Stewart Lake in Monroe
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of Jeffrey L Crittenden, eXp Realty · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Stewart Lake in Monroe, GA has 1 home for sale. Homes listed or recently sold were built 1988–1994.

Last 30 days in Stewart Lake: 1 new listing (median asking $550,000). As of September 22, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Stewart Lake Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Stewart Lake is a small enough community that the current MLS feed does not carry a median price, a days-on-market figure, or an active listing count worth quoting. That absence is itself the read: turnover here is limited, and any pricing conversation has to be built from direct comparables pulled at the time of inquiry rather than a standing market snapshot.

For a buyer, that means doing the homework before writing an offer rather than leaning on a published range. For a seller, it means the comp package has to be assembled by hand, since there is not enough recent MLS activity in Stewart Lake itself to lean on.

Stewart Lake Housing Pulse · Momentum Research · as of September 20, 2026

Stewart Lake right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Stewart Lake sits in Monroe, in Walton County, Georgia. Current MLS listings do not identify community amenities, so anything beyond the home itself should be confirmed directly rather than assumed.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying with the intention of verifying HOA terms and amenities directly rather than relying on a listing summary.
  • Looking for a Monroe, Walton County address with limited comparable turnover to work against.
  • Comfortable pricing a purchase off hand-pulled comparables rather than a published community median.

Probably not for

  • Needing a confirmed, marketed amenity package as part of the decision.
  • Wanting a published price range or median to anchor an offer before doing outside research.
  • Expecting a high volume of recent comparable sales within the community itself.

The market around Stewart Lake

Stewart Lake is too small for its own price trend, so here is the market around it.

In ZIP 30655, 197 homes are on the market and 13% are under contract — a slower corner of Monroe.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 30655 (Monroe), 154 homes closed in the last 12 months at a median of $370K ($181/sq ft), up 4.8% year over year, with a median 62 days on market. Right now 54 active and 8 pending listings put supply at about 6.2 months — a buyer's market. See the live ZIP 30655 housing market.

ZIP and county figures describe the wider market, not Stewart Lake specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Stewart Lake, Monroe

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-06 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Stewart Lake

Live MLS inventory for Stewart Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Stewart Lake listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Youth · Elementary
  • Youth · Middle
  • Walnut Grove · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Stewart Lake listings and can change; always confirm with the Walton County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Stewart Lake address.

If we were buying in Stewart Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stewart Lake.

Best Buy
Buying with the expectation of doing independent diligence rather than leaning on a published price range or amenity list.
Biggest Risk
Limited MLS history means there is no established pricing benchmark to point to.
Sweet Spot
Targeting a Walton County lake-area address without requiring a packaged amenity set.
Avoid If
You need ready-made comparables or a confirmed amenity package before you can commit.

What the listing data does not tell you

The GAMLS feed for Stewart Lake as of this snapshot shows no community amenities identified from current listings. That does not necessarily mean the community has none — it means the listing sheets that are active right now do not reference a pool, clubhouse, trails, or other shared feature, so it has not been confirmed through the MLS.

Buyers should treat that as a diligence item rather than a conclusion. Pull the HOA documents, if any exist, and ask directly what is and is not part of ownership here. Sellers should note the same gap: if there are amenities worth marketing, they are not currently showing up in the data buyers are searching against.

The location and the amenities are priced into every listing in Stewart Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on public MLS data, the value is in the legwork — pulling actual comparables, verifying HOA and amenity status directly rather than trusting a listing description, and pricing a home in Stewart Lake off real transaction detail instead of a countywide average. That is the work we do before a number ever gets attached to a listing or an offer.

Stewart Lake in 15 seconds.

Best forBuying with the expectation of doing independent diligence rather than leaning on a published price range or amenity list.
Biggest advantageA small, low-turnover footprint in Monroe that will not show up crowded with competing listings.
Biggest riskLimited MLS history means there is no established pricing benchmark to point to.
Sweet spotTargeting a Walton County lake-area address without requiring a packaged amenity set.
Avoid ifYou need ready-made comparables or a confirmed amenity package before you can commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Stewart Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Stewart Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stewart Lake sales matched to your home.

What is your Stewart Lake home worth?

Get a no-obligation home value based on real comparable sales in Stewart Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Monroe →

Real comps, not an automated estimate.
How much local inventory is already under contract

12% of homes for sale in ZIP 30655 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).

Frequently Asked Questions

Is Stewart Lake a buyer's or seller's market right now?
As of September 20, 2026, Stewart Lake is roughly balanced: 6.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Stewart Lake?
The best agent for Stewart Lake is one who actively works Monroe and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Stewart Lake.
How do I find a top Monroe real estate agent who knows Stewart Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Stewart Lake and the wider Monroe area.
Can Momentum Realty connect me with an agent for Stewart Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Stewart Lake purchase or sale - no call center and no pressure.
Where is Stewart Lake, and what county is it in?
Stewart Lake is in Monroe, Walton County, GA, ZIP 30655.
Buying with the intention of verifying HOA terms and amenities directly rather than relying on a listing summary.Excellent fit
Looking for a Monroe, Walton County address with limited comparable turnover to work against.Excellent fit
Comfortable pricing a purchase off hand-pulled comparables rather than a published community median.Excellent fit
Needing a confirmed, marketed amenity package as part of the decision.Probably not
Wanting a published price range or median to anchor an offer before doing outside research.Probably not
Expecting a high volume of recent comparable sales within the community itself.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 22, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (4 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Nearby Communities

Explore more neighborhoods near Stewart Lake with Momentum Realty’s local guides.

TMThompson Mill Forest0.6 mi away · median $370K, 5 sales/12 moMeridian Lake Estates0.8 mi awaySMStewart Manor0.8 mi away · 1 for salePrepared Watson Fain Estates1.1 mi away · 1 for saleNFNunnally Forest1.2 mi awayPPirklefield1.5 mi away · median $485K, 3 sales/12 moWTWagon Trail1.8 mi awayPecan Plantation1.9 mi away · 1 for sale

Browse all neighborhood guides →

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