MiraBay Homes for Sale in Apollo Beach, FL

Gated waterfront master plan · Apollo Beach · ZIP 33572

A gated waterfront master plan on Tampa Bay in Apollo Beach.

Gated waterfrontMarina and lagoonBoatable to the bay

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a gated waterfront community with an HOA and a CDD; the lot and water frontage, the all-in carrying cost, and the flood and insurance picture decide value, so confirm all three for a specific home.

Free · No obligation

Unlock Off-Market MiraBay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"MiraBay is Apollo Beach's premier gated waterfront master plan, developed by Minto on the eastern shore of Tampa Bay, so the read spans a wide range: public sources describe roughly 1,700 homes from townhomes up to million-dollar-plus waterfront estates, built from 2003 onward with a variety of builders, plus a still-active new-construction phase. The draw is real: a private beach, a full-service marina, a waterfront clubhouse, and canal and lagoon homes that can reach Tampa Bay by boat. The trade-offs are an HOA plus a CDD assessment on the tax bill, and, on the water, the flood and insurance picture. Your leverage is reading the lot and water access, the all-in carrying cost, and the elevation and insurance on a specific home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

MiraBay is a gated, master-planned waterfront community in Apollo Beach, in south Hillsborough's 33572 ZIP, developed by Minto Communities on the eastern shore of Tampa Bay. Public sources describe roughly 1,700 homes, with construction beginning in 2003 and a range of builders, spanning townhomes to large waterfront estates.

The amenity package is the headline: a private beach, a full-service marina, a waterfront clubhouse with resort-style pools and a fitness center, and a network of canals and lagoons. Many homes sit on navigable water, and canal homes can reach Tampa Bay by boat, while lagoon homes often use a boat lift to move between the lagoon and the canals.

MiraBay runs on an HOA plus a Community Development District, so the all-in carrying cost combines monthly dues and a CDD assessment on the property tax bill. Confirm both for a specific home, along with the water frontage and dock situation, and, given the bayside setting, the flood zone, elevation, and insurance quote.

For buyers who want a gated, resort-style waterfront lifestyle with real boating access in south Hillsborough, MiraBay is the benchmark community. The work is reading the lot and water access, the full carrying cost, and the flood and insurance picture honestly before you fall for a list price.

Quick Match

Who MiraBay is best for.

Best for

Buyers who want a gated, resort-style waterfront lifestyle
Boaters who want canal or lagoon access to Tampa Bay
Buyers who want a full amenity package with a marina and clubhouse
Buyers who will price the HOA, CDD, and flood insurance into the cost

Probably not for

Buyers who want no CDD or the lowest possible carrying cost
Anyone seeking an inland, low-flood-risk location
Buyers who want an established, no-HOA neighborhood
Anyone not prepared for waterfront insurance and maintenance

Market Pulse

How MiraBay is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current MiraBay listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Shore Acres or Apollo Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in MiraBay buys, holds, and resells. See the five factors.

Interactive Map

MiraBay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

MiraBay sits in Apollo Beach, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from MiraBay. They are approximate and vary with traffic and your exact departure point.

US-41 (Apollo Beach Blvd)~5-8 min · main corridor

I-75 (Apollo Beach / Big Bend)~8-12 min · regional connector

Apollo Beach Nature Preserve / Manatee Viewing Center~8-12 min · bayfront recreation

Brandon / Westfield Brandon~25-30 min · retail and dining

Tampa (downtown)~30-40 min · via I-75 or US-41

Tampa International Airport (TPA)~40-50 min · via I-75

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near MiraBay with Momentum Realty’s local guides.

ACAntigua CoveApollo Beach, FL · 0.6 mi MIMiraBayApollo Beach, FL · 0.7 mi ESEstuaryApollo Beach, FL · 0.8 mi ICIndigo CreekApollo Beach, FL · 0.8 mi RWRegency at WatersetApollo Beach, FL · 0.8 mi HIHarbour Isles,Apollo BeachApollo Beach, FL · 0.9 mi MPMiraBay (Parcel 8)Apollo Beach, FL · 0.9 mi HBHammock BayApollo Beach, FL · 1.0 mi ABApollo BeachApollo Beach, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

MiraBay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

MiraBay is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any MiraBay address.

The takeaway

What is actually shaping value at MiraBay: the marina and boatable water amenity, continued south Hillsborough growth, the HOA-and-CDD carrying-cost structure, and the waterfront flood and insurance picture. Each item is sourced and linked.

Recent Developments in MiraBay

Development Intelligence

Our read on what is being built around MiraBay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe marina, private beach, and boatable water are durable draws, and SouthShore growth supports demand, while the watch items are the HOA-and-CDD carrying cost and the waterfront flood and insurance picture.

Marina, private beach, and boatable water anchor the community

Ongoing

BullishMajor impact

SignificanceRadius: Community

A full-service marina, private beach, and direct boat access to Tampa Bay are scarce, durable amenities that support waterfront demand.

South Hillsborough and Apollo Beach keep growing

2025

BullishNotable impact

SignificanceRadius: Area

Sustained SouthShore growth in services, schools, and recreation supports long-term demand around Apollo Beach.

HOA plus CDD set the carrying cost

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Combined HOA and CDD costs are part of the true monthly number; confirm both for a specific home and section.

Waterfront flood and insurance picture is the watch item

2024-2025

BearishNotable impact

SignificanceRadius: Community

Bayside homes carry flood and windstorm exposure and rising premiums; read elevation and get a quote on a specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting MiraBay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

January 2025
Growth
SouthShore growth continues across south Hillsborough
Local reporting described the SouthShore area, including Apollo Beach, Ruskin, and Wimauma, continuing to grow through 2025 with new residents, services, and recreation such as the SouthShore Sportsplex. Why it matters: Area growth supports services and demand around MiraBay; weigh traffic and the bayside flood picture for a long-term hold. Source
January 2025
Community
New-construction phase continues at MiraBay
Builders including Park Square market a current new-construction phase at MiraBay, Marisol Pointe, alongside the established resale community on the water in Apollo Beach. Why it matters: New phasing and incentives shift; compare a builder home to nearby resale and read the water frontage and carrying cost. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The MiraBay buying strategy.

If we were buying in MiraBay, this is the order of operations we would run, and the one we run for our clients.

Read the lot and water access first. Canal, lagoon, or interior, the dock situation, and boatable access to the bay drive value most here.

Add the HOA and CDD together. Confirm the monthly dues and the CDD assessment and balance for a specific home and section.

Read the flood and insurance picture. Pull elevation and a flood and windstorm quote on any bayside or canal home before you offer.

Match the home to real comps. Waterfront and updated estates trade very differently from interior and original homes; price accordingly.

Compare waterfront options, and cross-shop Shore Acres for a no-HOA St. Pete waterfront alternative.

The Quick Decision

Best Buy

A boatable canal or lagoon home priced for its true HOA, CDD, and insurance cost

Biggest Risk

Underpricing the all-in carrying cost and the waterfront flood and insurance picture

Best Lot

Navigable canal or lagoon frontage over an interior homesite

Smart Timing

Confirm the CDD balance, the dock and water access, and an insurance quote

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

MiraBay is a gated, master-planned waterfront community in Apollo Beach, in south Hillsborough's 33572 ZIP, developed by Minto Communities on the eastern shore of Tampa Bay. Public sources describe roughly 1,700 homes built from 2003 onward by a range of builders, from townhomes to large waterfront estates, with a current new-construction phase still selling. The amenity base is the draw: a private beach, a full-service marina, a waterfront clubhouse with resort-style pools and a fitness center, and a network of navigable canals and lagoons where homes can reach Tampa Bay by boat. The community runs on an HOA plus a Community Development District, so the all-in carrying cost combines dues and a CDD assessment, and the lot, the water frontage, and the bayside flood and insurance picture drive value far more than square footage.

MiraBay Homes For Sale

What your money buys in MiraBay.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in MiraBay today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior or Townhome

Townhomes and interior single-family homes with full amenity and marina access, the entry into the gated waterfront community.

Lowest entry

The Canal or Lagoon Home

Homes on navigable canals or the lagoon with docks or boat lifts, where water access is the durable draw.

Most inventory

The Waterfront Estate

The larger waterfront and bay-influenced estates with prime frontage, the homes that hold value best, priced for their flood and insurance read.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Interior or Townhome

Townhomes and interior single-family homes with full amenity and marina access, the entry into the gated waterfront community.

The Canal or Lagoon Home

Homes on navigable canals or the lagoon with docks or boat lifts, where water access is the durable draw.

The Waterfront Estate

The larger waterfront and bay-influenced estates with prime frontage, the homes that hold value best, priced for their flood and insurance read.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in MiraBay, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in MiraBay is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well MiraBay holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within Apollo BeachStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in MiraBay

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The marina and the boatable water are the lifestyle. The deal is won or lost on the lot, the all-in carrying cost, and the flood and insurance read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0B+ · Buy Score

Resale Strength8.0/10

Renovation Risk6.4/10

Location Efficiency8.2/10

Long-Term Defensibility8.0/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on MiraBay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In MiraBay, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

MiraBay in 15 seconds.

Best forBuyers who want a gated, resort-style waterfront lifestyle with boating access.

Biggest advantageA marina, private beach, and boatable canals to Tampa Bay, scarce and durable amenities.

Biggest riskThe HOA-plus-CDD cost and waterfront flood and insurance on the true carrying cost.

Sweet spotA boatable canal or lagoon home priced for its true cost and insurance read.

Avoid ifYou want no CDD, low flood risk, or the lowest possible carrying cost.

HOA, CDD & Fees

15-Second Take

Monthly HOA plus a CDD assessment
Marina, private beach, clubhouse, pools
Canal and lagoon homes are boatable
Confirm the all-in monthly number
Read the flood and insurance picture

MiraBay runs on a monthly HOA plus a Community Development District assessment on the property tax bill, with the combined cost varying by section (confirm the current HOA dues, the CDD assessment, and the remaining bond balance for a specific home).

The HOA covers the gated access and the resort amenities, including the clubhouse, pools, and fitness center; marina slips and certain amenities may carry separate fees. Confirm inclusions for a specific home.

The waterfront clubhouse anchors the lifestyle, with resort-style pools, a fitness center, a cafe, and a full-service marina with access to a private beach and the bay.

Run Your Numbers

Tools for a MiraBay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in MiraBay.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in MiraBay

Price it to the water frontage, the lot, and the all-in cost, not the Zestimate.

If you are thinking about selling in MiraBay, the right list price comes from recent comparable sales matched to your water frontage and dock, your homesite, and the all-in HOA, CDD, and insurance cost, not an automated estimate. On the water, the frontage and the carrying cost are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In MiraBay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Shore Acres, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your MiraBay home worth?

Get a no-obligation home value based on real comparable sales in MiraBay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in MiraBay on the map →
Or get your MiraBay home value & selling guide →

Real comps, not a Zestimate.

MiraBay Market Scorecard

Strong seller's market

MiraBay is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is MiraBay?

MiraBay is a gated waterfront master-planned community in Apollo Beach, in south Hillsborough County's 33572 ZIP, on the eastern shore of Tampa Bay, developed by Minto Communities.

Does MiraBay have a CDD fee?

Yes. MiraBay carries a Community Development District, so a CDD assessment rides on the property tax bill in addition to the HOA. Confirm the assessment and the remaining bond balance for a specific home.

What are the HOA and CDD costs at MiraBay?

The combined HOA and CDD cost varies by section. Confirm the current monthly HOA dues, exactly what they cover, and the CDD assessment for a specific home rather than relying on a community average.

Can you boat to Tampa Bay from MiraBay?

Yes. Many homes sit on navigable canals or the lagoon, with canal homes able to reach Tampa Bay by boat and lagoon homes often using a boat lift to move between the lagoon and the canals. Confirm the water access for a specific home.

What amenities does MiraBay have?

Public sources describe a private beach, a full-service marina, a waterfront clubhouse with resort-style pools and a fitness center, and a cafe, alongside the canals and lagoon. Confirm current amenities, slip availability, and any separate fees.

What kind of homes are in MiraBay?

Public sources describe roughly 1,700 homes built from 2003 onward by a range of builders, from townhomes to large waterfront estates, with a current new-construction phase still selling.

Is MiraBay a flood zone?

As a bayside waterfront community, MiraBay carries flood and windstorm exposure that varies by elevation and location. Pull the flood zone and elevation and get a current insurance quote on any specific home before you offer.

How far is MiraBay from Tampa?

Downtown Tampa is roughly thirty to forty minutes by car via I-75 or US-41, with I-75 access about eight to twelve minutes from the community.

What schools serve MiraBay?

The community is served by Hillsborough County Public Schools. School assignment is by address and changes periodically, so confirm the current zoned schools for a specific home with the district.

What should I check before buying in MiraBay?

Read the lot and water access, add the HOA and CDD for the all-in cost, confirm the CDD balance, pull elevation and a flood and windstorm quote, and match the home to real waterfront comps.

Is MiraBay a good investment?

The marina, private beach, and boatable water are scarce, durable amenities that support waterfront demand. The carrying cost and the flood and insurance picture are the variables; condition and frontage drive the outcome.

Should I use the listing agent to buy in MiraBay?

No. The listing agent works for the seller. On a waterfront home where frontage, the CDD, and insurability swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for MiraBay?

The best agent for MiraBay is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for MiraBay.

How do I find a top Apollo Beach real estate agent who knows MiraBay?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows MiraBay and the wider Apollo Beach area.

Can Momentum Realty connect me with an agent for MiraBay?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your MiraBay purchase or sale — no call center and no pressure.

The Verdict

Should you buy in MiraBay?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated, resort-style waterfront lifestyleExcellent fit

Boaters who want canal or lagoon access to Tampa BayExcellent fit

Buyers who want a full amenity package with a marina and clubhouseExcellent fit

Buyers who will price the HOA, CDD, and flood insurance into the costExcellent fit

Buyers who will read the lot and water frontage honestlyExcellent fit

Buyers who want no CDD or the lowest possible carrying costProbably not

Anyone seeking an inland, low-flood-risk locationProbably not

Buyers who want an established, no-HOA neighborhoodProbably not

Anyone not prepared for waterfront insurance and maintenanceProbably not

Buyers who will not get an elevation and insurance read firstProbably not

Get the inside read on MiraBay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your MiraBay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty MiraBay specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in MiraBay — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

MiraBay Homes for Sale in Apollo Beach, FL

The 60-Second Overview

Who MiraBay is best for.

Best for

Probably not for

How MiraBay is performing right now

MiraBay on the map.

How far is everything?

Nearby Communities

Schools

Hillsborough County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in MiraBay

Marina, private beach, and boatable water anchor the community

South Hillsborough and Apollo Beach keep growing

HOA plus CDD set the carrying cost

Waterfront flood and insurance picture is the watch item

SouthShore growth continues across south Hillsborough

New-construction phase continues at MiraBay

The MiraBay buying strategy.

The full read, only if you want it.

What your money buys in MiraBay.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well MiraBay holds value.

5 Mistakes Buyers Make in MiraBay

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on MiraBay is different.

Which Lots & Views Hold Value Best

MiraBay in 15 seconds.

HOA, CDD & Fees

Tools for a MiraBay buy.

Price it to the water frontage, the lot, and the all-in cost, not the Zestimate.

In MiraBay, condition and view decide your number

What is your MiraBay home worth?

Price History: What Homes Here Have Actually Sold For

MiraBay Market Scorecard

Frequently Asked Questions

Should you buy in MiraBay?

Get the inside read on MiraBay

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.