Oak Forest in Ormond Beach

Oak Forest

Established single-family neighborhood · Ormond Beach · ZIP 32174

An established, no-HOA Ormond Beach neighborhood of single-family homes near the Halifax River, where elevation and condition set the number.

No HOAEstablishedNear the river
Live Market Pulse
63/100
Momentum
Balanced Market (limited data)
This is a resale market of homes built mostly in the 1970s and 1980s near the Halifax River, so condition, updates, elevation, and flood zone set the number more than any average.
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Unlock Off-Market Oak Forest

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$368K
Median Price
2.1mo
Supply
117days
Avg DOM
Balanced
Seller Leverage
$190/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Oak Forest is an established, no-HOA neighborhood of mostly 1970s and 1980s single-family homes in Ormond Beach near the Halifax River. The read is renovation-driven and flood-aware: condition and updates set the price, the no-HOA structure keeps carrying costs low, and elevation and flood zone vary meaningfully lot by lot near the river. Your leverage is the renovation math on an older home, read against its elevation and insurance cost."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Oak Forest is an established single-family neighborhood in Ormond Beach, in the 32174 ZIP, in the area near the Halifax River and Nova Road. Homes were built mostly in the 1970s and 1980s, with a median year built around 1980, in a range of ranch, split-level, and a few custom styles. There is no mandatory HOA.

Because the neighborhood is built out, nearly every purchase is a resale. That makes condition and updates the drivers: an updated home prices well above an original one of the same size, and the low carrying cost is part of the appeal.

Elevation and flood risk are the central due-diligence items. Parts of the Halifax-adjacent area carry elevated flood risk, and the broader Ormond Beach area has seen repeat hurricane flooding in recent years. Pull the FEMA flood map and confirm insurance cost for any specific parcel.

Third-party portals put recent sale prices around $400,000 to $410,000 in 2025 and 2026 (Redfin and Homes.com, 2025 to 2026); treat those as illustrative third-party figures and price any specific home on its comps, condition, and flood zone.

Best for

  • Buyers who want an established Ormond Beach neighborhood with no HOA
  • Buyers who value a short beach and river commute
  • Buyers comfortable updating an older home
  • Buyers who will verify elevation and flood risk near the river

Probably not for

  • Buyers who want new construction or a builder warranty
  • Buyers who need a gated, amenity-rich community
  • Buyers who want a turnkey luxury finish throughout
  • Buyers unwilling to verify flood zone and insurance cost

How Oak Forest is performing right now

63/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
2.1Months of supplytight
152Median days on marketdays
2 : 3Under contract vs for salestrong demand
17Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Oak Forest listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Oak Forest buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Oak Forest

Live MLS inventory for Oak Forest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Oak Forest listings as of 2026-06-10, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The Ormond Beach location is central: the river and beach are minutes east, downtown Daytona is a short drive south, and I-95 and the airport are close.

Atlantic beaches~10 min · about 3 miles east
Halifax River~3 min · just east
Downtown Daytona Beach~15 min · about 9 miles south
AdventHealth Daytona Beach~12-15 min · area hospital
Interstate 95~8-10 min · west
Daytona Beach Int'l Airport (DAB)~20 min · south near I-95

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Oak Forest with Momentum Realty’s local guides.

Tomoka OaksOrmond Beach · 1.8 miOBOrmond Beach & Ormond-by-the-Sea Oceanfront CondosOrmond Beach · 2.1 miOHOrmond HeritageOrmond Beach · 2.4 miBreakaway TrailsOrmond Beach · 2.5 miTRTomoka ReserveOrmond Beach · 2.6 miTymber CreekOrmond Beach · 4.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Oak Forest (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Oak Forest is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Oak Forest address.

The takeaway

What is actually shaping value around Oak Forest: repeat area flooding near the river, a Nova Road resurfacing project, and the durable no-HOA cost advantage. Each item is noted with its source.

Recent Developments in Oak Forest

Our read on what is being built around Oak Forest, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe established, no-HOA setting close to the river and beach supports steady demand. The swing factor is flood resilience and insurance cost, which vary lot by lot near the river.

Repeat hurricane flooding in the Ormond Beach area

2024
BearishMajor impact
SignificanceRadius: Area

Documented area flooding makes per-parcel flood zone and insurance due diligence essential near the river.

Nova Road resurfacing and signal improvements

2025
NeutralNotable impact
SignificanceRadius: Corridor

A multi-million-dollar resurfacing of the adjacent arterial is a maintenance positive with short-term construction impact.

No HOA keeps carrying cost low

Ongoing
BullishNotable impact
SignificanceRadius: On-site

The absence of mandatory dues is a durable advantage for value-focused buyers.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Oak Forest, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. November 2025
    Roads

    FDOT to resurface nearly four miles of Nova Road

    The state announced a resurfacing of nearly four miles of Nova Road in Ormond Beach, with a new traffic signal and ADA upgrades, starting in 2026. Why it matters: Investment in the adjacent arterial supports access, with short-term construction to expect. Source

  2. October 2024
    Flooding

    Hurricane Milton flooding affects Ormond Beach

    Reporting documented repeat hurricane flooding in Ormond Beach, including during Hurricane Milton in October 2024. Why it matters: Flood and insurance due diligence per parcel is essential near the Halifax River. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Oak Forest, this is the order of operations we would run, and the one we run for our clients.

1

Pull the FEMA flood map for the parcel first. Parts of this riverside area carry elevated flood risk, so flood zone and insurance cost come before price.

2

Read the renovation math. Price the roof, HVAC, plumbing, and electrical honestly on a home built in the 1970s or 1980s before judging any list price.

3

Value the no-HOA structure. The low carrying cost is a real advantage; price it in versus communities with monthly dues.

4

Check elevation and past flooding. Ask about any flood history and whether the home has been elevated or had mitigation work.

5

Cross-shop established Ormond and compare Tomoka Oaks nearby.

Best Buy
An updated home on a higher, drier lot with a manageable flood-insurance cost
Biggest Risk
An original home with deferred systems in a high-risk flood zone near the river
Best Lot
Higher, drier lots away from the river over low-lying parcels
Smart Timing
Confirm the flood zone and insurance cost before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

HOA and CDD

No mandatory HOA was found for the neighborhood, and no Community Development District is indicated. Confirm any voluntary association costs and the tax bill for a specific home.

The homes

Homes are established single-family residences in ranch, split-level, and a few custom styles, built mostly in the 1970s and 1980s. Third-party portals put recent sale prices around $400,000 to $410,000 in 2025 and 2026, varying by home and lot. Condition and updates drive price.

Living here

The location is the draw: the Halifax River is just east, the Atlantic beaches are a short drive, downtown Daytona is a few miles south, and I-95 and services along Nova Road are close. Mature oak canopy lines many streets.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Renovation Buy
$280K to $345K

An original or lightly updated home priced for the work it needs, the value route into the neighborhood.

Lowest entry
The Updated Home
$345K to $425K

A home with newer roof, systems, kitchen, and baths on a sound lot, the core of this resale market.

Most inventory
The Higher, Drier Pick
$425K to $517K

A well-updated home on a higher lot with a manageable flood-insurance cost, the homes that resell most easily.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$280K to $345K
The Renovation Buy
An original or lightly updated home priced for the work it needs, the value route into the neighborhood.
$345K to $425K
The Updated Home
A home with newer roof, systems, kitchen, and baths on a sound lot, the core of this resale market.
$425K to $517K
The Higher, Drier Pick
A well-updated home on a higher lot with a manageable flood-insurance cost, the homes that resell most easily.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No HOA, low carrying costStrong
Central, near river and beachStrong
Established, mature-canopy streetsStrong
Older roofs and systems on many homesInspect it
Elevated flood risk near the riverVerify it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Oak Forest

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

There is no HOA to price in. The deal is won or lost on condition, the updates, and the flood zone on the lot.

Jon Brooks · Founder, Momentum Realty
6.7B- · Buy Score
Resale Strength6.6/10
Renovation Risk5.8/10
Location Efficiency7.8/10
Long-Term Defensibility6.0/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Oak Forest is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Higher, drier lots beat low-lying parcels near the river
  • No-HOA owned lots keep carrying costs low
  • Updates matter as much as the lot here
  • Flood zone varies block by block
  • Read the lot and the flood map before the finishes

In an established riverside neighborhood, the lot and the flood zone carry real weight. Higher, drier parcels away from the Halifax River price and insure better than low-lying lots in a high-risk zone, and the no-HOA structure keeps carrying costs low. Read the lot, pull the flood map, and weigh the renovation level of the house against recent comps.

Oak Forest in 15 seconds.

Best forBuyers who want an established, no-HOA single-family home near the river and beach in Ormond Beach.
Biggest advantageNo HOA and a central Ormond Beach location close to the river, beach, and Nova Road services.
Biggest riskFlood-zone exposure near the Halifax River, plus renovation and systems costs on older homes.
Sweet spotAn updated home on a higher, drier lot with a manageable insurance cost.
Avoid ifYou want new construction, a gated community, or a turnkey luxury finish.

HOA, CDD & Fees

15-Second Take
  • No mandatory HOA found
  • Low carrying cost
  • No community amenities
  • Condition and updates drive price
  • Flood zone varies lot by lot near the river

No mandatory HOA was found for the neighborhood, and no Community Development District is indicated. Confirm any voluntary association costs and the tax bill for a specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Oak Forest, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tomoka Oaks, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Oak Forest home worth?

Get a no-obligation home value based on real comparable sales in Oak Forest matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Oak Forest year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Oak Forest Market Scorecard

Balanced Market (limited data)

Oak Forest is currently a balanced market (limited data). About 2.1 months of supply, a median asking price of $399,900, and homes go under contract in about 152 days.

2.1
Months supply
$399,900
Median list
$367,500
Median sold
$190
Per sqft
152
Days on mkt
3/2/17
Active/Pend/Sold

Typical home value in the 32174 ZIP is $371,102, about 10.1% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Oak Forest located?
Oak Forest is an established neighborhood in Ormond Beach, in the 32174 ZIP, Volusia County, in the area near the Halifax River and Nova Road.
Is there an HOA in Oak Forest?
No mandatory HOA was found for the neighborhood. Confirm there are no voluntary association costs or special assessments for a specific home.
What kind of homes are in Oak Forest?
Established single-family homes built mostly in the 1970s and 1980s, with a median year built around 1980, in ranch, split-level, and a few custom styles. It is an all-ages neighborhood.
What do homes cost in Oak Forest?
Third-party portals put recent sale prices around $400,000 to $410,000 in 2025 and 2026, varying by home and lot. Use a comparable-sales analysis on a specific home.
Is Oak Forest in a flood zone?
Parts of this riverside area carry elevated flood risk, and the broader Ormond Beach area has seen repeat hurricane flooding. Pull the FEMA flood map and confirm insurance cost for any specific address.
Does Oak Forest have a CDD?
No Community Development District is indicated, consistent with the neighborhood's age. Confirm per parcel on the tax bill.
Is Oak Forest gated?
No. It is an established, non-HOA neighborhood with public streets and no community amenities.
What schools serve Oak Forest?
Oak Forest is in Volusia County Schools, with Pine Trail Elementary, Ormond Beach Middle, and Seabreeze High commonly cited for the area. Confirm the exact assignment by address with the district.
How far is Oak Forest from the beach?
The Atlantic beaches are roughly three miles east, about a ten-minute drive, with downtown Daytona about nine miles south. Confirm your real drive at your real departure time.
Is Oak Forest a good place to buy?
It offers an established, no-HOA setting close to the river and beach. As always, condition, updates, the lot, and the flood zone drive the outcome; this is not a guarantee of future value.
You want an established Ormond Beach neighborhood with no HOAExcellent fit
You value a short beach and river commuteExcellent fit
You are comfortable updating an older homeExcellent fit
You want a low monthly carrying costExcellent fit
You will verify elevation and flood risk near the riverExcellent fit
You want new construction or a builder warrantyProbably not
You need a gated, amenity-rich communityProbably not
You want a turnkey luxury finish throughoutProbably not
You are unwilling to budget updates or verify flood riskProbably not
You want a maintained, deed-restricted streetscapeProbably not

Get the inside read on Oak Forest

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Oak Forest home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Oak Forest specialist will reach out personally, usually the same day.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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