St. Nicole
Condos for Sale in Naples, FL
All 2,085 homes for sale in Naples, FL · median $429,900 · 1,865 condos for sale in Naples · 352 homes for sale in 34108 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, St Nicole in Naples, FL has 2 homes for sale. Homes listed or recently sold were built 1991–1991; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Last 30 days in St. Nicole: 2 new listings (median asking $864,950). As of October 24, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in St Nicole
Live MLS inventory for St Nicole. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Nicole listings as of 2026-10-23, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

St Nicole is not a community where the MLS is giving us much to work with right now. Trailing closing activity is thin enough that any single sale carries outsized weight on what the numbers appear to say, so we would caution against reading a trend into a data set this small.
For a buyer or seller, that means pricing here has to be built from comparable evidence and condition, not from a headline market stat. Anyone transacting in St Nicole right now should expect a negotiation grounded in a hand-picked set of comps rather than a clean, self-evident number.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
St Nicole sits within Naples in Collier County, an area where community-level statistics can run thin between sales, and this is one of those stretches — current MLS activity here does not support a reliable price or pace read.
Florida Gulf Coast MLS sales records identify 12 homes in St Nicole that have changed hands, built between 1991 and 2017 (median 1991), with a median living area of about 1,514 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Nicole. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Florida Gulf Coast MLS listings in St Nicole; content deemed reliable but not guaranteed.
Who St Nicole is best for.
Best for
- A buyer comfortable pricing off individual comps rather than a published community median
- A seller willing to work with a broker who will build the case for value directly rather than cite a thin market stat
- Someone specifically targeting this Naples location who can be patient through added due diligence
Probably not for
- A buyer who wants to see amenities confirmed in the listing data before touring
- Anyone who needs a reliable days-on-market or median-price figure to plan an offer strategy
- A seller expecting current sales activity to set the asking price for them
The market around St Nicole
St Nicole is too small for its own price trend, so here is the market around it.
In ZIP 34108, 349 homes are on the market and 18% are under contract — a steady corner of Naples.
Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).
In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.
ZIP and county figures describe the wider market, not St Nicole specifically. Momentum Research analysis of MLS records.
St Nicole on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The St Nicole buying strategy.
If we were buying in St Nicole today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Nicole.
A community the data hasn't caught up to yet
The current MLS feed does not identify community amenities for St Nicole, and closing activity in the trailing window is too limited to establish a dependable median, days-on-market figure, or pricing pattern. That is a data-availability issue, not a judgment on the community itself — it simply means the usual market snapshot we would build for a more actively-traded neighborhood is not there right now.
In practice, this puts more weight on individual due diligence: pulling the specific listing history, checking recorded amenities at the property or association level directly rather than through aggregated stats, and treating any pricing guidance as comp-driven rather than market-driven. That is standard work in a low-activity window, not a red flag, but it does change how a buyer or seller should approach the first conversation.
The location and the amenities are priced into every listing in St Nicole. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this thin, the value we bring shifts from reciting market stats to building the comp set ourselves, cross-checking association and listing details directly, and giving a straight answer about what the data can and cannot support before you commit to a number.
St Nicole in 15 seconds.
Tools for a St Nicole buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Nicole sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Nicole, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Nicole home worth?
Get a no-obligation home value based on real comparable sales in St Nicole, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Should you buy in St Nicole?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 23, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how St Nicole fits the bigger picture — live prices, inventory, and Momentum Scores:
What it really costs to own in St. Nicole Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $9,550/yr across 6 listings here (MLS tax records, 2026-10-24). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1991 across 6 listings. An original roof here would be about 35 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in St. Nicole Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St. Nicole Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St. Nicole Condos for Sale will answer, and the answer is published on this page for the next buyer.
Housing distress & ownership in St Nicole, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in St Nicole Right Now (3)
All 3 active and pending St Nicole listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5550 Heron Point Dr 402 · $780,000 · 2 bd / 2 ba · listed Oct 20, 2026 · listed by John R Wood Properties
- 5550 Heron Point Dr 304 · $949,900 · 3 bd / 2 ba · listed Sep 7, 2026 · listed by The Agency Naples
- 5550 Heron Point Dr 305 · $899,999 · 3 bd / 2 ba · listed by William Raveis Real Estate
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Naples guides & data
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Florida buyer guides
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- Florida flood insurance calculator
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Nearby Communities
Explore more neighborhoods near St. Nicole with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.



