Orange Tree Ph 4
Homes for Sale in Clermont, FL
True comps, carrying-cost math, and listings before the portals.
Orange Tree Ph 4 is a tight-band community: every home was built between 2003 and 2006, with a median year of 2004, so the housing stock reads as a single construction era rather than a mix of old and new. That consistency simplifies comparisons — condition, updates, and layout choices drive value more than era does, since the shell itself is the same generation across the 160 homes.
With just under half of homes (46.9%) carrying a homestead exemption, this is a market with a meaningful share of non-owner-occupied or second-home activity alongside owner-occupied holdings. For sellers, that mix matters for timing and staging expectations. For buyers, it means inventory can behave differently than a fully owner-occupied subdivision — worth factoring into how quickly comparable listings move.
Who Orange Tree Ph 4 is best for.
Best for
- Buyers who want a mid-2000s-built home near 2,000+ square feet without paying HOA dues for amenities they won't use.
- Buyers comfortable evaluating homes on condition and updates rather than relying on a fixed builder-grade baseline across every listing.
- Buyers or investors who understand a market with a meaningful share of non-homestead properties and want a straightforward, no-frills subdivision.
Probably not for
- Buyers who want a gated or amenity-rich community with a pool, clubhouse, or organized common areas.
- Buyers seeking new construction or homes built after the mid-2000s.
- Buyers who want the reassurance of an overwhelmingly owner-occupied street and view a near-even homestead split as a concern.
The market around Orange Tree Ph 4
Orange Tree Ph 4 is a small community — 31 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).
The housing mix here is 97% single family residence, 3% ?.
ZIP and county figures describe the wider market, not Orange Tree Ph 4 specifically. Momentum Research analysis of MLS records.
The Orange Tree Ph 4 buying strategy.
If we were buying in Orange Tree Ph 4 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Orange Tree Ph 4.
One era, one footprint
The narrow build window (2003-2006) means buyers are not choosing between decades of design — every home shares roughly the same age, systems expectations, and construction standards. At a median of 2,047 square feet, this is a mid-sized layout tier: large enough for standard living configurations, not positioned as an estate or starter-home extreme. That combination — same era, same general size class — makes condition and upkeep the real variable from listing to listing.
No community amenities are identified from current MLS listings, which tells buyers this is a plain-vanilla residential subdivision rather than one built around a clubhouse, pool, or gated identity. That's not a knock — it usually means lower or no HOA overhead — but it does mean the draw here is the home and the location within Clermont, not shared recreational infrastructure.
The location and the amenities are priced into every listing in Orange Tree Ph 4. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with a single-era housing stock and no amenity package to lean on, pricing comes down almost entirely to condition, updates, and how a specific home compares to its same-vintage neighbors — that's a valuation exercise we do block by block, not from a generic report.
Orange Tree Ph 4 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Orange Tree Ph 4 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Orange Tree Ph 4 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Orange Tree Ph 4, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Orange Tree Ph 4 home worth?
Get a no-obligation home value based on real comparable sales in Orange Tree Ph 4, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Orange Tree Ph 4 on the map →
Frequently Asked Questions
How many homes are in Orange Tree Ph 4?
What share of Orange Tree Ph 4 is owner-occupied?
When were the homes in Orange Tree Ph 4 built?
Who is the best real estate agent for Orange Tree Ph 4?
How do I find a top Clermont real estate agent who knows Orange Tree Ph 4?
Can Momentum Realty connect me with an agent for Orange Tree Ph 4?
Should you buy in Orange Tree Ph 4?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 34714)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2012 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Clermont & Lake County guides
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