Moneytree Ranchettes
Homes for Sale in Lake Wales, FL
All 439 homes for sale in Lake Wales, FL · median $248,000 · 192 homes for sale in 33898 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 2 closed sales in Moneytree Ranchettes Ph 2 Unit 2 in Lake Wales, FL since 2014, the most recent in January 2016. Across Lake Wales as a whole, 694 homes closed in the last 12 months at a median of $255,668, 73 median days on market, with 387 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,140 ($3,460 with the full homestead exemption).
Price here is driven by the lot and the condition of the house on it, not by any shared amenity package. With homes spanning 1978 to 2024 and a median build year of 1994, you're looking at a wide spread of eras and finishes under one community name, so the condition and updates of a specific property matter more than any neighborhood average.
As of this snapshot there are no active listings, which tells you two things: inventory is tight, and when something does come up, it sets its own comp. Sellers have leverage from scarcity; buyers need to be ready to move and to underwrite each property on its own merits rather than waiting for a pattern to form.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside MONEYTREE RANCHETTES PH 2 UNIT 2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Moneytree Ranchettes is a 187-home community in Lake Wales (Polk County) with no identified shared amenities, where the appeal is land and individual homes rather than a managed enclave feel.
Stellar MLS sales records identify 58 homes in MONEYTREE RANCHETTES that have changed hands since 2004, built between 1980 and 2025 (median 1992), with a median living area of about 1,440 sq ft and a typical 3-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Moneytree Ranchettes is best for.
Best for
- Buying to hold and valuing land over a managed amenity package
- Buyers who can underwrite a specific home on its own condition and comps
- Buyers ready to move quickly when scarce inventory comes to market
Probably not for
- Wanting a clubhouse, pool, or other shared community amenities
- Needing a steady stream of active listings to compare before deciding
- Buyers who prefer a uniform, single-era subdivision with consistent finishes
The market around Moneytree Ranchettes
Moneytree Ranchettes is a small community — 11 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33898, 234 homes are on the market and 14% are under contract — a slower corner of Lake Wales.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
The housing mix here is 89% manufactured home - post 1977, 11% single family residence.
In ZIP 33898 (Lake Wales), 157 homes closed in the last 12 months at a median of $330K ($191/sq ft), down 4.6% year over year, with a median 62 days on market. See the live ZIP 33898 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Moneytree Ranchettes specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Choice and magnet options may apply, assigned by address
Zoned schools reflect the assignments reported on recent Moneytree Ranchettes listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Moneytree Ranchettes address.
The Moneytree Ranchettes buying strategy.
If we were buying in Moneytree Ranchettes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moneytree Ranchettes.
A land-first community with no amenity layer
With 187 homes, a median living area around 1,348 square feet, and no community amenities identified from current MLS listings, this is a place defined by its parcels rather than by a clubhouse or shared services. The build range from 1978 to 2024 means you'll find both long-settled properties and newer construction side by side, and the gap between them shows up in condition more than in location.
The homestead share sits at roughly 45 percent, meaning a meaningful portion of homes here are not owner-occupied primary residences. That mix is worth factoring in if you care about owner-occupancy density, and it reinforces that each transaction should be read on its own numbers.
The location and the amenities are priced into every listing in Moneytree Ranchettes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and a wide range of home ages and conditions, this is a market where a single comp can carry outsized weight. We help you price and underwrite each property individually, surface off-market movement before it hits the feed, and tell you plainly when a specific house doesn't justify its number.
Moneytree Ranchettes in 15 seconds.
Tools for a Moneytree Ranchettes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moneytree Ranchettes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moneytree Ranchettes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moneytree Ranchettes home worth?
Get a no-obligation home value based on real comparable sales in Moneytree Ranchettes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lake Wales →
| Location | Lake Wales, Polk County, FL · ZIP 33898 |
|---|---|
| Homes in the community | 187 (FL DOR 2025 assessment roll) |
| Years built | 1978–2024 (median 1994) |
| Typical living area | 1,348 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 45% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Choice and magnet options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2016; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Moneytree Ranchettes key facts,” movewithmomentum.com/neighborhoods/moneytree-ranchettes-lake-wales, data as of August 2, 2026.
Housing distress & ownership in MONEYTREE RANCHETTES PH 2 UNIT 2, Lake Wales
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Lake Wales home searches
- All homes for sale in Lake Wales, FL
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- Lake Wales home values: what is my house worth?
Lake Wales guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Camp Mack Road (4 homes on record)
Email me new listings in Moneytree Ranchettes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Moneytree Ranchettes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Moneytree Ranchettes will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Moneytree Ranchettes?
What share of Moneytree Ranchettes is owner-occupied?
When were the homes in Moneytree Ranchettes built?
What schools serve Moneytree Ranchettes?
Who is the best real estate agent for Moneytree Ranchettes?
How do I find a top Lake Wales real estate agent who knows Moneytree Ranchettes?
Can Momentum Realty connect me with an agent for Moneytree Ranchettes?
Where is Moneytree Ranchettes, and what county is it in?
Should you buy in Moneytree Ranchettes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how MONEYTREE RANCHETTES PH 2 UNIT 2 fits the bigger picture — live prices, inventory, and Momentum Scores: