Temple Crest in Tampa

Temple Crest Homes for Sale in Tampa, FL

Established Tampa neighborhood · Tampa, Hillsborough County · ZIP 33604

An established riverside Tampa neighborhood, mid-century homes along the Hillsborough River.

Established valueHillsborough RiverNear USF
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Temple Crest is older riverside Tampa stock, so condition, the block, and the flood picture, not an area average, decide the buy.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Temple Crest is an established Tampa neighborhood along the Hillsborough River, so the read is by home and block rather than by area: 1950s and 1960s ranch and mid-century homes sit between 30th Street, Busch Boulevard, Temple Terrace, and the river, near USF, where condition, the block, and the flood and insurance picture drive value more than the neighborhood name. Your leverage is buying condition and the right block honestly and pricing the renovation against real comps, with the riverside setting and USF proximity as the draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Temple Crest is an established neighborhood in northeast Tampa, Hillsborough County, bounded roughly by 30th Street to the west, Temple Terrace to the east, Busch Boulevard to the north, and the Hillsborough River to the south (Wikipedia and city sources, 2026).

Part of the historic Riverhills Ranch and once a luxury development on par with Temple Terrace, the subdivision was renamed Temple Crest in the 1920s and annexed into Tampa in 1961. The housing today is mainly 1950s and 1960s ranch and mid-century homes, many with screened patios, carports, or one-car garages, and most carry no mandatory HOA, with no CDD on the established stock.

This is a value and condition buy along the river, so the money is made or lost on the home's condition, the block, and the flood and insurance picture, not the headline price.

The pitch is reasonably priced, established Tampa living along the Hillsborough River, near USF, Busch Gardens, and the interstates. The work is reading an older home's condition, weighing the block, confirming the flood zone near the river, and quoting insurance before you offer.

Best for

  • Value buyers who want an established riverside Tampa home
  • Buyers comfortable updating 1950s and 1960s stock
  • Buyers who want proximity to USF, the river, and the interstates
  • Buyers and investors who want attainable near-university pricing

Probably not for

  • Buyers who want new construction or a gated community
  • Anyone unwilling to verify the block, flood zone, and insurance
  • Buyers who want resort amenities included
  • Buyers who want a suburban master-plan setting

How Temple Crest is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Temple Crest listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Temple Crest buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Temple Crest offers attainable established Tampa living along the Hillsborough River near USF, with Busch Gardens, Temple Terrace, and the interstates minutes away, the riverside near-university value case.

University of South Florida~8 to 12 min · north of Busch
Busch Gardens~5 to 10 min · attraction
Temple Terrace~3 to 6 min · adjacent city
Interstate 275~8 to 12 min · regional access
Downtown Tampa~15 to 25 min · via I-275
Tampa International Airport~25 to 35 min · via I-275
Hillsborough River and parks~2 to 5 min · riverside recreation

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Temple Crest with Momentum Realty’s local guides.

RWRiverwalk at Waterside IslandTampa, FL · 0.1 miNONorthviewHillsTampa, FL · 0.5 miTCTemple CrestTampa, FL · 0.6 miHAHillcrest AcresTampa, FL · 0.7 miTPTerrace ParkTampa, FL · 1.1 miRGRiver Grove EstatesTampa, FL · 1.3 miKPKnoll PineTampa, FL · 1.4 miTOTampa Overlook,North TampaTampa, FL · 1.4 miOAOakHeightsTampa, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Temple Crest (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Temple Crest is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Temple Crest address.

The takeaway

What is actually shaping value at Temple Crest: steady demand near USF, the riverside setting, and the condition and flood dynamics of an older Tampa neighborhood. Each item is sourced and linked.

Recent Developments in Temple Crest

Our read on what is being built around Temple Crest, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNear-USF demand and the river setting support steady interest, with the watch items being block variation, mid-century condition, and river flood exposure.

University of South Florida proximity

Ongoing
BullishNotable impact
SignificanceRadius: Area

Being near USF supports steady housing and rental demand that underpins the neighborhood.

Hillsborough River setting

Ongoing
BullishNotable impact
SignificanceRadius: Community

The riverside location and nearby parks are a durable amenity, with the trade of river-adjacent flood exposure.

Mid-century housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Older homes mean roof, systems, and updates are the swing factor, read home by home.

River-adjacent flood exposure

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Proximity to the river makes the FEMA check and insurance quote essential, especially on lower blocks.

Established Tampa value

Ongoing
BullishNotable impact
SignificanceRadius: Area

Attainable pricing near major employers and the interstates draws value buyers and investors.

Block-by-block variation

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Values and condition vary by block, so the block matters as much as the home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Temple Crest, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Temple Crest remains an established riverside Tampa value

    Temple Crest is described as an established northeast Tampa neighborhood along the Hillsborough River, near USF, with mainly 1950s and 1960s ranch and mid-century homes at reasonable prices. Why it matters: A riverside near-university location at attainable prices keeps the neighborhood in steady demand. Source

  2. January 2025
    Community

    Temple Crest traces to the historic Riverhills Ranch

    Temple Crest was part of the Riverhills Ranch and a Temple orange grove, viewed as a luxury development in the 1920s, renamed Temple Crest, and annexed into Tampa in 1961. Why it matters: The neighborhood's established roots and river setting anchor its identity and value. Source

Development alerts for Temple CrestGet a short monthly email when something new is approved, funded, or opens near Temple Crest.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Temple Crest, this is the order of operations we would run, and the one we run for our clients.

1

Read the block, not just the listing. In an established near-river area, the block and its condition drive value, so study recent sales nearby.

2

Judge the home by condition. Temple Crest is mid-century stock, so roof age, systems, and updates separate a deal from a project.

3

Verify the flood zone near the river. Run the FEMA flood zone and a real insurance quote for the exact address, especially on river-adjacent blocks.

4

Confirm there is no surprise HOA. Most homes have no mandatory HOA, so verify what, if anything, applies.

5

Use the near-USF context, and cross-shop the adjacent Terrace Park neighborhood for value.

Best Buy
An updated home on a strong, higher block matched to comps
Biggest Risk
Underbudgeting renovation and misreading river-adjacent flood risk
Best Lot
A higher block set back from the river floodplain
Smart Timing
Confirm the block, flood zone, and insurance before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

1950s and 1960s ranch and mid-century homes

Setting

Along the Hillsborough River near USF

HOA

Most homes none, verify newer product

Status

Established, resale market

Costs & Fees

HOA

None on most older homes, verify the specific home

CDD

None on the established stock

Worth noting

River-adjacent flood insurance is a real cost

Amenities

River

Hillsborough River frontage and parks

University

USF just north

Attractions

Busch Gardens nearby

Access

I-275 and the interstates close by

Location

Area

Tampa, Hillsborough County, ZIP 33604

Access

I-275 to downtown and the airport

Adjacent

Temple Terrace and USF

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Renovation Entry

Older mid-century homes that need work, the most affordable way into an established riverside neighborhood.

Lowest entry
The Updated Core

Renovated homes on higher, stronger blocks, the heart of the resale market here.

Most inventory
The Top

The most updated homes on the best higher blocks, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Renovation Entry
Older mid-century homes that need work, the most affordable way into an established riverside neighborhood.
The Updated Core
Renovated homes on higher, stronger blocks, the heart of the resale market here.
The Top
The most updated homes on the best higher blocks, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within TampaStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Temple Crest

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The river and the USF location are the constant; the blocks vary. The deal is won or lost on the block, the condition, and the flood and renovation math.

Jon Brooks · Founder, Momentum Realty
6.6B- · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency7.6/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Temple Crest is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Higher blocks set back from the river hold value best
  • River-adjacent lots carry flood risk
  • Condition and roof age drive the price
  • Most older lots carry no mandatory HOA
  • Read the block and flood map before the finishes

In an established riverside neighborhood, the block and its elevation are the part of your money the market and the insurer judge. Higher blocks set back from the river floodplain hold value better than low-lying river-adjacent lots, and updated homes beat dated ones. The house can be renovated; the flood zone and the block cannot. Read the block and the flood map first, then price the renovation against the closest recent comps.

Temple Crest in 15 seconds.

Best forValue buyers who want an established riverside Tampa home near USF.
Biggest advantageA Hillsborough River setting near USF at attainable, established pricing.
Biggest riskMid-century condition and river flood exposure, plus block variation.
Sweet spotAn updated home on a higher block, matched to comps.
Avoid ifYou want new construction, a gate, or a master-plan setting.

HOA, Fees & the Real Costs

15-Second Take
  • Most homes have no mandatory HOA
  • No CDD on the established stock
  • Condition and renovation are real cost drivers
  • River-adjacent flood exposure is the key risk
  • A riverside near-USF location is the draw

Most homes in Temple Crest carry no mandatory HOA, and there is no CDD on the established stock. The real costs sit in the home and the parcel: roof and systems on mid-century stock and flood insurance on river-adjacent and lower parcels. Confirm what, if anything, applies to the specific home.

With no association on most homes, budget for renovation and maintenance rather than HOA dues, plus an insurance quote that reflects the parcel and the flood zone. Verify any fee on newer infill or townhome product.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Temple Crest, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Terrace Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Temple Crest home worth?

Get a no-obligation home value based on real comparable sales in Temple Crest matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Temple Crest Market Scorecard

Strong seller's market

Temple Crest is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Temple Crest?
Temple Crest is an established neighborhood in northeast Tampa, Hillsborough County, bounded by 30th Street, Temple Terrace, Busch Boulevard, and the Hillsborough River, ZIP 33604.
Is Temple Crest the same as Temple Terrace?
No. Temple Crest is a Tampa neighborhood that borders the separate city of Temple Terrace. They share history but are distinct.
What is the history of Temple Crest?
Temple Crest was part of the historic Riverhills Ranch and a Temple orange grove, viewed as a luxury development in the 1920s, renamed Temple Crest, and annexed into Tampa in 1961.
What kind of homes are in Temple Crest?
Mainly 1950s and 1960s ranch and mid-century homes, many with screened patios, carports, or one-car garages, generally without a mandatory HOA.
Does Temple Crest have an HOA?
Most homes carry no mandatory HOA, and there is no CDD on the established stock. Confirm what, if anything, applies to a specific home.
Should I worry about flooding near the river?
Yes, verify it. The Hillsborough River borders the neighborhood, so river-adjacent and lower blocks carry flood exposure. Always run the FEMA flood zone and an insurance quote for the exact address.
Is Temple Crest a good value?
An established riverside Tampa neighborhood near USF at attainable prices is the value case. Because the stock is mid-century, condition and flood drive the real outcome.
What is near Temple Crest?
USF is just north, with Busch Gardens, Temple Terrace, the Hillsborough River, and the interstates close by.
What schools serve Temple Crest?
Temple Crest is part of the Hillsborough County school district. Assignment is by address and can change, so confirm the exact zoned schools for any home.
Is Temple Crest good for investors?
Its attainable pricing, riverside setting, and proximity to USF draw investor interest, but block variation, mid-century condition, and river flood risk are real. The block and the numbers drive the outcome; this is not a guarantee of future value.
Are there parks or river access?
The neighborhood sits along the Hillsborough River with nearby city parks. Verify specific access points and any flood considerations for a river-adjacent home.
What should I check before buying in Temple Crest?
The specific block, the home's condition and roof age, the FEMA flood zone and insurance quote near the river, any HOA on newer product, and the renovation budget.
Value buyers who want an established riverside Tampa homeExcellent fit
Buyers comfortable updating 1950s and 1960s stockExcellent fit
Buyers who want proximity to USF, the river, and the interstatesExcellent fit
Buyers and investors who want attainable near-university pricingExcellent fit
Buyers who will read the block, flood zone, and conditionExcellent fit
Buyers who want new construction or a gated communityProbably not
Anyone unwilling to verify the block, flood zone, and insuranceProbably not
Buyers who want resort amenities includedProbably not
Buyers who want a suburban master-plan settingProbably not
Buyers unwilling to budget renovation on older homesProbably not

Get the inside read on Temple Crest

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Temple Crest home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Temple Crest specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Temple Crest — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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