The Palms At Amelia
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
The Palms At Amelia right now
🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of The Palms At Amelia. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
The Palms At Amelia
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The Palms At AmeliaPhotos from realMLS listings in The Palms At Amelia; content deemed reliable but not guaranteed.
The market around The Palms At Amelia
The Palms At Amelia is a small community — 25 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32034, 312 homes are on the market and 25% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 513 homes are active and 187 pending (27% under contract).
Homes here are condominium.
ZIP and county figures describe the wider market, not The Palms At Amelia specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in The Palms At Amelia
Live MLS inventory for The Palms At Amelia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 138 daysTop listing
Active · 428 days
Active · 54 daysActive and pending The Palms At Amelia listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Palms At Amelia on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at The Palms At Amelia
- Security Gate · reported on 3 of 4 listings
- Gated · reported on 3 of 4 listings
- Barbecue · reported on 2 of 4 listings
- Maintenance Grounds · reported on 2 of 4 listings
- Pool · reported on 2 of 4 listings
- Spa/Hot Tub · reported on 1 of 4 listings
- Storage · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around The Palms At Amelia are close: the nearest groceries is about 1 minutes away.
- 14th Street Produce · Groceries1 min
- Amelia Village Shoppes · Shopping1 min
- Curry Island Indian Kitchen · Dining2 min
- Baptist Nassau Emergency Room · Health2 min
- Fernandina Beach Recreation · Parks3 min
- Mocama Coffee · Coffee3 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Emma Love Hardee ElementaryFLDOE grade A · PK-5
- Fernandina Beach Middle SchoolFLDOE grade A · 6-8
- Fernandina Beach High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Palms At Amelia address.
=======The Palms at Amelia on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.
How far is everything?
The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.
Drive times from The Palms at Amelia. They are approximate and vary with traffic and your exact start point.
Jacksonville International AirportDistances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near The Palms at Amelia Homes for Sale in Fernandina Beach, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
The Palms at Amelia is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Emma Love Hardee Elementary
Fernandina Beach Middle School
Fernandina Beach High School
St. Michel Academy (Private, Fernandina Beach)
Fernandina Beach Christian Academy (Private)
Faith Christian Academy (Private)
Buying with schools in mind? We can confirm the exact zoned schools for any The Palms at Amelia address.
>>>>>>> origin/mainThe The Palms At Amelia buying strategy.
If we were buying in The Palms At Amelia today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Palms At Amelia.
A closer look at the The Palms At Amelia market
Inventory runs at 18.0 months of supply, a buyer-leaning market.
The location and the amenities are priced into every listing in The Palms At Amelia. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a The Palms At Amelia buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Palms At Amelia sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Palms At Amelia, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Palms At Amelia home worth?
Get a no-obligation home value based on real comparable sales in The Palms At Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in The Palms at Amelia on the map →
Or get your The Palms at Amelia home value & selling guide →
What is your The Palms at Amelia home worth?
Get a no-obligation home value based on real comparable sales in The Palms at Amelia matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Palms at Amelia Market Scorecard
The Palms at Amelia is currently a strong buyer's market. About 18.0 months of supply, a median asking price of $375,000, and homes go under contract in about 128 days.
Typical home value in the 32034 ZIP is $610,771, about 25.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
The Palms at Amelia Market Scorecard
The Palms at Amelia is currently a strong buyer's market. About 18.0 months of supply, a median asking price of $375,000, and homes go under contract in about 128 days.
Typical home value in the 32034 ZIP is $610,771, about 25.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is The Palms At Amelia a buyer's or seller's market right now?
Do cash buyers compete in The Palms At Amelia?
What schools serve The Palms At Amelia?
Who is the best real estate agent for The Palms At Amelia?
How do I find a top Fernandina Beach real estate agent who knows The Palms At Amelia?
Can Momentum Realty connect me with an agent for The Palms At Amelia?
Nearby Communities
Explore more neighborhoods near The Palms At Amelia with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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