Murray Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Murray Terrace's median sale price sits at $150,000, one of the more accessible entry points in Duval County. That number is doing a lot of work covering a housing stock built anywhere from 1913 to 2024, with a median build year of 1944 and a median living area of 1,355.5 square feet, priced at $145.18 per square foot. In a mix this age-spread, condition and updates on the individual property drive value far more than any neighborhood average.
The current market posture is soft. A median 113 days on market paired with a -21.7% year-over-year move points to a buyer's market, and with zero active listings tracked as of 2026-07-14 and only 7 closings in the recent window, there isn't much live inventory or trading volume to read from either direction. Sellers need realistic pricing and patience; buyers who find something here typically have room to negotiate.
Murray Terrace right now
🔴 Off the recent peak. The trailing-12-month median ($150K) is down 16.7% from the prior 12 months ($180K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (7 and 3 sales in the two windows).
What's unique here: the median sale price is about 52% below the typical Duval County sale ($150K vs $310K, trailing 12 months, realMLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Murray Terrace market snapshot (as of August 5, 2026): the median sale price is about $150K ($145 per sq ft over the trailing 12 months of closed sales), and a median 113 days on market for closed sales. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level realMLS closed sales (7 closings in the current window).
Murray Terrace is a community of 492 homes in Jacksonville, Duval County, built between 1913 and 2024 (median 1944.0), with a median living area of about 1,356 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Murray Terrace is an established Jacksonville pocket where the housing stock spans more than a century of construction, from homes built in 1913 through ones finished in 2024, so no two listings tell quite the same story. With 492 homes total and 57.6% carrying a homestead exemption, it reads as a base of owner-occupied properties rather than a market driven by turnover.
The setting & the homes.
Aerial and on-site photos of Murray Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Murray TerracePhotos from realMLS listings in Murray Terrace; content deemed reliable but not guaranteed.
Who Murray Terrace is best for.
Best for
- Buyers working with a tighter budget who want to stay inside Duval County
- Buyers willing to take on a home built decades ago and evaluate condition property by property
- Investors comfortable with a slow-absorption market and a thin resale data set
Probably not for
- Buyers who need move-in-ready systems and finishes without renovation work
- Buyers on a tight closing timeline who can't absorb a long days-on-market wait
- Buyers who want to lean on a deep set of recent comparable sales — the closings sample here is currently too small for that
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($150K) IS the median in the snapshot above, and the move from 2025 ($180K) IS the -16.7% one-year change.
Windows contain 1 to 11 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Murray Terrace Market Scorecard
Murray Terrace is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32205 ZIP is $257,825, about 15.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Murray Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research — parcels & ownership from FL DOR 2025 tax roll; distress from MLS listing status/remarks; price from realMLS closed sales. Deemed reliable, not guaranteed.
Homes For Sale Right Now in Murray Terrace
Live MLS inventory for Murray Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Murray Terrace listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Murray Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ruth N. Upson · Elementary
- Lake Shore · Middle
- Riverside · High
Zoned schools reflect the assignments reported on recent Murray Terrace listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Murray Terrace address.
Recent Developments in Murray Terrace
Development, infrastructure, retail, and school activity affecting Murray Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 4 miles south of Murray Terrace, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 5 miles east of Murray Terrace, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 10 miles southwest of Murray Terrace.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 19 miles south of Murray Terrace.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 14 miles northeast of Murray Terrace, elsewhere in Duval County.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 10 miles southwest of Murray Terrace.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Murray Terrace buying strategy.
If we were buying in Murray Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Murray Terrace.
An Older, Slower Corner of Duval
Of Murray Terrace's 492 homes, 57.6% carry a homestead exemption, which points toward a base of owner-occupied properties rather than a market dominated by short-term holds or heavy investor churn. With a median year built of 1944 and construction running as recent as 2024, the stock ranges from early-20th-century homes to recent infill, so a property-by-property look at condition and any updates matters more here than in a more uniform community.
Pace is the other defining feature. A market heat score of 14 and a median 113 days on market both signal slow absorption, and with no active listings tracked as of 2026-07-14, there's little live inventory to gauge real-time pricing tension against. The -21.7% year-over-year move is worth noting, but against only 7 closings in the window, it's a small enough sample that a single sale can swing the trend meaningfully — read it as directional, not definitive.
The location and the amenities are priced into every listing in Murray Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Murray Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.5). Basis: Recent Direction -16.7% year-over-year; Owner Commitment 58% owner-occupied; Pricing Power 75.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a stock this age-diverse, at $145.18 per square foot with pricing that varies property to property rather than following a single neighborhood curve, an agent who evaluates each home's condition and construction era matters more than one who quotes the median. Momentum tracks the closings that do happen here, thin as that window currently is, so pricing conversations start from actual sales data rather than guesswork.
Murray Terrace in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Murray Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Murray Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Murray Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Murray Terrace home worth?
Get a no-obligation home value based on real comparable sales in Murray Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Murray Terrace on the map →
Frequently Asked Questions
What is the median home price in Murray Terrace?
How long do homes in Murray Terrace take to sell?
How many homes are in Murray Terrace?
What share of Murray Terrace is owner-occupied?
When were the homes in Murray Terrace built?
Do cash buyers compete in Murray Terrace?
Who is the best real estate agent for Murray Terrace?
How do I find a top Jacksonville real estate agent who knows Murray Terrace?
Can Momentum Realty connect me with an agent for Murray Terrace?
Should you buy in Murray Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Murray Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32205/32207/32299)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2002 (107 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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