Palmetto Ridge
Homes for Sale in Gulf Breeze, FL

Community in Gulf Breeze · Santa Rosa County

107 homesBuilt 1990–2022Median sale $340K

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Talk to a Palmetto Ridge Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse

62/100
Market Heat

Hotter than normal

2014 → 2026 · 83 at the 2022 peak

0 is Palmetto Ridge's coldest market since 2014, 100 its hottest. Today: 62. How it's scored

Built fromLive Pensacola MLS data21 years of closingsFL DOR public recordsUpdated twice daily

Live · Palmetto Ridge Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)

Price

$340K ▲

Median sold · 12 mo

up 3.7% vs the prior 12 months

+3.7% ▲

1-yr price change

n = 5 and 3 sales in the two windows

$205/sf

Sold $/sqft · 12 mo

peak $227 in 2025

97.5%

Sale vs ask

Tempo

4.8mo

Supply

3 to 6 months is the balanced band

6days

Median DOM · closed

4 days at the 2022 low

Under contract

Santa Rosa: 38% (348 of 929)

2 · 0

For sale · pending

live counts, refreshed twice daily

Sold · last 12 mo

10-yr average: about 4 a year

Ownership and context

67%

Owner-occupied · Palmetto Ridge

72 of 107 parcels homesteaded (FL DOR 2025)

33%

Non-owner-occupied · Palmetto Ridge

incl. 3% trust or LLC-held · 14% out-of-state

107

Homes in the community

107 residential parcels (FL DOR 2025)

Track record · 21 years of records

Est. 1990

Community established

homes built 1990-2022, median 1999 (FL DOR 2025)

Failed listings · 2025

peaked at 6 in 2018

1,725sqft

Median sold home size

12-mo windows, closed sales

4.7%/yr

Turnover rate

about 5 of 107 homes trade a year

Palmetto Ridge Housing Pulse · Momentum Research · as of July 13, 2026

Palmetto Ridge right now

🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($340K) is up 3.7% from the prior 12 months ($328K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending July 13. Confidence: Low (5 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Palmetto Ridge market snapshot (as of July 13, 2026): the median sale price is about $340K ($205 per sq ft over the trailing 12 months of closed sales), a median 6 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Pensacola MLS closed sales (5 closings in the current window).

Palmetto Ridge is a community of 107 homes in Gulf Breeze, Santa Rosa County, built between 1990 and 2022 (median 1999), with a median living area of about 1,984 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

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A Look Inside Palmetto Ridge

The setting & the homes.

Aerial and on-site photos of Palmetto Ridge. Swipe to explore the community.

Swipe or use the arrows → tap any photo to enlarge

Palmetto Ridge

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Quick Match

Who Palmetto Ridge is best for.

Best for

Buyers who want an established single-family home in coastal Navarre
Buyers who value highly rated schools and proximity to Navarre Beach
Buyers comfortable pricing an established home on era, condition, and lot

Probably not for

Buyers who want brand-new construction or a direct-waterfront lot
Buyers who want an urban or beach-condo location
Anyone unwilling to inspect the home and verify the lot, flood zone, and any HOA

Market Pulse

How Palmetto Ridge is performing right now

62/100
momentum

Balanced Market (limited data)

Seller's marketBalancedBuyer's market

3Months of supplytight

0Median days on marketdays

1 : 1Under contract vs for salestrong demand

4Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+10%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Palmetto Ridge listings and the trailing twelve months of closed sales.

Where prices are going$378K2026 YTD

Median sale price by year. Tap a label to compare Fox Den Villages or Navarre. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$2012026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 1active : pending

For sale1

Pending1

Sold 12mo4

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Palmetto Ridge buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Palmetto Ridge

Live MLS inventory for Palmetto Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

2478 Houston Cir home for sale in Palmetto Ridge

Active · 0 daysTop listing

$424,900

3 bd · 2 ba · 1,850 sqft · built 2004

2478 Houston Cir, Gulf Breeze, 32563

Reno opportunityBest value

Listed by Kuhn Realty

6435 Flagler Dr home for sale in Palmetto Ridge

Pending · 23 days

$350,000

3 bd · 2 ba · 1,725 sqft · built 1996

6435 Flagler Dr, Gulf Breeze, 32563

Reno opportunityBest value

Listed by Coldwell Banker Realty

Active and pending Palmetto Ridge listings as of 2026-06-25, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Palmetto Ridge on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Palmetto Ridge. They are approximate and vary with traffic and your exact start point.

U.S. Highway 98 (Navarre)~3 to 8 min · the corridor

Navarre Beach~10 to 18 min · the coast

Hurlburt Field / Eglin area~20 to 35 min · military

Gulf Breeze~15 to 25 min · west

Pensacola~35 to 50 min · employers

Navarre shopping~5 to 12 min · services

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Palmetto Ridge Homes for Sale in Navarre, FL with Momentum Realty’s local guides.

VillaDanielle Homes for Sale in Navarre, FLNavarre, FL · adjacent

Navarre2nd Addition Homes for SaleNavarre, FL · 0.3 mi

Navarre Shores Homes for SaleNavarre, FL · 0.3 mi

Captain's Cove Homes for Sale in Navarre, FLNavarre, FL · 0.6 mi

Treasure Isle Estates Homes for Sale in Navarre, FLNavarre, FL · 0.6 mi

Sound Retreat Homes for Sale in Navarre, FLNavarre, FL · 0.7 mi

Biscayne Pointe Homes for Sale in Navarre, FLNavarre, FL · 0.7 mi

Fox Den Villages Homes for Sale in Navarre, FLNavarre, FL · 0.7 mi

Ivalea Gardens Homes for Sale in Navarre, FLNavarre, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Palmetto Ridge (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Santa Rosa County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Palmetto Ridge is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Palmetto Ridge address.

The takeaway

What is actually shaping value in Palmetto Ridge, sourced and dated. We do not publish rumor.

Recent Developments in Palmetto Ridge

Development Intelligence

Our read on what is being built around Palmetto Ridge, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn established Navarre neighborhood that trades on the specific home, its condition, and its lot, with highly rated schools and Navarre Beach proximity as durable draws.

Coastal Navarre location and schools

BullishNotable impact

SignificanceRadius: Navarre

Navarre is a growing coastal community with highly rated Santa Rosa County schools and beach access, supporting durable demand; confirm the current zoning by address (third-party context, 2026).

Limited public documentation

NeutralNotable impact

SignificanceRadius: Palmetto Ridge

Public documentation is limited beyond listing portals; confirm any HOA, the boundaries, and the specific home directly before relying on any specifics.

Condition and flood diligence

NeutralNotable impact

SignificanceRadius: Palmetto Ridge

Carrying cost turns on any HOA, the Santa Rosa County millage, and the FEMA flood zone; in a coastal community, confirm the flood picture before you write.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Palmetto Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2026
Community
Documented by listing sources
Listing sources place Palmetto Ridge as an established Navarre single-family neighborhood in ZIP 32566 on streets such as Palmetto Ridge Court. Detailed documentation is limited. Why it matters: Confirm any HOA, the boundaries, the specific home, the lot, the flood zone, and the schools directly before relying on them. Source
2024
Taxes
Santa Rosa County millage and the parcel tax bill
The Santa Rosa County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on a Palmetto Ridge parcel set the carrying cost alongside any flood insurance. Why it matters: Pull the specific parcel record and taxes from the Santa Rosa County Property Appraiser and the FEMA flood determination before you write. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Palmetto Ridge buying strategy.

If we were buying in Palmetto Ridge, this is the order of operations we would run, and the one we run for our clients.

Confirm any HOA status and dues. Verify whether a homeowners association or deed restriction applies and what any dues cover before you write.

Inspect the home and systems for its era. Confirm the roof, wiring, plumbing, and HVAC and budget for them; price the home on its condition.

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Santa Rosa County parcel taxes before you write.

Comp on era and condition. Price the home against the closest comparable Navarre sale of similar era, size, and condition.

The Quick Decision

Best Buy

An updated home on a clean, dry lot in this coastal community, priced to comparable Navarre sales.

Biggest Risk

Acting on limited public information, deferred maintenance, an unverified flood issue, or overpaying relative to comparable sales.

Best Lot

The lot, the home's era, and its condition are the value here; verify all three.

Smart Timing

A coastal Navarre location rewards a prepared buyer who has confirmed the details and the flood picture.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Palmetto Ridge is an established single-family neighborhood in Navarre, Santa Rosa County, ZIP 32566, on streets such as Palmetto Ridge Court, in a coastal community known for highly rated schools and proximity to Navarre Beach (levinrinkerealty.com; third-party listings, 2026). Public documentation is otherwise limited, so value is read home-by-home on era, condition, and lot, and the central diligence items are any HOA status, the home's systems, the lot and survey, the FEMA flood zone, and the Santa Rosa County parcel taxes.

Palmetto Ridge Homes For Sale

What your money buys in Palmetto Ridge.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Palmetto Ridge today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or original-condition homes

$310K to $318K

Smaller and original-condition homes are the value entry here. Confirm any HOA, the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry

Mid: updated homes

$318K to $390K

Updated homes are the core of the neighborhood. Price each on its era, condition, and lot against the closest comparable sale.

Most inventory

High: larger or fully renovated homes

$390K to $390K

Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings >>>>>>> origin/main

Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo

Up 3.7% year over year.

Every sale since 2005 · price vs size

74 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Sold $ per sq ft · trailing 12 mo

Up from $111 in 2012 to a $227 peak in 2025; $205 now.

Median days on market · closed sales

4 days at the 2022 low; 6 now.

Sale price vs original ask · median

97.5% now.

Homes sold per 12-mo window

0 to 7 a year; 5 in the current window.

Sellers who gave up · failed listings per year

Canceled, expired, or withdrawn. 6 quit in 2018; 0 so far in 2025. The clearest stress gauge a community has.

Market Heat · 0 coldest, 100 hottest in the record

83 at the 2022 peak, 21 in the troughs, 62 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Manatee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo

Manatee County typical true cost to own

$168/mo

Manatee County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Manatee County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

36% of homes for sale in ZIP 32563 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Palmetto Ridge Market Scorecard

Buyer-Leaning Market (limited data)

Palmetto Ridge is currently a buyer-leaning market (limited data). About 4.8 months of supply, a median asking price of $389,450, and homes go under contract in about 17.5 days.

4.8

Months supply

$389,450

Median list

$340,000

Median sold

$205

Per sqft

17.5

Days on mkt

2/0/5

Active/Pend/Sold

Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Palmetto Ridge

Active · 34 daysTop listing

$419,900

3 bd · 2 ba · 1,850 sqft · built 2004

2478 Houston Cir, Gulf Breeze, 32563

Listed by Kuhn Realty

6435 Garden Dr home for sale in Palmetto Ridge

Active · 1 days

$359,000

3 bd · 2 ba · 1,615 sqft · built 1994

6435 Garden Dr, Gulf Breeze, 32563

Listed by KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH

Active and pending Palmetto Ridge listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Interactive Map

Palmetto Ridge on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

The Strategy

The Palmetto Ridge buying strategy.

If we were buying in Palmetto Ridge today, this is the order of operations we would run for our clients.

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmetto Ridge.

The Deep Dive

A balanced, condition-driven market

At a median of $205 per square foot across about 1,984 square feet of living area, Palmetto Ridge prices sit in a fairly defined band — but with homes built between 1990 and 2022 (median 1999), two homes at the same size can carry very different renovation histories. That makes this a condition-driven market, where a walk-through tells you more than the list price does.

About 67% of the 107 homes carry a homestead exemption — the owner-occupancy proxy in the Florida DOR roll — which points to a base of primary residences rather than investor or seasonal-rental stock, and that tends to support steadier upkeep and fewer forced-sale listings. Inventory runs at 4.8 months of supply, a balanced market, with a Market Heat score of 62 and the trailing-12-month median up 4% year over year. Homes that do trade take a median 6 days on market, useful leverage on any listing that has lingered.

“

The location and the amenities are priced into every listing in Palmetto Ridge. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Palmetto Ridge buys, holds, and resells. Momentum Research; not an appraisal.

6.8B- · Buy Score

Recent Direction6.9/10

Liquidity & Demand5.2/10

Owner Commitment6.7/10

Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.8). Basis: Recent Direction +3.7% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 67% owner-occupied; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short

Mandatory HOA — confirm current dues
Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Palmetto Ridge buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Palmetto Ridge.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmetto Ridge sales matched to your home.

Selling in Palmetto Ridge

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Palmetto Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Palmetto Ridge home worth?

Get a no-obligation home value based on real comparable sales in Palmetto Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Palmetto Ridge on the map →

Real comps, not an automated estimate.

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Palmetto Ridge Market Scorecard

Buyer-Leaning Market (limited data)

Palmetto Ridge is currently a buyer-leaning market (limited data). About 4.8 months of supply, a median asking price of $391,950, and homes go under contract in about 14.5 days.

4.8

Months supply

$391,950

Median list

$340,000

Median sold

$205

Per sqft

14.5

Days on mkt

2/0/5

Active/Pend/Sold

Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

>>>>>>> origin/main

Frequently Asked Questions

What is the median home price in Palmetto Ridge?

The median sale price in Palmetto Ridge was $340K over the 12 months ending July 13, 2026 (5 closed sales, Pensacola MLS).

How long do homes in Palmetto Ridge take to sell?

Homes that closed in the 12 months ending July 13, 2026 took a median 6 days on market (5 sales, Pensacola MLS).

Is Palmetto Ridge a buyer's or seller's market right now?

As of July 13, 2026, Palmetto Ridge is roughly balanced: 4.8 months of supply at the current sales pace (Pensacola MLS live counts).

How many homes are in Palmetto Ridge?

The Florida DOR 2025 assessment roll shows 107 homes in Palmetto Ridge (public records).

What share of Palmetto Ridge is owner-occupied?

67% of Palmetto Ridge parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.

When were the homes in Palmetto Ridge built?

Homes in Palmetto Ridge were built between 1990 and 2022, with a median year built of 1999 (FL DOR 2025 roll).

Who is the best real estate agent for Palmetto Ridge?

The best agent for Palmetto Ridge is one who actively works Gulf Breeze and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palmetto Ridge.

How do I find a top Gulf Breeze real estate agent who knows Palmetto Ridge?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palmetto Ridge and the wider Gulf Breeze area.

Can Momentum Realty connect me with an agent for Palmetto Ridge?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palmetto Ridge purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Palmetto Ridge with Momentum Realty’s local guides.

Heathers Place Gulf BreezeGulf Breeze, FL · 0.4 mi Forest Bay EstatesGulf Breeze, FL · 0.7 mi Lagniappe Beach Gulf BreezeGulf Breeze, FL · 0.8 mi Cambridge ParkGulf Breeze, FL · 1.3 mi Tom King Estates NavarreGulf Breeze, FL · 1.3 mi Hidden Creek At Holley By The SeGulf Breeze, FL · 1.6 mi Smugglers CoveGulf Breeze, FL · 1.7 mi Mossy CoveGulf Breeze, FL · 1.7 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listings	Pensacola MLS, refreshed twice daily (last: July 3, 2026)
Community market stats	Pensacola MLS closed sales, 12-month windows ending July 13, 2026
Housing stock & ownership	Florida DOR 2025 assessment roll (community parcel extract)
Under-contract shares	Pensacola MLS records, as of 2026-07-12
Historical depth	Closed-sale records back to 2005 (74 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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Palmetto RidgeHomes for Sale in Gulf Breeze, FL

Palmetto Ridge right now

The 60-Second Overview

The setting & the homes.

Who Palmetto Ridge is best for.

Best for

Probably not for

How Palmetto Ridge is performing right now

Homes For Sale Right Now in Palmetto Ridge

Palmetto Ridge on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Palmetto Ridge

Coastal Navarre location and schools

Limited public documentation

Condition and flood diligence

Documented by listing sources

Santa Rosa County millage and the parcel tax bill

The Palmetto Ridge buying strategy.

The full read, only if you want it.

What your money buys in Palmetto Ridge.

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Palmetto Ridge Market Scorecard

Homes For Sale Right Now in Palmetto Ridge

Palmetto Ridge on the map.

The Palmetto Ridge buying strategy.

A balanced, condition-driven market

Momentum Buy Score.

HOA, CDD & Fees

Tools for a Palmetto Ridge buy.

Price it to the comps and condition, not an automated estimate.

What is your Palmetto Ridge home worth?

Palmetto Ridge Market Scorecard

Frequently Asked Questions

Nearby Communities

Data sources & freshness

You just read the data. Now see what your home is worth.

Palmetto Ridge
Homes for Sale in Gulf Breeze, FL