Palm Crest
Homes for Sale in Niceville, FL
All 182 homes for sale in Niceville, FL · median $499,900 · 183 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 20 closed sales in Palm Crest in Niceville, FL since 1997, the most recent in November 2025. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 29 (FL DOR 2025 assessment roll) |
| Years built | 1983–1989 (median 1985) |
| Typical living area | 1,844 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PALM CREST key facts,” movewithmomentum.com/neighborhoods/palm-crest, data as of September 20, 2026.
Palm Crest is a small pocket within Niceville, and with only a single closing in the current window, there is no deep transaction record to lean on. What that means in practice: pricing here is driven far more by the condition and specifics of the individual home than by any established, repeatable comp. Two houses on the same street can trade at very different numbers depending on updates, lot, and layout.
For a buyer, the thin data cuts both ways — there is room to negotiate on a home that has sat, but little market consensus to anchor an offer, so your own diligence matters more than usual. For a seller, that same scarcity means your listing may be setting the benchmark rather than following one; pricing to condition and presenting the home cleanly is what carries the day.
Nearby homes for sale
No active listings inside PALM CREST right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Palm Crest is a modest Niceville enclave in Okaloosa County with no community amenities identified in current MLS listings — this is a location-and-home play, not an amenity-driven one.
Emerald Coast MLS sales records identify 14 homes in PALM CREST that have changed hands since 2003, built between 1983 and 1989 (median 1985), with a median living area of about 1,720 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palm Crest is best for.
Best for
- Buyers set on a Niceville location who will evaluate one home at a time rather than a market trend
- Value-focused buyers willing to do the diligence a data-thin pocket requires
- Buyers who do not need shared amenities and are buying for the house and lot
Probably not for
- Buyers who want built-in amenities like a pool, gym, or gated entry
- Buyers who need a deep comp record and a liquid, fast-moving resale market to feel confident
- Buyers looking for a strict, predictable price range before they tour
The market around Palm Crest
Palm Crest is too small for its own price trend, so here is the market around it.
In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Palm Crest specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in PALM CREST, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Recent Developments in Palm Crest
Development, infrastructure, retail, and school activity affecting Palm Crest, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 4 miles east of Palm Crest.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles west of Palm Crest.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 28 miles northwest of Palm Crest, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 27 miles northwest of Palm Crest, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Palm Crest buying strategy.
If we were buying in Palm Crest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Crest.
A thin-data Niceville pocket
The defining fact about Palm Crest right now is how little is moving. With just one closing in the window, there is no reliable price range or velocity trend to publish, and anyone quoting you one is guessing. That does not make the community a bad buy — it makes it a community where you evaluate the actual house in front of you rather than a market narrative.
There are no shared amenities showing up in the listings here, so value rests on the fundamentals: the Niceville location, the condition of the specific property, and the lot. If you want a pool, gym, or gated entry baked into the neighborhood, this is not where you will find it, and you should weigh that before you fall for a floor plan.
The location and the amenities are priced into every listing in Palm Crest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on data, the value we add is judgment, not a database printout. We know the Niceville submarket, we can tell you when a Palm Crest home is priced to its true condition versus a hopeful number, and we will walk you off a deal that does not hold up. When the comps are scarce, you want a broker who has seen the surrounding sales firsthand.
Palm Crest in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Crest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Crest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Crest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Crest home worth?
Get a no-obligation home value based on real comparable sales in Palm Crest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Palm Crest?
What share of Palm Crest is owner-occupied?
When were the homes in Palm Crest built?
Who is the best real estate agent for Palm Crest?
How do I find a top Niceville real estate agent who knows Palm Crest?
Can Momentum Realty connect me with an agent for Palm Crest?
Where is Palm Crest, and what county is it in?
Should you buy in Palm Crest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how PALM CREST fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Palm Crest with Momentum Realty’s local guides.