Sunset Trace at Martin Downs in Palm City

Sunset Trace
at Martin Downs

Established 1988 · Palm City · Martin County

A guard-gated townhome and villa community in Palm City's Martin Downs area, with a maintenance-inclusive HOA and a central Martin County location.

Guard-gatedMaintenance-inclusive HOACentral Palm City
Live Market Pulse
57/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Sunset Trace

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$222K
Median Price
3mo
Supply
100days
Avg DOM
Balanced
Seller Leverage
$180/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Sunset Trace is a guard-gated community of roughly 500 attached townhome and villa residences in the Martin Downs area of Palm City, originally developed by DiVosta. The buy here is about the maintenance-inclusive HOA and the unit's condition and position, not a wide range of detached estate homes. The HOA reportedly covers exterior and hurricane insurance, basic cable, lawn care, pest control, and gated security, which makes confirming the current dues and what they include the central read. Floor plans run roughly from a two-bedroom near 1,236 square feet to a three-bedroom near 1,788 square feet, so condition, the recorded floor plan, and the position within the community drive value. Confirm the dues, the reserve and any pending assessment, and the specifics for a given residence, because the central Palm City location and the bundled maintenance are the durable draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Sunset Trace at Martin Downs market snapshot (as of June 15, 2026): the median sale price is about $222K ($180 per sq ft), with homes averaging 100 days on market and 3.0 months of supply, a balanced market (limited data). Based on 12 recent closings in live BeachesMLS data.

Sunset Trace at Martin Downs is a guard-gated community of roughly 500 attached townhome and villa residences in Palm City, Martin County (ZIP 34990), originally developed by DiVosta near the Martin Downs Golf Club.

Homes are attached two and three-bedroom plans, reported from about 1,236 square feet to about 1,788 square feet, including DiVosta quad and Stamford-style layouts; confirm the recorded plan and square footage for a specific residence.

The community is governed by a homeowners association. Reported dues were around 476 dollars per month as of mid-2024, said to include exterior and hurricane insurance, basic cable, lawn and landscaping, pest control, and gated security; confirm the current dues and exactly what they cover for a specific home.

Amenities reported include a clubhouse, pool, spa, tennis and pickleball courts, a basketball court, shuffleboard, picnic and barbecue areas, a park, a playground, and walking trails. Value turns on the unit's condition and position; confirm the specifics for a given home.

Best for

  • Buyers who want a guard-gated, maintenance-inclusive townhome or villa in Palm City
  • Buyers who value a bundled HOA that reportedly covers insurance, cable, and lawn care
  • Buyers who want a central Martin County location near the Turnpike
  • Buyers comfortable confirming the dues and reading the unit's condition

Probably not for

  • Buyers who want a large detached single-family home on its own lot
  • Buyers who want a low or no-HOA structure
  • Buyers who want new construction or a waterfront estate
  • Buyers unwilling to confirm the HOA dues, reserves, and any assessment

How Sunset Trace is performing right now

57/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
3Months of supplytight
93Median days on marketdays
1 : 3Under contract vs for salestrong demand
12Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Sunset Trace listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Sunset Trace at Martin Downs buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Sunset Trace

Live MLS inventory for Sunset Trace at Martin Downs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sunset Trace listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Florida's Turnpike (Martin Downs Blvd)~5 to 10 min · approximate, varies with traffic
Downtown Stuart~12 to 18 min · east
Atlantic Ocean and Stuart beaches~15 to 20 min · east
Cleveland Clinic Martin North Hospital (Stuart)~12 to 18 min · Stuart
Treasure Coast Square mall (Jensen Beach)~15 to 20 min · north
I-95 (Kanner Hwy or Martin Downs)~10 to 15 min · interstate access

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Sunset Traceat Martin Downs with Momentum Realty’s local guides.

Osprey Creekat Martin DownsOsprey Creekat Martin DownsPalm City, FL · adjacentWhispering SoundWhispering SoundPalm City, FL · 0.3 miDADanforthPalm City, FL · 0.3 miThe Meadowsat Martin DownsThe Meadowsat Martin DownsPalm City, FL · 0.5 miHeronwoodHeronwoodPalm City, FL · 0.5 miIslesworthIslesworthPalm City, FL · 0.7 miPelican CovePelican CovePalm City, FL · 1.1 miSeagate HarborSeagate HarborPalm City, FL · 1.2 miRustic HillsRustic HillsPalm City, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Sunset Trace (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Sunset Trace is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Sunset Trace address.

The takeaway

What is actually shaping value at Sunset Trace, sourced and dated. We do not publish rumor.

Recent Developments in Sunset Trace at Martin Downs

Our read on what is being built around Sunset Trace, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is steady demand for guard-gated, maintenance-inclusive townhomes in central Palm City, where the bundled HOA and the unit's condition drive value. The watch items are the current dues, the reserve funding, and any insurance-driven assessment, given that the HOA reportedly carries the exterior and hurricane insurance.

Guard-gated, maintenance-inclusive HOA

BullishA guard gate plus an HOA that reportedly bundles exterior and hurricane insurance, cable, lawn, and pest support steady demand from buyers who want a lock-and-leave home. impact
SignificanceRadius: Community

Guard-gated, maintenance-inclusive HOA

Central Palm City, Martin County location

BullishProximity to the Turnpike, Stuart, and the Atlantic beaches in an A-rated Martin County school district supports the community's convenience. impact
SignificanceRadius: Area

Central Palm City, Martin County location

Insurance and reserves to confirm

NeutralBecause the HOA reportedly carries the building and hurricane insurance, the dues, reserve funding, and any assessment are the items to confirm for a specific home. impact
SignificanceRadius: Community

Insurance and reserves to confirm

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Sunset Trace at Martin Downs, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2024
    Fees

    Reported HOA dues and inclusions for Sunset Trace

    Community real-estate guides reported Sunset Trace HOA dues around 476 dollars per month as of June 2024, said to include exterior and hurricane insurance, basic cable, lawn and landscaping, pest control, and security, for roughly 500 DiVosta townhome residences. Why it matters: Because the HOA reportedly bundles the insurance and maintenance, confirm the current dues, the reserve study, and any pending assessment for a specific residence. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Sunset Trace, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the current dues and inclusions. Verify the monthly HOA, whether it still bundles exterior and hurricane insurance, cable, lawn, and pest, and the reserve funding.

2

Read the unit's condition. Confirm the roof, systems, and any updates on an attached townhome, and budget accordingly.

3

Check the floor plan and position. Confirm the recorded plan, square footage, and where the unit sits within the community.

4

Ask about assessments. Because the HOA reportedly carries the building and hurricane insurance, confirm any pending or recent special assessment.

5

Verify the school zoning by address. Confirm the exact assignment with the Martin County School District for a specific home.

Best Buy
An updated, well-kept townhome on a good interior position, with the current dues and reserves confirmed.
Biggest Risk
Underbudgeting renovation, or misjudging the dues, reserves, or an insurance-driven assessment.
Best Lot
Better-positioned, updated units hold value over dated ones backing to busier areas.
Smart Timing
Demand is steady for the gated, maintenance-inclusive structure; condition and the dues matter more than timing.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Sunset Trace at Martin Downs is a guard-gated community of roughly 500 attached townhome and villa residences in the Martin Downs area of Palm City, Martin County, originally developed by DiVosta with quad and Stamford-style layouts. The legal plat name carries the Martin Downs lineage, but the community is marketed as Sunset Trace. The homeowners association reportedly bundles exterior and hurricane insurance, basic cable, lawn care, pest control, and gated security, with reported dues around 476 dollars per month as of mid-2024. This guide reflects the community's general character; value turns on the unit's condition and position, so confirm the current dues and inclusions, the reserve funding, any assessment, the recorded floor plan, flood considerations, and the school assignment by address for a specific home before relying on them.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original two-bedroom plans
$150K to $200K

Older or smaller two-bedroom townhomes, the more attainable way in. The cost to update drives value.

Lowest entry
Core: updated townhomes
$200K to $250K

Renovated two and three-bedroom plans with newer kitchens, baths, and systems, the heart of the community. Condition sets where these land.

Most inventory
High: larger updated plans
$250K to $300K

Larger or fully updated three-bedroom plans on the better positions, the top of the local range. Move-in condition drives the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$150K to $200K
Entry: original two-bedroom plans
Older or smaller two-bedroom townhomes, the more attainable way in. The cost to update drives value.
$200K to $250K
Core: updated townhomes
Renovated two and three-bedroom plans with newer kitchens, baths, and systems, the heart of the community. Condition sets where these land.
$250K to $300K
High: larger updated plans
Larger or fully updated three-bedroom plans on the better positions, the top of the local range. Move-in condition drives the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Palm City locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Sunset Trace

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The guard gate and the bundled maintenance are the draw. The deal is won or lost on the condition, the position, and confirming the dues and reserves.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.3/10
Renovation Risk5.8/10
Location Efficiency8.2/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Sunset Trace is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Better-positioned, updated townhomes hold value best
  • Condition is the biggest swing
  • Confirm the dues, reserves, and inclusions
  • The gated, maintenance-inclusive structure is the draw
  • Comp within the community and confirm specifics

At Sunset Trace the value drivers are the unit's condition, the recorded floor plan, and the position within a guard-gated townhome community. Updated townhomes hold value over dated ones, and positions away from busier internal roads tend to show better. Because the HOA reportedly bundles the building and hurricane insurance, confirm the current dues, the reserve funding, and any assessment for the specific home, and compare against the closest comparable in the community rather than a town-wide average.

Sunset Trace in 15 seconds.

Best forBuyers who want a guard-gated, maintenance-inclusive townhome in central Palm City.
Strong onA bundled HOA that reportedly covers insurance, cable, and lawn care, plus a central Martin County location.
WatchThe current dues, reserves, and any assessment, given that the HOA reportedly carries the building and hurricane insurance.
Not forBuyers who want a large detached home, a low-HOA structure, new construction, or waterfront.
The edgeA guard-gated, lock-and-leave townhome with bundled maintenance is a durable value when the condition and the dues check out.

HOA, CDD & Fees

15-Second Take
  • Guard-gated townhome and villa community
  • HOA reportedly bundles insurance, cable, lawn, pest
  • Confirm the current dues and reserves
  • Condition and position drive value
  • Ask about any insurance-driven assessment

Reported around 476 dollars per month as of mid-2024 for roughly 500 attached residences; confirm the current dues and what they cover for a specific home, and budget for the upkeep of an attached townhome.

Reported to include exterior and hurricane insurance, basic cable, lawn and landscaping, pest control, and gated security; confirm the exact inclusions, the reserve funding, and any assessment for a specific home.

Reported amenities include a clubhouse, pool, spa, tennis and pickleball courts, a basketball court, shuffleboard, picnic and barbecue areas, a park, a playground, and walking trails; confirm the current amenities and any usage rules.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Sunset Trace, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sunset Trace, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Sunset Trace home worth?

Get a no-obligation home value based on real comparable sales in Sunset Trace matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sunset Trace at Martin Downs on the map →
Or get your Sunset Trace at Martin Downs home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Sunset Trace at Martin Downs year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Sunset Trace Market Scorecard

Balanced Market (limited data)

Sunset Trace is currently a balanced market (limited data). About 3.0 months of supply, a median asking price of $215,000, and homes go under contract in about 93 days.

3.0
Months supply
$215,000
Median list
$222,500
Median sold
$180
Per sqft
93
Days on mkt
3/1/12
Active/Pend/Sold

Typical home value in the 34990 ZIP is $606,148, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Sunset Trace a gated community?
Yes. Sunset Trace is reported to be guard-gated with controlled access. Confirm the current access and any guard hours for a specific purchase.
What kinds of homes are at Sunset Trace?
Attached townhome and villa residences, originally developed by DiVosta, in two and three-bedroom plans; confirm the recorded plan and square footage for a specific property.
What does the HOA cover at Sunset Trace?
Community guides report it includes exterior and hurricane insurance, basic cable, lawn and landscaping, pest control, and gated security. Confirm the current dues and exact inclusions for a specific home.
How much are the HOA dues?
Reported around 476 dollars per month as of mid-2024 for the attached residences. Dues change, so confirm the current amount and the reserve funding before buying.
How big are the homes?
Reported floor plans run from about 1,236 square feet for a two-bedroom to about 1,788 square feet for a three-bedroom. Confirm the recorded square footage for a specific home.
Who developed Sunset Trace?
It was originally developed by DiVosta, known for its quad townhome and Stamford-style attached layouts in the Martin Downs area of Palm City.
What amenities does Sunset Trace have?
Reported amenities include a clubhouse, pool, spa, tennis and pickleball courts, a basketball court, shuffleboard, picnic and barbecue areas, a park, a playground, and walking trails. Confirm the current amenities for a specific purchase.
What schools serve Sunset Trace?
The community is part of the Martin County School District. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district.
Is there a CDD fee?
Confirm whether any CDD, special assessment, or other charge applies to a specific parcel as a matter of course, in addition to the HOA dues.
Should I worry about home condition?
Read it closely. On attached townhomes, confirm the roof, systems, and updates, and budget accordingly. Ask whether the roof is HOA or owner responsibility.
How central is the location?
It is central in Palm City, minutes to Florida's Turnpike, with Stuart, the Atlantic beaches, and I-95 a short drive.
Is Sunset Trace a good investment?
A guard-gated, maintenance-inclusive townhome community in a central Martin County location supports steady demand, with value turning on condition, the plan, and the dues. This is not a guarantee of future value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Because the dues, reserves, and condition drive value, having your own representation to read the home and the comps is the highest-leverage decision you make.
What is the area like?
It is an established, guard-gated townhome community in the Martin Downs area of Palm City, convenient to the Turnpike, Stuart, and the Atlantic beaches.
You want a guard-gated, maintenance-inclusive townhome or villa in Palm CityExcellent fit
You value an HOA that reportedly bundles insurance, cable, and lawn careExcellent fit
You want a central Martin County location near the TurnpikeExcellent fit
You are comfortable confirming the dues, reserves, and conditionExcellent fit
You want a lock-and-leave home in an A-rated school districtExcellent fit
You want a large detached single-family home on its own lotProbably not
You want a low or no-HOA structureProbably not
You want new construction or a waterfront estateProbably not
You are unwilling to confirm the dues, reserves, and any assessmentProbably not
You want a high-profile, name-recognition communityProbably not

Get the inside read on Sunset Trace

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Sunset Trace home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Sunset Trace specialist will reach out personally, usually the same day.

BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.

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