet, with 3 to 4 bedrooms.
    Is there an HOA in Merrill Hills?
    Yes, the Merrill Hills Owners Association. A current dues amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community. Confirm on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the community have?
    No community-wide amenities such as a pool or clubhouse were identified in listings reviewed. Merrill Hills is a resale community organized around an active owners association.
    What condition are the homes in?
    Condition varies by owner. Some homes have documented updates, while others are closer to original condition. Verify the specific home's update history before you rely on general impressions of the community.
    What schools serve the community?
    The community is zoned to Duval County Public Schools. Based on the area, likely zoned schools include Merrill Road Elementary School or Don Brewer Elementary School, Landmark Middle School, and Sandalwood High School, but verify the exact zoned schools for a specific address with Duval County Public Schools, since attendance zones can change.
    How is the location?
    Merrill Hills sits off Merrill Road in the Fort Caroline area of Jacksonville, near the Monument Road and Townsend Boulevard corridors, with a short drive to I-295. The Jacksonville beaches and downtown are each roughly 20 to 25 minutes away.
    What is the biggest risk of buying here?
    Deferred maintenance typical of a mid-1990s home, including aging roofs, electrical panels, and plumbing, plus the cost of Florida homeowners insurance on older systems. Get inspections and a bindable insurance quote before you commit.
    How should I evaluate a specific home here?
    Get a clear picture of what has and has not been updated. A home with documented system updates is worth more than one of similar size in original condition.
    Should I get my own agent for a resale purchase like this?
    Yes. Your own agent can help you evaluate condition, compare recent closings, and negotiate based on what an inspection finds, rather than relying on a listing description alone.
    How current is the data on this page?
    Live MLS activity for this specific pocket is thin in our current feed. The figures on this page are directional; confirm current active listings, recent closings, and pricing directly before you make an offer.
    Who is the best real estate agent for Merrill Hills?
    The best agent for Merrill Hills is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Merrill Hills.
    How do I find a top Jacksonville real estate agent who knows Merrill Hills?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Merrill Hills and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Merrill Hills?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Merrill Hills purchase or sale - no call center and no pressure.
    You want a mid-sized, established resale home in the Fort Caroline area of Jacksonville.Excellent fit
    You value an active owners association and a settled, developed location.Excellent fit
    You are comfortable budgeting for updates on a mid-1990s home.Excellent fit
    You want reasonable access to the Jacksonville beaches and downtown.Excellent fit
    You want shared community amenities like a pool or clubhouse.Probably not
    You are not prepared to budget for near-term maintenance on an older home.Probably not
    You need brand-new construction with a builder warranty.Probably not
    You want leverage from a large pool of competing new-build homes.Probably not

    Get the inside read on Fort Caroline

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fort Caroline home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Fort Caroline specialist will reach out personally, usually the same day.

    Median sale price in Merrill Hills, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

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