Palm Island Homes for Sale in Tierra Verde, FL

Maintenance-free island townhome community · Tierra Verde · ZIP 33715

A maintenance-free island townhome community in Tierra Verde.

Maintenance-free townhomesAssociation flood insuranceNear Fort De Soto

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a maintenance-free island townhome community where the association covers most utilities and insurance, including flood insurance; the fee and exactly what it covers, the reserves, and the barrier-island flood and windstorm picture decide value, so read the association financials for a specific unit.

Free · No obligation

Unlock Off-Market Palm Island

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

0now

Distress

Jon's Current Read

"Palm Island is a maintenance-free townhome community in Tierra Verde, on the island just south of St. Pete Beach and directly north of Fort De Soto Park, connected by the Pinellas Bayway bridges to St. Petersburg and St. Pete Beach. The read is an island-townhome read: the association fee includes cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also includes flood insurance, which is significant for this waterfront island location. The unit finishes matter, but the association and the island setting drive value: confirm the current fee and exactly what it covers, plus the association reserves and any milestone inspection if it is a condominium, and read the building elevation and coverage, because a barrier-island location carries flood and windstorm exposure and the 2024 storms brought surge to low-lying Pinellas islands. The association flood coverage helps, but the unit and position drive value. Your leverage is reading the financials and the flood picture before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Palm Island is a maintenance-free townhome community in Tierra Verde, in the 33715 ZIP, on the island just south of St. Pete Beach and directly north of Fort De Soto Park. The Pinellas Bayway bridges connect it to St. Petersburg and St. Pete Beach.

The association package is a draw: the fee includes cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also includes flood insurance, which is significant for this waterfront island location. Confirm the current fee and exactly what it covers, plus the reserves and any milestone inspection if it is a condominium.

The defining read is the association and the island. The fee and what it covers, the reserves, and the barrier-island flood and windstorm picture drive value, and the 2024 storms brought surge to low-lying Pinellas islands, so read the building elevation and coverage even where the association includes flood insurance. The unit and position drive value.

For buyers who want maintenance-free island living near Fort De Soto Park and Shell Key, with convenient access by boat to the Shell Key Preserve and the Pinellas National Wildlife Refuge, Palm Island is a distinctive option. The work is reading the fee, the reserves, and the flood picture honestly before you buy.

Quick Match

Who Palm Island is best for.

Best for

Buyers who want maintenance-free island townhome living
Anyone drawn to Fort De Soto, Shell Key, and the water
Buyers who value an association that covers most utilities and insurance
Buyers who will read the fee, reserves, and flood picture

Probably not for

Buyers who want a single-family home or a large private yard
Anyone seeking the lowest possible monthly fee
Buyers who will not read the association financials and flood picture
Anyone uncomfortable with barrier-island flood and windstorm exposure

Market Pulse

How Palm Island is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Palm Island listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Tierra Verde or Tierra Verde. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Palm Island buys, holds, and resells. See the five factors.

Interactive Map

Palm Island on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Palm Island sits in Tierra Verde, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from Palm Island. They are approximate and vary with traffic and your exact departure point.

Fort De Soto Park~5-10 min · beaches, trails, fishing

St. Pete Beach~5-10 min · Gulf beaches just north

Pinellas Bayway~2-5 min · bridge connector

Downtown St. Petersburg~15-20 min · waterfront, arts, dining

I-275~15-20 min · regional connector

Tampa International Airport (TPA)~40-50 min · via I-275

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Palm Island Homes for Sale in Tierra Verde, FL with Momentum Realty’s local guides.

TVTierra VerdeSt. Petersburg, FL · adjacent TVTierra VerdeSt. Petersburg, FL · 0.2 mi PDPalma Del Mar Homes for Sale in StSt. Petersburg, FL · 0.5 mi PTPalms of Tierra Homes for Sale in Tierra Verde, FLTierra Verde, FL · 0.5 mi VVVista Verde Homes for Sale in StSt. Petersburg, FL · 0.6 mi BDBahia Del Mar IVIsla del Sol Homes for Sale in StSt. Petersburg, FL · 0.8 mi PDPalma Del Maron Isla del Sol Homes for Sale in StSt. Petersburg, FL · 0.8 mi PDPalma Del Mar IISt. Petersburg, FL · 0.9 mi PDPalma Del Mar V Homes for Sale in StSt. Petersburg, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Palm Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Palm Island is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Palm Island address.

The takeaway

What is actually shaping value at Palm Island: the maintenance-free island townhomes with association flood insurance, the reserves, Florida condo reserve rules, and the barrier-island flood and windstorm picture. Each item is sourced and linked.

Recent Developments in Palm Island

Development Intelligence

Our read on what is being built around Palm Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe maintenance-free island townhomes with association flood insurance support demand, while the defining watch items are the fee and what it covers, the reserves, and the barrier-island flood and windstorm picture.

Maintenance-free island townhomes with association flood insurance anchor demand

Ongoing

BullishMajor impact

SignificanceRadius: Community

Maintenance-free island townhomes near Fort De Soto and Shell Key, with association flood insurance included, are a distinctive draw.

Barrier-island flood and windstorm exposure is the watch item

2024-2025

BearishMajor impact

SignificanceRadius: Community

A barrier-island location carries flood and windstorm exposure; the 2024 storms brought surge to low-lying Pinellas islands, so read the elevation and coverage.

Association covers most utilities and insurance; read the reserves

Ongoing

NeutralNotable impact

SignificanceRadius: Community

The association covers most utilities and insurance; confirm the reserves and any milestone inspection if it is a condominium.

The fee covers a lot; confirm reserves and any assessment

2025

NeutralNotable impact

SignificanceRadius: Community

The fee covers a lot, but confirm the reserves and any assessment for the association.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Palm Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
2024 storms bring surge to low-lying Pinellas islands
Hurricanes Helene and Milton in 2024 drove storm surge into low-lying barrier-island communities along the Pinellas coast, with impact varying by elevation and building. Why it matters: Read building elevation and flood and windstorm coverage even where the association includes flood insurance. Source
July 2025
Policy
Florida condo reserve rules tighten statewide
Florida's condo-safety reforms, refined by HB 913 effective July 1, 2025, refined reserve and inspection requirements for condominium associations across the state. Why it matters: Read the association's reserves if it is a condo association. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Palm Island buying strategy.

If we were buying in Palm Island, this is the order of operations we would run, and the one we run for our clients.

Read the association financials first. Pull the budget, the fee and exactly what it covers, the reserves, and any reserve study before you judge any unit.

Confirm the flood insurance and coverage. The association includes flood insurance, but read the building elevation and the flood and windstorm coverage for the specific unit.

Read the reserves and any milestone inspection. If it is a condominium, confirm the reserves and any milestone inspection report.

Confirm the fee and any assessment. The fee covers a lot, but confirm the current fee, the reserves, and any assessment for the association.

Compare Tierra Verde options, and cross-shop Shore Acres for a no-HOA waterfront alternative.

The Quick Decision

Best Buy

A well-kept unit in a sound association with the fee and coverage confirmed

Biggest Risk

Thin reserves or unread flood and windstorm exposure on a barrier island

Best Lot

A better-positioned unit with a stronger water view

Smart Timing

Confirm the fee, the reserves, the flood and windstorm coverage, and any milestone inspection

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Palm Island is a maintenance-free townhome community in Tierra Verde, in the 33715 ZIP, on the island just south of St. Pete Beach and directly north of Fort De Soto Park, connected by the Pinellas Bayway bridges to St. Petersburg and St. Pete Beach. The association fee includes cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also includes flood insurance, which is significant for this waterfront island location. The island setting offers convenient access to Shell Key and the Shell Key Preserve by boat, the Pinellas National Wildlife Refuge, and Fort De Soto Park. The defining factors in value are the association and the island: the fee and exactly what it covers, the reserves, any milestone inspection if it is a condominium, and the barrier-island flood and windstorm picture drive the real cost of ownership and resale.

Palm Island Homes For Sale

What your money buys in Palm Island.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Palm Island today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior Townhome

Original or lightly updated interior-position townhomes, the entry into maintenance-free island living, priced for updates.

Lowest entry

The Water-View Townhome

Updated townhomes with a water view or better island position in a sound association, the heart of the resale market here.

Most inventory

The Premium Position

Renovated townhomes with the best water outlook and position, the units that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Interior Townhome

Original or lightly updated interior-position townhomes, the entry into maintenance-free island living, priced for updates.

The Water-View Townhome

Updated townhomes with a water view or better island position in a sound association, the heart of the resale market here.

The Premium Position

Renovated townhomes with the best water outlook and position, the units that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Palm Island, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Palm Island is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Palm Island holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within Tierra VerdeStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Palm Island

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The island and the water sell the unit. The deal is won or lost on the fee, what it covers, the reserves, and the flood read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.7B+ · Buy Score

Resale Strength7.5/10

Renovation Risk6.6/10

Location Efficiency8.6/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Palm Island is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In Palm Island, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

Palm Island in 15 seconds.

Best forBuyers who want maintenance-free island townhome living near Fort De Soto and Shell Key.

Biggest advantageA maintenance-free association that covers most utilities and insurance, including flood insurance.

Biggest riskThe reserves and the barrier-island flood and windstorm exposure on an island townhome.

Sweet spotA well-kept water-view townhome in a sound association with the fee and coverage confirmed.

Avoid ifYou want a low-fee, inland home or no flood and association homework.

HOA, CDD & Fees

15-Second Take

Monthly association fee covers a lot
Fee includes utilities, insurance, and flood insurance
Read the budget and reserves
Confirm any milestone inspection if it is a condominium
Read the barrier-island flood and windstorm picture

A monthly association fee applies and the fee includes cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also includes flood insurance, which is significant for this waterfront island location, so it is higher than a typical fee but covers more. Florida condo reserve rules are in effect statewide, so confirm the current fee, exactly what it covers, the reserves, any milestone inspection if it is a condominium, and any assessment for the association.

The fee covers cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also flood insurance; confirm exactly what is included and review the reserves.

The community includes a pool, and the island setting offers convenient access to Shell Key and the Shell Key Preserve by boat, the Pinellas National Wildlife Refuge, and Fort De Soto Park; confirm the current amenities.

Run Your Numbers

Tools for a Palm Island buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Palm Island.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Palm Island

Price it to the association health, what the fee covers, and the position, not the Zestimate.

If you are thinking about selling at Palm Island, the right price comes from recent comparable townhome sales matched to the association's reserves and what the fee covers, your unit's water view and position, and the flood and insurance picture, not an automated estimate. On a barrier island, the financials and the position set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Palm Island, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tierra Verde, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Palm Island home worth?

Get a no-obligation home value based on real comparable sales in Palm Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Palm Island on the map →
Or get your Palm Island home value & selling guide →

Real comps, not a Zestimate.

Palm Island Market Scorecard

Thin data

Palm Island is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Palm Island?

It is a maintenance-free townhome community in Tierra Verde, in the 33715 ZIP, on the island just south of St. Pete Beach and directly north of Fort De Soto Park, connected by the Pinellas Bayway bridges to St. Petersburg and St. Pete Beach.

What kind of homes are at Palm Island?

Public sources describe maintenance-free townhomes. Condition and position vary unit to unit, so read the specific unit and its position.

What does the association fee include?

The fee includes cable TV, internet, the community pool, building insurance, structure maintenance, sewer, trash, and water, and notably also includes flood insurance, which is significant for this waterfront island location. Confirm the current fee and exactly what it covers.

Does the fee really include flood insurance?

Public sources describe the association fee including flood insurance, which is significant for this waterfront island location. Confirm the current coverage and what it does and does not cover for a specific unit.

Is Palm Island in a flood zone?

As a barrier-island community, it carries flood and windstorm exposure that varies by elevation and building. Even though the association includes flood insurance, confirm the building elevation and the flood and windstorm coverage before you offer.

Are there reserves I should review?

Confirm the association reserves and any reserve study, and any milestone inspection if it is a condominium. The fee covers a lot, but read the reserves before you judge any unit.

Is this a condominium or a townhome association?

Public sources describe a maintenance-free townhome community. Confirm whether it is a condominium association, and if so, confirm the reserves and any milestone inspection.

Did the 2024 hurricanes affect this area?

The 2024 storms brought surge to low-lying Pinellas islands, with impact varying by elevation and building. Confirm the building elevation and flood history for the specific unit.

What is nearby?

The island setting offers convenient access to Fort De Soto Park, St. Pete Beach just north, and by boat to Shell Key and the Shell Key Preserve and the Pinellas National Wildlife Refuge.

How far is Palm Island from downtown St. Petersburg and the airport?

Downtown St. Petersburg is roughly fifteen to twenty minutes by car, and Tampa International Airport about forty to fifty minutes via I-275. Confirm drive times for your route.

What should I check before buying here?

Read the association budget and the fee and exactly what it covers, confirm the reserves and any milestone inspection if it is a condominium, read the building elevation and the flood and windstorm coverage, and read the unit's water view and position.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. On a barrier island where the fee, the reserves, and the flood picture swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for Palm Island?

The best agent for Palm Island is one who actively works Tierra Verde and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palm Island.

How do I find a top Tierra Verde real estate agent who knows Palm Island?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palm Island and the wider Tierra Verde area.

Can Momentum Realty connect me with an agent for Palm Island?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palm Island purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Palm Island?

An honest fit check. We will tell you when it is not your community.

Buyers who want maintenance-free island townhome livingExcellent fit

Anyone drawn to Fort De Soto, Shell Key, and the waterExcellent fit

Buyers who value an association that covers most utilities and insuranceExcellent fit

Buyers who will read the fee, reserves, and flood pictureExcellent fit

Buyers who value association flood insurance on a waterfront islandExcellent fit

Buyers who want a single-family home or a large private yardProbably not

Anyone seeking the lowest possible monthly feeProbably not

Buyers who will not read the association financials and flood pictureProbably not

Anyone uncomfortable with barrier-island flood and windstorm exposureProbably not

Buyers who want a low-fee, inland homeProbably not

Get the inside read on Palm Island

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Palm Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Palm Island specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Palm Island — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Palm Island Homes for Sale in Tierra Verde, FL

The 60-Second Overview

Who Palm Island is best for.

Best for

Probably not for

How Palm Island is performing right now

Palm Island on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Palm Island

Maintenance-free island townhomes with association flood insurance anchor demand

Barrier-island flood and windstorm exposure is the watch item

Association covers most utilities and insurance; read the reserves

The fee covers a lot; confirm reserves and any assessment

2024 storms bring surge to low-lying Pinellas islands

Florida condo reserve rules tighten statewide

The Palm Island buying strategy.

The full read, only if you want it.

What your money buys in Palm Island.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Palm Island holds value.

5 Mistakes Buyers Make in Palm Island

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Palm Island is different.

Which Lots & Views Hold Value Best

Palm Island in 15 seconds.

HOA, CDD & Fees

Tools for a Palm Island buy.

Price it to the association health, what the fee covers, and the position, not the Zestimate.

In Palm Island, condition and view decide your number

What is your Palm Island home worth?

Price History: What Homes Here Have Actually Sold For

Palm Island Market Scorecard

Frequently Asked Questions

Should you buy in Palm Island?

Get the inside read on Palm Island

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.