Rivercamps On Crooked Creek
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Rivercamps On Crooked Creek in Panama City Beach, FL has 10 homes for sale, asking from $619,000 to $1,499,000 (median $1,061,450). Over the 12 months ending 2026-09-20, 23 recorded sales closed at a median of $875,000, a median 55 days on market, sellers accepting 94% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2007–2026 with 2 new construction; 10 of 10 report an HOA (median $277/mo); 7 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $10,740 ($10,260 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 10 (FL DOR 2025 assessment roll) |
| Years built | 2011–2023 (median 2022.5) |
| Typical living area | 3,091 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $875,000 median across 23 closed sales · -5.9% vs the prior 12 months |
| Days on market (closed sales) | 55 median |
| For sale right now | 10 active, 0 pending · median asking $1,061,450 |
| Owner-occupied (homestead) share | 29% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Rivercamps On Crooked Creek key facts,” movewithmomentum.com/neighborhoods/rivercamps-on-crooked-creek, data as of September 20, 2026.
Last 30 days in Rivercamps On Crooked Creek: 2 new listings (median asking $1,074,000). As of September 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Rivercamps On Crooked Creek
Live MLS inventory for Rivercamps On Crooked Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Rivercamps On Crooked Creek listings as of 2026-09-21, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Rivercamps On Crooked Creek Right Now (10)
All 10 active and pending Rivercamps On Crooked Creek listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7537 Shady Glen Trail, Panama City Beach, Fl 32413 · $649,000 · 4 bd / 4 ba · listed Sep 16, 2026 · listed by Coldwell Banker Realty
- 7509 Morning Marsh Trail, Panama City Beach, Fl 32413 · $1,499,000 · 3 bd / 3 ba · listed Aug 29, 2026 · listed by 1 Percent Lists Florida Coast
- 8500 Grass Lake Lane, Panama City Beach, Fl 32413 · $1,275,000 · 3 bd / 4 ba · listed Jul 14, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 6314 Turkey Cove Lane, Panama City Beach, Fl 32413 · $1,225,000 · 3 bd / 4 ba · listed Jul 1, 2026 · listed by Resource Realty Group, LLC
- 6500 Ogeeche Trail, Panama City Beach, Fl 32413 · $1,330,000 · 4 bd / 4 ba · listed Jun 22, 2026 · listed by Corcoran Reverie
- 7507 Loons Call Lane, Panama City Beach, Fl 32413 · $1,098,000 · 3 bd / 4 ba · listed Jun 22, 2026 · listed by The Premier Property Group
- 6501 Golden Aster Trail, Panama City Beach, Fl 32413 · $1,024,900 · 3 bd / 4 ba · listed Jun 22, 2026 · listed by Beachy Beach Real Estate
- 8525 Preservation Drive, Panama City Beach, Fl 32413 · $755,555 · 3 bd / 3 ba · listed Jun 22, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 6608 Button Buck Trail, Panama City Beach, Fl 32413 · $740,000 · 3 bd / 3 ba · listed Jun 22, 2026 · listed by Quora Realty
- 8539 Preservation Drive, Panama City Beach, Fl 32413 · $619,000 · 3 bd / 4 ba · listed Jun 22, 2026 · listed by EXP Realty LLC
Price here is driven by the houses themselves, not by shared community perks — the MLS shows no identified amenities to underwrite. With a median build year of 2021 and roughly 3,448 square feet at the middle of the pack, you are paying for recent construction and real size. The median sits just under $863,000, and because the stock spans 2004 to 2024, condition and vintage explain most of the spread between one listing and the next.
The current posture favors patient buyers. The median home is taking around 64 days to sell, the heat score is low at 24, and prices are off 8.7% year over year. That combination means less urgency and more room to negotiate than a hot market allows. Sellers should price to the current comps rather than last year's, and expect the process to take time — this is not a market that rewards testing a high number.
Rivercamps On Crooked Creek right now
🟡 Off the recent peak. The trailing-12-month median ($875K) is down 5.9% from the prior 12 months ($930K). With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (23 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 21, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Rivercamps On Crooked Creek market snapshot (as of September 20, 2026): the median sale price is about $875K, and a median 55 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level CPAR MLS closed sales (23 closings in the current window).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
Flood zones in Rivercamps On Crooked Creek: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 12% sit outside the FEMA Special Flood Hazard Area (Zone X); 75% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage; 12% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.
Rivercamps On Crooked Creek is a community of 10 homes in Panama City Beach, Bay County, built between 2011 and 2023 (median 2022.5), with a median living area of about 3,091 square feet. 29% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Rivercamps On Crooked Creek is a small, newer-built enclave of 107 homes off the water in Panama City Beach, where a homestead share under 40% points to a meaningful mix of second-home and non-owner-occupied use.
The setting & the homes.
Aerial and on-site photos of Rivercamps On Crooked Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Rivercamps On Crooked CreekPhotos from CPAR MLS listings in Rivercamps On Crooked Creek; content deemed reliable but not guaranteed.
Who Rivercamps On Crooked Creek is best for.
Best for
- Buyers targeting a recently built home near 3,448 square feet with a budget around the mid-$800s
- Second-home or seasonal buyers comfortable in a low-turnover, non-primary-heavy setting
- Patient buyers who can use a slow, cooling market to negotiate rather than compete
Probably not for
- Anyone who needs to buy or sell on a fast timeline in a 60-plus-day market
- Buyers expecting shared community amenities, since none are identified in current listings
- Sellers unwilling to price to current comps amid an 8.7% year-over-year decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($875K) IS the median in the snapshot above, and the move from 2025 ($930K) IS the -5.9% one-year change.
Windows contain 1 to 23 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
0% of homes for sale in Rivercamps On Crooked Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
Rivercamps On Crooked Creek Market Scorecard
Rivercamps On Crooked Creek is currently a balanced market., a median asking price of $1,061,450, and homes go under contract in about 96 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Rivercamps On Crooked Creek, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Rivercamps On Crooked Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Rivercamps On Crooked Creek buying strategy.
If we were buying in Rivercamps On Crooked Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rivercamps On Crooked Creek.
A newer, larger-home pocket in a cooling market
The housing here skews recent and sizable. A median build year of 2021 and a range running from 2004 through 2024 means most homes are less than a generation old, and the typical floor plan near 3,448 square feet is substantial by area standards. That profile keeps the median price up around $863,000 even as the broader market softens.
The 24 closings over the trailing window against 107 homes tells you this is a low-turnover community — inventory moves deliberately, not quickly. Combined with a 64-day median time on market and a year-over-year price decline of 8.7%, the read is a buyer's-window market where measured negotiation, careful comp analysis, and attention to each home's condition and vintage matter more than speed.
The location and the amenities are priced into every listing in Rivercamps On Crooked Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Rivercamps On Crooked Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.4). Basis: Recent Direction -5.9% year-over-year; Owner Commitment 29% owner-occupied; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-turnover, cooling market like this, the danger is anchoring to a stale number — a seller pricing to last year, or a buyer overpaying because the house is new and large. We work the actual comps, weigh each home's vintage and condition against the wide spread here, and set expectations around a 60-plus-day timeline rather than a quick flip. That is the whole job when prices are down 8.7% and the heat is low.
Rivercamps On Crooked Creek in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $277/month (about $3,324/yr) · median of 86 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $277 per month ($3,324 a year) — the median AssociationFee across 86 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Rivercamps On Crooked Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rivercamps On Crooked Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Rivercamps On Crooked Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Rivercamps On Crooked Creek home worth?
Get a no-obligation home value based on real comparable sales in Rivercamps On Crooked Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Rivercamps On Crooked Creek on the map →
Recently off market in Rivercamps On Crooked Creek
Homes in Rivercamps On Crooked Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 6408 River Bluff Trail · off market
- 7519 Sunset Bay Lane · off market
Frequently Asked Questions
What is the median home price in Rivercamps On Crooked Creek?
How long do homes in Rivercamps On Crooked Creek take to sell?
How many homes are in Rivercamps On Crooked Creek?
What share of Rivercamps On Crooked Creek is owner-occupied?
When were the homes in Rivercamps On Crooked Creek built?
Who is the best real estate agent for Rivercamps On Crooked Creek?
How do I find a top Panama City Beach real estate agent who knows Rivercamps On Crooked Creek?
Can Momentum Realty connect me with an agent for Rivercamps On Crooked Creek?
Where is Rivercamps On Crooked Creek, and what county is it in?
Is Rivercamps On Crooked Creek a good place to live?
Should you buy in Rivercamps On Crooked Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (80 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Rivercamps On Crooked Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
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