Cambridge Cove in Lutz

Cambridge Cove
Homes for Sale in Lutz, FL

All 308 homes for sale in Lutz, FL · median $484,000 · 130 homes for sale in 33558 · Pasco County homes for sale

Community in Lutz · Pasco County · ZIP 33558
36 homesBuilt 2004–2005
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, the MLS records 8 closed sales in Cambridge Cove in Lutz, FL since 2014, the most recent in October 2025. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 41 median days on market, with 269 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $8,220 ($7,570 with the full homestead exemption).

Live · Cambridge Cove Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
86%
Owner-occupied · Cambridge Cove
32 of 37 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Cambridge Cove
incl. 3% trust or LLC-held · 3% out-of-state
36
Homes in the community
plus 1 vacant residential lots · 37 residential parcels (FL DOR 2025)
Track record · 12 years of records
2004–2005
Years homes were built
median 2004 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 22, 2026

Cambridge Cove is a small, single-phase community built out in 2004 and 2005, and that consistency shows up in the housing stock: this isn't a mix of eras or builders, it's one snapshot in time. With only 36 homes total, inventory here is thin by nature, and a single listing can move the visible market noticeably.

The homestead share sitting near 87% tells you most owners have filed for the exemption, which generally points to longer hold periods rather than a revolving door of investor or short-term ownership. For a buyer, that means fewer distressed or rushed listings to work with, and for a seller, it means your comparable sales pool is small and every closed transaction carries more weight than it would in a larger subdivision.

Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Cambridge Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2336 SHIRECREST COVE WAY
$550K · 0.1 mi away
4 bd · 3 ba · 2,268 sqft
2336 SHIRECREST COVE WAY
Listed by EXP REALTY LLC
2016 LAKE LINDA CIRCLE
$170K · 0.3 mi away
2 bd · 2 ba · 1,150 sqft
2016 LAKE LINDA CIRCLE
Listed by EXCEPTIONAL REAL ESTATE
2111 VISTA DEL SOL CIRCLE #403
$312K · 0.4 mi away
2 bd · 2 ba · 1,574 sqft
2111 VISTA DEL SOL CIRCLE #403
Listed by GULF COAST FISHING HOMES RLTY
2051 VISTA DEL SOL CIRCLE #202
$330K · 0.5 mi away
2 bd · 2 ba · 1,574 sqft
2051 VISTA DEL SOL CIRCLE #202
Listed by EXCEPTIONAL REAL ESTATE
2015 VISTA DEL SOL CIRCLE #108
$385K · 0.5 mi away
3 bd · 3 ba · 2,357 sqft
2015 VISTA DEL SOL CIRCLE #108
Listed by CHARLES RUTENBERG REALTY INC
2210 VISTA DEL SOL CIRCLE #502
$225K · 0.5 mi away
1 bd · 1 ba · 588 sqft
2210 VISTA DEL SOL CIRCLE #502
Listed by EXCEPTIONAL REAL ESTATE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Cambridge Cove in Lutz is a compact, single-era community of 36 homes built in 2004 and 2005, with a median living area of just under 2,952 square feet — larger-footprint homes typical of that mid-2000s construction period in Pasco County.

Stellar MLS sales records identify 23 homes in Cambridge Cove that have changed hands since 2004, built between 2004 and 2005 (median 2004), with a median living area of about 2,665 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing square footage and willing to evaluate condition home-by-home rather than relying on a uniform recent-build standard.
  • Buyers comfortable with a smaller resale pool who are working with an agent tracking this specific community's activity.
  • Sellers with a well-maintained, updated home who want to stand out in a market where most comparable inventory is roughly the same age.

Probably not for

  • Buyers who want an HOA-managed amenity package like a pool or clubhouse as part of the purchase.
  • Buyers needing a wide selection of active listings to compare side by side at any given moment.
  • Buyers seeking new or recently built construction rather than homes now roughly two decades old.

The market around Cambridge Cove

Cambridge Cove is too small for its own price trend, so here is the market around it.

In ZIP 33558, 118 homes are on the market and 16% are under contract — a slower corner of Lutz.

Across Pasco County, 4,213 homes are active and 1,214 pending (22% under contract).

In ZIP 33558 (Lutz), 142 homes closed in the last 12 months at a median of $530K ($237/sq ft), down 0.1% year over year, with a median 44 days on market. Right now 44 active and 9 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 33558 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Cambridge Cove specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Cambridge Cove

Live MLS inventory for Cambridge Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cambridge Cove listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lake Myrtle Elementary-PO · Elementary
  • Charles S. Rushe Middle-PO · Middle
  • Sunlake High School-PO · High

Zoned schools reflect the assignments reported on recent Cambridge Cove listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cambridge Cove address.

If we were buying in Cambridge Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge Cove.

Best Buy
Buyers looking for a larger-footprint, single-era home in Lutz without a homeowners' amenity package built into the price.
Biggest Risk
With only 36 homes, limited inventory means fewer choices at any given time and comparables that can be sparse.
Sweet Spot
Buyers who want space — the median living area runs just under 2,952 square feet — and are comfortable evaluating each home on its own maintenance history.
Avoid If
Skip this one if a clubhouse, pool, or other shared amenity package is a must-have, since none is currently identified here.

One build era, one size story

Because Cambridge Cove was built almost entirely within a two-year window, there's little variation in floor plan generation or construction-era finish level from block to block. What separates one listing from another here is going to be maintenance, updates, and how the individual owner has treated the home over roughly two decades, not the age of the structure itself.

The current MLS record shows no identified community amenities tied to Cambridge Cove specifically, so this is a neighborhood built around the homes rather than a clubhouse, pool, or gated feature set. Anyone evaluating this community should weigh lot and floor-plan size against Lutz-area location rather than shared recreational infrastructure.

“

The location and the amenities are priced into every listing in Cambridge Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 36-home community, general market averages don't tell you much — you need someone tracking the handful of actual comparable closings and pending contracts in real time. We watch Cambridge Cove at that granular level, so pricing conversations are based on what's actually happened inside this specific community, not a Lutz-wide blend.

Cambridge Cove in 15 seconds.

Best forBuyers looking for a larger-footprint, single-era home in Lutz without a homeowners' amenity package built into the price.
Biggest advantageA tight, consistent build period means fewer surprises about structural era or original construction quality.
Biggest riskWith only 36 homes, limited inventory means fewer choices at any given time and comparables that can be sparse.
Sweet spotBuyers who want space — the median living area runs just under 2,952 square feet — and are comfortable evaluating each home on its own maintenance history.
Avoid ifSkip this one if a clubhouse, pool, or other shared amenity package is a must-have, since none is currently identified here.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge Cove sales matched to your home.

What is your Cambridge Cove home worth?

Get a no-obligation home value based on real comparable sales in Cambridge Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.
Cambridge Cove key facts
LocationLutz, Pasco County, FL · ZIP 33558
Homes in the community36 (FL DOR 2025 assessment roll)
Years built2004–2005 (median 2004.0)
Typical living area2,952 sq ft (median)
Amenities listed by sellersGated Community
For sale right now0 active, 0 pending
Owner-occupied (homestead) share86%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cambridge Cove key facts,” movewithmomentum.com/neighborhoods/cambridge-cove, data as of September 20, 2026.

Housing distress & ownership in Cambridge Cove, Lutz

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-08)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Cambridge Cove Right Now (1)

All 1 active and pending Cambridge Cove listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Cambridge Cove

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cambridge Cove

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cambridge Cove will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

19% of homes for sale in ZIP 33558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).

Frequently Asked Questions

How many homes are in Cambridge Cove?
The Florida DOR 2025 assessment roll shows 36 homes plus 1 vacant residential lots in Cambridge Cove (public records).
What share of Cambridge Cove is owner-occupied?
86% of Cambridge Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cambridge Cove built?
Homes in Cambridge Cove were built between 2004 and 2005, with a median year built of 2004.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cambridge Cove?
The best agent for Cambridge Cove is one who actively works Lutz and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cambridge Cove.
How do I find a top Lutz real estate agent who knows Cambridge Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cambridge Cove and the wider Lutz area.
Can Momentum Realty connect me with an agent for Cambridge Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cambridge Cove purchase or sale - no call center and no pressure.
Where is Cambridge Cove, and what county is it in?
Cambridge Cove is in Lutz, Pasco County, FL, ZIP 33558. The community's center is about 2 miles southwest of the center of Lutz (straight-line).
Buyers prioritizing square footage and willing to evaluate condition home-by-home rather than relying on a uniform recent-build standard.Excellent fit
Buyers comfortable with a smaller resale pool who are working with an agent tracking this specific community's activity.Excellent fit
Sellers with a well-maintained, updated home who want to stand out in a market where most comparable inventory is roughly the same age.Excellent fit
Buyers who want an HOA-managed amenity package like a pool or clubhouse as part of the purchase.Probably not
Buyers needing a wide selection of active listings to compare side by side at any given moment.Probably not
Buyers seeking new or recently built construction rather than homes now roughly two decades old.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33558))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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