Colony Club
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Colony Club in Panama City Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 7 recorded sales closed at a median of $450,000, a median 35 days on market, sellers accepting 94% of original asking (-14% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,520 ($5,040 with the full homestead exemption).
Colony Club right now
🔴 Off the recent peak. The trailing-12-month median ($450K) is down 14.1% from the prior 12 months ($524K) and up 112% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Medium (7 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Colony Club market snapshot (as of September 12, 2026): the median sale price is about $450K, and a median 35 days on market for closed sales. The trailing-12-month median is down 14% from the prior 12 months and up 112% since 2012, computed from record-level CPAR MLS closed sales (7 closings in the current window).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($450K) IS the median in the snapshot above, and the move from 2025 ($524K) IS the -14.1% one-year change.
Windows contain 3 to 13 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Colony Club Market Scorecard
Colony Club is currently a thin data market. Limited supply, a median asking price of $764,950, and homes go under contract in about 38 days.
Typical home value in the 32407 ZIP is $393,967, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Colony Club
Live MLS inventory for Colony Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Colony Club listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Colony Club buying strategy.
If we were buying in Colony Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Colony Club.
A closer look at the Colony Club market
Homes in Colony Club trade around a median of $450K, where condition and lot do more to set the final number than the asking price does.
The trailing-12-month median down 14% year over year. Homes that do trade take a median 35 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Colony Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Colony Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.2). Basis: Long-Term Appreciation +112% since 2012; Recent Direction -14.1% year-over-year; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Colony Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Colony Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Colony Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Colony Club home worth?
Get a no-obligation home value based on real comparable sales in Colony Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Colony Club on the map →
Recently off market in Colony Club
Homes in Colony Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 105 Shadow Bay Drive · off market
- 111 Twilight Bay Drive · off market
- 331 Moonlight Bay Drive · off market
Frequently Asked Questions
What is the median home price in Colony Club?
How long do homes in Colony Club take to sell?
Have Colony Club home prices gone up?
Who is the best real estate agent for Colony Club?
How do I find a top Panama City Beach real estate agent who knows Colony Club?
Can Momentum Realty connect me with an agent for Colony Club?
Nearby Communities
Explore more neighborhoods near Colony Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (125 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Colony Club fits the bigger picture — live prices, inventory, and Momentum Scores: