Sabal Terrace

Executive Summary

Sabal Terrace is a Taylor Morrison townhome community on the Jacksonville Westside, about half a mile west of I-295, five miles south of I-10, and nine miles from NAS Jacksonville, selling two-story, 2-bedroom, 2.5-bath townhomes in the Rowan and Juniper plans at about 1,180 to 1,219 square feet.

Per Jome pricing referenced in June 2026, base prices ran 189,990 to 192,990 dollars, with MLS-fed inventory around 209,990 dollars, which makes this roughly the lowest new-construction entry point in the metro.

The HOA is 404.84 dollars per quarter and there is no CDD; the amenity set is intentionally light, lake views, preserved wetlands, and a planned monarch butterfly garden, because the price point is the product.

Quick Facts

Community Overview & History

The attainability frontier of the metro

Every metro has a floor price for new construction, and right now Jacksonville keeps its floor on the Westside. Sabal Terrace plants a national builder, Taylor Morrison, at that floor: under 200,000 dollars base per Jome in June 2026, a number that buys a parking space in most Florida metros, half a mile from an I-295 interchange.

How it feels on the ground today

Sabal Terrace reads as a compact townhome community in active build: tight two-story rows, pond and wetland edges doing the landscaping work, and a deliberately simple common-area plan. The surrounding Westside corridor is older and working-class, which is exactly why the land math allows this price.

The Plans and What You Are Buying

Sabal Terrace is a two-plan community, so the decisions are plan, position, and view.

Rowan plan

About 1,180 square feet, 2 bedrooms, 2.5 baths over two stories; the entry point of the entire metro new-construction market per Jome pricing in June 2026.

Juniper plan

About 1,219 square feet with the same 2-bedroom, 2.5-bath layout; the slightly larger footprint.

Lake and wetland positions

Units backing the pond or preserved wetlands carry the view premium; interior rows price lowest, and at this price band every thousand dollars matters.

Real Estate Market

Per Jome pricing referenced in June 2026, base prices ran 189,990 to 192,990 dollars, with MLS-fed inventory around 209,990 dollars; confirm the current sheet, because builders reprice constantly at this volume tier.

The buyer pool is first-time buyers for whom this is the only new-construction math that works, NAS Jax personnel nine miles out, and investors running the price-to-rent calculation on a national-builder warranty.

Resale will price against builder inventory until buildout, and at this band the competition is also the entire resale condo and older-townhome market of the Westside.

Who Lives Here

Sabal Terrace draws first-time buyers who would otherwise keep renting, NAS Jax sailors and civilians, and investors who like a sub-200s entry with a national-builder warranty behind it.

Schools

Sabal Terrace is served by Duval County Public Schools, with attendance zones by home address, plus private and charter options nearby. Confirm the exact zoning for a Sabal Terrace address before you buy. The community is new enough that aggregator school listings are proximity-based, so verify the actual assignment by address.

Amenities & Lifestyle

The amenity set is intentionally minimal, and pretending otherwise would be dishonest: the price is the amenity.

Lake views

Pond-backing units get the water; the view premium is modest, which makes it worth taking.

Preserved wetlands

Natural buffer at the community edges that keeps the density from feeling stacked.

Planned monarch butterfly garden

A small planned common-area feature; confirm delivery status with the builder.

No pool, no clubhouse

That is the trade, and it is the right one at this price; the HOA should stay lean because of it.

HOA, CDD & Costs

The HOA is 404.84 dollars per quarter, about 135 dollars per month; get the coverage list in writing, including what exterior maintenance, if any, it carries on the attached product.

There is no CDD, which matters enormously at this price band, because a CDD line would wreck the affordability math the community is built on.

With no pool or clubhouse to fund, the budget should stay lean; review the association budget to confirm the dues match the modest amenity load.

Commute Analysis

The location logic is the loop: I-295 is half a mile away, which puts NAS Jax about fifteen minutes south, I-10 five miles north, and the whole metro within the beltway math.

Shopping & Dining

Daily needs run along the Normandy and 103rd Street corridors, with Oakleaf Town Center carrying the big-box and dining load about fifteen minutes south.

Pros and Cons

Sabal Terrace vs. Comparable Communities

Hidden Things Buyers Should Know

The rent-versus-own crossover

At a base price under 193,000 dollars per Jome in June 2026, the monthly payment competes directly with two-bedroom Westside rents, which is the entire thesis and the reason investors are circling.

Two bedrooms is the real constraint

No garage-and-third-bedroom option means the resale buyer pool is singles, couples, and investors, not families; buy knowing who you will sell to.

The no-CDD line is doing heavy lifting

Most attainable new construction in this metro carries a CDD that quietly adds to the payment; Sabal Terrace does not, and that difference compounds over a hold.

Momentum Expert Insight

Selling a Home in Sabal Terrace

Until buildout, resale prices against active Taylor Morrison inventory, so condition and view position have to carry the story at this band.

We price from the freshest comps and market to the actual buyer pool, first-timers, NAS Jax, and investors, rather than waiting for a family buyer who is shopping three bedrooms.

Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Sabal Terrace address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Sabal Terrace address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Sabal Terrace and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Sabal Terrace home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Sabal Terrace home is priced to the real market.

The Sabal Terrace Playbook

If you are buying in Sabal Terrace, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Sabal Terrace: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Sabal Terrace?

On the Jacksonville Westside, ZIP 32210, about half a mile west of I-295 and five miles south of I-10.

Who builds in Sabal Terrace?

Taylor Morrison, with two-story townhome plans.

What do homes cost?

Per Jome pricing referenced in June 2026, base prices ran 189,990 to 192,990 dollars, with MLS-fed inventory around 209,990 dollars; confirm current pricing.

Is this really the cheapest new construction in Jacksonville?

It was roughly the lowest new-construction entry point in the metro per pricing referenced in June 2026; builder repricing happens, so verify at the time you shop.

What plans are offered?

The Rowan at about 1,180 square feet and the Juniper at about 1,219 square feet, both 2 bedrooms and 2.5 baths over two stories.

What is the HOA?

404.84 dollars per quarter; get the coverage list in writing.

Is there a CDD?

No, and at this price band that absence is a meaningful part of the affordability math.

What amenities are included?

Lake views, preserved wetlands, and a planned monarch butterfly garden; there is no pool or clubhouse, which is the trade for the price.

How far is NAS Jacksonville?

About nine miles, roughly fifteen minutes via I-295.

What schools serve it?

Duval County Public Schools, with zoning by address; verify the current assignment.

Do the townhomes have garages?

The Rowan and Juniper are compact two-bedroom plans; confirm parking and any garage configuration on the specific homesite with the builder.

Is Sabal Terrace good for investors?

The sub-200s entry, national-builder warranty, and rent crossover make the math work on paper; underwrite the two-bedroom resale pool honestly.

Are quick move-in homes available?

Taylor Morrison rotates inventory; MLS-fed listings around 209,990 dollars were observed in June 2026, so confirm current availability.

How does it compare to Atlantis Pointe?

Atlantis Pointe in Middleburg adds a third bedroom and garages at a higher price; Sabal Terrace wins purely on entry cost and Duval convenience.

Who should I call about Sabal Terrace?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy here?

Yes, even on builder homes. The on-site agent works for the builder. Your own agent represents only you.

Related Reading

If you are hunting attainable new construction across the Jacksonville metro, these guides are a good next step.