Aerial view of Rock Harbor Yacht Ha

Rock Harbor Yacht Ha
Homes for Sale in Key Largo, FL

All 268 homes for sale in Key Largo, FL · median $829,950 · 213 homes for sale in 33037 · Monroe County homes for sale

Community in Key Largo · Monroe County · ZIP 33037
11 homesBuilt 1960–1996
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Built fromLive Florida Keys MLS data18 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside ROCK HARBOR YACHT HA right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

8 Poisonwood Road
$2.95M · 0.1 mi away
4 bd · 4 ba
8 Poisonwood Road
Listed by Cornell Commercial Real Estate, Inc.
84 Coral Way #-=
$1.85M · 0.1 mi away
3 bd · 2.5 ba
84 Coral Way #-=
Listed by Luxury Real Estate Properties
108 Coral Way
$4.40M · 0.1 mi away
4 bd · 3.5 ba
108 Coral Way
Listed by Real Estate Sales Force, Inc.
26 Ocean Drive
$1.30M · 0.1 mi away
3 bd · 2 ba
26 Ocean Drive
Listed by American Caribbean Real Estate, Christie's International Real Estate
13 Old State Road
$407K · 0.1 mi away
2 bd · 1 ba
13 Old State Road
Listed by Barbara Eads Realty
97501 Overseas Highway #UNIT 802
$979K · 0.1 mi away
4 bd · 3 ba
97501 Overseas Highway #UNIT 802
Listed by LoKation Real Estate

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

ROCK HARBOR YACHT HA key facts
LocationKey Largo, Monroe County, FL · ZIP 33037
Homes in the community11 (FL DOR 2025 assessment roll)
Years built1960–1996 (median 1973)
Typical living area2,000 sq ft (median)
Owner-occupied (homestead) share33%

Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ROCK HARBOR YACHT HA key facts,” movewithmomentum.com/neighborhoods/rock-harbor-yacht-ha, data as of September 20, 2026.

Live · Rock Harbor Yacht Ha Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 0 a year
Ownership and context
33%
Owner-occupied · Rock Harbor Yacht Ha
4 of 12 parcels homesteaded (FL DOR 2025)
67%
Non-owner-occupied · Rock Harbor Yacht Ha
incl. 33% trust or LLC-held · 8% out-of-state
11
Homes in the community
plus 1 vacant residential lots · 12 residential parcels (FL DOR 2025)
Track record · 18 years of records
Est. 1960
Community established
homes built 1960-1996, median 1973 (FL DOR 2025)
9.1%/yr
Turnover rate
about 1 of 11 homes trade a year

The market around Rock Harbor Yacht Ha

Rock Harbor Yacht Ha is too small for its own price trend, so here is the market around it.

In ZIP 33037, 255 homes are on the market and 16% are under contract — a slower corner of Key Largo.

Across Monroe County, 1,268 homes are active and 244 pending (16% under contract).

ZIP and county figures describe the wider market, not Rock Harbor Yacht Ha specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in ROCK HARBOR YACHT HA, Key Largo

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 18 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Rock Harbor Yacht Ha today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rock Harbor Yacht Ha.

A closer look at the Rock Harbor Yacht Ha market

The housing stock is 11 homes built between 1960 and 1996, and 33% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Rock Harbor Yacht Ha. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rock Harbor Yacht Ha homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rock Harbor Yacht Ha.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rock Harbor Yacht Ha sales matched to your home.

What is your Rock Harbor Yacht Ha home worth?

Get a no-obligation home value based on real comparable sales in Rock Harbor Yacht Ha, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Key Largo →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Rock Harbor Yacht Ha?
The Florida DOR 2025 assessment roll shows 11 homes plus 1 vacant residential lots in Rock Harbor Yacht Ha (public records).
What share of Rock Harbor Yacht Ha is owner-occupied?
33% of Rock Harbor Yacht Ha parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rock Harbor Yacht Ha built?
Homes in Rock Harbor Yacht Ha were built between 1960 and 1996, with a median year built of 1973 (FL DOR 2025 roll).
Who is the best real estate agent for Rock Harbor Yacht Ha?
The best agent for Rock Harbor Yacht Ha is one who actively works Key Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rock Harbor Yacht Ha.
How do I find a top Key Largo real estate agent who knows Rock Harbor Yacht Ha?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rock Harbor Yacht Ha and the wider Key Largo area.
Can Momentum Realty connect me with an agent for Rock Harbor Yacht Ha?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rock Harbor Yacht Ha purchase or sale - no call center and no pressure.
Where is Rock Harbor Yacht Ha, and what county is it in?
Rock Harbor Yacht Ha is in Key Largo, Monroe County, FL, ZIP 33037.

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 33037))
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2008 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Rock Harbor Yacht Ha with Momentum Realty’s local guides.

Harborage (Monroe)0.0 mi away · 173 homes, built 1948–24Key Largo North Marnier S Club0.1 mi away · median $1.41M, 8 sales/12 moRock Harbor Condo0.4 mi away · median $615K, 6 sales/12 moLandings Of Largo0.7 mi away · median $660K, 4 sales/12 moRock Harbor Estates0.8 mi awayCaribbean Heights0.9 mi away · 11 homes, built 1956–19Marion Park (Monroe)0.9 mi away · 103 homes, built 1944–24Buttonwood Bay0.9 mi away · median $1.15M, 13 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in ROCK HARBOR YACHT HA? 1 recorded closings (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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