Tara Cay in Seminole

Tara Cay Sound North Homes for Sale in Seminole, FL

Gated waterfront townhomes and villas · Seminole · Pinellas County

A gated waterfront townhome community in Seminole, built in the 1990s on the Intracoastal near Boca Ciega Bay, with a heated pool and shared boat docks.

Gated waterfront townhomesHeated pool and boat docksTownhome HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tara Cay Sound North is attached townhomes and villas, not detached single-family or condos. The read is the townhome HOA and exactly what it covers, the interior versus end or waterfront unit and any boat slip or dock access, and an honest coastal flood and insurance picture on the Intracoastal.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Tara Cay Sound North is one phase of Tara Cay, a gated waterfront townhome and villa community in western Seminole built in several phases through the 1990s, with roughly 300 homes in total lining the Intracoastal Waterway near Boca Ciega Bay (community guides; confirm per parcel). The homes are attached multi-story townhomes and villas with one-car garages, typically two to four bedrooms, many with water views and some with direct frontage or access to a boat slip. The buy here is a townhome buy with a waterfront overlay: the mandatory HOA dues and exactly what they cover, whether a unit is interior, end, or true waterfront with a slip, and the coastal flood zone and insurance math on the Intracoastal. Shared docks are described as available short-term on a first-come basis, and the community has a heated pool. After the 2024 hurricane season hit Pinellas hard, the honest read is flood exposure, finished-floor elevation, and the FEMA substantial-improvement rule, which now shapes how older coastal homes can be renovated. This is an owner-occupied, long-term Seminole community, not a vacation-rental play."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Tara Cay Sound North is part of Tara Cay, a gated waterfront townhome and villa community on the western side of Seminole, Pinellas County, along the Intracoastal Waterway near Boca Ciega Bay (community guides, 2026). It sits roughly a few miles from Indian Rocks Beach and Indian Shores, a short drive from the Gulf beaches.

Tara Cay as a whole comprises about 300 attached townhomes and villas built in several phases through the 1990s, of which Sound North is one named phase. The homes are multi-story, typically two to four bedrooms with a one-car garage, in floor plans commonly around 2,000 square feet, with many units enjoying Intracoastal water views. This is low-maintenance, attached living rather than detached single-family or condos.

There is a mandatory townhome homeowners association. Community guides describe dues that can cover items such as grounds and building maintenance, the community roads, water and sewer, trash, and the heated pool; the exact scope, reserve funding, and any pending special assessment vary by phase, so confirm the current dues and coverage in writing per parcel. No Community Development District is typically found in an established 1990s Pinellas community, but confirm no CDD on the tax bill.

The honest variable is water. This is Intracoastal frontage near Boca Ciega Bay, so the FEMA flood zone, the finished-floor elevation, and the flood insurance quote drive real cost, and any boat slip, dock, or seawall must be inspected and confirmed per unit. Pinellas was hit hard by Hurricane Helene storm surge in 2024 with Milton following, and the federal substantial-improvement rule now shapes what older coastal homes can be renovated or must be elevated. Read the flood and insurance picture before the finishes.

Best for

  • Buyers who want a gated, low-maintenance waterfront townhome near the Gulf beaches
  • Boaters who value shared docks and possible water access on the Intracoastal
  • Buyers who will read the townhome HOA dues and exactly what they cover
  • Owner-occupants who want a quiet Seminole community close to Madeira Beach and St Pete

Probably not for

  • Buyers who want a detached single-family home with a private yard
  • Buyers unwilling to budget coastal flood insurance and any seawall or dock cost
  • Buyers who want a guaranteed deeded boat slip without confirming it per unit
  • Buyers seeking a property cleared for short-term vacation rental use

How Tara Cay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tara Cay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Tara Cay buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Tara Cay trades a quiet gated waterfront lifestyle for quick access to the Gulf beaches at Indian Rocks and Madeira Beach, with St Petersburg and the airport an easy drive.

Seminole City Center and shopping~5 to 10 min · ~3 mi
Indian Rocks Beach and Indian Shores~10 min · ~3 mi
Madeira Beach~15 min · ~5 mi
St Pete Beach~20 to 25 min · ~10 mi
Downtown St Petersburg~25 to 30 min · ~14 mi
Tampa International Airport (TPA)~30 to 40 min · ~22 mi

Distances and drive times are approximate and vary with traffic, the bridges, and your exact unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Tara Cay Sound North Homes for Sale in Seminole, FL with Momentum Realty’s local guides.

RHRiviera Heights Homes for Sale in Seminole, FLSeminole, FL · 0.4 miTCTara Cay Sound,Seminole Homes for SaleSeminole, FL · 0.5 miTCTara Cay Sound West Homes for Sale in Seminole, FLSeminole, FL · 0.7 miOHOakhurstHighlands Homes for Sale in Seminole, FLSeminole, FL · 0.7 miLALaura AnneEstates Homes for Sale in Seminole, FLSeminole, FL · 0.7 miOGOakhurst Groves Homes for Sale in Seminole, FLSeminole, FL · 0.8 miOTOakhurst Terrace Homes for Sale in Seminole, FLSeminole, FL · 1.1 miCECrestview Estates,Seminole Homes for SaleSeminole, FL · 1.4 miGSGay Shores,Redington Shores Homes for SaleRedington Shores, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tara Cay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tara Cay is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Tara Cay address.

The takeaway

What is actually shaping value around Tara Cay: the 2024 hurricane season on the Pinellas coast, the federal substantial-improvement rule reshaping how older coastal homes can be rebuilt, and the durable appeal of gated waterfront townhome living near the Gulf beaches. Each item is sourced and linked.

Recent Developments in Tara Cay

Our read on what is being built around Tara Cay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGated waterfront frontage near the beaches supports long-run demand, while the near-term reality is higher coastal flood insurance, seawall and dock costs, and the substantial-improvement rule on older homes. The value case favors true waterfront and end units with a clean flood and insurance read.

Hurricane Helene storm surge hit Pinellas in 2024

2024
BearishMajor impact
SignificanceRadius: County

Helene surge destroyed hundreds of Pinellas homes and damaged thousands more, putting coastal flood exposure and elevation at the center of every waterfront buy.

FEMA substantial-improvement rule reshapes coastal rebuilds

2025
BearishMajor impact
SignificanceRadius: County

The 50 percent rule can force full elevation of older coastal homes after major renovation or storm damage, raising the cost of older waterfront stock.

Gated Intracoastal frontage near the Gulf beaches

Ongoing
BullishNotable impact
SignificanceRadius: Community

A heated pool, shared docks, water views, and a guarded gate near Indian Rocks and Madeira Beach underpin durable demand for the best units.

Pinellas recovery funding flows to homeowners

2025
NeutralNotable impact
SignificanceRadius: County

County and federal recovery programs and checks are reaching Pinellas homeowners, supporting repair and resilience across coastal neighborhoods.

Owner-occupied, long-term community

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Tara Cay is an owner-occupant and long-term market with HOA rental limits, not a nightly-rental play.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tara Cay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. October 2024
    Storm

    Pinellas focuses on recovery after Helene and Milton

    Back-to-back Hurricanes Helene and Milton struck Pinellas County in 2024, with Helene storm surge flooding coastal homes and Milton following two weeks later with damaging wind and rain before residents turned to recovery. Why it matters: The 2024 storms made flood zone, elevation, and insurability the first questions on any Pinellas waterfront home. Source

  2. October 2025
    Policy

    FEMA rules require Pinellas waterfront rebuilds

    Reporting on a storm-damaged Pinellas waterfront property found that FEMA regulations required it to be rebuilt rather than simply restored, with the owner working to meet current resiliency and elevation requirements. Why it matters: The substantial-improvement rule is central to budgeting any older Pinellas coastal home and to its future value. Source

  3. December 2025
    Recovery

    Pinellas residents begin receiving hurricane recovery checks

    Pinellas County reported that residents began receiving hurricane recovery checks in late 2025 as county, state, and federal programs worked through unmet needs from the 2024 storm season. Why it matters: Recovery funding is supporting repair and resilience, but the pace underscores how the 2024 storms still shape the coastal market. Source

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Tara Cay, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the townhome HOA dues and exactly what they cover, including grounds, building, roads, water, pool, reserves, and any special assessment for the phase.

2

Pull the FEMA flood zone and finished-floor elevation for the exact unit, and get a real flood insurance quote before you judge the carrying cost.

3

Confirm any boat slip, dock, or water access in writing, since docks are described as shared and short-term on a first-come basis, not always deeded per home.

4

Choose interior, end, or waterfront unit deliberately, since position and a true water view or frontage affect light, privacy, and value.

5

Inspect shared walls, roof, and the seawall on an attached coastal home, and confirm there is no CDD on the tax bill.

Best Buy
An updated end or waterfront unit with confirmed slip or dock access, a clear HOA budget, and a clean flood insurance quote
Biggest Risk
Underbudgeting the HOA, reserves, a special assessment, or coastal flood insurance and seawall cost
Best Lot
A true waterfront or end-unit position with a confirmed slip over an interior unit
Smart Timing
Confirm HOA dues, reserves, flood zone, elevation, and any slip access before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Tara Cay Sound North is one phase of Tara Cay, a gated waterfront townhome and villa community on the western side of Seminole, Pinellas County, along the Intracoastal Waterway near Boca Ciega Bay. The full community comprises roughly 300 attached townhomes and villas built in several phases through the 1990s, multi-story with one-car garages, typically two to four bedrooms around 2,000 square feet, many with Intracoastal water views. A mandatory townhome HOA covers grounds, building, roads, and amenities that include a heated community pool, manicured park-like grounds, and shared boat docks described as available short-term on a first-come basis. The location pairs low-maintenance waterfront living with quick access to the Gulf beaches at Indian Rocks Beach and Madeira Beach, downtown St Petersburg, and St Pete Beach. It is an owner-occupied, long-term community rather than a vacation-rental product.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Townhome

Interior-position townhomes inside the gate, the value entry into the community and its pool and docks. Confirm the HOA budget and flood zone.

Lowest entry
The Updated or End Unit

Renovated or end-position townhomes with more light and privacy, the heart of the resale market, where condition and HOA health set the price.

Most inventory
The Waterfront Unit

True Intracoastal-frontage townhomes with a water view and possible slip access, the units that resell most easily once the flood and dock picture checks out.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Townhome
Interior-position townhomes inside the gate, the value entry into the community and its pool and docks. Confirm the HOA budget and flood zone.
The Updated or End Unit
Renovated or end-position townhomes with more light and privacy, the heart of the resale market, where condition and HOA health set the price.
The Waterfront Unit
True Intracoastal-frontage townhomes with a water view and possible slip access, the units that resell most easily once the flood and dock picture checks out.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Gated waterfront with pool and shared docksStrong
Proximity to the Gulf beaches and St PetersburgStrong
Low-maintenance attached livingPositive
HOA dues, reserves, and any assessmentManage it
Coastal flood insurance and substantial-improvement ruleBudget it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Tara Cay

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

This is a waterfront townhome buy: the HOA, the flood zone and elevation, and any boat slip or dock access decide as much as the price.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.4/10
Renovation Risk6.0/10
Location Efficiency7.8/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Tara Cay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • True waterfront units with a view command a premium
  • Verify the FEMA flood zone and finished-floor elevation
  • Confirm any boat slip or dock access in writing per unit
  • End units carry more light and privacy than interior
  • Read the flood, HOA, and seawall picture before the finishes

In a gated waterfront townhome community, the unit position, the water access, and the flood picture are the parts of the buy you cannot change. A true Intracoastal-frontage unit with a confirmed slip and a well-reserved HOA is worth more, and the elevation and flood zone decide both the insurance cost and what a future renovation will require under the substantial-improvement rule. The interior can be updated; the position, the water access, and the elevation cannot. Read the unit position, the flood map, and the HOA budget first, then price the home against them.

Tara Cay in 15 seconds.

Best forBuyers who want a gated, low-maintenance waterfront townhome near the Gulf beaches in Seminole.
Biggest advantageIntracoastal water views, a heated pool, and shared docks behind a gate, minutes from Madeira Beach and St Pete.
Biggest riskHOA dues and reserves plus coastal flood insurance and seawall cost on an older attached waterfront home.
Sweet spotAn updated end or waterfront unit with confirmed slip access, a clear HOA budget, and a clean insurance quote.
Avoid ifYou want a detached single-family home with a private yard, or a property cleared for nightly rentals.

HOA & Fees

15-Second Take
  • Mandatory townhome HOA, confirm what it covers
  • Heated community pool and shared docks
  • Owner carries coastal flood and homeowners insurance
  • Interior versus end or waterfront unit matters
  • Confirm reserves and any assessment per phase

A mandatory townhome homeowners association applies. Community guides describe dues that can cover grounds and building maintenance, the community roads, water and sewer, trash, and the heated pool, but scope and amounts vary by phase. Confirm the current dues, reserve funding, and any pending special assessment in writing per parcel. No CDD is typically found in an established 1990s Pinellas community; confirm no CDD on the tax bill.

Townhome HOA dues here commonly cover exterior, grounds, road, pool, and some utility items; confirm the exact scope, reserve health, and any special assessment for the specific phase and building. Owners carry their own coastal flood and homeowners insurance.

No country club or golf. The shared amenity is a heated community pool, manicured grounds in a park-like setting, and boat docks described as available short-term on a first-come basis.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Tara Cay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Skimmer Point, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Tara Cay home worth?

Get a no-obligation home value based on real comparable sales in Tara Cay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tara Cay on the map →
Or get your Tara Cay home value & selling guide →

Real comps, not a Zestimate.

Tara Cay Market Scorecard

Strong seller's market

Tara Cay is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Tara Cay Sound North?
Tara Cay Sound North is a gated waterfront townhome and villa community on the western side of Seminole, Pinellas County, along the Intracoastal Waterway near Boca Ciega Bay, with ZIP 33776. It is one named phase of the larger Tara Cay.
Is Tara Cay single-family homes, condos, or townhomes?
Tara Cay is attached multi-story townhomes and villas with one-car garages, not detached single-family homes or condos. Sound North is one of its 1990s phases.
When was Tara Cay built?
Tara Cay was built in several phases through the 1990s, with community guides citing initial construction around 1994. Confirm the year and phase for the specific unit.
How many homes are in Tara Cay?
Community guides describe roughly 300 townhomes and villas across the full Tara Cay community, of which Sound North is one phase. Confirm specifics per listing.
Does Tara Cay have an HOA?
Yes. There is a mandatory townhome homeowners association. Community guides describe dues that can cover grounds, building, roads, water, trash, and the heated pool, but scope varies by phase. Confirm current dues, reserves, and any special assessment in writing.
Does Tara Cay have a CDD?
An established 1990s Pinellas townhome community typically has no Community Development District, which helps the carrying cost. Confirm no CDD on the parcel tax bill as a matter of course.
Do Tara Cay homes have boat docks or water access?
The community has shared boat docks described as available short-term on a first-come basis, and some units enjoy direct water views or frontage and possible slip access. Dock and slip arrangements are not always deeded per home, so confirm exactly what conveys for the specific unit in writing.
What amenities does Tara Cay have?
Tara Cay is gated and offers a heated community pool, manicured park-like grounds, shared boat docks, and Intracoastal water views. There is no golf or country club.
Is Tara Cay in a flood zone?
This is Intracoastal frontage near Boca Ciega Bay, so coastal flood exposure is real and parcel specific. Run the FEMA flood zone, the finished-floor elevation, and a flood insurance quote for the exact address during diligence.
How did the 2024 hurricanes affect this area?
Pinellas County was hit hard by Hurricane Helene storm surge in 2024, with Hurricane Milton following with wind and rain. Many coastal homes were affected, and recovery and the federal substantial-improvement rule now shape rebuilding across the county (Pinellas County and WUSF reporting, 2024 to 2025). Confirm any storm history for the specific unit.
What is the FEMA 50 percent or substantial-improvement rule?
If the cost to renovate or repair a flood-zone home exceeds 50 percent of its pre-improvement value, the whole home generally must be brought to current flood codes, including elevation. This matters for budgeting an older coastal townhome; verify the math and the flood zone for the specific unit.
Can I use a Tara Cay home as a short-term vacation rental?
Tara Cay is an owner-occupied, long-term residential community, not a nightly-rental product, and HOA rules commonly restrict short-term rentals. Do not assume vacation-rental use; confirm the current rental and leasing rules with the association before relying on any rental income.
What schools serve Tara Cay?
Tara Cay is part of Pinellas County Schools, with Bauder Elementary, Seminole Middle, and Seminole High among the area schools in Seminole. Assignment is by address and can change, so verify the exact zoning with the district.
How far is Tara Cay from the beaches and St Petersburg?
The Gulf beaches at Indian Rocks Beach, Indian Shores, and Madeira Beach are a short drive across the Intracoastal, with downtown St Petersburg and St Pete Beach roughly twenty to thirty minutes by car. Confirm drive times for your route and time of day.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On a waterfront townhome purchase, your own representation to read the HOA budget, reserves, the flood zone and elevation, and any slip or dock access protects you on the costliest variables.
Buyers who want a gated, low-maintenance waterfront townhome near the Gulf beachesExcellent fit
Boaters who value shared docks and possible water access on the IntracoastalExcellent fit
Buyers who will read the townhome HOA dues, reserves, and what they coverExcellent fit
Owner-occupants who want a quiet Seminole community close to St Pete and the beachesExcellent fit
Buyers comfortable reading coastal flood, elevation, and insurance honestlyExcellent fit
Buyers who want a detached single-family home with a private yardProbably not
Buyers unwilling to budget coastal flood insurance and any seawall or dock costProbably not
Buyers who want a guaranteed deeded slip without confirming it per unitProbably not
Buyers uncomfortable with the FEMA substantial-improvement rule on an older homeProbably not
Buyers who want a property cleared for short-term vacation rental useProbably not

Get the inside read on Tara Cay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Tara Cay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Tara Cay specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Tara Cay — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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