Serendipity
Condos for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 339 homes for sale in 34108 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Serendipity in Naples, FL has 4 homes for sale, asking from $499,000 to $839,000 (median $567,000). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $690,000, $479 per square foot, a median 86 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1985–1990; 3 of 4 report an HOA (median $275/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $7,630 ($7,190 with the full homestead exemption).
Last 30 days in Serendipity: 4 new listings (median asking $567,000). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Serendipity
Live MLS inventory for Serendipity. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Serendipity listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Serendipity's pricing right now is set by the individual home more than by any shared amenity package — current MLS data shows no community amenities identified, so what you're paying for is square footage, finish level, and lot, not a clubhouse or gate. The median price sits at $580,000 with a median price per square foot of $446.15, and that per-foot number is the figure worth watching closely if you're comparing two listings that look similar on paper.
A median of 60 days on market signals a market that is not moving in a rush in either direction. Sellers who price realistically from day one are transacting; sellers testing the top of the range are the ones adding weeks. For buyers, that pace leaves room to inspect thoroughly and negotiate on findings rather than racing a bidding war.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Serendipity market snapshot (as of September 20, 2026): the median sale price is about $690K ($479 per sq ft over the trailing 12 months of closed sales), and a median 87 days on market for closed sales.
In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 10 homes in Serendipity that have changed hands, built between 1985 and 1990 (median 1990), with a median living area of about 1,300 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Serendipity in Naples is trading on a per-home basis, with a median price of $580,000 and no shared amenities currently reflected in MLS listings — the value case here is built home by home, not by a community package.
The setting & the homes.
Aerial and on-site photos of Serendipity. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Serendipity
Serendipity
Serendipity
SerendipityPhotos from Florida Gulf Coast MLS listings in Serendipity; content deemed reliable but not guaranteed.
Who Serendipity is best for.
Best for
- A buyer focused on home value and layout rather than community amenities.
- A buyer comfortable evaluating pricing on a per-square-foot basis against recent comparable closings.
- A buyer with flexibility on timeline, given a median 60-day market pace.
Probably not for
- A buyer whose priority list requires a clubhouse, pool, or organized community recreation.
- A buyer expecting a fast, competitive-offer sale cycle measured in days rather than weeks.
- A buyer who wants HOA-managed shared amenities factored into the purchase decision.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($690K) IS the median in the snapshot above.
Windows contain 1 to 13 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
14% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Serendipity Market Scorecard
Serendipity is currently a balanced market., a median asking price of $545,000, and homes go under contract in about 3 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Serendipity on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Serendipity buying strategy.
If we were buying in Serendipity today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Serendipity.
What's actually driving price here
With no clubhouse, gate, or shared recreational amenity showing up in current listings, Serendipity doesn't carry the premium — or the HOA overhead — that amenity-rich communities often do. That makes the $446.15 median price per square foot a cleaner read on the homes themselves: condition, layout, and lot are doing the work that a pool or fitness center might do elsewhere.
The 60-day median days-on-market tells a buyer this isn't a community where every listing gets snapped up in a week, and it tells a seller that pricing has to be defensible from the start. Recent closings activity, tracked over the last seven days, is the fastest-moving signal we watch to confirm whether that pace is holding or shifting.
The location and the amenities are priced into every listing in Serendipity. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community without a defined amenity package to anchor comparisons, pricing a home correctly means leaning on recent, comparable closings rather than a community-wide narrative. We track Serendipity's closings on a rolling basis so pricing and offer strategy reflect what's actually happening now, not a stale average.
Serendipity in 15 seconds.
Tools for a Serendipity buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Serendipity sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Serendipity, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Serendipity home worth?
Get a no-obligation home value based on real comparable sales in Serendipity, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
| Location | Naples, Collier County, FL · ZIP 34108 |
|---|---|
| Sale prices, last 12 months | $690,000 median across 6 closed sales · $479 per sq ft |
| Days on market (closed sales) | 86 median |
| For sale right now | 3 active, 0 pending · median asking $545,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Serendipity key facts,” movewithmomentum.com/neighborhoods/serendipity--collier, data as of September 20, 2026.
Housing distress & ownership in Serendipity, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Serendipity
The newest homes for sale in Serendipity right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 599 Serendipity Dr 599 $839,000 · 3 bd · 2 ba · 1,395 sq ft · new today Courtesy of Gulf Coast International Prop
- 627 Serendipity Dr 627 $545,000 · 2 bd · 2 ba · 1,217 sq ft · new today Courtesy of Joseph Walter Realty LLC
- 557 Serendipity Dr 557 $589,000 · 2 bd · 2 ba · 1,300 sq ft · 3 days on market Courtesy of Premier Sotheby's Int'l Realty
- 583 Serendipity Dr 583 $499,000 · 2 bd · 2 ba · 1,300 sq ft · 30 days on market Courtesy of Compass Florida LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Serendipity Collier Right Now (4)
All 4 active and pending Serendipity Collier listings with a detail page, newest first, refreshed twice a day from the MLS.
- 557 Serendipity Dr 557 · $589,000 · 2 bd / 2 ba · listed Oct 14, 2026 · listed by Premier Sotheby's Int'l Realty
- 627 Serendipity Dr 627 · $545,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Joseph Walter Realty LLC
- 583 Serendipity Dr 583 · $499,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Compass Florida LLC
- 599 Serendipity Dr 599 · $839,000 · 3 bd / 2 ba · listed Aug 24, 2026 · listed by Gulf Coast International Prop
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Naples guides & data
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Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
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Email me new listings in Serendipity Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Serendipity Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Serendipity Condos for Sale will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Serendipity Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,104/yr across 8 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $3,295/year (about $275/month) across 3 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 8 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,046/month (tax $592, HOA $275, insurance $179). An estimate from the sources above, not a quote.
Frequently Asked Questions
What is the median home price in Serendipity?
How long do homes in Serendipity take to sell?
Who is the best real estate agent for Serendipity?
How do I find a top Naples real estate agent who knows Serendipity?
Can Momentum Realty connect me with an agent for Serendipity?
Where is Serendipity, and what county is it in?
Should you buy in Serendipity?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Serendipity fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Serendipity Condos for Sale in Naples
- Home values · What homes in Serendipity Condos for Sale in Naples actually sell for
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