Timothys Landing

Executive Summary

Timothys Landing is a townhome community built roughly 2005 to 2008 off 103rd Street at Ricker Road on the Westside, along Melvin Road and Playschool Lane, with 2 to 3 bedroom units running about 1,153 to 1,548 square feet, some with garages.

The entry price is the headline: two-bedroom units were listing around 164,900 to 169,000 dollars with an average ask near 169,000 dollars per MLS-fed aggregators as of September 2025, which is close to the floor for a fee-simple townhome with a pool in this metro.

The community carries no CDD, dues are described as affordable though the exact amount was not published at the time of writing, and there is high investor and rental churn here, which shapes everything from comps to condition to your competition on offer day.

Quick Facts

Community Overview & History

The entry-price townhome play on 103rd Street

The 103rd Street corridor is working-class Westside Jacksonville, and Timothys Landing was built in the mid-2000s to serve exactly that market: attached homes at the lowest practical price point, a pool and playground for the dues, and no CDD inflating the tax bill. Two decades later the math still works the same way, which is why both first-time buyers and landlords keep showing up; the rents this corridor supports against a 160s purchase price are the quiet engine of the community.

How it feels on the ground today

This is a high-churn community: a meaningful share of units are tenant-occupied, listings rotate steadily, and condition varies sharply door to door, from well-kept owner units to tired rental stock. The amenity core, pool and playground, is modest but functional. For an owner-occupant the trade is straightforward: you accept the rental mix and corridor location in exchange for ownership at close to apartment rent, and for an investor the same numbers read as yield.

Units and Streets in Timothys Landing

The product band is narrow, so the decisions here are bedroom count, garage or not, and the condition history of the specific unit.

Two-bedroom units

The volume product and the price floor, around 1,153 square feet, listing in the 160s as of September 2025; these trade fastest and draw the most investor attention.

Three-bedroom units

Up to about 1,548 square feet, the family-sized option that commands a premium and tends to hold owner-occupants longer.

Garage units

Some townhomes include garages, a real differentiator for storage and resale in a community where most parking is surface; confirm on the specific listing.

Interior versus corridor-facing positions

Units deeper in the community along Melvin Road and Playschool Lane sit quieter than anything close to the 103rd Street frontage.

Real Estate Market

Two-bedroom units listed around 164,900 to 169,000 dollars with an average ask near 169,000 dollars per MLS-fed aggregators as of September 2025; confirm current numbers, because entry-price communities move with rate changes faster than mid-market ones.

Investor and rental churn is high here, so the comp set always includes former rentals in as-is condition; a renovated owner unit can clear the average meaningfully, and a tired one trades under it.

The buyer competition is a mix of first-time buyers using low-down-payment financing and cash investors; cash moves faster, but well-prepared financed buyers win plenty of these deals, especially on units that need work cash buyers underprice.

Who Lives Here

Timothys Landing draws first-time buyers who want a mortgage payment near apartment rent, investors running the rent math on the 103rd Street corridor, and budget-focused downsizers who value the pool and the low entry price over location prestige.

Schools

Timothys Landing is served by Duval County Public Schools, with attendance zones by home address, plus private and charter options nearby. Confirm the exact zoning for a Timothys Landing address before you buy. Zoned schools for this community were not verified by third-party sources at publish time, so run the address through the district locator before you write an offer.

Amenities & Lifestyle

The amenity package is small but real, which matters at this price point where most competing product offers nothing at all.

Community pool

The anchor amenity, and genuinely rare in townhome communities at this price band.

Playground

The family amenity that keeps the community workable for young households.

Some garage units

Not a common amenity but a unit feature worth hunting: garage townhomes here carry lasting resale value.

103rd Street conveniences

Groceries, fuel, and daily errands sit right on the corridor within a few minutes.

HOA, CDD & Costs

HOA dues are described as affordable for the product type, but the exact amount was not published by third-party sources at the time of writing; get the current figure, what it covers, and the association budget in writing before contract.

There is no CDD, so the tax bill stays clean; verify on the specific parcel anyway.

In a high-churn townhome community, the association financials matter more than usual: ask for reserves, delinquency rates, and any pending assessments, because a thin budget at a low fee level is where surprises live.

Commute Analysis

Timothys Landing sits just off 103rd Street at Ricker Road, so the I-295 interchange is about six minutes west, NAS Jacksonville is a direct corridor run east, and downtown is roughly twenty minutes in normal traffic.

Shopping & Dining

The 103rd Street corridor handles groceries and daily errands almost at the entrance, Oakleaf Town Center covers the big-box runs about twelve minutes west, and the Roosevelt corridor retail is a similar run east toward NAS Jacksonville.

Pros and Cons

Timothys Landing vs. Comparable Communities

Hidden Things Buyers Should Know

The condition spread

In a high-churn community the average price means little: renovated owner units and worn rental stock can sit 20,000 dollars apart at the same square footage, so the deal is in matching price to actual condition, not to the community average.

The garage premium

Only some units have garages, and in a surface-parking community that feature holds value disproportionately; if you find a garage unit at a normal price, that is the one to move on.

The association-health question

Affordable dues are only a win if the association is funded; in entry-price communities the estoppel and budget review is the single highest-value piece of diligence you can do.

Momentum Expert Insight

Selling a Home in Timothys Landing

In a community where buyers expect tired rental stock, presentation is leverage: a cleaned, painted, well-photographed unit stands out immediately, and we price it above the churn rather than inside it.

We market Timothys Landing listings to both audiences at once, first-time buyers comparing the payment to rent and investors running yield, because the strongest offer can come from either side depending on the week.

Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Timothys Landing address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Timothys Landing address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Timothys Landing and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Timothys Landing home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Timothys Landing home is priced to the real market.

The Timothys Landing Playbook

If you are buying in Timothys Landing, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Timothys Landing: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Timothys Landing Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

Where is Timothys Landing?

Off 103rd Street at Ricker Road in Westside Jacksonville, ZIP 32210, along Melvin Road and Playschool Lane.

Who built Timothys Landing?

The builder was not confirmed by third-party sources at publish time; the community was built roughly 2005 to 2008.

What do townhomes cost?

Two-bedroom units listed around 164,900 to 169,000 dollars with an average ask near 169,000 dollars per MLS-fed aggregators as of September 2025; three-bedroom units price above that band. Confirm current pricing.

How big are the units?

About 1,153 to 1,548 square feet with 2 to 3 bedrooms.

Do the townhomes have garages?

Some do; garage units are a minority and worth a premium, so confirm on the specific listing.

What is the HOA?

Dues are described as affordable for the product type, but the exact amount was not published at the time of writing; get the current figure and the association budget in writing before contract.

Is there a CDD?

No CDD; verify on the tax bill for the specific parcel.

What amenities are included?

A community pool and a playground, which is more than most competing product offers at this price point.

Are there a lot of rentals here?

Yes, investor ownership and rental churn are high, so expect a mix of tenants and owner-occupants and a wide condition spread between units.

Is Timothys Landing a good investment?

The rent math on the 103rd Street corridor against a 160s purchase price is why investors keep buying here, but underwrite the specific unit, the HOA health, and your maintenance reserve honestly.

What schools serve Timothys Landing?

Duval County Public Schools; zoned schools were not verified at publish time, so confirm by address with the district locator.

Is the community gated?

No, the community is not gated.

How far is NAS Jacksonville?

About 12 minutes east along the corridor network.

How old are the major systems?

The community dates to 2005 through 2008, so roofs, HVAC, and water heaters are at or past typical replacement windows; inspect and budget accordingly.

Who should I call about Timothys Landing?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy here?

Yes. In a resale community the listing agent works for the seller. Your own agent represents only you, and in most cases the seller side funds the commission anyway.

Related Reading

If you are weighing Timothys Landing against the rest of the Westside and entry-price market, these guides are a good next step.