Cambridge Cove
Homes for Sale in Lutz, FL
All 308 homes for sale in Lutz, FL · median $484,000 · 130 homes for sale in 33558 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, the MLS records 8 closed sales in Cambridge Cove in Lutz, FL since 2014, the most recent in October 2025. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 41 median days on market, with 269 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $8,220 ($7,570 with the full homestead exemption).

Cambridge Cove is a small, single-phase community built out in 2004 and 2005, and that consistency shows up in the housing stock: this isn't a mix of eras or builders, it's one snapshot in time. With only 36 homes total, inventory here is thin by nature, and a single listing can move the visible market noticeably.
The homestead share sitting near 87% tells you most owners have filed for the exemption, which generally points to longer hold periods rather than a revolving door of investor or short-term ownership. For a buyer, that means fewer distressed or rushed listings to work with, and for a seller, it means your comparable sales pool is small and every closed transaction carries more weight than it would in a larger subdivision.
Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Cambridge Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cambridge Cove in Lutz is a compact, single-era community of 36 homes built in 2004 and 2005, with a median living area of just under 2,952 square feet — larger-footprint homes typical of that mid-2000s construction period in Pasco County.
Stellar MLS sales records identify 23 homes in Cambridge Cove that have changed hands since 2004, built between 2004 and 2005 (median 2004), with a median living area of about 2,665 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cambridge Cove is best for.
Best for
- Buyers prioritizing square footage and willing to evaluate condition home-by-home rather than relying on a uniform recent-build standard.
- Buyers comfortable with a smaller resale pool who are working with an agent tracking this specific community's activity.
- Sellers with a well-maintained, updated home who want to stand out in a market where most comparable inventory is roughly the same age.
Probably not for
- Buyers who want an HOA-managed amenity package like a pool or clubhouse as part of the purchase.
- Buyers needing a wide selection of active listings to compare side by side at any given moment.
- Buyers seeking new or recently built construction rather than homes now roughly two decades old.
The market around Cambridge Cove
Cambridge Cove is too small for its own price trend, so here is the market around it.
In ZIP 33558, 118 homes are on the market and 16% are under contract — a slower corner of Lutz.
Across Pasco County, 4,213 homes are active and 1,214 pending (22% under contract).
In ZIP 33558 (Lutz), 142 homes closed in the last 12 months at a median of $530K ($237/sq ft), down 0.1% year over year, with a median 44 days on market. Right now 44 active and 9 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 33558 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Cambridge Cove specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Cambridge Cove
Live MLS inventory for Cambridge Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cambridge Cove listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lake Myrtle Elementary-PO · Elementary
- Charles S. Rushe Middle-PO · Middle
- Sunlake High School-PO · High
Zoned schools reflect the assignments reported on recent Cambridge Cove listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cambridge Cove address.
The Cambridge Cove buying strategy.
If we were buying in Cambridge Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge Cove.
One build era, one size story
Because Cambridge Cove was built almost entirely within a two-year window, there's little variation in floor plan generation or construction-era finish level from block to block. What separates one listing from another here is going to be maintenance, updates, and how the individual owner has treated the home over roughly two decades, not the age of the structure itself.
The current MLS record shows no identified community amenities tied to Cambridge Cove specifically, so this is a neighborhood built around the homes rather than a clubhouse, pool, or gated feature set. Anyone evaluating this community should weigh lot and floor-plan size against Lutz-area location rather than shared recreational infrastructure.
The location and the amenities are priced into every listing in Cambridge Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 36-home community, general market averages don't tell you much — you need someone tracking the handful of actual comparable closings and pending contracts in real time. We watch Cambridge Cove at that granular level, so pricing conversations are based on what's actually happened inside this specific community, not a Lutz-wide blend.
Cambridge Cove in 15 seconds.
Tools for a Cambridge Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambridge Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambridge Cove home worth?
Get a no-obligation home value based on real comparable sales in Cambridge Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
| Location | Lutz, Pasco County, FL · ZIP 33558 |
|---|---|
| Homes in the community | 36 (FL DOR 2025 assessment roll) |
| Years built | 2004–2005 (median 2004.0) |
| Typical living area | 2,952 sq ft (median) |
| Amenities listed by sellers | Gated Community |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cambridge Cove key facts,” movewithmomentum.com/neighborhoods/cambridge-cove, data as of September 20, 2026.
Housing distress & ownership in Cambridge Cove, Lutz
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Cambridge Cove Right Now (1)
All 1 active and pending Cambridge Cove listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2336 Shirecrest Cove Way · $550,000 · 4 bd / 3 ba · listed Sep 21, 2026 · listed by Exp Realty Llc
More Lutz home searches
- All homes for sale in Lutz, FL
- Homes for sale in Pasco County, FL
- Gated communities in Lutz
- Homes from $300K to $500K in Lutz
- Lutz home values: what is my house worth?
Lutz guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction (Hillsborough County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Email me new listings in Cambridge Cove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cambridge Cove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cambridge Cove will answer, and the answer is published on this page for the next buyer.
19% of homes for sale in ZIP 33558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
How many homes are in Cambridge Cove?
What share of Cambridge Cove is owner-occupied?
When were the homes in Cambridge Cove built?
Who is the best real estate agent for Cambridge Cove?
How do I find a top Lutz real estate agent who knows Cambridge Cove?
Can Momentum Realty connect me with an agent for Cambridge Cove?
Where is Cambridge Cove, and what county is it in?
Should you buy in Cambridge Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33558)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Cambridge Cove fits the bigger picture — live prices, inventory, and Momentum Scores:







