Aerial view of S Creek Village

S Creek Village
Homes for Sale in Key Largo, FL

All 268 homes for sale in Key Largo, FL · median $829,950 · 213 homes for sale in 33037 · Monroe County homes for sale

Community in Key Largo · Monroe County · ZIP 33037
208 homesBuilt 1952–2024Median sale $650K
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Live Market Pulse
38/100
Market Heat
Cooler than normal
2013 → 2026 · 84 at the 2021 peak
0 is S Creek Village's coldest market since 2013, 100 its hottest. Today: 38. How it's scored
Built fromLive Florida Keys MLS data20 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $650,000, a median 29 days on market, sellers accepting 89% of original asking (-10% versus the prior year). At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $5,730 ($5,380 with the full homestead exemption).

S CREEK VILLAGE key facts
LocationKey Largo, Monroe County, FL · ZIP 33037
Homes in the community208 (FL DOR 2025 assessment roll)
Years built1952–2024 (median 1981.0)
Typical living area1,274 sq ft (median)
Sale prices, last 12 months$650,000 median across 7 closed sales · -9.7% vs the prior 12 months
Days on market (closed sales)29 median
Owner-occupied (homestead) share44%

Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “S CREEK VILLAGE key facts,” movewithmomentum.com/neighborhoods/s-creek-village, data as of September 20, 2026.

Live · S Creek Village Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$650K
Median sold · 12 mo
down 9.7% vs the prior 12 months
-9.7%
1-yr price change
n = 7 and 4 sales in the two windows
89.3%
Sale vs ask
Monroe median: 96.7%
+190%
T12M median vs 2012
from a $224K median in 2012
Tempo
29days
Median DOM · closed
7 days at the 2022 low
7
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
44%
Owner-occupied · S Creek Village
102 of 231 parcels homesteaded (FL DOR 2025)
56%
Non-owner-occupied · S Creek Village
incl. 20% trust or LLC-held · 4% out-of-state
208
Homes in the community
plus 23 vacant residential lots · 231 residential parcels (FL DOR 2025)
Track record · 20 years of records
10
Recorded sales · 2024-2025
median $800K · qualified sales on the county roll (FL DOR 2025)
Est. 1952
Community established
homes built 1952-2024, median 1981 (FL DOR 2025)
3.4%/yr
Turnover rate
about 7 of 208 homes trade a year
S Creek Village Housing Pulse · Momentum Research · as of September 20, 2026

S Creek Village right now

🔴 Off the recent peak. The trailing-12-month median ($650K) is down 9.7% from the prior 12 months ($720K) and up 190% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Keys MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 21, 2026 · Live data: Florida Keys MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside S CREEK VILLAGE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

635 Cabrera Street
$699K · 0.1 mi away
3 bd · 2 ba
635 Cabrera Street
Listed by RE/MAX All Keys Real Estate
516 Plante Street
$600K · 0.1 mi away
2 bd · 2 ba
516 Plante Street
Listed by Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
639 Cabrera Street
$699K · 0.1 mi away
3 bd · 2 ba
639 Cabrera Street
Listed by Bishoff Realty, Inc.
544 Plante Street
$745K · 0.1 mi away
4 bd · 2 ba
544 Plante Street
Listed by LoKation Real Estate-Tavernier South
646 Cabrera Street
$1.19M · 0.1 mi away
5 bd · 3 ba
646 Cabrera Street
Listed by Ocean Sotheby's International Realty
352 Sound Drive
$5.20M · 0.2 mi away
4 bd · 3.5 ba
352 Sound Drive
Listed by Coldwell Banker Schmitt Real Estate Co.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

S Creek Village market snapshot (as of September 20, 2026): the median sale price is about $650K, and a median 29 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months and up 190% since 2012, computed from record-level Florida Keys MLS closed sales (7 closings in the current window).

In ZIP 33037 (Key Largo), 276 homes closed in the last 12 months at a median of $972K, up 15.7% year over year, with a median 75 days on market. See the live ZIP 33037 housing market and the Monroe County market.

County records show 10 qualified sales in S CREEK VILLAGE across 2024–2025 (5 in 2024, 5 in 2025), median $800,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

S Creek Village is a community of 208 homes in Key Largo, Monroe County, built between 1952 and 2024 (median 1981.0), with a median living area of about 1,274 square feet. 44% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 3 to 12 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K$800K20122014201620182020202220242026
Down 9.7% year over year; up 190% since 2012.
Median days on market · closed sales
010020030020122014201620182020202220242026
7 days at the 2022 low; 29 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
89.3% now vs Monroe 96.7%.
Homes sold per 12-mo window
051020122014201620182020202220242026
3 to 12 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
84 at the 2021 peak, 23 in the troughs, 38 now. Same score as the hero card, full history.
How much local inventory is already under contract

17% of homes for sale in ZIP 33037 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Housing distress & ownership in S CREEK VILLAGE, Key Largo

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 26 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in S Creek Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in S Creek Village.

A closer look at the S Creek Village market

Homes in S Creek Village trade around a median of $650K, where condition and lot do more to set the final number than the asking price does.

The trailing-12-month median down 10% year over year. Homes that do trade take a median 29 days on market, useful leverage on any listing that has lingered.

The housing stock is 208 homes built between 1952 and 2024, and 44% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in S Creek Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.2C · Buy Score
Long-Term Appreciation10.0/10
Recent Direction3.6/10
Owner Commitment4.4/10
Pricing Power2.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.2). Basis: Long-Term Appreciation +190% since 2012; Recent Direction -9.7% year-over-year; Owner Commitment 44% owner-occupied; Pricing Power 89.3% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the S Creek Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in S Creek Village.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed S Creek Village sales matched to your home.

What is your S Creek Village home worth?

Get a no-obligation home value based on real comparable sales in S Creek Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Key Largo →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in S Creek Village?
The median sale price in S Creek Village was $650K over the 12 months ending September 20, 2026 (7 closed sales, Florida Keys MLS).
How long do homes in S Creek Village take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 29 days on market (7 sales, Florida Keys MLS).
How many homes are in S Creek Village?
The Florida DOR 2025 assessment roll shows 208 homes plus 23 vacant residential lots in S Creek Village (public records).
What share of S Creek Village is owner-occupied?
44% of S Creek Village parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in S Creek Village built?
Homes in S Creek Village were built between 1952 and 2024, with a median year built of 1981.0 (FL DOR 2025 roll).
Have S Creek Village home prices gone up?
The trailing-12-month median is up 190% since 2012, from $224K to $650K (Florida Keys MLS closed records).
Who is the best real estate agent for S Creek Village?
The best agent for S Creek Village is one who actively works Key Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for S Creek Village.
How do I find a top Key Largo real estate agent who knows S Creek Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows S Creek Village and the wider Key Largo area.
Can Momentum Realty connect me with an agent for S Creek Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your S Creek Village purchase or sale - no call center and no pressure.
Where is S Creek Village, and what county is it in?
S Creek Village is in Key Largo, Monroe County, FL, ZIP 33037. The community's center is about 204 miles southeast of the center of Key Largo (straight-line).
Is S Creek Village a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about S Creek Village: the median sale price over the last 12 months was $650K (7 sales), 20% below the Key Largo median of $809K; homes took a median 29 days to go under contract; the assessment roll counts 208 homes, 44% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Community market statsFlorida Keys MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33037))
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2006 (107 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near S Creek Village with Momentum Realty’s local guides.

Anglers Park Shores0.3 mi awayCross Key Waterways0.4 mi away · median $1.24M, 12 sales/12 moLargo Sound Park0.4 mi away · median $760K, 11 sales/12 moTwin Lakes (Monroe)0.4 mi away · median $1.58M, 16 sales/12 moBermuda Shores0.4 mi away · median $1.40M, 3 sales/12 moAnglers Park0.6 mi away · median $1.78M, 4 sales/12 moWinston Park (Monroe)0.8 mi away · median $650K, 3 sales/12 moOceana Kl0.8 mi away · 62 homes, built 1924–18

Browse all neighborhood guides →

Thinking of selling in S CREEK VILLAGE? 7 recorded closings; median 29 days on market (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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