South Fork Estates
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 331 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, South Fork Estates in Stuart, FL has 1 home for sale. Homes listed or recently sold were built 1994–2004; 7 of 7 report an HOA (median $58/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).
Last 30 days in South Fork Estates: 1 new listing (median asking $853,000). As of November 7, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

South Fork Estates moves at a median of $715K and 36.5 days on market—not fast, not stalled. The $326 per square foot suggests homes with acreage or larger lots; buyers here aren't paying pure interior premiums. Four closings in the trailing window means this is a small, episodic market where one or two transactions can shift the feel considerably.
Since 2012, values are up 166 percent, but that's a long tailwind, not a short-term catalyst. Right now you're buying into a thin inventory environment in Stuart. Sellers have modest negotiating room; buyers should expect condition and location to drive individual variance more than any neighborhood comp average.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
South Fork Estates right now
🔴 Seller-leaning market. 2.0 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A low-density enclave in Stuart where lot size and privacy command the price, and where the small transaction count means every home is its own underwriting decision.
BeachesMLS sales records identify 57 homes in South Fork Estates that have changed hands since 2002, built between 1992 and 2011 (median 1998), with a median living area of about 2,259 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in South Fork Estates across 2024–2025 (3 in 2024, 3 in 2025), median $929,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of South Fork Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in South Fork Estates; content deemed reliable but not guaranteed.
Who South Fork Estates is best for.
Best for
- Buyers prioritizing land and privacy who understand rural home ownership—wells, septic, and acreage upkeep.
- Equity buyers or strong cash positions comfortable with appraisal variability in a low-comp environment.
- Households wanting a Stuart address and Treasure Coast access without paying for resort-style HOA amenities.
Probably not for
- Buyers stretching their budget who need predictable monthly costs and can't absorb well or septic surprises.
- Anyone expecting a clubhouse, pool, or planned social calendar; there are no identified community amenities here.
- First-time buyers relying on tight loan parameters; appraisal and comp uncertainty can derail marginal financing.
The market around South Fork Estates
South Fork Estates is too small for its own price trend, so here is the market around it.
In ZIP 34997, 415 homes are on the market and 21% are under contract — a steady corner of Stuart.
Across Martin County, 1,379 homes are active and 307 pending (18% under contract).
In ZIP 34997 (Stuart), 101 homes closed in the last 12 months at a median of $542K ($291/sq ft), down 2.6% year over year, with a median 45 days on market. Right now 13 active and 4 pending listings put supply at about 1.5 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not South Fork Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in South Fork Estates
Live MLS inventory for South Fork Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending South Fork Estates listings as of 2026-11-06, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
South Fork Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crystal Lake (Martin) · Elementary
- Dr. David L. Anderson · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent South Fork Estates listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any South Fork Estates address.
Shop the zone: Homes zoned for South Fork High School
The South Fork Estates buying strategy.
If we were buying in South Fork Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Fork Estates.
Acreage arithmetic and episodic inventory
South Fork Estates isn't a subdivision with three floor plans and predictable comps. The per-square-foot median of $326 tells you land and setting matter as much as the house itself. Expect variability: one home may sit on a half-acre with mature oaks, another on two acres backing to pasture. The market doesn't move in waves here—it moves in ones and twos.
Thirty-six days to contract is neither a bidding war nor a languishing listing. Buyers have time to inspect, negotiate repairs, and confirm well and septic if applicable. Sellers need to price accurately from day one; there's no deep buyer pool to correct an optimistic list. The 166 percent appreciation since 2012 reflects broader Martin County momentum, but recent quarters have been quieter.
No community amenities appear in MLS data—no pool, no clubhouse, no HOA common areas. What you're buying is the address, the lot, and the home. If you want walkable retail or a neighborhood social calendar, you'll drive to it. If you want elbow room and a Stuart zip code within reach of the Treasure Coast beaches, this checks the box.
The location and the amenities are priced into every listing in South Fork Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin-inventory, high-variance market like South Fork Estates, you need a broker who can read lot lines, septic permits, and flood-zone maps—not just pull comps. Momentum's agents know when a home is priced for its land versus its finishes, and we'll walk you away from a deal that doesn't pencil. We also know the Martin County septic and well inspection landscape, the title quirks on older plats, and which lenders understand rural appraisals. You get one shot at due diligence here; we make sure it counts.
South Fork Estates in 15 seconds.
Tools for a South Fork Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Fork Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Fork Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Fork Estates home worth?
Get a no-obligation home value based on real comparable sales in South Fork Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 108 (FL DOR 2025 assessment roll) |
| Years built | 1992–2018 (median 1998.0) |
| Typical living area | 2,260 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Picnic Area, Playground, Fire Alarm, Fire Sprinkler System, Motion Detector(s), Park |
| For sale right now | 1 active, 0 pending · median asking $853,000 · 2.0 months of supply |
| Owner-occupied (homestead) share | 97% |
Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “South Fork Estates key facts,” movewithmomentum.com/neighborhoods/south-fork-estates, data as of November 6, 2026.
Housing distress & ownership in South Fork Estates, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in South Fork Estates Right Now (1)
All 1 active and pending South Fork Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 800 SE Waterside Way · $853,000 · 3 bd / 3 ba · listed Oct 16, 2026 · listed by RE/MAX of Stuart
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SE Ashley Oaks Way (19 homes on record)
- SE Ashley Oaks Way (11 homes on record)
21% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
What it really costs to own in South Fork Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,680/yr across 6 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $58/month across 6 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2002 across 6 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in South Fork Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about South Fork Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works South Fork Estates will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is South Fork Estates a buyer's or seller's market right now?
How many homes are in South Fork Estates?
What share of South Fork Estates is owner-occupied?
When were the homes in South Fork Estates built?
Who is the best real estate agent for South Fork Estates?
How do I find a top Stuart real estate agent who knows South Fork Estates?
Can Momentum Realty connect me with an agent for South Fork Estates?
Where is South Fork Estates, and what county is it in?
Should you buy in South Fork Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how South Fork Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on South Fork Estates
- Home values · What homes in South Fork Estates actually sell for













