Moneytree
Ranchettes Homes for Sale in Lake Wales, FL

Rural acreage subdivision · Polk County · ZIP 33898

A rural acreage subdivision off Camp Mack Road near Lake Rosalie, the honest read for buyers who want land, space, and the Kissimmee Chain of Lakes nearby.

Rural acreageRoughly one-acre-plus lotsManufactured or site-built

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is rural land, not a platted amenity community, so the honest read is the parcel itself: lot use rules, well and septic, access, and flood. Confirm the allowed home type, acreage, and utilities per parcel with Polk County before you fall for the price.

Free · No obligation

Unlock Off-Market Moneytree Ranchettes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

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Seller Leverage

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1-Yr Price Change

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Jon's Current Read

"Moneytree Ranchettes is a rural acreage subdivision off Camp Mack Road southeast of Lake Wales, so the read is a land read, not a master-plan average. Lots generally run about one acre and up, and parcels typically allow a single-family home or a manufactured or mobile home, but the allowed use can vary parcel by parcel, so a Polk County land use verification is core diligence rather than an afterthought. Out here the value drivers are the parcel itself: the acreage, the road frontage and legal access, whether the home will be on a well and septic or can tie to utilities, and the flood and wetland picture near Lake Rosalie and the Kissimmee Chain of Lakes. The draw is space, privacy, and proximity to some of Florida's best bass fishing water. The caveat is that rural land carries diligence a platted subdivision hides: verify the allowed home type, the utilities, the access, and the flood zone for the exact parcel before you buy the view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Moneytree Ranchettes is a rural acreage subdivision off Camp Mack Road southeast of Lake Wales, in unincorporated Polk County, near Lake Rosalie and the Kissimmee Chain of Lakes (Polk County property and local real estate records, 2026). It is platted as one-acre-plus ranchettes rather than a dense subdivision, so the feel is country land with neighbors spread out, not rooftops in rows.

Lots here generally run about one acre and up, with some larger multi-acre parcels, and listings describe sizes around one to seven acres depending on the parcel (local real estate listings, 2026). Parcels typically allow a single-family home or a manufactured or mobile home, but the exact allowed use, density, and setbacks vary by parcel, so a Polk County land use verification letter is the right first step before you buy or build.

Because this is rural land, the money is made or lost on the parcel, not on a community brand. The drivers are the acreage and shape, the road frontage and legal access, whether you will be on a private well and septic system or can reach utilities, and the flood and wetland picture near the lakes. Confirm all of these per parcel with Polk County and a survey, not from a listing headline.

The pitch is space and water access: a country acre or more within reach of Lake Rosalie, Lake Kissimmee, and Camp Mack on the Kissimmee Chain of Lakes, with Lake Wales and US 27 a drive away for shopping and services. The work is the diligence: verify the allowed home type, the utilities, the access, and the flood zone before you commit.

Quick Match

Who Moneytree Ranchettes is best for.

Best for

Buyers who want a rural acre or more with room and privacy
Buyers open to a manufactured or site-built home on their own land
Anglers and outdoor buyers who want the Kissimmee Chain of Lakes nearby
Buyers who will do real land diligence on use, utilities, and access

Probably not for

Buyers who want an amenity community with a clubhouse and lawn care
Anyone unwilling to verify the allowed home type and utilities per parcel
Buyers who need to walk to shops, schools, or jobs
Buyers uncomfortable with wells, septic, and rural flood diligence

Market Pulse

How Moneytree Ranchettes is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Moneytree Ranchettes listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Indian Lake Estates or Lake Wales. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Moneytree Ranchettes buys, holds, and resells. See the five factors.

Interactive Map

Moneytree Ranchettes on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Moneytree Ranchettes trades town convenience for rural acreage and lake access, with Lake Rosalie and the Kissimmee Chain close and Lake Wales and US 27 shopping a drive to the west.

Drive times from the subdivision. They are approximate and vary with traffic, the rural roads, and your exact parcel.

Lake Rosalie and Lake Rosalie Park~10 to 15 min · fishing and boating

Camp Mack on the Kissimmee Chain~15 to 20 min · marina and lodge

Lake Kissimmee State Park~15 to 25 min · Old Florida outdoors

Downtown Lake Wales~20 to 30 min · shops and services

US 27 corridor shopping~25 to 35 min · retail and dining

Winter Haven~40 to 50 min · regional services

Lakeland~50 to 70 min · to the northwest

Distances and times are approximate and vary with traffic and the specific parcel. Confirm your real drive at your real departure time.

Nearby Communities

Explore more neighborhoods near MoneytreeRanchettes with Momentum Realty’s local guides.

TBTiotie BeachEstatesLake Wales, FL · 1.3 mi TCTiger CreekForestLake Wales, FL · 5.1 mi SLSaddlebag LakeResortLake Wales, FL · 5.4 mi LRLake RosalieOaksLake Wales, FL · 6.1 mi WIWalk-in-WaterLake EstatesLake Wales, FL · 7.0 mi PAPalm Acreson Lake PierceLake Wales, FL · 7.1 mi LPLake PierceHeightsLake Wales, FL · 7.1 mi

LakeshoreClubLakeshore, FL · 7.3 mi WIWalk in theWater VillageLake Wales, FL · 7.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Moneytree Ranchettes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Polk County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Moneytree Ranchettes is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Choice and magnet options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Moneytree Ranchettes address.

The takeaway

What is actually shaping value around Moneytree Ranchettes: the broader Lake Wales and Polk County growth wave along the US 27 and SR 60 corridors, the enduring draw of the Kissimmee Chain of Lakes, and the basic land diligence that governs every rural parcel. Each item is sourced.

Recent Developments in Moneytree Ranchettes

Development Intelligence

Our read on what is being built around Moneytree Ranchettes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSteady Polk County growth and the lasting appeal of the lake chain support rural land demand over time, with the watch items being per-parcel land use, utilities, and the flood and wetland picture rather than a community average.

Lake Wales and Polk County growth wave

2025

BullishNotable impact

SignificanceRadius: Area

Rapid homebuilding and large mixed-use proposals around Lake Wales and the US 27 and SR 60 corridors raise the regional profile and support rural land demand over time.

Kissimmee Chain of Lakes recreation draw

Ongoing

BullishNotable impact

SignificanceRadius: Area

Lake Rosalie, Lake Kissimmee, and Camp Mack offer world-class bass fishing and boating, a durable draw for buyers who want lake-country acreage.

Per-parcel land use and density rules

Ongoing

NeutralMajor impact

SignificanceRadius: Community

The allowed home type, manufactured or site-built, and density can vary by parcel, so a Polk County land use verification is core diligence here.

Well, septic, and access on rural land

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Most parcels rely on a private well and septic system and on easement or road access, so utilities and legal access must be confirmed per parcel.

Flood and wetland exposure near the lakes

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Parts of this lake country can fall in or near FEMA flood zones or wetlands, making the zone, the upland area, and the wetland line critical per parcel.

Rural location and distance to services

Ongoing

NeutralMinor impact

SignificanceRadius: Area

This is rural land a drive from Lake Wales and US 27 shopping, which suits space-and-privacy buyers but not those who need to be close to town.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Moneytree Ranchettes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

June 2025
Development
Developer plans mixed-use district with about 2,950 homes in Lake Wales
A developer advanced plans for a large mixed-use community in the Lake Wales area that would add roughly 2,950 homes plus a sizable industrial component, part of a broader growth wave reshaping the US 27 and SR 60 corridors in Polk County. Why it matters: Sustained regional growth around Lake Wales supports long-term demand for nearby rural acreage, though value here still turns on per-parcel land use, utilities, access, and flood diligence. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Moneytree Ranchettes buying strategy.

If we were buying in Moneytree Ranchettes, this is the order of operations we would run, and the one we run for our clients.

Pull a Polk County land use verification first. Out here the allowed home type, manufactured or site-built, and the density can vary by parcel, so confirm the use in writing before you fall for a listing.

Confirm utilities, well, and septic. Most rural parcels here are on a private well and septic system, so budget for those and verify what serves or can serve the exact parcel.

Check legal access and road frontage. Rural lots can hinge on an easement or an unpaved road, so confirm legal access and frontage with a survey and the plat.

Verify the FEMA flood zone and any wetlands. Near Lake Rosalie and the Kissimmee Chain, confirm the flood zone, the buildable area, and any wetland line for the specific parcel.

Cross-shop other Polk lake-country acreage, such as Indian Lake Estates, if you want a comparable rural acreage option with lake access nearby.

The Quick Decision

Best Buy

A high, dry acre-plus parcel with confirmed access and utilities

Biggest Risk

Buying without a land use letter, a survey, or a flood and wetland check

Best Lot

A larger, high parcel with road frontage and a buildable upland area

Smart Timing

Confirm use, utilities, access, and flood before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Moneytree Ranchettes is a rural acreage subdivision rather than an amenity community, so the lifestyle is country living on your own land. Expect roughly one-acre-plus parcels, private wells and septic systems, and space rather than a clubhouse or pool, with Lake Rosalie, Lake Kissimmee, and Camp Mack on the Kissimmee Chain of Lakes nearby for bass fishing, boating, and Old Florida outdoors. Allowed home types, any deed restrictions, and utilities vary by parcel, so confirm the land use, the well and septic situation, and the access for the specific lot with Polk County before you buy.

Moneytree Ranchettes Homes For Sale

What your money buys in Moneytree Ranchettes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Moneytree Ranchettes today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Parcel

A smaller acre-or-so lot, the affordable way in, where access, utilities, and the buildable upland area drive value.

Lowest entry

The Core Acreage

A high, dry multi-acre parcel with confirmed access and a clear buildable area, the heart of the rural land market here.

Most inventory

The Top

The larger, best-positioned parcels closest to the lakes with strong access and an updated or new home, the lots that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Parcel

A smaller acre-or-so lot, the affordable way in, where access, utilities, and the buildable upland area drive value.

The Core Acreage

A high, dry multi-acre parcel with confirmed access and a clear buildable area, the heart of the rural land market here.

The Top

The larger, best-positioned parcels closest to the lakes with strong access and an updated or new home, the lots that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Moneytree Ranchettes, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Moneytree Ranchettes is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Moneytree Ranchettes holds value.

Our read on the factors that protect resale here, and the one to manage.

Land use flexibilityOften allows manufactured or site-built, verify per parcel

Utilities and accessPrivate well and septic, confirm legal access

Flood and wetland exposureNear the lakes, verify zone and upland per parcel

Acreage and privacyRoughly one acre and up, real space

Distance to servicesRural, a drive from Lake Wales and US 27

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Moneytree Ranchettes

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Moneytree Ranchettes is rural land, not an amenity community. The deal is won or lost on the parcel: the use, the utilities, the access, and the flood line, not a community average.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8B- · Buy Score

Resale Strength6.6/10

Renovation Risk5.5/10

Location Efficiency6.0/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Moneytree Ranchettes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

On rural land, the parcel is the asset, acreage and access set value
High, dry uplands with road frontage hold value best
Confirm the FEMA flood zone and any wetlands per parcel
Pull a Polk County land use letter before the finishes
Budget for a private well and septic system

On rural acreage, the part of your money the market protects is the parcel: the acreage and shape, the road frontage and legal access, the buildable upland area, and the allowed home type. High, dry lots with real access and utilities hold value better than low or landlocked parcels with flood or wetland constraints. The home can be replaced; the access, the buildable land, and the flood line cannot. Pull the land use letter, order a survey, and check the flood and wetland picture first, then price the home and condition against the parcel.

The 15-Second Verdict

Moneytree Ranchettes in 15 seconds.

Best forBuyers who want a rural acre or more with space near the Kissimmee Chain of Lakes.

Biggest advantageReal acreage and privacy at a rural land price, with manufactured or site-built flexibility.

Biggest riskUse, utilities, access, and flood diligence that rural land hides until you check.

Sweet spotA high, dry acre-plus parcel with confirmed access and a buildable upland area.

Avoid ifYou want an amenity community or need to walk to shops and schools.

Land Rules, Wells & Septic

15-Second Take

Confirm whether any HOA or deed restrictions apply
Pull a Polk County land use verification per parcel
Budget for a private well and septic system
Confirm legal access and road frontage with a survey
Verify the FEMA flood zone and wetlands per parcel

This is rural acreage rather than a managed amenity community, so there may be a deed restriction or a small or no homeowners association rather than a full-service HOA. Any restrictions, the allowed home type, and any dues vary, so confirm whether a homeowners association or recorded restrictions apply, what they cover, and any cost from the plat and the title work for the exact parcel.

Because this is rural land, owners generally carry their own well, septic system, and access, and there is typically no community lawn, pool, or clubhouse to fund. Plan for private utilities and maintenance, and confirm what, if anything, any recorded restrictions or association require. Verify the allowed home type and the utility situation per parcel before you buy.

Run Your Numbers

Tools for a Moneytree Ranchettes buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in Moneytree Ranchettes.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Moneytree Ranchettes

Price to the parcel, the access, and the buildable land, not a zip-wide average.

Selling here means pricing to your specific parcel, not a regional land estimate. The acreage, the road frontage and access, the well and septic situation, the upland buildable area, and the allowed home type are what set your number on rural land.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Moneytree Ranchettes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Indian Lake Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Moneytree Ranchettes home worth?

Get a no-obligation home value based on real comparable sales in Moneytree Ranchettes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Moneytree Ranchettes on the map →
Or get your Moneytree Ranchettes home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,674/mo

Polk County typical true cost to own

$161/mo

Polk County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Moneytree Ranchettes Market Scorecard

Thin data

Moneytree Ranchettes is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Moneytree Ranchettes?

It is a rural acreage subdivision off Camp Mack Road southeast of Lake Wales, in unincorporated Polk County, ZIP 33898, near Lake Rosalie and the Kissimmee Chain of Lakes.

What kind of community is it?

It is a rural acreage subdivision, sometimes called ranchettes, with lots generally about one acre and up rather than a dense platted amenity community. The feel is country land with neighbors spread out.

How big are the lots?

Lots here generally run about one acre and up, with some larger multi-acre parcels, with listings describing sizes around one to seven acres (local real estate listings, 2026). Confirm the exact acreage and shape with a survey for any specific parcel.

Can I put a manufactured or mobile home here?

Many parcels allow a single-family home or a manufactured or mobile home, but the allowed use varies by parcel. Pull a Polk County land use verification letter to confirm the allowed home type before you buy or build.

Is there a homeowners association or dues?

There may be recorded deed restrictions or a limited or no homeowners association rather than a full-service HOA. Confirm whether an association or restrictions apply, what they cover, and any cost from the plat and the title work for the exact parcel.

What about water and sewer?

Most rural parcels here are on a private well and septic system rather than city utilities. Budget for those and verify what serves or can serve the specific parcel before you buy.

Is it in a flood zone?

Parts of this rural lake country can fall in or near FEMA flood zones or wetlands, especially near Lake Rosalie and the Kissimmee Chain of Lakes. Always confirm the flood zone, the buildable upland area, and any wetland line for the exact parcel.

How do I confirm legal access to a parcel?

Rural lots can rely on an easement or an unpaved road, so confirm legal access and road frontage with a survey and the recorded plat before you buy. Do not assume access from a listing photo.

What is nearby for recreation?

Lake Rosalie, Lake Kissimmee, and Camp Mack on the Kissimmee Chain of Lakes are close, offering bass fishing, boating, and Old Florida outdoors. Lake Kissimmee State Park and Lake Rosalie Park are also in the area.

How far is town?

Downtown Lake Wales and the US 27 corridor with shopping and services are a drive away to the west, with Winter Haven and Bartow also within reach. Confirm real drive times for your routine, since this is rural land.

What schools serve the area?

It is part of Polk County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific parcel, and note that choice options may apply.

Is rural land here a good investment?

Acreage near a major Florida lake chain has lasting appeal, but rural land carries real diligence, so use, utilities, access, and flood drive the outcome. This is not a guarantee of future value; verify the parcel and the math.

What diligence should I do before buying land here?

Pull a Polk County land use verification, order a survey for acreage and access, confirm the well and septic situation, and check the FEMA flood zone and any wetlands. Do this before you commit, not after.

How does it compare to other Polk lake-country acreage?

Other rural Polk options such as Indian Lake Estates also offer acreage with lake access. Which is the better buy depends on your parcel, the allowed home type, the utilities, and the access, so compare like for like.

Who is the best real estate agent for Moneytree Ranchettes?

The best agent for Moneytree Ranchettes is one who actively works Lake Wales and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Moneytree Ranchettes.

How do I find a top Lake Wales real estate agent who knows Moneytree Ranchettes?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Moneytree Ranchettes and the wider Lake Wales area.

Can Momentum Realty connect me with an agent for Moneytree Ranchettes?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Moneytree Ranchettes purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Moneytree Ranchettes?

An honest fit check. We will tell you when it is not your community.

Buyers who want a rural acre or more with space and privacyExcellent fit

Buyers open to a manufactured or site-built home on their own landExcellent fit

Anglers and outdoor buyers who want the Kissimmee Chain nearbyExcellent fit

Buyers who will do real diligence on use, utilities, and accessExcellent fit

Buyers who want a country lot at a rural land priceExcellent fit

Buyers who want an amenity community with a clubhouse and lawn careProbably not

Anyone unwilling to verify the allowed home type per parcelProbably not

Buyers who need to walk to shops, schools, or jobsProbably not

Buyers uncomfortable with wells, septic, and rural flood diligenceProbably not

Buyers who will not order a survey and a land use letterProbably not

Get the inside read on Moneytree Ranchettes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Moneytree Ranchettes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Moneytree Ranchettes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Moneytree Ranchettes — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

MoneytreeRanchettes Homes for Sale in Lake Wales, FL

The 60-Second Overview

Who Moneytree Ranchettes is best for.

Best for

Probably not for

How Moneytree Ranchettes is performing right now

Moneytree Ranchettes on the map.

How far is everything?

Nearby Communities

Schools

Polk County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Choice and magnet options may apply

Recent Developments in Moneytree Ranchettes

Lake Wales and Polk County growth wave

Kissimmee Chain of Lakes recreation draw

Per-parcel land use and density rules

Well, septic, and access on rural land

Flood and wetland exposure near the lakes

Rural location and distance to services

Developer plans mixed-use district with about 2,950 homes in Lake Wales

The Moneytree Ranchettes buying strategy.

The full read, only if you want it.

What your money buys in Moneytree Ranchettes.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Moneytree Ranchettes holds value.

5 Mistakes Buyers Make in Moneytree Ranchettes

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Moneytree Ranchettes is different.

Which Lots & Views Hold Value Best

Moneytree Ranchettes in 15 seconds.

Land Rules, Wells & Septic

Tools for a Moneytree Ranchettes buy.

Price to the parcel, the access, and the buildable land, not a zip-wide average.

In Moneytree Ranchettes, condition and view decide your number

What is your Moneytree Ranchettes home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Moneytree Ranchettes Market Scorecard

Frequently Asked Questions

Should you buy in Moneytree Ranchettes?

Get the inside read on Moneytree Ranchettes

You are all set.

Need to sell fast in Polk County?

You just read the data. Now see what your home is worth.

Moneytree
Ranchettes Homes for Sale in Lake Wales, FL