The Palms At Amelia
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
The Palms At Amelia is a small gated community in Fernandina Beach, and right now the numbers point toward buyers, not sellers. Only three homes are actively listed, but months of supply is running at 18 — a reading that says absorption has been slow relative to what's on the market, even with a thin active count.
With just two closings tracked in the current window, there isn't much of a trend to lean on here — pricing has to be assessed listing by listing rather than against a busy comp set. For sellers, that argues for patience and a realistic read on timeline; for buyers, it means there's room to negotiate on terms rather than compete against multiple offers.
The Palms At Amelia right now
🟢 Buyer-leaning market. 12.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 30, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
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Updated August 30, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Palms At Amelia is a gated, amenity-built community in Fernandina Beach (Nassau County) with a pool, spa, and grounds maintenance handled for owners — and a market currently reading buyer-leaning, with limited but slow-moving inventory.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of The Palms At Amelia. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
The Palms At Amelia
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The Palms At AmeliaPhotos from realMLS listings in The Palms At Amelia; content deemed reliable but not guaranteed.
Who The Palms At Amelia is best for.
Best for
- Buyers who want gated access, pool/spa amenities, and grounds maintenance handled without needing dozens of homes to compare.
- Buyers comfortable negotiating in a buyer-leaning market rather than competing against multiple offers.
- Buyers with a flexible timeline who can wait for the right fit among a small active list.
Probably not for
- Buyers who need a large active inventory to shop and compare before deciding.
- Buyers who need a fast, predictable closing timeline in a market reading an 18-month supply.
- Buyers who want a deep, recent sales history to benchmark price against, given how thin the closings window is here.
The market around The Palms At Amelia
The Palms At Amelia is too small for its own price trend, so here is the market around it.
In ZIP 32034, 338 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 515 homes are active and 208 pending (29% under contract).
ZIP and county figures describe the wider market, not The Palms At Amelia specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in The Palms At Amelia, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in The Palms At Amelia
Live MLS inventory for The Palms At Amelia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 65 daysTop listing
Active · 101 days
Pending · 167 daysActive and pending The Palms At Amelia listings as of 2026-08-31, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Palms At Amelia on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at The Palms At Amelia
- Security Gate · reported on 3 of 4 listings
- Gated · reported on 3 of 4 listings
- Barbecue · reported on 2 of 4 listings
- Maintenance Grounds · reported on 2 of 4 listings
- Pool · reported on 2 of 4 listings
- Spa/Hot Tub · reported on 1 of 4 listings
- Storage · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around The Palms At Amelia are close: the nearest groceries is about 1 minutes away.
- 14th Street Produce · Groceries1 min
- Amelia Village Shoppes · Shopping1 min
- Curry Island Indian Kitchen · Dining2 min
- Baptist Nassau Emergency Room · Health2 min
- Fernandina Beach Recreation · Parks3 min
- Mocama Coffee · Coffee3 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Emma Love Hardee ElementaryFLDOE grade A · PK-5
- Fernandina Beach Middle SchoolFLDOE grade A · 6-8
- Fernandina Beach High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Palms At Amelia address.
The The Palms At Amelia buying strategy.
If we were buying in The Palms At Amelia today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Palms At Amelia.
A Gated Community With Room to Negotiate
What The Palms At Amelia offers is access: a security gate, gated grounds, a community pool and spa/hot tub, a barbecue area, on-site storage, and maintenance of the grounds handled outside the unit. Those amenities are reported across this community's MLS listings, and buyers should still confirm current access and inclusions with the HOA before writing an offer.
The market mechanics here are worth understanding before you shop: three active listings against an 18-month supply figure means the pace of sales has been slow, not that inventory is scarce in an absolute sense. That's a buyer-leaning read — the market band assigned to this community right now — and it typically translates into more flexibility on price and terms than a seller's market would allow, though with only two closings in the tracked window, there isn't a deep sales history to benchmark against.
The location and the amenities are priced into every listing in The Palms At Amelia. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, buyer-leaning community like The Palms At Amelia, the value of local representation shows up in the details Momentum tracks closely — the current 18-month supply read, the fact that only three homes are actively listed, and how thin the recent closings window is. That's the kind of data that should shape an offer strategy here, not a generic comp pull.
The Palms At Amelia in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$477/month
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a The Palms At Amelia buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Palms At Amelia sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Palms At Amelia, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Palms At Amelia home worth?
Get a no-obligation home value based on real comparable sales in The Palms At Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in The Palms At Amelia on the map →
Frequently Asked Questions
Is The Palms At Amelia a buyer's or seller's market right now?
What schools serve The Palms At Amelia?
Who is the best real estate agent for The Palms At Amelia?
How do I find a top Fernandina Beach real estate agent who knows The Palms At Amelia?
Can Momentum Realty connect me with an agent for The Palms At Amelia?
Should you buy in The Palms At Amelia?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near The Palms At Amelia with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how The Palms At Amelia fits the bigger picture — live prices, inventory, and Momentum Scores: