San Matera in Palm Beach Gardens

San Matera Homes for Sale in Palm Beach Gardens, FL

Palm Beach Gardens · Palm Beach County

A gated lakeside condo community in Palm Beach Gardens, steps from the Gardens Mall, with resort amenities and an all-in HOA.

Gated condosSteps to Gardens MallResort amenities
Live Market Pulse
57/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$279K
Median Price
3mo
Supply
249days
Avg DOM
Balanced
Seller Leverage
$274/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"San Matera is a gated, Kolter-built lakeside condo community in the heart of Palm Beach Gardens, steps from the Gardens Mall, with mid-2000s buildings, resort amenities, and an all-in HOA. The appeal is a walkable, low-maintenance, central Gardens location with strong amenities at a more attainable price than single-family. The read is condo-style: the floor plan and the lake or garden view drive the spread, and the all-in HOA and the association's reserves are the key carrying-cost and risk items. Because the buildings are mid-2000s, near-term structural risk is lower than older condos, but still confirm the reserves, inspection status, and what the fee covers, then comp by floor plan and view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

San Matera market snapshot (as of June 15, 2026): the median sale price is about $279K ($274 per sq ft), with homes averaging 249 days on market and 3.0 months of supply, a balanced market (limited data). Based on 4 recent closings in live BeachesMLS data.

San Matera is a gated lakeside condominium community in Palm Beach Gardens (ZIP 33410), built by Kolter, set on a network of lakes steps from the Gardens Mall.

It includes about 676 condominiums ranging from one to three bedrooms, plus some three-bedroom townhomes with a garage, from roughly 760 to 1,550 square feet.

Amenities are resort-oriented: a grand clubhouse, a resort-style pool, a fitness center, a business center, conference rooms, a library, a sauna and steam room, tennis and pickleball, walking trails, and EV charging.

The HOA is an all-in package, reported to cover water, sewer, trash, cable, security, common areas, lawn care, and management. The location is central Gardens with easy access to PGA Boulevard and I-95. Value turns on the floor plan, the view, condition, and the all-in HOA.

Best for

  • Buyers who want a gated, low-maintenance condo steps from the Gardens Mall
  • Buyers who want resort amenities and an all-in HOA covering water and cable
  • Buyers who want a central Palm Beach Gardens location near PGA Boulevard and I-95
  • Buyers comfortable owning in a mid-2000s condo with an active association

Probably not for

  • Buyers who want a single-family home, a yard, or no HOA
  • Buyers who want a waterfront-with-dock or beachfront home
  • Buyers who want a large estate lot
  • Buyers unwilling to read the all-in HOA and the association's reserves

How San Matera is performing right now

57/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
3Months of supplytight
249Median days on marketdays
1 : 1Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current San Matera listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in San Matera buys, holds, and resells. See the five factors.

Homes For Sale Right Now in San Matera

Live MLS inventory for San Matera. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending San Matera listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Gardens Mall~2 to 5 min · steps away
PGA Boulevard corridor and Downtown at the Gardens~5 to 10 min · shopping and dining
I-95 and Florida's Turnpike (PGA Blvd)~5 to 10 min · approximate, varies with traffic
Atlantic beaches~10 to 15 min · east to the coast
Palm Beach International (PBI)~20 to 25 min · south via I-95
Jupiter~15 to 20 min · north via I-95 or US-1

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
San Matera (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

San Matera is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any San Matera address.

The takeaway

What is actually shaping value at San Matera, sourced and dated. We do not publish rumor.

Recent Developments in San Matera

Our read on what is being built around San Matera, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a mid-2000s gated condo community in a prime, walkable Gardens location with an all-in HOA, where the floor plan, view, and reserves drive value. The watch items are the HOA trajectory and the association's reserves.

Prime walkable location at the Gardens Mall

BullishA gated condo community steps from the Gardens Mall and minutes from the beach supports steady demand. impact
SignificanceRadius: Community

Prime walkable location at the Gardens Mall

All-in HOA and resort amenities

BullishA bundled fee covering water, cable, and security plus deep amenities supports low-maintenance living. impact
SignificanceRadius: Community

All-in HOA and resort amenities

Mid-2000s condo stock

NeutralNewer than older condos, lowering near-term structural risk, though Florida's reserve and inspection rules still apply; confirm the books. impact
SignificanceRadius: Association

Mid-2000s condo stock

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting San Matera, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Mid-2000s
    Development

    San Matera built as a gated lakeside condo community

    Community and builder materials describe San Matera as a gated, Kolter-built lakeside condo community in Palm Beach Gardens steps from the Gardens Mall, about 676 condos and some townhomes (roughly 760 to 1,550 square feet), with a grand clubhouse, resort pool, fitness center, tennis and pickleball, and an all-in HOA covering water, cable, and security. Why it matters: The walkable location and resort amenities are the draw; confirm the all-in HOA, the reserves, and the floor plan and view. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in San Matera, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the all-in HOA and reserves. Verify the current amount, what it covers (water, cable, security), the reserves, the inspection status, and any assessments for the specific building.

2

Weigh the floor plan and view. The one- to three-bedroom plans and lake or garden views drive the spread; confirm the plan and what a unit faces.

3

Read the unit's condition. Confirm any updates and the building's condition.

4

Confirm leasing and pet rules. Verify the minimum lease term and pet rules if they matter to you.

5

Comp within the community. Price against the closest comparable plan in San Matera, not an area average.

Best Buy
A preferred floor plan with a lake view in a building with healthy reserves, priced to comparable in-community sales.
Biggest Risk
Overpaying for a lesser plan or view, or underbudgeting a reserve item.
Best Lot
Lake-view units and the townhome plans with garages hold value over interior condos.
Smart Timing
Confirm the association's reserve status and the all-in fee before you commit.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

San Matera is a gated, Kolter-built lakeside condominium community in Palm Beach Gardens, set on a network of lakes steps from the Gardens Mall, with about 676 condominiums (one to three bedrooms) plus some three-bedroom townhomes with garages, roughly 760 to 1,550 square feet. Amenities include a grand clubhouse, a resort-style pool, a fitness center, a business center, conference rooms, a library, a sauna and steam room, tennis and pickleball, walking trails, and EV charging. The HOA is an all-in package reported to cover water, sewer, trash, cable, security, common areas, lawn, and management. The location is central Gardens near PGA Boulevard and I-95. Value turns on the floor plan, the view, condition, and the all-in HOA; confirm the HOA and inclusions, the reserves, and the school assignment by address before relying on them.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: one-bedroom condos
$265K to $272K

Smaller one-bedroom condos, the more attainable way in. Condition and the association's health drive value more than size.

Lowest entry
Core: two-bedroom lake-view condos
$272K to $315K

Two-bedroom condos with lake or garden views, the heart of the community. Floor plan and view set where these land.

Most inventory
High: three-bedroom townhomes with garages
$315K to $315K

The three-bedroom townhomes with attached garages, the top of the community's range. Size, the garage, and the view drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$265K to $272K
Entry: one-bedroom condos
Smaller one-bedroom condos, the more attainable way in. Condition and the association's health drive value more than size.
$272K to $315K
Core: two-bedroom lake-view condos
Two-bedroom condos with lake or garden views, the heart of the community. Floor plan and view set where these land.
$315K to $315K
High: three-bedroom townhomes with garages
The three-bedroom townhomes with attached garages, the top of the community's range. Size, the garage, and the view drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$298
Original$258
Median days on market
Renovated27
Original249

From current San Matera listings (renovated 1, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Palm Beach Gardens locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in San Matera

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The walk-to-Gardens-Mall location and the resort amenities are the draw. The deal is won or lost on the floor plan, the view, the all-in HOA, and the reserves.

Jon Brooks · Founder, Momentum Realty
8.1A- · Buy Score
Resale Strength8.1/10
Renovation Risk4.8/10
Location Efficiency9.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on San Matera is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Lake-view units hold value best
  • Townhomes with garages beat interior condos
  • The all-in HOA shapes the carry
  • Mid-2000s stock lowers near-term risk
  • Comp by floor plan and view, not the area average

At San Matera the value drivers are the floor plan and the view, then condition, with the all-in HOA shaping the carry. Lake-view units and the three-bedroom townhomes with garages hold value over interior condos, and mid-2000s construction keeps near-term structural risk lower than older condos, though the reserves still matter. Compare a home against the closest in-community sale of the same plan, and weigh the view and the HOA alongside the finishes.

San Matera in 15 seconds.

Best forBuyers who want a gated, low-maintenance condo steps from the Gardens Mall with resort amenities.
Strong onA prime walkable location, lakeside setting, resort amenities, and an all-in HOA covering water and cable.
WatchThe all-in HOA amount and reserves, the floor plan and view, and the condition of the unit.
Not forBuyers who want a single-family home, a yard, waterfront with a dock, or a large lot.
The edgeMid-2000s condo stock in a prime Gardens location lowers near-term structural risk relative to older condos.

HOA, CDD & Fees

15-Second Take
  • Gated lakeside condos steps from the Gardens Mall
  • All-in HOA covers water, cable, and security
  • Resort amenities: clubhouse, pool, fitness, tennis
  • Mid-2000s stock lowers near-term structural risk
  • Confirm the HOA amount, reserves, and leasing rules

The HOA is an all-in package, reported to cover water, sewer, trash, cable, security, common areas, lawn care, and management. Confirm the current amount, the full inclusions, the reserves, the inspection status, and any assessments for the specific building.

Reported to cover water, sewer, trash, cable, security, common areas, lawn, and management. Confirm the exact inclusions for a specific unit.

Amenities are part of the community structure, with a grand clubhouse, resort pool, fitness center, business center, library, sauna and steam, tennis and pickleball, walking trails, and EV charging, rather than a separate equity club.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In San Matera, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Harbour Oaks, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your San Matera home worth?

Get a no-obligation home value based on real comparable sales in San Matera matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in San Matera on the map →
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Real comps, not a Zestimate.

San Matera Market Scorecard

Balanced Market (limited data)

San Matera is currently a balanced market (limited data). About 3.0 months of supply, a median asking price of $338,980, and homes go under contract in about 249 days.

3.0
Months supply
$338,980
Median list
$278,750
Median sold
$274
Per sqft
249
Days on mkt
1/1/4
Active/Pend/Sold

Typical home value in the 33410 ZIP is $580,954, about 21.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is San Matera?
A gated, Kolter-built lakeside condominium community in Palm Beach Gardens steps from the Gardens Mall, with about 676 condos and some townhomes and resort amenities.
What kinds of homes are at San Matera?
Condominiums from one to three bedrooms, plus some three-bedroom townhomes with garages, roughly 760 to 1,550 square feet.
What does the HOA cover?
An all-in package reported to cover water, sewer, trash, cable, security, common areas, lawn, and management. Confirm the amount and inclusions for a specific building.
What amenities does San Matera have?
A grand clubhouse, resort pool, fitness center, business center, library, sauna and steam room, tennis and pickleball, walking trails, and EV charging.
Is San Matera gated?
Yes. It is a gated lakeside condo community in central Palm Beach Gardens.
Should I worry about assessments?
Less than at older condos given the mid-2000s construction, but Florida's reserve and inspection rules still apply. Review the association's reserves and any assessments before buying.
How central is the location?
It is prime, steps from the Gardens Mall, minutes from PGA Boulevard, Downtown at the Gardens, I-95, and the beaches.
What schools serve San Matera?
The community is part of the School District of Palm Beach County. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district.
Is San Matera a good investment?
A gated, amenity-rich condo community in a prime walkable Gardens location supports demand, with value turning on the floor plan, view, condition, and the all-in HOA. This is not a guarantee of future value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Having your own representation to read the floor plan, the all-in HOA, and the comps is the highest-leverage decision you make.
What is the area like?
It is a central Palm Beach Gardens setting steps from the Gardens Mall and minutes from the beach, with a gated, lakeside, resort-amenity condo feel.
You want a gated, low-maintenance condo steps from the Gardens MallExcellent fit
You want resort amenities and an all-in HOA covering water and cableExcellent fit
You want a central Palm Beach Gardens location near PGA Boulevard and I-95Excellent fit
You are comfortable owning in a mid-2000s condo with an active associationExcellent fit
You will weigh the floor plan and view and confirm the HOAExcellent fit
You want a single-family home, a yard, or no HOAProbably not
You want a waterfront-with-dock or beachfront homeProbably not
You want a large estate lotProbably not
You are unwilling to read the all-in HOA and the reservesProbably not
You want a private equity club rather than community amenitiesProbably not

Get the inside read on San Matera

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your San Matera home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty San Matera specialist will reach out personally, usually the same day.

BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

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