South Harbor Estates
Homes for Sale in Indian Harbour Beach, FL
All 57 homes for sale in Indian Harbour Beach, FL · median $490,000 · 17 townhomes for sale in Indian Harbour Beach · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of November 2026, South Harbor Estates in Indian Harbour Beach, FL has 2 homes for sale. Homes listed or recently sold were built 1990 - 1992; 7 of 7 report an HOA (median $450/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
Last 30 days in South Harbor Estates: 1 closed sale (median $315,000). As of November 12, 2026, Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

South Harbor Estates is a pocket of twenty homes built mostly in the late eighties, tucked into Indian Harbour Beach with pool and full-time management. With just two active listings and 4.0 months of supply, you are looking at a balanced market where neither buyer nor seller holds a structural edge. Thirty percent of owners claim homestead, which tells you this is a mix-use community - some primary residents, more second homes or investment holds.
At a median of roughly 2,000 square feet, these homes have held up over four decades but expect condition and update level to drive price more than raw square footage. The HOA overhead buys you managed grounds and shared amenities; whether that trade pencils depends entirely on how much deferred maintenance you are willing to shoulder yourself versus paying monthly for someone else to handle it.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
South Harbor Estates right now
🟡 Balanced market. 4.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of July 15, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A twenty-home enclave in Indian Harbour Beach, built 1981 - 1992, with pool and on-site management. Balanced inventory and a homestead share of 30 percent signal a community split between primary residences and seasonal or investor-held units.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of South Harbor Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Space Coast MLS listings in South Harbor Estates; content deemed reliable but not guaranteed.
Who South Harbor Estates is best for.
Best for
- Barrier-island buyers who prize managed common areas and accept the trade of higher monthly fees for lower personal maintenance burden
- Second-home or seasonal buyers looking for a small, established beachside community with on-site management
- Buyers with budget and patience to evaluate each home individually on condition, updates, and deferred maintenance rather than assuming uniformity
Probably not for
- Buyers seeking newer construction or homes built this century
- Anyone who wants minimal HOA overhead or prefers to control all maintenance and landscaping decisions
- Buyers who expect strong neighbor continuity and year-round owner occupancy given the 30 percent homestead rate
The market around South Harbor Estates
South Harbor Estates is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not South Harbor Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in South Harbor Estates
Live MLS inventory for South Harbor Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending South Harbor Estates listings as of 2026-11-12, priced high to low. Based on information from the Space Coast MLS. Tap any home to ask about it.
South Harbor Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap contributors.
Life at South Harbor Estates
- Pool · reported on 8 of 8 listings
- Maintenance Grounds · reported on 7 of 8 listings
- Management - Full Time · reported on 3 of 8 listings
- Management - Live In · reported on 1 of 8 listings
Community amenities as reported across Space Coast MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ocean Breeze · Elementary
- DeLaura · Middle
- Satellite · High
Zoned schools reflect the assignments reported on recent South Harbor Estates listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any South Harbor Estates address.
Shop the zone: Homes zoned for Satellite High School
The South Harbor Estates buying strategy.
If we were buying in South Harbor Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Harbor Estates.
Managed grounds, beachside zip, small footprint
South Harbor Estates sits on the barrier island in Indian Harbour Beach, which puts the Atlantic a short drive east and Port Canaveral to the north. The community itself is just twenty homes - small enough that every transaction moves the needle on inventory - built over an eleven-year span ending in 1992. The median living area is 1,974 square feet, and you should expect layouts and finishes that reflect late-eighties coastal construction: slab foundations, often CBS block, varying degrees of original versus updated kitchens and baths.
Community amenities include a pool, maintained grounds, and both full-time and live-in management, which is more infrastructure than many twenty-home subdivisions carry. That overhead shows up in the HOA fee, so run your total monthly cost - mortgage, tax, insurance, plus assessment - before you fall for the address. Only 30 percent of owners homestead here, meaning seven out of ten homes are either second residences or rentals; that can shift the flavor of governance and the appetite for special assessments.
With two active listings against a base of twenty homes, supply sits at 4.0 months - textbook balanced. You will not see the bidding wars of a seller's market, but you also will not extract deep concessions without reason. For sellers, staging and condition matter more here than anywhere: a thirty-five-year-old home that has been updated will command a premium over one that has not, and the market is small enough that comparable sales can swing wide depending on which two or three homes have traded recently.
The location and the amenities are priced into every listing in South Harbor Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a twenty-home community, every comparable sale is critical and every deferred-maintenance line item changes the negotiation. Momentum pulls Brevard MLS history to show you what condition actually sold for, walks the HOA documents for hidden assessment risk, and knows which concessions make sense in a 4.0-month supply environment and which do not. We will tell you if another Indian Harbour Beach subdivision offers better value for your spend, and we will not let you overpay because two of the three recent comps had new roofs and granite and yours does not.
South Harbor Estates in 15 seconds.
Tools for a South Harbor Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Harbor Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Harbor Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Harbor Estates home worth?
Get a no-obligation home value based on real comparable sales in South Harbor Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Indian Harbour Beach →
Recently off market in South Harbor Estates
Homes in South Harbor Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 18 Anchor Drive · off market
- 35 Anchor Drive · off market
- 50 Anchor Drive · off market
- 74 N Anchor Drive · off market
| Location | Indian Harbour Beach, Brevard County, FL |
|---|---|
| Homes in the community | 20 (FL DOR 2025 assessment roll) |
| Years built | 1981–1992 (median 1989) |
| Typical living area | 1,974 sq ft (median) |
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Maintenance Grounds, Closed Circuit Camera(s), Curbs, Management - Full Time, Management - Live In |
| For sale right now | 2 active, 1 pending · median asking $342,400 · 4.0 months of supply |
| Owner-occupied (homestead) share | 30% |
Data as of July 15, 2026. Based on information from the Space Coast MLS for the period %s through %s; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “South Harbor Estates key facts,” movewithmomentum.com/neighborhoods/south-harbor-estates-indian-harbour-beach, data as of July 15, 2026.
Housing distress & ownership in South Harbor Estates, Indian Harbour Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in South Harbor Estates Indian Harbour Beach Right Now (1)
All 1 active and pending South Harbor Estates Indian Harbour Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 92 Anchor Drive · $349,900 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Blue Marlin Real Estate
Recently sold in South Harbor Estates Indian Harbour Beach
- 74 N Anchor Drive · sold $315,000
- 35 Anchor Drive · sold $325,000
- 50 Anchor Drive · sold $410,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Indian Harbour Beach home searches
- All homes for sale in Indian Harbour Beach, FL
- Homes for sale in Brevard County, FL
- Indian Harbour Beach home values: what is my house worth?
- 10 coming-soon communities in Brevard County
Indian Harbour Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Brevard County)
- Homestead exemption (Brevard County)
- New construction (Brevard County)
- Home builders (Brevard County)
- Real estate agents
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
South Harbor Estates Market Scorecard
South Harbor Estates is currently a buyer-leaning market (limited data). About 2.0 months of supply, a median asking price of $349,900.
Typical home value in the 32937 ZIP is $496,585, about 3.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-11-13. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
What it really costs to own in South Harbor Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,349/yr across 5 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $450/month across 7 MLS listings (most billed quarterly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 6 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in South Harbor Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about South Harbor Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works South Harbor Estates will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is South Harbor Estates a buyer's or seller's market right now?
How many homes are in South Harbor Estates?
What share of South Harbor Estates is owner-occupied?
When were the homes in South Harbor Estates built?
Who is the best real estate agent for South Harbor Estates?
How do I find a top Indian Harbour Beach real estate agent who knows South Harbor Estates?
Can Momentum Realty connect me with an agent for South Harbor Estates?
Where is South Harbor Estates, and what county is it in?
Should you buy in South Harbor Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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