Monticello Estates
Homes for Sale in Milton, FL
All 414 homes for sale in Milton, FL · median $330,000 · 116 homes for sale in 32570 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of ROB BROOKS REALTY · via Pensacola MLS
As of September 2026, Monticello Estates in Milton, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $293,000, $153 per square foot, a median 75 days on market, sellers accepting 94% of original asking (+2% versus the prior year). Homes listed or recently sold were built 2008–2020; 7 of 7 report an HOA (median $20/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 66 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $3,750 ($3,250 with the full homestead exemption).
| Location | Milton, Santa Rosa County, FL · ZIP 32570, 32583 |
|---|---|
| Homes in the community | 129 (FL DOR 2025 assessment roll) |
| Years built | 2000–2020 (median 2019) |
| Typical living area | 2,110 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Security System |
| Sale prices, last 12 months | $293,000 median across 5 closed sales · $153 per sq ft · +2.1% vs the prior 12 months |
| Days on market (closed sales) | 75 median |
| For sale right now | 1 active, 1 pending · median asking $320,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 66% |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monticello Estates key facts,” movewithmomentum.com/neighborhoods/monticello-estates, data as of September 20, 2026.
Last 30 days in Monticello Estates: 1 new listing (median asking $320,000), 1 under contract right now. As of September 22, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Monticello Estates right now
🟡 Balanced market. 2.4 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($293K) is up 2.1% from the prior 12 months ($287K). With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 23, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monticello Estates market snapshot (as of September 20, 2026): the median sale price is about $293K ($153 per sq ft over the trailing 12 months of closed sales), a median 75 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Pensacola MLS closed sales (5 closings in the current window).
In ZIP 32570 (Milton), 368 homes closed in the last 12 months at a median of $298K ($167/sq ft), up 3.3% year over year, with a median 50 days on market. Right now 77 active and 53 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32570 housing market and the Santa Rosa County market.
County records show 12 qualified sales in Monticello Estates across 2024–2025 (8 in 2024, 4 in 2025), median $287,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Monticello Estates is a community of 129 homes in Milton, Santa Rosa County, built between 2000 and 2020 (median 2019), with a median living area of about 2,110 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Monticello Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Monticello EstatesPhotos from Pensacola MLS listings in Monticello Estates; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($293K) IS the median in the snapshot above, and the move from 2025 ($287K) IS the +2.1% one-year change.
Windows contain 0 to 79 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
34% of homes for sale in ZIP 32583 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Monticello Estates Market Scorecard
Monticello Estates is currently a balanced market (limited data). About 2.4 months of supply, a median asking price of $320,000, and homes go under contract in about 3 days.
Typical home value in the 32583 ZIP is $292,188, about 31.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Monticello Estates, Milton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Monticello Estates
Live MLS inventory for Monticello Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monticello Estates listings as of 2026-09-22, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in Monticello Estates Right Now (2)
All 2 active and pending Monticello Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4187 Roosevelt Way · $320,000 · 4 bd / 2 ba · listed Sep 7, 2026 · listed by Lokation
- 6480 Churchill Cir · $259,900 · 3 bd / 2 ba · pending · listed Jul 4, 2026 · listed by Exp Realty Ll
Monticello Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bagdad · Elementary
- R. HOBBS · Middle
- Milton · High
Zoned schools reflect the assignments reported on recent Monticello Estates listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Monticello Estates address.
Shop the zone: Homes zoned for Milton High School
The Monticello Estates buying strategy.
If we were buying in Monticello Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monticello Estates.
A closer look at the Monticello Estates market
At a median of $153 per square foot, Monticello Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.4 months of supply, a balanced market and the trailing-12-month median up 2% year over year. Homes that do trade take a median 75 days on market, useful leverage on any listing that has lingered.
The housing stock is 129 homes built between 2000 and 2020, and 66% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Monticello Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monticello Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.7). Basis: Recent Direction +2.1% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 66% owner-occupied; Pricing Power 94.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $20/month (about $240/yr) · median of 45 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $20 per month ($240 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monticello Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monticello Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monticello Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monticello Estates home worth?
Get a no-obligation home value based on real comparable sales in Monticello Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Monticello Estates?
How long do homes in Monticello Estates take to sell?
Is Monticello Estates a buyer's or seller's market right now?
How many homes are in Monticello Estates?
What share of Monticello Estates is owner-occupied?
When were the homes in Monticello Estates built?
Who is the best real estate agent for Monticello Estates?
How do I find a top Milton real estate agent who knows Monticello Estates?
Can Momentum Realty connect me with an agent for Monticello Estates?
Where is Monticello Estates, and what county is it in?
Is Monticello Estates a good place to live?
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32570/32583)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (218 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Monticello Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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