Palms of Tierra is a waterfront townhome community on the island of Tierra Verde, in Pinellas County's 33715 ZIP, near St. Petersburg. Public sources describe a modern, well-established community with waterfront views, townhomes of roughly 1,585 to 2,127 square feet with granite kitchens, espresso cabinetry, stainless appliances, and spacious split floor plans, with a community pool.
The appeal is waterfront island living: public sources describe an island community with easy access to the Gulf beaches, Fort De Soto Park, and downtown St. Petersburg, with competitively priced, midsize townhomes. The waterfront setting and the island location are the core draw.
The defining read is the HOA, the leasing rules, and the island risk. As a low-lying island townhome community, the HOA dues and what they cover, any leasing or rental restrictions, the elevation, the flood and windstorm insurance, and the build drive value far more than the finishes. The 2024 storms brought surge to low-lying Pinellas islands, so the flood read is central. Confirm the HOA, the leasing rules, the elevation, and the flood quote for a specific home.
For buyers who want a waterfront townhome on the Tierra Verde island near the beaches and Fort De Soto, Palms of Tierra is one of the options. The work is reading the HOA, the leasing rules, and the flood and insurance picture honestly before you buy.
