Tierra Verde Homes for Sale in St. Petersburg, FL

Upscale waterfront island · South Pinellas · ZIP 33715

An upscale island community of deep-water estates at the south tip of Pinellas.

Deep-water boating islandLuxury homes, condos, townhomesMinutes to Fort De Soto and the Gulf

Live Market Pulse

48/100
Momentum

Buyer-Leaning Market

The honest local guide to Tierra Verde (33715): an upscale island community of deep-water estates, condos, and townhomes at the south tip of Pinellas, the flood and seawall homework, and the real trade-offs.

Free · No obligation

Unlock Off-Market Tierra Verde

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$2.05M

Median Price

6mo

Supply

274days

Avg DOM

Soft

Seller Leverage

$661/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Tierra Verde is an upscale boating island where the lot, water frontage, and elevation drive value; the homework is seawall and dock condition and significant waterfront flood exposure, with deep-water access the durable draw."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Tierra Verde market snapshot (as of June 25, 2026): the median sale price is about $2.0M ($661 per sq ft), with homes averaging 274 days on market and 6.0 months of supply, a buyer-leaning market. Based on 8 recent closings in live Stellar MLS data.

Tierra Verde is an exclusive island community at the southern tip of Pinellas County, between St. Pete Beach and Fort De Soto Park, with just over 3,000 residents in a private, resort-style setting surrounded by open water, per local sources. Once mangrove islands, it was engineered into an upscale residential haven.

The housing mix spans luxury single-family homes, deep-water estates, low-rise waterfront condominiums, and townhomes with direct boating access. The island's canal system, roughly 150 to 350 feet wide and up to 15 feet deep, gives seamless access to the Gulf, Boca Ciega Bay, and Tampa Bay, making this a premier yachting and fishing community.

Because the stock ranges from condos to deep-water estates, comp by product, water frontage, and condition. Confirm any condo or HOA dues and reserves, the seawall and dock condition on waterfront homes, the FEMA zone and elevation, and the flood and wind insurance picture before you offer.

The homework is flood. As a low-lying barrier-adjacent island, Tierra Verde carries significant waterfront flood exposure, underscored by the 2024 storms across coastal Pinellas. Read elevation, the FEMA zone, and the seawall first, then price the home and water frontage against it.

Quick Match

Who Tierra Verde is best for.

Best for

Boaters who want deep-water access and a premier island lifestyle
Luxury and waterfront buyers who want estates, condos, or townhomes
Buyers who will price elevation, seawall, and flood insurance honestly
Buyers who value proximity to Fort De Soto and the Gulf beaches

Probably not for

Buyers who want low, predictable insurance and zero flood exposure
Anyone seeking an attainable price on the island
Buyers unwilling to inspect seawalls, docks, and elevation
Buyers who want an inland, low-maintenance setting

Market Pulse

How Tierra Verde is performing right now

48/100
momentum

Buyer-Leaning Market

Seller's marketBalancedBuyer's market

6Months of supplytight

297Median days on marketdays

2 : 4Under contract vs for salestrong demand

8Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+66%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tierra Verde listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare South Pinellas or St. Petersburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now4 : 2active : pending

For sale4

Pending2

Sold 12mo8

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Tierra Verde buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Tierra Verde

Live MLS inventory for Tierra Verde. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 312 daysTop listing

$7,199,000

5 bd · 5.5 ba · 4,846 sqft · built 2020

206 6Th Street, TIERRA VERDE, 33715

Strong resaleLakefront

Listed by 1 PALM REALTY

Active · 283 days

$6,999,000

4 bd · 5 ba · 5,523 sqft · built 2022

105 9Th Street, TIERRA VERDE, 33715

Strong resaleLakefront

Listed by FUTURE HOME REALTY INC

Active · 47 days

$6,500,000

5 bd · 4.5 ba · 7,042 sqft · built 2005

611 1St Avenue, TIERRA VERDE, 33715

Strong resaleRenovatedBest value

Listed by COASTAL PROPERTIES GROUP

Active · 452 days

$3,250,000

6 bd · 4.5 ba · 5,105 sqft · built 1996

119 8Th Street, TIERRA VERDE, 33715

Strong resaleReno opportunityBest value

Listed by CENTURY 21 JIM WHITE & ASSOC

Pending · 490 days

$2,500,000

3 bd · 2.5 ba · 3,526 sqft · built 1989

123 8Th Street, TIERRA VERDE, 33715

Strong resaleReno opportunityBest value

Listed by COMPASS FLORIDA LLC

Pending · 17 days

$1,699,000

3 bd · 3 ba · 2,215 sqft · built 1997

120 9Th Street, TIERRA VERDE, 33715

Strong resaleReno opportunityBest value

Listed by NAMASTE REALTY LLC

Active and pending Tierra Verde listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Tierra Verde on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Tierra Verde. They are approximate and vary with traffic and your exact start point.

Fort De Soto Park~8 min · ~3 miles

St. Pete Beach~10 min · ~4 miles

Downtown St. Petersburg~15 to 20 min · ~8 miles

Pinellas Bayway and I-275~10 min · ~5 miles

St. Pete-Clearwater Airport (PIE)~30 min · ~16 miles

Tampa via I-275~35 to 45 min · ~25 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Tierra Verde with Momentum Realty’s local guides.

PIPalm Island Homes for Sale in Tierra Verde, FLTierra Verde, FL · adjacent TVTierra VerdeSt. Petersburg, FL · 0.2 mi PDPalma Del Mar Homes for Sale in StSt. Petersburg, FL · 0.5 mi PTPalms of Tierra Homes for Sale in Tierra Verde, FLTierra Verde, FL · 0.5 mi VVVista Verde Homes for Sale in StSt. Petersburg, FL · 0.6 mi BDBahia Del Mar IVIsla del Sol Homes for Sale in StSt. Petersburg, FL · 0.8 mi PDPalma Del Maron Isla del Sol Homes for Sale in StSt. Petersburg, FL · 0.8 mi PDPalma Del Mar IISt. Petersburg, FL · 0.9 mi PDPalma Del Mar V Homes for Sale in StSt. Petersburg, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Tierra Verde (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Tierra Verde is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Tierra Verde address.

The takeaway

What is actually shaping value on Tierra Verde: its scarce deep-water island setting and the flood and insurance realities of coastal Pinellas. Each item is sourced and linked.

Recent Developments in Tierra Verde

Development Intelligence

Our read on what is being built around Tierra Verde, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe scarce deep-water setting supports demand, while flood and insurance are the dominant near-term factors. The honest read is elevation-first and product by product.

Scarce deep-water boating island

Ongoing

BullishMajor impact

SignificanceRadius: Community

A private, deep-water island with Gulf access is rare and supports durable luxury demand.

Significant waterfront flood and insurance exposure

2024

BearishMajor impact

SignificanceRadius: Submarket

As a low-lying island, flood and insurance costs are central; favor elevated or rebuilt homes.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tierra Verde, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
Record 2024 surge floods coastal Pinellas
Hurricane Helene drove record storm surge into coastal Pinellas in September 2024, flooding low-lying waterfront areas. Why it matters: Read elevation and the FEMA zone on waterfront lots. Source
January 2025
Market
Flood-zone homes selling at a discount in Tampa Bay
Local guidance reported flood-zone homes selling below comparable dry-zone homes since the 2024 storms, with the gap widening. Why it matters: Price the flood zone and elevation into the offer. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Tierra Verde buying strategy.

If we were buying in Tierra Verde, this is the order of operations we would run, and the one we run for our clients.

Pull the FEMA flood zone and elevation for the exact address; the island is low-lying.

Inspect the seawall, dock, and lift and confirm canal depth and Gulf access for your boat.

Confirm any condo or HOA dues, reserves, and assessments for the specific product.

Get an actual flood and wind insurance quote before you offer.

Comp by product, water frontage, and condition, not by an island average.

The Quick Decision

Best Buy

A renovated or rebuilt deep-water home with a sound seawall and good elevation

Biggest Risk

Significant flood and insurance exposure plus seawall costs

Best Lot

Deep-water and open-water frontage over interior or non-waterfront lots

Smart Timing

Get the flood, seawall, and insurance read before you write

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Tierra Verde is an upscale island community at the south tip of Pinellas County (33715), between St. Pete Beach and Fort De Soto Park, with luxury single-family homes, deep-water estates, low-rise waterfront condos, and townhomes around an engineered canal system with Gulf and bay access. It carries significant waterfront flood exposure. Confirm any HOA or condo dues and reserves, the seawall and elevation, the FEMA flood zone, and school zoning by address with Pinellas County Schools.

Tierra Verde Homes For Sale

What your money buys in Tierra Verde.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Tierra Verde today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Condo or Townhome

$1.50M to $1.73M

Low-rise waterfront condos and townhomes, the entry into the island and its boating lifestyle.

Lowest entry

The Core Waterfront Home

$1.73M to $3.55M

Single-family homes with canal frontage and a dock, the heart of the market here.

Most inventory

The Top

$3.55M to $7.55M

Deep-water and open-water estates with the best frontage and finish, the premium end.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$2.05M buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$1.50M to $1.73M

The Condo or Townhome

Low-rise waterfront condos and townhomes, the entry into the island and its boating lifestyle.

$1.73M to $3.55M

The Core Waterfront Home

Single-family homes with canal frontage and a dock, the heart of the market here.

$3.55M to $7.55M

The Top

Deep-water and open-water estates with the best frontage and finish, the premium end.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Tierra Verde, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 20% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$923

Original$767

Median days on market

Renovated47

Original312

From current Tierra Verde listings (renovated 1, original 5); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Tierra Verde holds value.

Our read on the factors that protect resale here, and the one to manage.

Scarce deep-water boating islandStrong

Minutes to Fort De Soto and the GulfStrong

Luxury, durable waterfront demandStrong

Seawall and dock costsManage it

Significant island flood exposureManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Tierra Verde

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Tierra Verde is bought on the water and read on elevation. The money is won or lost on frontage, the seawall, and an honest flood read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.4B+ · Buy Score

Resale Strength8.6/10

Renovation Risk5.4/10

Location Efficiency9.0/10

Long-Term Defensibility8.6/10

Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Tierra Verde is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Deep-water frontage holds value best
Seawall and elevation swing price
Elevated or rebuilt homes resell cleaner
Condos and townhomes are the entry
Read elevation before finishes

On a premier boating island like Tierra Verde, the lot, water frontage, and elevation are the part of your money the market protects. Deep-water and open-water frontage with a sound seawall and good elevation commands durable premiums, and elevated or rebuilt homes resell more cleanly after the 2024 storms. Read elevation, the FEMA zone, and the seawall first, then price product and frontage against it.

The 15-Second Verdict

Tierra Verde in 15 seconds.

Best forBoaters and luxury waterfront buyers who want deep-water access and an island lifestyle.

Biggest advantageDeep-water boating and a private island setting minutes from the Gulf and Fort De Soto.

Biggest riskSignificant waterfront flood exposure plus seawall, dock, and insurance costs.

Sweet spotA renovated or rebuilt deep-water home with a sound seawall and good elevation.

Avoid ifYou want low insurance, an attainable price, or an inland setting.

HOA, CDD & Fees

15-Second Take

Deep-water boating island
Homes, condos, and townhomes
Confirm condo dues and reserves
Carrying cost is taxes plus waterfront insurance
Read elevation and the seawall first

Tierra Verde spans single-family homes (typically no community-wide HOA, though some enclaves have one) plus condo and townhome associations. Confirm any HOA or condo dues, reserves, and assessments for the specific product, and the CDD status (none expected), per parcel.

There is no single master amenity package; the island's canals, marinas, and proximity to Fort De Soto and the Gulf beaches define the lifestyle. Waterfront owners maintain their own seawalls and docks.

Run Your Numbers

Tools for a Tierra Verde buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Tierra Verde.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Tierra Verde

Price it to frontage, elevation, and condition, not the Zestimate.

If you are selling on Tierra Verde, the right list price comes from comparable sales matched to your product, water frontage, seawall, and elevation, not an automated estimate.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Tierra Verde, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping South Pinellas, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Tierra Verde home worth?

Get a no-obligation home value based on real comparable sales in Tierra Verde matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tierra Verde on the map →
Or get your Tierra Verde home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Pinellas County typical true cost to own

$110/mo

Pinellas County typical home insurance

No CDD

No community development district bond

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

14% of homes for sale in ZIP 33715 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Tierra Verde Market Scorecard

Buyer's market

Tierra Verde is currently a buyer's market. About 6.0 months of supply, a median asking price of $6,749,500, and homes go under contract in about 298 days.

6.0

Months supply

$6,749,500

Median list

$2,050,000

Median sold

$1095

Per sqft

298

Days on mkt

4/2/8

Active/Pend/Sold

Typical home value in the 33715 ZIP is $463,753, about 11.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Tierra Verde?

An island community at the south tip of Pinellas County (33715), between St. Pete Beach and Fort De Soto Park, reached via the Pinellas Bayway.

What kind of homes are on Tierra Verde?

Luxury single-family homes, deep-water estates, low-rise waterfront condos, and townhomes with direct boating access.

Is it good for boating?

Yes. An engineered canal system 150 to 350 feet wide and up to 15 feet deep gives seamless access to the Gulf, Boca Ciega Bay, and Tampa Bay.

Is there an HOA?

Single-family homes often have no community-wide HOA, while condos and townhomes have associations. Confirm any dues and reserves for the specific product.

Is Tierra Verde in a flood zone?

Yes. As a low-lying island it carries significant waterfront flood exposure, underscored by the 2024 storms. Pull the FEMA zone and elevation for the exact address.

What should I check on a waterfront home here?

The seawall, dock, and lift, canal depth and Gulf access, the FEMA zone and elevation, and the flood and wind insurance quote.

Does it have a CDD?

No CDD is expected. Confirm the parcel's actual tax bill during diligence.

What schools serve Tierra Verde?

The area is served by Pinellas County Schools; assignment is by address and changes, so confirm with the district.

How far is it from the beach?

St. Pete Beach is roughly four miles and Fort De Soto about three, with downtown St. Pete a short drive via the Bayway.

Is Tierra Verde a good investment?

Its scarce deep-water island setting supports durable luxury demand. The risk is significant flood and insurance exposure and seawall costs; frontage, elevation, and condition drive the outcome.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. On a waterfront island where frontage and flood exposure swing value, your own representation is essential.

Who is the best real estate agent for Tierra Verde Unit 1 1st?

The best agent for Tierra Verde Unit 1 1st is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tierra Verde Unit 1 1st.

How do I find a top St. Petersburg real estate agent who knows Tierra Verde Unit 1 1st?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tierra Verde Unit 1 1st and the wider St. Petersburg area.

Can Momentum Realty connect me with an agent for Tierra Verde Unit 1 1st?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tierra Verde Unit 1 1st purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Tierra Verde?

An honest fit check. We will tell you when it is not your community.

Boaters who want deep-water access and a premier island lifestyleExcellent fit

Luxury and waterfront buyers who want estates, condos, or townhomesExcellent fit

Buyers who will price elevation, seawall, and flood insurance honestlyExcellent fit

Buyers who value proximity to Fort De Soto and the Gulf beachesExcellent fit

Buyers who favor elevated or rebuilt waterfront homesExcellent fit

Buyers who want low, predictable insurance and zero flood exposureProbably not

Anyone seeking an attainable price on the islandProbably not

Buyers unwilling to inspect seawalls, docks, and elevationProbably not

Buyers who want an inland, low-maintenance settingProbably not

Buyers who cannot carry a significant insurance lineProbably not

Get the inside read on Tierra Verde

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Tierra Verde home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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A Momentum Realty Tierra Verde specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Tierra Verde — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Tierra Verde Homes for Sale in St. Petersburg, FL

The 60-Second Overview

Who Tierra Verde is best for.

Best for

Probably not for

How Tierra Verde is performing right now

Homes For Sale Right Now in Tierra Verde

Tierra Verde on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Tierra Verde

Scarce deep-water boating island

Significant waterfront flood and insurance exposure

Record 2024 surge floods coastal Pinellas

Flood-zone homes selling at a discount in Tampa Bay

The Tierra Verde buying strategy.

The full read, only if you want it.

What your money buys in Tierra Verde.

What ~$2.05M buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Tierra Verde holds value.

5 Mistakes Buyers Make in Tierra Verde

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Tierra Verde is different.

Which Lots & Views Hold Value Best

Tierra Verde in 15 seconds.

HOA, CDD & Fees

Tools for a Tierra Verde buy.

Price it to frontage, elevation, and condition, not the Zestimate.

In Tierra Verde, condition and view decide your number

What is your Tierra Verde home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Tierra Verde Market Scorecard

Frequently Asked Questions

Should you buy in Tierra Verde?

Get the inside read on Tierra Verde

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Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.