St James Place in Jacksonville

St James Place Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, affordable single-family neighborhood in Jacksonville, early-2000s homes on real lots at a value price.

Established single-familyEarly-2000s homesValue-priced Jacksonville
Live Market Pulse
66/100
Momentum
Balanced Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market St James Place

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$276K
Median Price
24mo
Supply
18days
Avg DOM
Balanced
Seller Leverage
$175/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"St James Place reads as an affordable, established single-family neighborhood in Jacksonville, the kind of early-2000s community where value is set home-by-home on condition and lot. Third-party sources describe a community dating to about 2003 with midsize, reasonably priced homes (neighborhoods.com; watsonrealtycorp.com, 2026). The buy is the specific house: confirm any HOA and CDD, inspect the systems on an early-2000s build, verify the lot and flood zone, and comp it against the closest same-floor-plan sale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

St James Place market snapshot (as of June 25, 2026): the median sale price is about $276K ($175 per sq ft), with homes averaging 18 days on market and 24.0 months of supply, a balanced market. Based on 2 recent closings in live realMLS data.

St James Place is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32221; confirm the exact location and ZIP for a specific home (neighborhoods.com; watsonrealtycorp.com, 2026).

Third-party sources describe a community dating to about 2003 with midsize, reasonably priced homes, so compare strictly by floor plan, size, and condition rather than by a community standard (neighborhoods.com, 2026).

The strength is the value and access: an affordable Jacksonville location with quick access to the interstate network, shopping, and the city's employers.

As an established early-2000s neighborhood, value is read one home at a time on floor plan and condition, and the central diligence items are the home's roof, HVAC, and systems, the lot and survey, the FEMA flood zone, and whether any HOA or CDD applies.

Best for

  • Buyers who want an affordable, established single-family home in Jacksonville
  • First-time and value buyers comfortable pricing a home on its condition and lot
  • Buyers who want an early-2000s floor plan at a value price

Probably not for

  • Buyers who want new construction or a large amenity community
  • Buyers who want a custom or estate home
  • Anyone unwilling to inspect the home and verify the lot, flood zone, and any HOA

How St James Place is performing right now

66/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
24Months of supplytight
19Median days on marketdays
4 : 4Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
-17%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St James Place listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in St James Place buys, holds, and resells. See the five factors.

Homes For Sale Right Now in St James Place

Live MLS inventory for St James Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St James Place listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 295 / I-10~6 to 12 min · the interstate network
Shopping and services~5 to 10 min · everyday needs
Oakleaf / Argyle shopping~10 to 16 min · retail and dining
NAS Jacksonville / Cecil~12 to 20 min · employment
Downtown Jacksonville~22 to 30 min · employers
Orange Park~12 to 20 min · south
Jacksonville Beaches~40 to 55 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near St James Place Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
St James Place (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

St James Place is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any St James Place address.

The takeaway

What is actually shaping value near St James Place, sourced and dated. We do not publish rumor.

Recent Developments in St James Place

Our read on what is being built around St James Place, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn affordable, established Jacksonville neighborhood trades on the floor plan and condition of the specific home, with the value pricing and interstate access as durable draws.

Affordable, access-rich location

BullishNotable impact
SignificanceRadius: St James Place

An affordable Jacksonville location with quick interstate access and proximity to shopping and employers is a durable draw for value buyers.

Duval County tax, HOA, and CDD picture

NeutralNotable impact
SignificanceRadius: St James Place

Carrying cost turns on the Duval County millage, any HOA dues, any CDD, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

Early-2000s build condition

NeutralMinor impact
SignificanceRadius: St James Place

On homes built around 2003, the roof, HVAC, and updates are reaching service-age milestones; price each home on its condition rather than a neighborhood average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting St James Place, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on a St James Place parcel, plus any HOA and CDD, set the carrying cost. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser, any HOA dues and CDD, and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Neighborhood documented by third-party sources

    Third-party sources describe St James Place as a Jacksonville single-family neighborhood dating to about 2003 with midsize, reasonably priced homes. Why it matters: Neighborhood context is reported by third-party sources; verify the specific home's location, condition, the lot, and any HOA before relying on them. Source

Development alerts for St James PlaceGet a short monthly email when something new is approved, funded, or opens near St James Place.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in St James Place, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the exact location and any HOA or CDD. Verify the specific home's street, ZIP, and whether any HOA or CDD applies before you write.

2

Inspect the home and systems. On an early-2000s build, the roof, HVAC, and water heater are reaching service-age milestones; budget for them and price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Duval County parcel taxes before you write.

5

Comp by floor plan. Price the home against the closest comparable St James Place sale of the same floor plan and condition.

Best Buy
An updated home on a clean, dry lot with a newer roof and HVAC, priced to its floor plan and true condition.
Biggest Risk
Deferred maintenance reaching service age on an early-2000s build, an unverified lot or flood issue, or overpaying versus same-plan comps.
Best Lot
The lot and the home's condition are the value here; verify both.
Smart Timing
An affordable, access-rich Jacksonville location rewards a prepared buyer who has inspected and comped the specific home.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

St James Place is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32221, dating to about 2003 with midsize, reasonably priced homes; confirm the exact street and ZIP for a specific home (neighborhoods.com; watsonrealtycorp.com, 2026). The housing stock is early-2000s homes on real lots, and its strength is an affordable, access-rich location near the interstate network, shopping, and the city's employers. As an established neighborhood, value is read home-by-home on floor plan and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the Duval County parcel taxes, any HOA, and any CDD.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original-condition homes
$275K to $275K

Smaller floor plans and original-condition homes are the value entry at St James Place. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated mid-size homes
$275K to $277K

Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.

Most inventory
High: largest or fully renovated homes
$277K to $277K

The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$275K to $275K
Entry: smaller or original-condition homes
Smaller floor plans and original-condition homes are the value entry at St James Place. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).
$275K to $277K
Mid: updated mid-size homes
Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.
$277K to $277K
High: largest or fully renovated homes
The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$152
Original$141
Median days on market
Renovated48
Original26

From current St James Place listings (renovated 4, original 4); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in St James Place

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

St James Place is affordable, established, early-2000s Jacksonville living. The deal is read home-by-home in the floor plan, the condition, the lot, and the flood picture, not a neighborhood average.

Jon Brooks · Founder, Momentum Realty
6.5B · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency7.0/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on St James Place is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the home's condition are the value; verify both.
  • Confirm the exact location, any HOA, any CDD, the flood zone, and the parcel taxes.
  • Comp against the closest same-floor-plan, same-condition Jacksonville sale.

In an established early-2000s neighborhood like St James Place, value is driven by the specific home's floor plan, condition, and lot, not a builder spec. That means inspecting the roof, HVAC, and systems reaching service age, confirming the lot lines, verifying the FEMA flood zone and the Duval County parcel taxes, and confirming any HOA and any CDD, then pricing the home against the closest comparable same-floor-plan, same-condition Jacksonville sale, with the affordable, access-rich location as the durable advantage.

St James Place in 15 seconds.

Best forBuyers who want an affordable, established single-family home in Jacksonville at a value price.
Strong onValue and access: an affordable early-2000s neighborhood with quick interstate access.
WatchThe exact location, any HOA or CDD, the condition of early-2000s systems, the lot, and the FEMA flood zone.
Not forBuyers who want new construction, a large amenity community, or a custom home.
The edgeAn affordable early-2000s pocket lets a prepared buyer price the specific home honestly and negotiate on condition.

HOA, CDD & Fees

15-Second Take
  • Confirm the exact location and whether any HOA or CDD applies.
  • If an HOA applies, get the dues and inclusions in writing.
  • Verify the lot, the early-2000s systems, and the FEMA flood zone for the specific home.

St James Place is an established single-family neighborhood; confirm whether any HOA or CDD applies and what any dues cover for the specific parcel before you offer. Confirm per parcel.

If an HOA applies, confirm exactly what any dues cover and whether membership is mandatory, and whether any CDD bond rides on the tax bill; if minimal or none, you own the home and lot with little or no association obligation.

No large community amenity package is assumed; the value is the affordable, access-rich Jacksonville location near the interstates, shopping, and employers. Confirm any shared facilities in the public records.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In St James Place, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your St James Place home worth?

Get a no-obligation home value based on real comparable sales in St James Place matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in St James Place on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

St James Place Market Scorecard

Strong buyer's market

St James Place is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $307,000, and homes go under contract in about 20 days.

24.0
Months supply
$307,000
Median list
$275,950
Median sold
$145
Per sqft
20
Days on mkt
4/4/2
Active/Pend/Sold

Typical home value in the 32219 ZIP is $291,615, about 9.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is St James Place?
It is an established single-family neighborhood in Jacksonville, ZIP 32221; confirm the exact street and ZIP for a specific home (neighborhoods.com, 2026).
What kind of homes are in St James Place?
Midsize, reasonably priced single-family homes dating to about 2003. Compare by floor plan, size, and condition (neighborhoods.com, 2026).
What do homes cost in St James Place?
Pricing runs toward the affordable range for Jacksonville and varies by home (illustrative, not MLS). Confirm current pricing for a specific property.
Is there an HOA?
Confirm whether any HOA or deed restrictions apply to the specific home in the public records and title before you rely on it.
Is there a CDD?
Confirm whether any CDD applies for the specific parcel; verify per parcel before you write.
What is nearby?
The interstate network, shopping and services, the Oakleaf and Argyle corridors, NAS Jacksonville and Cecil employment, and Orange Park to the south.
What should I inspect on an early-2000s home?
Roof, HVAC, and the water heater are reaching service-age milestones; budget for them and price the home on its condition.
Is St James Place in a flood zone?
Confirm the FEMA flood zone and insurance for the specific lot before you write.
How far is the beach?
The Jacksonville beaches are roughly 40 to 55 minutes east; confirm the exact drive for the specific home.
What schools serve St James Place?
It is served by Duval County Public Schools, with assignments set by address. Confirm the current zoned schools with the district before you rely on it.
Is St James Place good for investors?
Its affordable entry prices and access can suit investors; confirm any HOA, the condition, the lot, and the flood zone, and price each home on its own merits.
Should I use the listing agent to buy in St James Place?
No. The listing agent works for the seller. On a home where floor plan, condition, the lot, and the flood zone move value, having your own representation, which costs you nothing as the buyer, is the highest-leverage decision you make.
Who is the best real estate agent for St James Place?
The best agent for St James Place is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St James Place.
How do I find a top Jacksonville real estate agent who knows St James Place?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St James Place and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for St James Place?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St James Place purchase or sale - no call center and no pressure.
You want an affordable, established single-family home in JacksonvilleExcellent fit
You are comfortable pricing an early-2000s home on its floor plan and conditionExcellent fit
You will verify the systems, the lot, the flood zone, any HOA, and any CDDExcellent fit
You want new construction or a large amenity communityProbably not
You want a custom or estate homeProbably not
You are unwilling to inspect and comp the specific homeProbably not

Get the inside read on St James Place

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your St James Place home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty St James Place specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

Get my Duval County cash offer →

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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