Ranch Club
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Ranch Club in St. Augustine, FL, the most recent in April 2016. Across St. Augustine as a whole, 2,663 homes closed in the last 12 months at a median of $453,314, 52 median days on market, with 688 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,110 ($5,590 with the full homestead exemption).
Ranch Club sits in St. Johns County, and with no active price or inventory figures in front of me, I'll be straight: this read is about posture, not numbers. What tends to set price in a community like this is condition and lot specifics rather than a published range, so treat any single listing on its own merits and verify the current comps before you anchor to an asking price.
For now, the honest move for both sides is diligence. A buyer should ask what recent nearby sales actually closed at; a seller should price to verifiable comps rather than hope. When I have a live snapshot for Ranch Club, I'll update this with the median and days-on-market so we're negotiating from data, not impressions.
The 60-Second Overview
Ranch Club is a St. Augustine community in St. Johns County. Beyond that, I'd rather describe it accurately from current data than fill space with claims I can't stand behind.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ranch Club is best for.
Best for
- Buyers set on a St. Johns County address near St. Augustine
- Buyers who will make an offer based on verified recent closings rather than a headline number
- Buyers evaluating a single home on its condition and lot specifics
Probably not for
- Buyers who need a firm published price range before touring
- Buyers wanting a value guarantee or projected appreciation
- Buyers unwilling to wait for a live market snapshot before deciding
The market around Ranch Club
Ranch Club is too small for its own price trend, so here is the market around it.
In ZIP 32092, 633 homes are on the market and 37% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,840 homes are active and 837 pending (31% under contract).
ZIP and county figures describe the wider market, not Ranch Club specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ranch Club, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Ranch Club buying strategy.
If we were buying in Ranch Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ranch Club.
The location and the amenities are priced into every listing in Ranch Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Northeast Florida every day, and our value in Ranch Club is telling you what the current data supports and what it doesn't. We'd rather pull live comps and walk the specific home with you than sell you a version of the community that isn't grounded in facts.
Ranch Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ranch Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ranch Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ranch Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ranch Club home worth?
Get a no-obligation home value based on real comparable sales in Ranch Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Should you buy in Ranch Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ranch Club fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.