Mosaic in Port St. Lucie
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Photo via Beaches MLS

Built fromLive Beaches MLS dataUpdated twice daily

As of November 2026, Mosaic in Port St. Lucie, FL has 8 homes for sale, asking from $595,000 to $844,500 (median $709,990). Homes listed or recently sold were built 2024–2026 with 13 new construction; 17 of 17 report an HOA (median $248/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

Last 30 days in Mosaic: 1 new listing (median asking $824,000). As of November 14, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Mosaic Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
10.7mo
Supply
3 to 6 months is the balanced band
0%
Under contract
St. Lucie: 21% (734 of 3,504)
8 · 0
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Mosaic

Live MLS inventory for Mosaic. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mosaic listings as of 2026-11-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Mosaic sits at a median around $751,625 and roughly $294 per square foot, which puts it toward the upper end of the Port St. Lucie map. What you're paying for here is the gated, guard-staffed envelope and the amenity package — pool, pickleball, clubhouse, fitness center, jogging path — not just the square footage. Price inside a community like this tends to be condition- and finish-driven, so expect a wide spread around that median depending on upgrades and lot.

The posture is seller-leaning: about 2.0 months of supply and only one active listing as of August 2026. That's a thin shelf, which gives sellers leverage on well-presented homes. The counterweight is a median of roughly 91 days on market — just over three months — so buyers still have room to be deliberate, and sellers should not assume speed. Low inventory plus a longer days-on-market reads as a pricing-discipline market: the right number moves, an aspirational one sits.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Mosaic Housing Pulse · Momentum Research · as of November 6, 2026

Mosaic right now

🟢 Buyer-leaning market. 10.7 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Medium (8 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 14, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Mosaic is a gated, guard-staffed community in Port St. Lucie built around a resort-style amenity core, trading at a premium to much of the surrounding market. With inventory this thin, the available picture can shift on a single new listing.

Flood zones in Mosaic: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Port St. Lucie.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a gated, guard-staffed setting with pool, pickleball, and fitness on site
  • Buyers who value a maintained community and are comfortable budgeting the HOA into their monthly costs
  • Trading up into a higher-finish home and willing to pay a Port St. Lucie premium for the amenity base

Probably not for

  • Buying to minimize monthly carrying costs and avoid recurring HOA dues
  • Buyers who need to transact quickly and can't work with a market that averages months on the market
  • Buyers who prefer an ungated setting with few shared amenities and lighter rules

The market around Mosaic

Mosaic is too small for its own price trend, so here is the market around it.

Across St. Lucie County, 2,770 homes are active and 734 pending (21% under contract).

ZIP and county figures describe the wider market, not Mosaic specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • St. Lucie County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Savanna Ridge · Elementary
  • Northport K-8 · Middle
  • Port St. Lucie · High

Zoned schools reflect the assignments reported on recent Mosaic listings and can change; always confirm with St. Lucie County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Mosaic address.

Recent Developments in Mosaic

Development, infrastructure, retail, and school activity affecting Mosaic, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum71/100 · High
  1. October 2026
    Schools

    Murray Middle School in Stuart breaks ground on $33M rebuild phase

    The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.

    What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is about 3 miles east of Mosaic.

    Source: WPTV
  2. October 2026
    Parks & Amenities

    Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage

    Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.

    What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 4 miles south of Mosaic.

    Source: WPTV
  3. October 2026
    Civic

    Martin County adopts one-year moratorium on new data centers

    Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.

    What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 6 miles south of Mosaic.

    Source: WPTV
  4. October 2026
    Civic

    Martin County moves to restore MARTY bus service with emergency contract

    Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.

    What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 3 miles south of Mosaic.

    Source: WPTV
  5. August 2026
    Infrastructure

    Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied

    The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.

    What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 3 miles east of Mosaic.

    Source: WJNO (iHeart)
  6. July 2026
    Retail & Dining

    Costco clears zoning hurdle for Port St. Lucie warehouse

    The Port St. Lucie City Council approved a zoning amendment on July 14, 2026 for a 158,000 square foot Costco warehouse in the Southern Grove development at SW Village Parkway and Marshall Parkway. The store would include a tire center, liquor sales, outdoor seasonal sales, and a fuel station with 32 pumping positions, targeting a 2027 opening. The 22.8 acre parcel sold to Costco for 6 million dollars in March 2026.

    What it may mean for the marketA large format warehouse retailer and fuel station would expand shopping capacity in the Southern Grove commercial area. The project is about 8 miles northwest of Mosaic, elsewhere in St. Lucie County.

    Source: WQCS

Development alerts for MosaicGet a short monthly email when something new is approved, funded, or opens near Mosaic.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mosaic today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mosaic.

Best Buy
Buyers who want a gated, amenity-rich single-community lifestyle and will pay a premium for it.
Biggest Risk
A median near 91 days shows the market punishes aspirational pricing even when inventory is low.
Sweet Spot
A well-finished home priced in line with recent closings, where the amenity package justifies the number.
Avoid If
You want the lowest cost of ownership or dislike HOA rules and recurring dues.

What the amenity base is really buying you

The reported amenity list is deep for a community this size: pool, pickleball courts, a clubhouse, fitness center, community room, jogging path, and a maintained, gated-with-guard setup. That maintenance and security layer is part of the cost of ownership and part of the value — it's a lifestyle-and-upkeep package, not just walls and a roof. Anyone buying here should price the HOA into the monthly math and confirm current dues, rules, and access directly with the association.

On resale, that same package is a double edge. A buyer at this price point is often comparing the gated, amenity-rich experience against detached homes elsewhere in St. Lucie County that cost less and carry lighter dues. When supply is as tight as the single active listing here, a sharply presented home can stand out; when a few come to market at once, condition and finish will do the talking, and the median days on market suggests overpriced homes wait.

“

The location and the amenities are priced into every listing in Mosaic. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with one active listing and a longer days-on-market, the data is sparse and easy to misread — one sale can swing the whole picture. We track every closing in the window, read condition against price instead of guessing at a range, and help you confirm the HOA realities before you commit. Whether you're pricing to sell into thin supply or deciding what a premium gated home is worth to you, our read stays grounded in what Mosaic is actually doing.

Mosaic in 15 seconds.

Best forBuyers who want a gated, amenity-rich single-community lifestyle and will pay a premium for it.
Biggest advantageThin supply and a guard-staffed, maintained setting give well-kept homes real standout potential.
Biggest riskA median near 91 days shows the market punishes aspirational pricing even when inventory is low.
Sweet spotA well-finished home priced in line with recent closings, where the amenity package justifies the number.
Avoid ifYou want the lowest cost of ownership or dislike HOA rules and recurring dues.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mosaic sales matched to your home.

What is your Mosaic home worth?

Get a no-obligation home value based on real comparable sales in Mosaic, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Port St. Lucie →

Real comps, not an automated estimate.

Recently off market in Mosaic

Homes in Mosaic that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.

Mosaic key facts
LocationPort St. Lucie, St. Lucie County, FL
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPickleball Court(s), Pool, Clubhouse, Fitness Center, Gated, Heated Pool
For sale right now8 active, 0 pending · median asking $694,995 · 10.7 months of supply

Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mosaic key facts,” movewithmomentum.com/neighborhoods/mosaic-port-st-lucie, data as of November 6, 2026.

Housing distress & ownership in Mosaic, Port St. Lucie

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Just listed in Mosaic

The newest homes for sale in Mosaic right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Mosaic Port St Lucie Right Now (9)

All 9 active and pending Mosaic Port St Lucie listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Mosaic

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $12,439/yr across 4 listings here (MLS tax records, 2026-11-14).
HOA duesMedian $248/month across 18 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2025 across 17 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Estimated carrying cost at the median asking price, before the mortgage: about $1,479/month (tax $1,037, HOA $248, insurance $194). An estimate from the sources above, not a quote.

Email me new listings in Mosaic

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Mosaic

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mosaic will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

26% of homes for sale in ZIP 34984 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).

Mosaic Market Scorecard

Buyer's Market

Mosaic is currently a buyer's market. About 10.7 months of supply, a median asking price of $709,990, and homes go under contract in about 87.0 days.

10.7
Months supply
$709,990
Median list
$749,990
Median sold
$296
Per sqft
87.0
Days on mkt
8/0/9
Active/Pend/Sold

Typical home value in the 34984 ZIP is $393,474, about 2.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Mosaic a buyer's or seller's market right now?
As of November 6, 2026, Mosaic leans toward buyers: 10.7 months of supply at the current sales pace (Beaches MLS live counts).
Who is the best real estate agent for Mosaic?
The best agent for Mosaic is one who actively works Port St. Lucie and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mosaic.
How do I find a top Port St. Lucie real estate agent who knows Mosaic?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mosaic and the wider Port St. Lucie area.
Can Momentum Realty connect me with an agent for Mosaic?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mosaic purchase or sale - no call center and no pressure.
Where is Mosaic, and what county is it in?
Mosaic is in Port St. Lucie, St. Lucie County, FL. The community's center is about 4 miles east of the center of Port St. Lucie (straight-line).
Is Mosaic in a flood zone?
No, for the homes we can see: all 17 homes we sampled in Mosaic sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buyers who want a gated, guard-staffed setting with pool, pickleball, and fitness on siteExcellent fit
Buyers who value a maintained community and are comfortable budgeting the HOA into their monthly costsExcellent fit
Trading up into a higher-finish home and willing to pay a Port St. Lucie premium for the amenity baseExcellent fit
Buying to minimize monthly carrying costs and avoid recurring HOA duesProbably not
Buyers who need to transact quickly and can't work with a market that averages months on the marketProbably not
Buyers who prefer an ungated setting with few shared amenities and lighter rulesProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: November 13, 2026)
Under-contract sharesBeaches MLS records, as of 2026-11-06

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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