Stonecrest

Executive Summary

Stonecrest sells the thing St. Johns County new construction almost never offers: the school district without a CDD bill. Builder pricing ran roughly $386,990 to $439,990 in June 2026 (KB Home, Jome, NewHomeSource), and nearby recent resales clear $385K to $455K at around $255 per sq ft (Redfin, June 2026).

The floorplans are the trade: 1,221 to 2,419 sq ft skews smaller than the big master-plans nearby. You are buying the district and the no-CDD monthly at an attainable price, not square footage. For a lot of buyers that is exactly the right trade; be honest about whether it is yours.

Location does real work here: Race Track Road feeds the Durbin Park retail cluster, I-95 via 9B, and the Bartram corridor. The community itself is modest (pool and playground); the corridor around it is the amenity.

Quick Facts

Community Overview & History

The no-CDD new build in a CDD county

Most new construction in northern St. Johns County rides inside master-planned communities whose resort amenities are financed by CDD assessments that show up on the tax bill for decades. Stonecrest takes the opposite approach: a self-contained KB Home community with a pool, a playground, a $330 quarterly HOA, and no CDD reported. The monthly delta against a comparable CDD home routinely runs into the hundreds, which is exactly the gap that decides approvals and budgets.

What it is, and what it is not

This is a production community on efficient lots, with KB Home build-to-order and inventory homes delivering from about 2023 onward. It is not Durbin Crossing or RiverTown: no waterslides, no fitness campus, no town events calendar. It is the attainable, low-overhead way into the same school district and the same corridor, and it should be judged on that basis.

What You Are Actually Buying

One builder, around ten floorplans, two honest tiers. Figures are builder pricing from June 2026 (KB Home, Jome, NewHomeSource); confirm current pricing and incentives, which move month to month on new construction.

Compact plans: roughly $386,990 entry, ~1,221 to 1,638 sq ft

Three-bedroom plans on efficient footprints, including a phase concentrated at 1,501 to 1,638 sq ft. The lowest-friction door into the district: starter buyers, downsizers, and anyone optimizing monthly cost over space.

Larger plans: up to roughly $439,990, ~1,800 to 2,419 sq ft

Four-bedroom layouts that compete with resale square footage nearby. At the top of the band, cross-shop hard against established resales in Durbin Crossing and Julington Creek, where your money buys amenities and maturity instead of a builder warranty.

Resale context: $385K to $455K nearby

Recent area resales clear around $255 per sq ft (Redfin, June 2026). Early Stonecrest resales will price against this set, which is worth knowing on the way in, not just the way out.

Real Estate Market

New-construction pricing here is set by the builder and moves with incentives, rate buydowns, and inventory timing rather than comps alone. The June 2026 band ran $386,990 to $439,990 (KB Home, Jome, NewHomeSource); treat any single number as a snapshot.

The buyer pool is district-driven: families targeting St. Johns schools at the attainable end, plus first-time buyers priced out of the big master-plans. That pool is deep, which supports resale demand on the compact plans despite their size.

The honest comparison is monthly, not sticker: no CDD plus a $330 quarterly HOA against the CDD-loaded alternatives. On like-priced homes, Stonecrest frequently wins the payment math while losing the amenity comparison. Decide which one you are buying.

Market Position

Stonecrest draws buyers optimizing for the St. Johns school district and monthly cost: first-time buyers, a range of buyers, relocators who want new construction without CDD overhead, and downsizers who want the county on one level without master-plan scale.

Schools

Stonecrest is served by the top-rated St. Johns County School District, with attendance zones by home address. Listings commonly reference Durbin Creek Elementary for this location; confirm the exact current zoning for a Stonecrest address before you buy, since fast-growing corridors rezone.

Amenities & Lifestyle

Modest on purpose; the corridor carries the rest.

Community pool and playground

The amenity set that a $330 quarterly HOA buys: practical, maintained, and cheap to carry. No resort campus, by design.

Durbin Park

The Pavilion at Durbin Park retail and dining cluster sits minutes east: big-box anchors, restaurants, and the corridor commercial growth that keeps adding.

Race Track Road corridor

Direct line west toward Julington Creek and east to US-1, I-95, and SR-9B: the connectivity that makes the address work for commuters in three directions.

The district

St. Johns County schools are the region draw, and they are the quiet amenity this community is actually selling.

HOA, CDD & Costs

HOA is reported at $330 per quarter with no CDD reported (Jome and NewHomeSource community pages, June 2026). Verify both on the specific lot and contract before you sign: builder fee structures change between phases, and no-CDD status should be confirmed on the actual tax-bill estimate, not the sales-office summary.

On new construction, read the HOA documents for what the dues fund long-term: a small amenity set keeps dues low, but it also means fewer shared assets to maintain and assess for later. That is the upside of modest.

Budget the post-sale tax reset like every Florida new build: year-one bills based on land value give way to full assessed-value bills in year two. Have the lender qualify you on the real number.

Commute Analysis

Race Track Road is the spine: retail east, established neighborhoods west, and the I-95/9B interchange close enough that the commute math works for Jacksonville, the Southside office parks, and St. Augustine alike.

Shopping & Dining

Durbin Park covers the weekly run minutes from the community, the Bartram Park corridor adds more north of 9B, and St. Johns Town Center is about 20 minutes when the errand gets bigger.

Pros and Cons

Stonecrest vs. Comparable Communities

Hidden Things Buyers Should Know

The CDD delta compounds

A few hundred dollars a month of avoided CDD assessment is tens of thousands over a hold period. On like-priced homes, that delta is the whole argument for Stonecrest; run it in writing against any master-plan alternative.

Small plans, district resale

Compact homes in elite school districts resell to a permanent buyer pool: the district matters more than the square footage at the entry price band. The risk is not demand; it is overpaying per foot at the top of the band where resales compete.

The sales office works for the builder

KB pricing, incentives, and lender credits are negotiable in ways the rate sheet does not advertise, and the on-site team represents the builder. Bring your own representation before you register on the first visit; it costs you nothing and changes the conversation.

Momentum Expert Insight

Selling a Home in Stonecrest

Early resales in an actively selling KB community compete with the builder next door: incentives, warranties, and brand-new product. Price against the builder net price after incentives, not the sticker, and lead with what the builder cannot offer: your lot, your upgrades, your established landscaping.

Document the no-CDD advantage explicitly in the listing: many buyers filter the corridor by monthly payment, and your tax bill is the proof the master-plan listings cannot show.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Stonecrest address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Stonecrest address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The June 2026 builder band ran $386,990 to $439,990 (KB Home, Jome, NewHomeSource). At the entry, roughly $387K buys a compact three-bedroom and the district with no CDD; nothing else new in the county does that math much better. At the top, $440K cross-shops against established resales clearing $385K to $455K at ~$255 per sq ft nearby (Redfin, June 2026), where your money buys maturity, amenities, and bigger footprints instead of a warranty. The honest move is pricing both paths monthly, CDD lines included, before falling for a model home.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

Resale demand rides the district and the monthly math: compact homes in St. Johns County hold a deep buyer pool at the attainable band. While KB is still building, resales must price against builder net pricing after incentives; after build-out, the no-CDD line becomes the durable differentiator against the master-plan resales nearby. Keep your tax bill handy; it is the best marketing document this community produces.

The Stonecrest Playbook

How we would buy here: bring your own agent before registering with the sales office, then negotiate the package, not the price alone: incentives, rate buydowns, closing credits, and lot premiums all flex. Verify the no-CDD status on the actual estimated tax bill and qualify on the year-two number. Inspect new construction like a resale: pre-drywall and pre-closing, with your own inspector. And if the larger plans tempt you, write the established-resale comparison down before signing; the builder model is designed to make you skip that step.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The expensive mistakes here: registering at the sales office without representation and losing negotiating room; qualifying on the year-one tax bill instead of the post-reset number; paying top-of-band pricing without cross-shopping the resale set it competes with; and assuming every lot and phase carries identical fees. Each is avoidable, and the builder process is engineered to hurry you past all four.

Live Market: Homes for Sale & Recent Sales

Live MLS inventory for Stonecrest St Johns. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Real closed prices beat any estimate.

Frequently Asked Questions

What is Stonecrest in St. Johns?

A KB Home single-family community off Race Track Road, about a mile west of US-1 in St. Johns 32259, building from about 2023 onward: roughly ten floorplans from 1,221 to 2,419 sq ft, a community pool and playground, and no CDD reported.

How much do homes in Stonecrest cost?

Builder pricing ran roughly $386,990 to $439,990 in June 2026 (KB Home, Jome, NewHomeSource). New-construction pricing moves with incentives and inventory; confirm current numbers before you shop.

Does Stonecrest have a CDD?

No CDD is reported (Jome and NewHomeSource, June 2026), which is the community headline in a county where most new construction carries one. Verify on the estimated tax bill for the specific lot before signing.

What is the HOA at Stonecrest?

Reported at $330 per quarter (June 2026), funding the pool, playground, and common areas. Confirm the current figure and structure for your phase in the HOA documents.

Is this the same Stonecrest as the one near The Villages?

No. Stonecrest in Summerfield (Marion County) is a large 55+ golf community and an entirely different place. This guide covers the KB Home community in St. Johns County 32259.

What floorplans does KB Home offer here?

Around ten single-family plans, three to four bedrooms, roughly 1,221 to 2,419 sq ft, with one phase concentrated at 1,501 to 1,638 sq ft. KB sells both build-to-order and quicker inventory homes; availability shifts by phase.

What schools serve Stonecrest?

The St. Johns County School District by attendance zone; listings commonly reference Durbin Creek Elementary for this location. Confirm current zoning for the exact address, since this corridor grows fast.

What amenities are in the community?

A community pool and playground: a deliberately modest set that keeps the HOA low. The Durbin Park retail cluster minutes away functions as the real amenity campus.

Is Stonecrest gated?

No. Not gated, no golf, not age-restricted, no waterfront: this is a straightforward production community optimized for price and the district.

How does it compare to Durbin Crossing or RiverTown?

Stonecrest wins the monthly math (no CDD, low HOA) and loses the amenity comparison (no resort campus). Like-priced homes there carry CDD assessments; here the same dollars go to the mortgage. Which trade wins depends on how your household actually lives.

How is the location for commuting?

Strong: I-95 via SR-9B in roughly 8 to 12 minutes, Durbin Park in 5 to 8, downtown Jacksonville around 30 to 35, St. Augustine 25 to 30.

What should I watch out for buying new construction here?

The year-two tax reset, phase-to-phase fee differences, incentive fine print tied to the builder lender, and top-of-band pricing that quietly crosses into established-resale territory. Bring your own agent before registering; the on-site team works for KB.

Are there inventory homes available?

Typically yes while phases are delivering: spec homes for faster closings alongside build-to-order contracts. Inventory and incentives change monthly; we track current availability for clients.

Will Stonecrest homes resell well?

The district plus the attainable band supports a deep resale pool, and the no-CDD line differentiates against master-plan resales. While the builder is active, resales must price against KB net pricing after incentives.

Who should I call about Stonecrest?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy from KB Home?

Yes, and before you register at the sales office. The builder representative works for the builder; your agent negotiates incentives, watches the build, and prices the contract against the alternatives. It costs you nothing.

Related Reading

Working the Durbin and Bartram corridor more broadly? Start here.