SEAPOINTE
Homes for Sale in Key Colony, FL
True comps, carrying-cost math, and listings before the portals.
SEAPOINTE sits in Key Colony, Monroe County — the Florida Keys — and the median close price in the current window lands at $1,567,500. That figure reflects the premium that Keys waterfront or near-water inventory commands, and in a market this small and specialized, individual property condition, water access, and lot configuration drive wide price dispersion around any single median.
The median days-on-market of 431 days — drawn from only four closings — is the sharpest signal this data offers. Nearly fifteen months to contract is not a distressed market; it is a patient, low-velocity one where buyers are selective and sellers who overprice at listing tend to carry that price for a very long time before adjusting. For buyers, that dynamic creates negotiating room if you can identify motivated sellers. For sellers, credible pricing at the outset is the difference between a reasonable timeline and sitting well over a year.
The 60-Second Overview
SEAPOINTE market snapshot (as of July 27, 2026): the median sale price is about $1.57M, and a median 432 days on market for closed sales.
SEAPOINTE is a small, low-turnover community in Key Colony, Monroe County, where the combination of a seven-figure median price and an unusually long average time to close defines a market that moves on its own unhurried schedule — and rewards participants who understand that rhythm.
Who SEAPOINTE is best for.
Best for
- A buyer with a budget well above the $1.567M median who is purchasing a Keys property as a long-term hold and is prepared for elevated insurance and maintenance carrying costs.
- A cash buyer or a buyer with fully committed financing who can move decisively when a motivated seller finally adjusts price after a lengthy listing period.
- A buyer whose primary goal is a low-density Keys address and who does not require on-site shared amenities to justify the investment.
Probably not for
- A buyer who needs to sell or refinance within a short horizon — the demonstrated time-to-close here means exit timing is unpredictable.
- A buyer whose budget is at or near the current median with little cushion, given the wide price dispersion a thin comp set produces and the substantial ongoing costs of Keys ownership.
- A buyer expecting a community with identified shared amenities or facilities — none are reflected in current MLS data for SEAPOINTE.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.57M) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The SEAPOINTE buying strategy.
If we were buying in SEAPOINTE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SEAPOINTE.
A thin market with a long clock
Four closings in the measurement window is a thin data set, and that thinness is itself informative. SEAPOINTE does not turn over frequently. When a property does trade, it does so after an extended marketing period — the median of roughly 431 days signals that buyers are not competing for most listings and that sellers regularly test price before the market responds. No community amenities were identified from current MLS listings, so a buyer's calculus here is built almost entirely on the physical property, its lot, and its relationship to water and access — not on shared facilities.
Monroe County Keys inventory carries inherent costs beyond purchase price: flood insurance, wind mitigation, and the ongoing maintenance demands of a coastal environment are real line items that affect total cost of ownership in ways the purchase price alone does not capture. Buyers evaluating SEAPOINTE at this price point should underwrite those carrying costs carefully before committing. The upside is that Keys communities of this scale and price tier rarely see speculative overbuilding, so supply pressure is structurally limited.
The location and the amenities are priced into every listing in SEAPOINTE. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A four-transaction market with a median days-on-market north of a year is precisely where having a broker who reads thin-data environments accurately matters most. Momentum's approach — grounding every recommendation in what the numbers actually say rather than what a seller hopes they say — helps buyers avoid overpaying into a slow market and helps sellers price with enough precision to avoid the carrying-cost trap of an 18-month listing. We will tell you if the asking price is disconnected from the four comps that exist. In a market this illiquid, that honesty is the most valuable thing we offer.
SEAPOINTE in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SEAPOINTE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SEAPOINTE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SEAPOINTE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SEAPOINTE home worth?
Get a no-obligation home value based on real comparable sales in SEAPOINTE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SEAPOINTE on the map →
Frequently Asked Questions
What is the median home price in SEAPOINTE?
How long do homes in SEAPOINTE take to sell?
Do cash buyers compete in SEAPOINTE?
Who is the best real estate agent for SEAPOINTE?
How do I find a top Key Colony real estate agent who knows SEAPOINTE?
Can Momentum Realty connect me with an agent for SEAPOINTE?
Should you buy in SEAPOINTE?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Historical depth | Closed-sale records back to 2007 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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More Key Colony & The Florida Keys & Monroe County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.