St Nicole
Homes for Sale in Naples, FL

All 1,847 homes for sale in Naples, FL · median $425,000 · 1,657 condos for sale in Naples · 291 homes for sale in 34108 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34108
Free · No obligation
Talk to a St Nicole Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, St Nicole in Naples, FL has 2 homes for sale. As of October 2026, the MLS records 58 closed sales in St Nicole in Naples, FL since 2013, the most recent in February 2026. Recorded prices since 2024 ran from $950,000 to $1,699,000 (median $1,350,000), on homes of 1,263 to 2,018 sq ft. Across Naples as a whole, 14 homes closed in the last 12 months at a median of $600,000, 74 median days on market, with 2,769 homes for sale today. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $14,920 ($14,480 with the full homestead exemption).

Last 30 days in St Nicole: 1 new listing (median asking $949,900). As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · St Nicole Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 19% (1,017 of 5,466)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 4 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Nicole is not a community where the MLS is giving us much to work with right now. Trailing closing activity is thin enough that any single sale carries outsized weight on what the numbers appear to say, so we would caution against reading a trend into a data set this small.

For a buyer or seller, that means pricing here has to be built from comparable evidence and condition, not from a headline market stat. Anyone transacting in St Nicole right now should expect a negotiation grounded in a hand-picked set of comps rather than a clean, self-evident number.

The 60-Second Overview

St Nicole sits within Naples in Collier County, an area where community-level statistics can run thin between sales, and this is one of those stretches — current MLS activity here does not support a reliable price or pace read.

Florida Gulf Coast MLS sales records identify 12 homes in St Nicole that have changed hands, built between 1991 and 2017 (median 1991), with a median living area of about 1,514 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer comfortable pricing off individual comps rather than a published community median
  • A seller willing to work with a broker who will build the case for value directly rather than cite a thin market stat
  • Someone specifically targeting this Naples location who can be patient through added due diligence

Probably not for

  • A buyer who wants to see amenities confirmed in the listing data before touring
  • Anyone who needs a reliable days-on-market or median-price figure to plan an offer strategy
  • A seller expecting current sales activity to set the asking price for them

The market around St Nicole

St Nicole is too small for its own price trend, so here is the market around it.

In ZIP 34108, 349 homes are on the market and 18% are under contract — a steady corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.

ZIP and county figures describe the wider market, not St Nicole specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in St Nicole, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in St Nicole

Live MLS inventory for St Nicole. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Nicole listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in St Nicole Right Now (2)

All 2 active and pending St Nicole listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in St Nicole today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Nicole.

Best Buy
A buyer or seller who wants a direct, comp-built read rather than a market snapshot pulled from thin recent activity.
Biggest Risk
Limited recent closing data means pricing guidance has to be built case by case, not pulled from a reliable median.
Sweet Spot
Works best for a transaction where both sides are comfortable grounding price in specific comps rather than a headline stat.
Avoid If
Skip it for now if you need a data-backed market trend to anchor an offer or listing price before you'll move forward.

A community the data hasn't caught up to yet

The current MLS feed does not identify community amenities for St Nicole, and closing activity in the trailing window is too limited to establish a dependable median, days-on-market figure, or pricing pattern. That is a data-availability issue, not a judgment on the community itself — it simply means the usual market snapshot we would build for a more actively-traded neighborhood is not there right now.

In practice, this puts more weight on individual due diligence: pulling the specific listing history, checking recorded amenities at the property or association level directly rather than through aggregated stats, and treating any pricing guidance as comp-driven rather than market-driven. That is standard work in a low-activity window, not a red flag, but it does change how a buyer or seller should approach the first conversation.

“

The location and the amenities are priced into every listing in St Nicole. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's MLS footprint is this thin, the value we bring shifts from reciting market stats to building the comp set ourselves, cross-checking association and listing details directly, and giving a straight answer about what the data can and cannot support before you commit to a number.

St Nicole in 15 seconds.

Best forA buyer or seller who wants a direct, comp-built read rather than a market snapshot pulled from thin recent activity.
Biggest advantageNaples/Collier location, with property-specific value carrying more weight than any current community-level trend.
Biggest riskLimited recent closing data means pricing guidance has to be built case by case, not pulled from a reliable median.
Sweet spotWorks best for a transaction where both sides are comfortable grounding price in specific comps rather than a headline stat.
Avoid ifSkip it for now if you need a data-backed market trend to anchor an offer or listing price before you'll move forward.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St Nicole homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St Nicole.
In short
  • HOA dues reported around $285/month (about $3,420/yr) · median of 20 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $285 per month ($3,420 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Nicole sales matched to your home.

What is your St Nicole home worth?

Get a no-obligation home value based on real comparable sales in St Nicole, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
A buyer comfortable pricing off individual comps rather than a published community medianExcellent fit
A seller willing to work with a broker who will build the case for value directly rather than cite a thin market statExcellent fit
Someone specifically targeting this Naples location who can be patient through added due diligenceExcellent fit
A buyer who wants to see amenities confirmed in the listing data before touringProbably not
Anyone who needs a reliable days-on-market or median-price figure to plan an offer strategyProbably not
A seller expecting current sales activity to set the asking price for themProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (58 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Common questions about St Nicole

Where is St Nicole?

St Nicole is a community in Naples, Collier County, Florida, ZIP 34108.

Are there homes for sale in St Nicole right now?

Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does St Nicole have an HOA or CDD?

No HOA is on record for St Nicole in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in St Nicole? 1 recorded closings (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near St Nicole with Momentum Realty’s local guides.

Heron At Pelican Bay0.1 mi away · median $1.71M, 4 sales/12 moStratford (Collier)0.1 mi away · median $1.25M, 5 sales/12 moSt Simone0.1 mi away · 1 for saleSt Tropez (Collier)0.1 mi awaySerendipity (Collier)0.1 mi away · median $690K, 6 sales/12 moGlencove0.2 mi away · 1 for saleChanteclair Maisonettes0.2 mi away · 1 for saleChanteclair Manor0.3 mi away

Browse all neighborhood guides →

Talk to a Local St Nicole Expert
Call Get Listings

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.