Stonegate in Land O' Lakes

Stonegate Homes for Sale in Land O' Lakes, FL

Gated master-planned community · Land O' Lakes · ZIP 34638

A gated, deed-restricted master-planned community of about 309 single-family homes in Land O' Lakes.

Gated and deed-restrictedResort amenitiesOff State Road 54
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a gated, deed-restricted community where the HOA varies widely by section, so confirm which section applies and any CDD; the lot and the floor plan, plus the condition of homes built about 2006 to 2015, decide value, so read the details for a specific home.
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Unlock Off-Market Stonegate

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Stonegate is a gated, deed-restricted master-planned single-residential community of about 309 homes in Land O' Lakes in Pasco County, off State Road 54 just west of US 41, so the read is an established gated-community read: public sources describe homes built about 2006 to 2015, 3 to 5 bedroom and ranging roughly 1,711 to 4,101 square feet on larger lots, most without private pools, Energy Star and FGBC certified. Amenities include a clubhouse, a resort-style pool with beach entry and lap lanes, a fitness center, jogging trails, a fishing dock on the lake, a playground, and a year-round events calendar. The defining read is the HOA and the parcel: the HOA is reported to range widely from about a confirmed amount to a confirmed amount per month across the community's sections, so confirm which section applies, confirm whether a CDD applies per parcel, and read the condition and systems on homes built about 2006 to 2015. Your leverage is reading the section HOA, the CDD, the lot, and the floor plan before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Stonegate is a gated, deed-restricted master-planned single-residential community of about 309 homes in Land O' Lakes, in the 34638 ZIP in Pasco County, off State Road 54 just west of US 41. Public sources describe homes built about 2006 to 2015, 3 to 5 bedroom and ranging roughly 1,711 to 4,101 square feet on larger lots, most without private pools, and Energy Star and FGBC certified.

The amenity package is a draw: public sources describe a clubhouse, a resort-style pool with beach entry and lap lanes, a fitness center, jogging trails, a fishing dock on the lake, a playground, and a year-round events calendar. The gated setting is convenient to the Suncoast Expressway and I-75.

The defining read is the HOA and the parcel. The HOA is reported to range widely from about a confirmed amount to a confirmed amount per month across the community's sections, so confirm the current HOA fee and which section applies, and confirm whether a CDD applies per parcel. On homes built about 2006 to 2015, read the condition and the systems, and remember the lot and the floor plan drive value. The inland Pasco location generally carries lower flood exposure, but confirm the flood zone per lot.

For buyers who want gated, amenity-rich single-family living convenient to the Suncoast Expressway and I-75, Stonegate is a distinctive option. The work is reading the section HOA, the CDD, the lot, the floor plan, and the condition honestly before you buy.

Best for

  • Buyers who want gated, amenity-rich single-family living
  • Anyone drawn to a resort-style pool, a fishing dock, and trails
  • Buyers convenient to the Suncoast Expressway and I-75
  • Buyers who will confirm the section HOA, the CDD, and the lot

Probably not for

  • Buyers who want an ungated, no-HOA home
  • Anyone who will not confirm which HOA section applies
  • Buyers who want a brand-new build rather than a 2006 to 2015 home
  • Anyone who must have a private pool on every home

How Stonegate is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Stonegate listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Stonegate buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Stonegate sits in Land O' Lakes, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

State Road 54~1-3 min · main east-west corridor
Suncoast Expressway~5-10 min · toll connector to Tampa
I-75~15-20 min · regional connector
Tampa Premium Outlets~10-15 min · shopping and dining
Downtown Tampa~30-40 min · urban core commute
Tampa International Airport (TPA)~30-40 min · via the Suncoast Expressway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Stonegate Homes for Sale in Land O' Lakes, FL with Momentum Realty’s local guides.

TDTierra Del Sol Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · adjacentOHOakstead Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 0.3 miOHOakstead Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 0.6 miWPWhispering Pines Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 0.6 miTLTownes at Lake Thomas,Land O Lakes Homes for SaleLand O Lakes, FL · 1.0 miLTLake Talia Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.0 miPSPasco Sunset Lakes Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.5 miSMSuncoast Meadows Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.6 miGOGrand OaksLand O' Lakes Homes for SaleLand O' Lakes, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Stonegate (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Stonegate is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Stonegate address.

The takeaway

What is actually shaping value at Stonegate: the gated, amenity-rich location, the wide HOA range by section, the 2006 to 2015 homes, and any CDD on the tax bill. Each item is sourced and linked.

Recent Developments in Stonegate

Our read on what is being built around Stonegate, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe gated amenities and central Land O' Lakes location support demand, while the defining watch items are which HOA section applies, whether a CDD applies per parcel, the condition of homes built about 2006 to 2015, and the lot and floor plan.

Gated, amenity-rich, central Land O Lakes location anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A gated community with a resort-style pool, a fishing dock, and trails, convenient to the Suncoast Expressway and I-75, is a distinctive draw.

HOA varies widely by section, confirm which applies

Ongoing
NeutralMajor impact
SignificanceRadius: Community

The HOA is reported to range widely across the community's sections, so confirm the current HOA fee and which section applies before you offer.

Homes built about 2006 to 2015, read the condition

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On homes built about 2006 to 2015, read the condition and the systems, since age and upkeep vary home to home.

Confirm any CDD on the tax bill

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Confirm whether a CDD applies per parcel, since it can add to the annual carrying cost on the tax bill.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Stonegate, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2015
    Community

    Stonegate built out as a gated master-planned community in Land O Lakes

    Stonegate is a gated, deed-restricted community of about 309 single-family homes in Land O Lakes built about 2006 to 2015, with a clubhouse, resort-style pool, fitness center, and fishing dock. Why it matters: An established gated community with resort amenities; confirm the HOA section and any CDD. Source

Development alerts for StonegateGet a short monthly email when something new is approved, funded, or opens near Stonegate.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Stonegate, this is the order of operations we would run, and the one we run for our clients.

1

Confirm which HOA section applies. The HOA is reported to range widely across the community's sections, so confirm the current HOA fee and which section applies before you judge any home.

2

Confirm any CDD per parcel. Pull the tax bill and confirm whether a CDD applies, since it adds to the annual carrying cost.

3

Read the condition and systems. On homes built about 2006 to 2015, inspect the roof, HVAC, and major systems for age and upkeep.

4

Read the lot and the floor plan. The lot and the floor plan drive value here, and most homes are without private pools.

5

Confirm the flood zone per lot. The inland Pasco location generally carries lower flood exposure, but confirm the flood zone for the specific lot.

Best Buy
A well-kept home on a strong lot with a confirmed, lower HOA section
Biggest Risk
Buying without confirming which HOA section applies or whether a CDD applies
Best Lot
A larger or better-positioned lot with a desirable floor plan
Smart Timing
Confirm the section HOA, the CDD, the condition, and the flood zone
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Stonegate is a gated, deed-restricted master-planned single-residential community of about 309 homes in Land O' Lakes, in the 34638 ZIP in Pasco County, off State Road 54 just west of US 41. Public sources describe homes built about 2006 to 2015, 3 to 5 bedroom and ranging roughly 1,711 to 4,101 square feet on larger lots, most without private pools, and Energy Star and FGBC certified. Amenities include a clubhouse, a resort-style pool with beach entry and lap lanes, a fitness center, jogging trails, a fishing dock on the lake, a playground, and a year-round events calendar, and the community is convenient to the Suncoast Expressway and I-75. The defining factors in value are the HOA and the parcel: the HOA is reported to range widely from about a confirmed amount to a confirmed amount per month across the sections, so confirm which section applies, confirm whether a CDD applies per parcel, and read the condition, the lot, and the floor plan.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Smaller floor plans or homes due for updates on standard lots, the entry into gated Stonegate living, priced for refresh.

Lowest entry
The Core Home

Mid-size 3 to 4 bedroom plans in good condition on solid lots, the heart of the resale market here.

Most inventory
The Premium Home

Larger 4 to 5 bedroom plans on the best lots, well kept and updated, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Smaller floor plans or homes due for updates on standard lots, the entry into gated Stonegate living, priced for refresh.
The Core Home
Mid-size 3 to 4 bedroom plans in good condition on solid lots, the heart of the resale market here.
The Premium Home
Larger 4 to 5 bedroom plans on the best lots, well kept and updated, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Land O' LakesStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Stonegate

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gate and the amenities sell the home. The deal is won or lost on which HOA section applies, the CDD, the lot, and the condition.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.6/10
Renovation Risk6.8/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Stonegate is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Stonegate, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Stonegate in 15 seconds.

Best forBuyers who want gated, amenity-rich single-family living convenient to the Suncoast Expressway and I-75.
Biggest advantageA gated, deed-restricted community with a resort-style pool, a fishing dock, and trails on larger lots.
Biggest riskThe wide HOA range by section and any CDD, plus the condition on 2006 to 2015 homes.
Sweet spotA well-kept home on a strong lot with a confirmed, lower HOA section.
Avoid ifYou want an ungated, no-HOA home or no association and CDD homework.

HOA, CDD & Fees

15-Second Take
  • Monthly HOA varies widely by section
  • Confirm which section applies
  • Confirm any CDD on the tax bill
  • Read the condition on 2006 to 2015 homes
  • Confirm the flood zone per lot

A monthly HOA fee applies and is reported to range widely from about a confirmed amount to a confirmed amount per month across the community's sections, so confirm the current HOA fee and which section applies. Confirm whether a CDD applies per parcel, since a CDD can add to the annual carrying cost on the tax bill.

Public sources describe a gated, deed-restricted community with resort amenities; confirm exactly what the fee for your section includes and review any reserves and assessments.

Public sources describe a clubhouse, a resort-style pool with beach entry and lap lanes, a fitness center, jogging trails, a fishing dock on the lake, a playground, and a year-round events calendar.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Stonegate, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Land O Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Stonegate home worth?

Get a no-obligation home value based on real comparable sales in Stonegate matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Stonegate Market Scorecard

Strong seller's market

Stonegate is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Stonegate?
It is a gated, deed-restricted master-planned single-residential community in Land O' Lakes, in the 34638 ZIP in Pasco County, off State Road 54 just west of US 41, convenient to the Suncoast Expressway and I-75.
Is Stonegate a gated community?
Yes. Stonegate is a gated, deed-restricted master-planned community in Land O' Lakes.
When was Stonegate built?
Public sources describe homes built about 2006 to 2015. On homes of this age, read the condition and the systems before you offer.
How many homes are in Stonegate?
Public sources describe about 309 single-family homes across the community's sections.
What amenities are available?
Public sources describe a clubhouse, a resort-style pool with beach entry and lap lanes, a fitness center, jogging trails, a fishing dock on the lake, a playground, and a year-round events calendar.
What is the HOA fee at Stonegate?
The HOA is reported to range widely from about a confirmed amount to a confirmed amount per month across the community's sections. Confirm the current HOA fee and which section applies before you offer.
Is there a CDD at Stonegate?
Confirm whether a CDD applies per parcel by pulling the tax bill, since a CDD can add to the annual carrying cost.
What size homes are in Stonegate?
Public sources describe 3 to 5 bedroom homes ranging roughly 1,711 to 4,101 square feet on larger lots, with most homes without private pools.
Are the homes energy efficient?
Public sources describe the homes as Energy Star and FGBC certified. Confirm the certifications and features for a specific home.
Is Stonegate in a flood zone?
The inland Pasco location generally carries lower flood exposure, but confirm the flood zone for the specific lot before you offer.
How far is Stonegate from Tampa?
Downtown Tampa and Tampa International Airport are each roughly thirty to forty minutes by car, with the Suncoast Expressway about five to ten minutes away.
What should I check before buying here?
Confirm which HOA section applies and the current fee, confirm whether a CDD applies per parcel, read the condition and systems on a 2006 to 2015 home, and confirm the lot, the floor plan, and the flood zone.
Does Stonegate have a community pool?
Yes. Public sources describe a resort-style pool with beach entry and lap lanes, alongside a clubhouse, fitness center, trails, and a fishing dock; most homes do not have private pools.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a gated community where the HOA section, any CDD, and the lot swing value, having your own representation is the highest-leverage decision you make.
Buyers who want gated, amenity-rich single-family livingExcellent fit
Anyone drawn to a resort-style pool, a fishing dock, and trailsExcellent fit
Buyers convenient to the Suncoast Expressway and I-75Excellent fit
Buyers who will confirm the section HOA and any CDDExcellent fit
Buyers who will read the condition and the lot on a 2006 to 2015 homeExcellent fit
Buyers who want an ungated, no-HOA homeProbably not
Anyone who will not confirm which HOA section appliesProbably not
Buyers who want a brand-new build rather than a 2006 to 2015 homeProbably not
Anyone who must have a private pool on every homeProbably not
Buyers who will not confirm the CDD or the flood zoneProbably not

Get the inside read on Stonegate

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Stonegate home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Stonegate specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Stonegate — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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