Oxford Chase

Executive Summary

Oxford Chase is the two-car-garage townhome at the Town Center, and that sentence does most of the work: about 250 gated units on Gate Parkway built 2004 and 2005, three and four bedrooms, roughly 1,720 to 2,065 square feet, with an attached two-car garage on every unit. Newer townhome product in this corridor routinely delivers 1,100 to 1,400 square feet with a one-car garage or none; Oxford Chase built house-scale attached homes a development cycle before the corridor went compact.

The numbers: median sale around $375,000, recent closings roughly $338,000 to $395,000, about $207 per square foot (neighborhoods.com, June 2026), with a reported HOA of about $196 to $246 a month and no CDD reported (neighborhoods.com, June 2026). On a per-foot basis that undercuts much of the newer, smaller attached product nearby, and the missing CDD line keeps the tax bill cleaner than many 32246 alternatives. Verify both on the specific unit before underwriting.

The trade is age: 2004-2005 construction means roofs, HVAC, and water heaters are on their second cycle or due for it, and the community trades thin at roughly 16 sales a year (bradofficer.com, May 2026). Inspect systems like the twenty-year-old assets they are, price off the latest closed tape rather than asking averages, and the location plus garage math tends to carry the rest of the decision.

Quick Facts

Community Overview & History

The house-scale townhome behind a gate

Oxford Chase was built in 2004 and 2005, when Southside townhome product still came in house proportions: three and four bedrooms, roughly 1,720 to 2,065 square feet, two stories, and an attached two-car garage on every unit. That last item is the headline. Two-car garages are rare on attached product anywhere in Jacksonville and nearly extinct in new townhome construction near the Town Center, where land math pushes builders toward one-car or rear-load compact plans. Here the garage handles two vehicles or one vehicle plus the storage that compact townhomes never solve, and it does it on all roughly 250 units, not a premium subset.

What the address is actually buying

Position and per-foot value. Gate Parkway puts the Tinseltown entertainment district and St. Johns Town Center within a few minutes, with FL-202 and I-295 close behind for the wider commute map. At about $207 per square foot (neighborhoods.com, June 2026), Oxford Chase trades under much of the newer, smaller attached product in the corridor, and the reported $196 to $246 monthly HOA funds a gate, clubhouse, pool, and fitness center with no CDD reported on top (neighborhoods.com, June 2026). The pitch is simple: more square feet, a real garage, and a full amenity set at the corridor address, in exchange for twenty-year-old systems you inspect honestly.

What You Are Actually Buying

One build era, a tight plan range, and a thin tape. Figures below are portal-reported; the community turns over roughly 16 units a year (bradofficer.com, May 2026), so verify against the latest closed sales rather than averages.

The 3BR plans: the volume of the community

Roughly 1,720 to 1,900 square feet with 2.5 baths and the two-car garage, these are the bulk of the roughly 250 units and the bulk of the tape. Recent closings have run roughly $338,000 into the $370s at this size (neighborhoods.com, June 2026), and the floor plans live like small single-family homes: real bedrooms, real storage, a garage that actually fits two cars.

The 4BR plans: the flagship

Topping out near 2,065 square feet, the four-bedroom plans push toward the top of the closed range, with sales reported up to about $395,000 (neighborhoods.com, June 2026). A 4BR townhome with a two-car garage near the Town Center is close to a category of one; when these list, they draw the buyers who were about to give up and shop detached.

Interior versus end units, and position inside the gate

End units carry the extra light and single shared wall and tend to resell on it; units deeper in the community trade gate and Gate Parkway proximity for quiet. At this band the position premiums are modest in dollars, and condition, especially the age of roof, HVAC, and water heater, separates listings more than the lot map does.

Real Estate Market

The working numbers: a median sale around $375,000, closed sales roughly $338,000 to $395,000, and about $207 per square foot (neighborhoods.com, June 2026). The per-foot figure is the tell: newer, smaller townhomes nearby frequently trade meaningfully higher per foot, so Oxford Chase is where the corridor buys space instead of a build date. Price off the latest closings; with roughly 16 sales a year (bradofficer.com, May 2026), one or two outliers can distort any average.

The buyer pool is Town Center and Southside corridor professionals who want the location without the compact-plan compromise, move-up buyers leaving smaller attached product, families using the 4BR plans as detached substitutes, and the occasional investor running rent math against the corridor apartment stock. The two-car garage widens that pool in a way the comp set mostly cannot match.

The honest comparison is against new and near-new townhomes in the corridor: they win on systems age and warranty, Oxford Chase wins on square feet, the garage, the gate-plus-amenity package, and per-foot price, often with a cleaner tax bill given the no-CDD report (neighborhoods.com, June 2026). Run both as all-in monthlies including realistic maintenance reserves for 2004-2005 systems, and let the math, not the model home, decide.

Market Position

Oxford Chase draws professionals working the Town Center, Southside, and Baymeadows corridors who want minutes-not-miles commutes, move-up buyers leaving compact townhomes for real square footage and a two-car garage, small families using the 3BR and 4BR plans as lower-maintenance house substitutes, and downsizers who want a gate, a pool, and a fitness center without a detached yard.

Schools

An Oxford Chase address is served by Duval County Public Schools, with attendance zones set by home address. Zoning in the fast-growing Gate Parkway and Town Center corridor has shifted over the years, so confirm the exact current assignment for the specific address before you buy rather than relying on listing-page school fields.

Amenities & Lifestyle

A full amenity package for a townhome community, funded by a mid-band fee with no CDD reported on top.

Clubhouse with meeting room

The community hub behind the gate: a clubhouse with a meeting room for association business and resident use, the kind of common space most townhome communities of this size skip.

Community pool

The centerpiece amenity, maintained on the association line rather than your personal one. In a corridor minutes from the Town Center, a pool you do not insure or service is a genuine carrying-cost win.

Fitness center

An on-site gym inside the gate, which at this fee level effectively offsets a commercial gym membership and is uncommon in townhome communities of this vintage and price band.

Gated entry off Gate Parkway

Controlled access at the entrance, with the Tinseltown district and St. Johns Town Center close enough that the location itself does retail, dining, and entertainment work the dues never have to fund.

HOA, CDD & Costs

The HOA is reported at about $196 to $246 a month (neighborhoods.com, June 2026), which in communities like this typically funds the gate, clubhouse, pool, fitness center, and common-area maintenance. The spread in reported figures is itself the instruction: confirm the current fee, exactly what it covers, and especially where exterior, roof, and insurance responsibility sits on attached product, in writing with the association before you write an offer.

No CDD is reported for Oxford Chase (neighborhoods.com, June 2026), which is a real monthly advantage in a zip code where newer communities frequently carry one. Verify it the easy way regardless: read the estimated tax bill on the specific unit for any non-ad-valorem assessments. It is one line and it settles the question.

On a 2004-2005 community, the association documents matter as much as the fee: ask for the budget, the reserve study or reserve balance, and any discussed special assessments, because twenty-year-old common elements, from the pool surface to the gate hardware to any association-maintained exteriors, are in their replacement window. A healthy reserve is worth more than a slightly lower fee.

Commute Analysis

The seat is the sale: Gate Parkway feeds FL-202 and I-295 within about five minutes each, which puts the Town Center and Tinseltown at errand distance, the Southside and Baymeadows office corridors on short drives, and downtown and the beaches both inside about twenty minutes. Few gated communities at this price sit this close to this much employment and retail.

Shopping & Dining

St. Johns Town Center, the premier retail and dining cluster in Northeast Florida, sits about five minutes away, the Tinseltown district covers movies and restaurants closer still, and the Gate Parkway and Southside Boulevard corridors handle groceries and daily errands. The weekly run rarely leaves a five-minute radius.

Pros and Cons

Oxford Chase vs. Comparable Communities

Hidden Things Buyers Should Know

The garage is the moat

Two-car garages on attached product are rare citywide and effectively unavailable in new townhome construction near the Town Center, where compact one-car plans rule. That makes the spec hard to reproduce: a buyer who needs two covered spaces plus storage at this address has a very short list, and Oxford Chase is most of it. It is the quiet reason resale demand holds despite the build date.

No CDD is worth more than it looks

Plenty of 32246 and nearby corridor communities carry CDD assessments that add real money to the tax bill for decades. Oxford Chase is reported without one (neighborhoods.com, June 2026), so a fee comparison against newer communities understates the advantage unless you compare full tax bills. Pull the estimated taxes on any unit you compare against; that is where the gap shows.

Sixteen sales a year cuts both ways

Roughly 16 sales a year across about 250 units (bradofficer.com, May 2026) signals owners who stay, which is its own endorsement. It also means thin comps: a single dated unit or a single renovated one can set the visible price for months, and appraisers work from the same short tape. Buyers should price off the latest closings by condition; sellers should document upgrades, because the appraisal will need the help.

Momentum Expert Insight

Selling a Home in Oxford Chase

Your buyer pool shops by spec and payment: lead with the two-car garage, the square footage, and the verified monthly math (current HOA in writing, no-CDD confirmed on the tax bill), because those are the lines the newer competition cannot match. Price off the last few closings of your configuration and condition, not the community average; sixteen sales a year means the average is mostly noise.

Document the systems: a roof, HVAC, or water heater replaced and dated in the listing neutralizes the only argument the 2022-build competition has. Receipts and permits in the disclosure package move twenty-year-old construction from objection to non-issue, and on a thin tape they also hand the appraiser the support your contract price will need.

Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Oxford Chase address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Oxford Chase address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The working band is the mid to upper $300s: a median sale around $375,000, closings roughly $338,000 to $395,000, and about $207 per square foot (neighborhoods.com, June 2026). The same dollars in this corridor buy a newer townhome with several hundred fewer square feet, a smaller or absent garage, and frequently a CDD line on the tax bill, or an older detached house further from the Town Center with its own systems clock and no gate, pool, or gym. Budget honestly on top of the sticker: a reported $196 to $246 monthly HOA (neighborhoods.com, June 2026) plus realistic reserves for 2004-2005 roofs, HVAC, and water heaters if the unit has not had them replaced. Run all three options as all-in monthlies with current rates and real tax bills, and the per-foot math here usually argues for itself.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

Resale here rides a spec the corridor stopped building: house-scale square footage with a two-car garage, behind a gate, five minutes from the Town Center employment and retail engine. As new construction in the area keeps delivering smaller attached plans, the substitution set for Oxford Chase keeps shrinking, which supports demand even as the build date ages. The risks to manage are systems age, which sellers neutralize with documented replacements, and the thin tape, which rewards precise pricing and punishes guesswork. Owners who maintain the big-ticket items and keep the fee and tax picture documented have a differentiated asset; the location and the garage do the rest.

The Oxford Chase Playbook

How we would buy here: verify the fee and what it covers in writing with the association, and read the estimated tax bill to confirm the no-CDD report on the specific unit. Get the association budget and reserve picture, because twenty-year-old common elements are in their replacement window and a special assessment changes the math. Inspect the unit like the 2004-2005 asset it is: roof age and insurability first, then HVAC, water heater, windows, and any signs of past water intrusion on attached walls. Date every major system and price the offer off the latest closed sales of comparable condition, not the asking average on a tape this thin. And walk the corridor at peak hour once; Gate Parkway traffic is part of the address.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The expensive mistakes at Oxford Chase: underwriting the monthly off the sticker and a portal fee field without verifying the HOA figure, the coverage split, and the tax bill; skipping the association budget and reserves on a twenty-year-old community and meeting the special assessment after closing; comparing against new townhomes on price alone without adjusting for square footage, the garage, and the CDD line they often carry; treating the inspection as a formality on 2004-2005 systems; and pricing, as buyer or seller, off averages on a community that closes roughly 16 sales a year (bradofficer.com, May 2026). Every one of them is a verification problem that costs almost nothing to avoid before contract.

Live Market: Homes for Sale & Recent Sales

Live MLS inventory for Oxford Chase Jacksonville. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Real closed prices beat any estimate.

Frequently Asked Questions

What is Oxford Chase?

A gated community of about 250 townhomes on Gate Parkway near the Tinseltown entertainment district and St. Johns Town Center in Jacksonville 32246, built in 2004 and 2005: three- and four-bedroom townhomes of roughly 1,720 to 2,065 square feet, every unit with an attached two-car garage, plus a clubhouse, pool, and fitness center behind the gate.

How much do townhomes in Oxford Chase cost?

Portal data shows a median sale around $375,000, recent closings roughly $338,000 to $395,000, and about $207 per square foot (neighborhoods.com, June 2026). The community trades thin at roughly 16 sales a year (bradofficer.com, May 2026), so verify current pricing off the latest closed sales rather than averages.

What is the HOA at Oxford Chase?

Reported at about $196 to $246 a month (neighborhoods.com, June 2026), typically covering the gate, clubhouse, pool, fitness center, and common areas in communities like this. The spread in reported figures means you should confirm the current fee, the exact coverage, and any planned increases in writing with the association before you offer.

Is there a CDD?

No CDD is reported for Oxford Chase (neighborhoods.com, June 2026), which is a real monthly advantage against newer corridor communities that carry one. Verify it on the estimated tax bill for the specific unit anyway; it is one line and it settles the question.

Do the townhomes really have 2-car garages?

Yes, attached two-car garages on the units community-wide, which is the headline of the spec. Two-car garages are rare on attached product in Jacksonville and nearly unavailable in new townhome construction near the Town Center, so the garage is a major driver of demand here.

When was Oxford Chase built?

In 2004 and 2005, in a single build era of about 250 units. Everything trades as resale, and the practical implication is systems age: roofs, HVAC, and water heaters are at or past their first replacement cycles, so inspect and budget accordingly.

How big are the townhomes?

Roughly 1,720 to 2,065 square feet across three- and four-bedroom plans, which is unusually large for attached product. The plans live like small single-family homes, and the four-bedroom layouts near the top of the range are close to a category of one this near the Town Center.

What amenities does the community have?

Gated entry, a clubhouse with a meeting room, a community pool, and a fitness center, all funded on the association line. With Tinseltown and St. Johns Town Center minutes away, the location adds retail, dining, and entertainment the dues never have to cover.

Is the community gated?

Yes, with controlled access at the entrance off Gate Parkway. The gate plus the clubhouse, pool, and fitness center is the package the reported fee funds; verify current gate operations and fee coverage with the association.

How is the location for commuting?

Strong: FL-202 and I-295 are each about five minutes away, St. Johns Town Center about five, Tinseltown closer, and both downtown Jacksonville and the beaches run roughly 15 to 20 minutes. The Southside and Baymeadows employment corridors are short drives, with the trade being Gate Parkway traffic at peak Town Center hours.

What schools serve Oxford Chase?

Duval County Public Schools by attendance zone, set by home address. Zoning in the Gate Parkway and Town Center corridor has shifted as the area has grown, so confirm the exact current assignment for the specific address before you buy.

How does Oxford Chase compare to newer townhomes nearby?

Newer product wins on systems age and warranty; Oxford Chase wins on square footage, the two-car garage, the gate-plus-amenity package, per-foot price at about $207 (neighborhoods.com, June 2026), and often the tax bill given the no-CDD report. Run both as all-in monthlies including honest maintenance reserves, and decide on the math.

Can I rent out a townhome in Oxford Chase?

Rental rules are set by the association documents and can change, so get the current leasing policy in writing before buying with rental plans. If you are buying to occupy, the same documents tell you the owner-occupancy picture, which can also matter to some loan programs.

What should I inspect on a 2004-2005 townhome here?

Roof age and insurability first, since Florida insurers price and sometimes decline on older roofs, then HVAC and water heater dates, windows, and the attached walls for any history of water intrusion. Ask for the association budget and reserves too; twenty-year-old common elements are in their replacement window, and a thin reserve can become a special assessment.

Who should I call about Oxford Chase?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy here?

Yes. The wins here are verification: the real HOA figure and coverage, the no-CDD report confirmed on the tax bill, the association reserves, the age of every major system, and pricing off a tape of roughly 16 sales a year. Your own agent works for you on all of it; the listing side does not.

Related Reading

Shopping the Southside and Town Center corridor more broadly? Start here.