Ormond Beach Surfside North in Ormond Beach

Ormond Beach Surfside North Homes for Sale

Established 1988 · Intracoastal West · ZIP 32224

A 1971 oceanfront condominium in Ormond-by-the-Sea on the no-drive beach, residential with a strict one-month rental minimum.

Direct oceanfrontNo-drive beachOne-month rental minimum
Live Market Pulse
41/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Surfside North

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$466K
Median Price
18mo
Supply
484days
Avg DOM
Soft
Seller Leverage
$438/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ormond Beach Surfside North is a direct-oceanfront condominium in Ormond-by-the-Sea, on the quiet no-drive section of the beach, and the read is residential oceanfront value with older-building diligence. A strict one-month minimum rental (no exceptions) keeps it owner-occupant and seasonal rather than a nightly-rental operation, which sets the tone of the building. The trade is age: built in 1971, it is among the older oceanfront buildings on the coast, so the association's milestone inspection, reserves, and insurance are the heart of the purchase."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ormond Beach Surfside North market snapshot (as of June 25, 2026): the median sale price is about $466K ($438 per sq ft), with homes averaging 484 days on market and 18.0 months of supply, a buyer-leaning market (limited data). Based on 2 recent closings in live Daytona-area MLS data.

Ormond Beach Surfside North is a direct-oceanfront condominium at 1155 Ocean Shore Boulevard (State Road A1A) in Ormond-by-the-Sea, the unincorporated beachside community north of Ormond Beach proper in Volusia County. It sits on the no-drive section of the beach, where cars are not permitted on the sand.

The building was completed in 1971, making it one of the older oceanfront condominiums on this stretch, and offers two-bedroom beachfront units with direct Atlantic views and beach access.

A defining feature is the rental rule: a strict one-month minimum, with no exceptions. That keeps the building residential and seasonal, attracting full-time owners and snowbirds rather than nightly vacationers, and shapes the quieter, owner-occupant character.

Because the building dates to 1971, the central buyer question is structural and financial. As an oceanfront building over three stories and more than 50 years old, it falls squarely under Florida's condominium milestone-inspection and structural integrity reserve-study requirements, so the milestone status, reserve funding, insurance, and assessment history are what a buyer is really underwriting.

Best for

  • Buyers who want direct-oceanfront ownership on the quiet no-drive beach
  • Seasonal owners who prefer a residential building with a one-month minimum rental
  • Buyers who will read an older oceanfront association's structural and reserve documents

Probably not for

  • Buyers who want new construction or a maintenance-light building
  • Investors seeking nightly or weekly vacation-rental income
  • Buyers unwilling to underwrite a 1971 oceanfront building's reserve and assessment risk

How Surfside North is performing right now

41/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
18Months of supplytight
486Median days on marketdays
1 : 3Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
-20%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Surfside North listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ormond Beach Surfside North buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Surfside North

Live MLS inventory for Ormond Beach Surfside North. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Surfside North listings as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

The Atlantic (no-drive beach)~1 min · direct beachfront access
Granada Boulevard (Ormond Beach)~10 min · south for shopping and dining
Ormond Beach mainland~10 to 15 min · over the Granada bridge
Interstate 95~15 to 20 min · via Granada Blvd (SR-40)
Downtown Daytona Beach~20 to 25 min · south along the peninsula
Flagler Beach~20 to 25 min · north along A1A
Daytona Beach International Airport~25 to 30 min · via Granada Blvd and I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ormond Beach Surfside North Homes for Sale with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Surfside North (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Surfside North is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Surfside North address.

The takeaway

What actually affects Ormond Beach Surfside North owners, sourced and dated. We do not publish rumor.

Recent Developments in Ormond Beach Surfside North

Our read on what is being built around Surfside North, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe dominant factor is Florida's condominium safety law, which governs the milestone inspection and reserve funding for a 1971 oceanfront building. How the association has handled those requirements is the single biggest driver of carrying cost and value here over the next few years.

Florida milestone inspection and reserve-study requirements

NeutralAs an oceanfront building over three stories and more than 50 years old, it must complete milestone inspections and structural integrity reserve studies and fund the reserves identified; this can raise dues or assessments but produces a documented building. impact
SignificanceRadius: Building-wide

Florida milestone inspection and reserve-study requirements

No-drive beach and one-month-minimum residential character

BullishDirect oceanfront on the quiet no-drive beach, with a strict one-month rental minimum, supports a residential, owner-occupant profile that many buyers prefer. impact
SignificanceRadius: Ormond-by-the-Sea

No-drive beach and one-month-minimum residential character

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ormond Beach Surfside North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024 to 2025
    Regulation

    Florida condominium safety deadlines (milestone inspections + SIRS)

    Under Florida's condominium safety law, condominiums three stories and higher must complete milestone structural inspections and structural integrity reserve studies on statutory deadlines, and associations may no longer waive the reserve funding the studies identify. Why it matters: For a 1971 oceanfront building like Surfside North, request the milestone inspection result, the reserve study, and the funding plan; on a building of this age the answers are the most important part of the purchase. Source

Development alerts for Ormond Beach Surfside NorthGet a short monthly email when something new is approved, funded, or opens near Ormond Beach Surfside North.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Surfside North, this is the order of operations we would run, and the one we run for our clients.

1

Read the milestone inspection and reserve study first. This is a 1971 oceanfront building; request the current milestone inspection result, the structural integrity reserve study, and the funding plan before anything else.

2

Pull three years of budgets and the full assessment history. On a building this age, ask what structural work has been done, what assessments have been levied, and what is planned.

3

Get the master insurance picture. Review the association's master policy, deductibles, and recent premium trajectory on a 1971 oceanfront building, then price your HO-6 contents coverage.

4

Confirm the one-month rental rule and any pet limits in writing. The minimum is one month with no exceptions; verify the current terms if rental flexibility matters to you.

5

Inspect the unit's systems. Check the HVAC, water heater, sliders and windows, and any salt-air wear, with the building-level documents owning the bigger questions.

Best Buy
An updated two-bedroom with a strong ocean exposure in a building whose milestone inspection and reserve funding you have verified, at an all-in monthly you have run.
Biggest Risk
A 1971 oceanfront building's reserve and assessment exposure plus master-insurance cost; on a building this age, both are central, not incidental.
Best Lot
Higher-floor, direct-ocean units carry the premium; lower and angled-view units are the value if the documents check out.
Smart Timing
Surfside North offers residential oceanfront ownership on the no-drive beach; pricing tracks the building's documented health as much as the unit.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ormond Beach Surfside North is a 1971 direct-oceanfront condominium at 1155 Ocean Shore Boulevard (A1A) in Ormond-by-the-Sea, the unincorporated beachside community north of Ormond Beach in Volusia County, on the quiet no-drive section of the beach. It offers two-bedroom beachfront units with direct Atlantic access and is kept residential and seasonal by a strict one-month minimum rental (no exceptions). As an oceanfront building over three stories and more than 50 years old, it falls squarely under Florida's condominium milestone-inspection and reserve-study requirements, which makes the association's documented structural and reserve health the central question for buyers.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: lower-floor or angled-view units
$433K to $433K

Lower-floor or angled-exposure two-bedroom units, the relative value. Buy on the building's documents first; confirm the milestone and reserve status before the finishes.

Lowest entry
Mid: mid-floor ocean-view units
$433K to $500K

Mid-floor two-bedroom units with solid ocean views, the core of the building. Floor, exposure, and condition separate these; verify the association's reserve and insurance status before pricing the view.

Most inventory
High: high-floor direct-ocean units
$500K to $500K

Higher-floor, direct-ocean two-bedroom units set the building's ceiling. Height and a full ocean view drive the premium; price each on its exposure, condition, and the association's documented health.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$433K to $433K
Entry: lower-floor or angled-view units
Lower-floor or angled-exposure two-bedroom units, the relative value. Buy on the building's documents first; confirm the milestone and reserve status before the finishes.
$433K to $500K
Mid: mid-floor ocean-view units
Mid-floor two-bedroom units with solid ocean views, the core of the building. Floor, exposure, and condition separate these; verify the association's reserve and insurance status before pricing the view.
$500K to $500K
High: high-floor direct-ocean units
Higher-floor, direct-ocean two-bedroom units set the building's ceiling. Height and a full ocean view drive the premium; price each on its exposure, condition, and the association's documented health.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$467
Original$311
Median days on market
Renovated372
Original486

From current Surfside North listings (renovated 2, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Surfside North

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Surfside North sells residential oceanfront living on the quiet no-drive beach, kept owner-occupant by a strict one-month rental minimum. The view and the calm are real; on a 1971 building, the purchase is the milestone and reserve homework, read completely.

Jon Brooks · Founder, Momentum Realty
6.4B- · Buy Score
Resale Strength6.4/10
Renovation Risk4.8/10
Location Efficiency8.2/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Surfside North is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Higher-floor, direct-ocean units carry the premium here.
  • Lower and angled-view units are the relative value.
  • On a 1971 building, the reserve and milestone status moves all units together; read it first.

At Ormond Beach Surfside North, value sorts by floor, ocean exposure, and condition, but the 1971 association's documented health sits above all of it, more so than in a newer building. Higher-floor, direct-ocean units command the premium, while lower and angled-view units are the entry-value play for buyers who confirm the building's structural and reserve status. Because it is a 50-plus-year oceanfront building under Florida's condominium safety law, the milestone inspection result and the reserve funding plan move every unit's true cost together, so underwrite the building first, then price the specific unit on its exposure and finishes.

Surfside North in 15 seconds.

Best forBuyers who want direct-oceanfront ownership on the quiet no-drive beach and will read an older association's documents.
Strong onDirect oceanfront, the no-drive beach calm, and a residential one-month rental minimum that keeps the building owner-occupant.
WatchThe 1971 building's milestone status, reserve funding, special-assessment risk, and oceanfront master-insurance cost.
Not forBuyers who want new construction, a worry-free building, or nightly and weekly vacation-rental income.
The edgeA strict one-month rental minimum on the no-drive beach gives it a quiet, residential character many oceanfront buildings lack.

HOA, CDD & Fees

15-Second Take
  • The fee generally folds in master insurance, water, and cable; confirm the inclusions.
  • On a 1971 oceanfront building, the reserve funding behind the fee is the most important number.
  • A strict one-month rental minimum keeps the building residential, not transient.

Ormond Beach Surfside North is an oceanfront condominium, so monthly condominium fees apply and typically cover master insurance, water and sewer, cable, exterior and grounds maintenance, the pool and common areas, and reserves. For a 1971 building, the number to underwrite is the reserve funding behind the fee. Confirm the current assessment, what it covers, and any planned special assessments with the association.

Master building insurance, water and sewer, cable, exterior and common-area maintenance, the pool and common areas, and reserves (confirm the current breakdown and the building's amenities with the association).

There is no separate golf or social club; amenities are the building's own (typically a pool and beachfront common areas). Confirm the current amenity set and rules with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Surfside North, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Avalon by the Sea, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Surfside North home worth?

Get a no-obligation home value based on real comparable sales in Surfside North matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ormond Beach Surfside North on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Surfside North Market Scorecard

Buyer-Leaning Market (limited data)

Surfside North is currently a buyer-leaning market (limited data). About 18.0 months of supply, a median asking price of $499,000, and homes go under contract in about 491 days.

18.0
Months supply
$499,000
Median list
$466,500
Median sold
$438
Per sqft
491
Days on mkt
3/1/2
Active/Pend/Sold

Typical home value in the 32176 ZIP is $348,661, about 2.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ormond Beach Surfside North?
It is a direct-oceanfront condominium at 1155 Ocean Shore Boulevard (A1A) in Ormond-by-the-Sea, the beachside community north of Ormond Beach in Volusia County, on the no-drive section of the beach.
When was Surfside North built?
It was completed in 1971, making it one of the older oceanfront condominiums on this stretch. As an oceanfront building over three stories and more than 50 years old, it falls under Florida's condominium milestone-inspection and reserve-study requirements.
Can I rent out a unit at Surfside North?
Yes, but with a strict one-month minimum rental and no exceptions, which keeps the building residential and seasonal rather than a nightly-rental operation. Confirm the current rule with the association.
What kinds of units are at Surfside North?
Two-bedroom beachfront condominium units with direct Atlantic views and beach access. Confirm the specific unit's size, floor, and exposure.
What does the 1971 construction mean for buyers?
It makes the association's documents the purchase. Request the milestone inspection result, the structural integrity reserve study, the reserve funding plan, three years of budgets, and the full assessment and insurance history before you offer.
What is the no-drive beach?
Ormond-by-the-Sea sits on a section of the coast where cars are not permitted on the sand, which makes the beach quieter than the drive-on stretches. It is a key part of the building's appeal.
What are the condominium fees?
Monthly fees apply and generally include master insurance, water and sewer, cable, exterior and grounds maintenance, the pool and common areas, and reserves. Verify the current figure, what it covers, and any planned assessments with the association.
What is the insurance picture?
The association carries a master policy on a 1971 oceanfront building, the era and exposure that have seen Florida's steepest premium increases. Review three years of premium history, layers, and deductibles before contract; your HO-6 covers contents.
What schools serve Surfside North?
It is served by Volusia County Schools, with assignments set by address; many units here are owner-occupied or seasonal. Verify current zoned schools with the district if that matters to you.
How is it different from a vacation-rental oceanfront building?
The strict one-month minimum rental keeps Surfside North residential and seasonal, with a quieter, owner-occupant character, rather than a nightly-rental operation. That suits full-timers and snowbirds more than short-stay investors.
What should I verify before buying?
Review the milestone inspection result, the reserve study and funding plan, three years of budgets and the full assessment history, the master insurance and deductibles, and the unit's floor and ocean exposure.
Is Surfside North a good buy?
For buyers who want residential oceanfront living on the quiet no-drive beach, it can be. The decision turns heavily on the 1971 building's documented health, so verify the milestone inspection, reserves, and assessment history before you commit.
Who is the best real estate agent for Ormond Beach Surfside North?
The best agent for Ormond Beach Surfside North is one who actively works Ormond Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ormond Beach Surfside North.
How do I find a top Ormond Beach real estate agent who knows Ormond Beach Surfside North?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ormond Beach Surfside North and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Ormond Beach Surfside North?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ormond Beach Surfside North purchase or sale - no call center and no pressure.
You want direct-oceanfront ownership on the quiet no-drive beachExcellent fit
You prefer a residential building with a one-month minimum rentalExcellent fit
You will read the milestone inspection, reserve study, and assessment historyExcellent fit
You want new construction or a maintenance-light buildingProbably not
You want nightly or weekly vacation-rental incomeProbably not
You are not willing to underwrite a 1971 oceanfront building's reserve and assessment riskProbably not

Get the inside read on Surfside North

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Surfside North home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Surfside North specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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