The Oaks at Valrico in Valrico

The Oaks at Valrico
Valrico Homes for Sale

The Oaks at Valrico · Valrico · ZIP 33594

An established single-residential community with a very low HOA in Valrico.

Very low HOANo CDDCable included
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Read the HOA, the build year and condition, and the resale comps for a specific home before you offer.
Free · No obligation
Unlock Off-Market The Oaks at Valrico

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Oaks at Valrico is an established single-residential community in Valrico, in eastern Hillsborough County, so the read is a value, low-carry read: public sources describe single-family homes broadly priced from the high 200s to the low 500s, with a notably low HOA, around fifty-five dollars a month that includes cable TV, and no CDD. The home and the condition drive value here, with a very low cost of carry. Your leverage is reading the condition, the HOA, and the comps before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Oaks at Valrico is an established single-residential community in Valrico, in the 33594 ZIP of eastern Hillsborough County, convenient to Brandon, the Selmon Expressway, and the I-4 corridor.

Public sources describe single-family homes broadly priced from the high 200s to the low 500s, in a deed-restricted neighborhood with an active homeowners association.

The standout feature is the cost of carry. Public sources describe a low HOA, around fifty-five dollars a month that includes cable TV, with no CDD and pets allowed. Confirm the HOA fee and reserves, the home condition and roof and systems age, and how a home prices against newer Valrico construction.

For value buyers who want an established Valrico home with a very low carrying cost, The Oaks at Valrico is a practical option. The work is reading the condition, the HOA, and the comps honestly before you buy.

Best for

  • Buyers who want this community's setting and value
  • Buyers who value the location and commute
  • Value buyers comparing resale with newer construction
  • Buyers who will read the HOA and the comps

Probably not for

  • Buyers who want a no-HOA, lowest-cost home
  • Anyone who wants a different product type or setting
  • Buyers who will not read the association financials
  • Buyers who need a different location or commute

How The Oaks at Valrico is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Oaks at Valrico listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Oaks at Valrico buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The Oaks at Valrico sits in Valrico, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Brandon Town Center~10-20 min · shopping and dining
Selmon Expressway~12-22 min · fast route to Tampa
I-75~12-20 min · regional connector
Downtown Tampa~30-45 min · via the Selmon
Tampa International Airport (TPA)~35-50 min · via I-75 / Selmon
Lakeland~30-40 min · I-4 corridor

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Oaks at ValricoValrico Homes for Sale with Momentum Realty’s local guides.

KMKings Mill Homes for Sale in Valrico, FLValrico, FL · 0.1 miVLValrico Lake Homes for SaleValrico, FL · 0.2 miSVSomerset,Valrico Homes for SaleValrico, FL · 0.2 miTWTaho Woods Homes for Sale in Valrico, FLValrico, FL · 0.3 miCCCrosby Crossings Homes for Sale in Valrico, FLValrico, FL · 0.3 miMOMason OaksValrico Homes for SaleValrico, FL · 0.5 miVMValrico Manor Homes for SaleValrico, FL · 0.5 miMHMeadowgrove Homes for Sale in Valrico, FLValrico, FL · 0.5 miBVBrandon Valrico HillsEstates Homes for SaleValrico, FL · 0.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Oaks at Valrico (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Oaks at Valrico is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any The Oaks at Valrico address.

The takeaway

What is actually shaping value at The Oaks at Valrico: the location and value, the HOA, the housing stock, and Florida insurance pressure. Each item is sourced and linked.

Recent Developments in The Oaks at Valrico

Our read on what is being built around The Oaks at Valrico, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe location supports demand, while the defining watch items are the HOA, the condition, and the resale comps.

Very low HOA and no CDD anchor value demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A low HOA including cable and no CDD give a very low cost of carry, a durable draw for value buyers.

Established homes mean condition varies

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Read the roof, systems, and updates on the specific home rather than a community average.

Convenient Valrico location supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Submarket

Quick access to Brandon, the Selmon, and I-4 supports steady demand.

Insurance is the watch item

2024-2025
BearishNotable impact
SignificanceRadius: Submarket

Florida premiums and roof rules are tightening; pull a real insurance quote on the specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Oaks at Valrico, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. July 2025
    Policy

    Florida community-association costs tighten

    Florida's 2025 legislative changes and rising insurance costs continued to pressure HOA budgets statewide, refined by reforms effective July 1, 2025. Why it matters: Read the HOA budget, reserves, and a real insurance quote before judging the carrying cost. Source

Development alerts for The Oaks at ValricoGet a short monthly email when something new is approved, funded, or opens near The Oaks at Valrico.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in The Oaks at Valrico, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA first. Confirm the fee, what it covers, the reserves, and any assessment.

2

Read the home condition and build year. Confirm the roof, systems, and any updates for the specific home.

3

Pull a real insurance quote. Roof age and Florida premiums move the carrying cost.

4

Weigh resale against newer construction. Compare condition and price with newer communities nearby.

5

Compare nearby options, and cross-shop Bonterra and similar communities.

Best Buy
A well-kept home in a sound association with a manageable carrying cost
Biggest Risk
Thin reserves, a rising fee, or paying over comps
Best Lot
A conservation, pond, or well-positioned lot over an interior lot
Smart Timing
Confirm the HOA, the condition, and a real insurance quote
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Oaks at Valrico is an established single-residential community in Valrico, in the 33594 ZIP of eastern Hillsborough County. Public sources describe single-family homes broadly priced from the high 200s to the low 500s, with a low HOA, around fifty-five dollars a month that includes cable TV, and no CDD, in a deed-restricted neighborhood convenient to Brandon and the Selmon Expressway. The defining factors in value are the home and the very low cost of carry: the home condition and roof and systems age, the HOA fee and reserves, financing and insurance, and how a home prices against newer Valrico construction drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

The smaller or older homes here, the lower-cost entry into the community, priced for any updates.

Lowest entry
The Core Home

Mid-size homes in good condition, the heart of the resale market here.

Most inventory
The Premium Home

The largest or best-positioned homes with updates, the homes that show best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
The smaller or older homes here, the lower-cost entry into the community, priced for any updates.
The Core Home
Mid-size homes in good condition, the heart of the resale market here.
The Premium Home
The largest or best-positioned homes with updates, the homes that show best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within ValricoStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in The Oaks at Valrico

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The setting and the value sell the listing. The deal is won or lost on the HOA, the condition, and the comps.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.2/10
Renovation Risk6.0/10
Location Efficiency7.2/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on The Oaks at Valrico is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In The Oaks at Valrico, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The Oaks at Valrico in 15 seconds.

Best forAn established single-residential community with a very low HOA in Valrico.
Biggest advantagePublic sources describe a low HOA, around fifty-five dollars a month including cable TV, with common areas maintained by the association and no CDD.
Biggest riskThe HOA, the condition, and insurance in this community.
Sweet spotA well-kept home in a sound association with a manageable carrying cost.
Avoid ifYou want a no-HOA home or a different product, setting, or commute.

HOA, CDD & Fees

15-Second Take
  • Very low HOA, cable included
  • No CDD, low cost of carry
  • Established Valrico single-family
  • Read the condition on the specific home
  • Convenient to Brandon and the Selmon

A homeowners association fee applies, and public sources describe no CDD. Confirm the current fee, what it covers, the reserves, and any assessment; verify the no-CDD status per parcel.

Public sources describe a low HOA, around fifty-five dollars a month including cable TV, with common areas maintained by the association and no CDD. Confirm exactly what the HOA fee covers for a specific home and review the reserves.

Public sources describe a low HOA, around fifty-five dollars a month including cable TV, with common areas maintained by the association and no CDD.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Oaks at Valrico, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bonterra, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Oaks at Valrico home worth?

Get a no-obligation home value based on real comparable sales in The Oaks at Valrico matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Oaks at Valrico on the map →
Or get your The Oaks at Valrico home value & selling guide →

Real comps, not a Zestimate.

The Oaks at Valrico Market Scorecard

Strong seller's market

The Oaks at Valrico is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Oaks at Valrico?
It is in Valrico, in the 33594 ZIP of Hillsborough County. An established single-residential community with a very low HOA in Valrico.
What does the HOA cover?
Public sources describe the HOA supporting the community and common areas. Confirm the current fee and exactly what it covers.
Is there a CDD?
Public sources describe no CDD. Confirm per parcel; the defining cost is the HOA fee and insurance.
What kind of homes are here?
Public sources describe single-family homes broadly priced from the high 200s to the low 500s, in a deed-restricted neighborhood with an active homeowners association.
What should I check before buying here?
Read the HOA budget and reserves, the build year and condition, and pull a real insurance quote.
How is the commute?
Brandon Town Center is roughly ~10-20 min away, with Tampa and the region within reach depending on traffic.
Is it a good value?
It can offer value for its location; weigh the carrying cost, the condition, and the comps carefully.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where the HOA, the condition, and the comps swing value, having your own representation is the highest-leverage decision you make.
Buyers who want this community's setting and valueExcellent fit
Buyers who value the location and commuteExcellent fit
Value buyers comparing resale with newer constructionExcellent fit
Buyers who will read the HOA and the compsExcellent fit
Buyers who will pull a real insurance quoteExcellent fit
Buyers who want a no-HOA, lowest-cost homeProbably not
Anyone who wants a different product type or settingProbably not
Buyers who will not read the association financialsProbably not
Buyers who need a different location or commuteProbably not
Buyers who want acreage or a rural settingProbably not

Get the inside read on The Oaks at Valrico

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your The Oaks at Valrico home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty The Oaks at Valrico specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in The Oaks at Valrico — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Hillsborough County market guide or every community in the Neighborhood Finder.

Get my Hillsborough County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local The Oaks at Valrico Expert
Call Get Listings