The Palms At Amelia
Homes for Sale in Fernandina Beach, FL
All 231 homes for sale in Fernandina Beach, FL · median $669,900 · 48 condos for sale in Fernandina Beach · 220 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of November 2026, The Palms At Amelia in Fernandina Beach, FL has 2 homes for sale. Over the 12 months ending 2026-11-01, 3 recorded sales closed at a median of $355,000, $298 per square foot, a median 167 days on market, sellers accepting 82% of original asking. Homes listed or recently sold were built 1999–1999; 5 of 5 report an HOA (median $477/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,710 ($4,210 with the full homestead exemption).
Part of the Amelia master-planned community in Fernandina Beach, FL — see all Amelia homes for sale (2 listings across 3 villages and sections in the MLS).
The Palms At Amelia is a small gated community in Fernandina Beach, and right now the numbers point toward buyers, not sellers. Only three homes are actively listed, but months of supply is running at 18 — a reading that says absorption has been slow relative to what's on the market, even with a thin active count.
With just two closings tracked in the current window, there isn't much of a trend to lean on here — pricing has to be assessed listing by listing rather than against a busy comp set. For sellers, that argues for patience and a realistic read on timeline; for buyers, it means there's room to negotiate on terms rather than compete against multiple offers.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The Palms At Amelia right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 1, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Palms At Amelia market snapshot (as of November 1, 2026): the median sale price is about $355K ($298 per sq ft over the trailing 12 months of closed sales), a median 167 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.
In ZIP 32034 (Fernandina Beach), 629 homes closed in the last 12 months at a median of $442K ($198/sq ft), up 1.7% year over year, with a median 54 days on market. Right now 226 active and 76 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
realMLS (Northeast Florida) sales records identify 24 homes in The Palms At Amelia that have changed hands since 2007, built between 1998 and 1999 (median 1999), with a median living area of about 978 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The Palms At Amelia is a gated, amenity-built community in Fernandina Beach (Nassau County) with a pool, spa, and grounds maintenance handled for owners — and a market currently reading buyer-leaning, with limited but slow-moving inventory.
The setting & the homes.
Aerial and on-site photos of The Palms At Amelia. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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The Palms At AmeliaPhotos from realMLS listings in The Palms At Amelia; content deemed reliable but not guaranteed.
Who The Palms At Amelia is best for.
Best for
- Buyers who want gated access, pool/spa amenities, and grounds maintenance handled without needing dozens of homes to compare.
- Buyers comfortable negotiating in a buyer-leaning market rather than competing against multiple offers.
- Buyers with a flexible timeline who can wait for the right fit among a small active list.
Probably not for
- Buyers who need a large active inventory to shop and compare before deciding.
- Buyers who need a fast, predictable closing timeline in a market reading an 18-month supply.
- Buyers who want a deep, recent sales history to benchmark price against, given how thin the closings window is here.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($355K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-02).
The Palms At Amelia Market Scorecard
The Palms At Amelia is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $309,450, and homes go under contract in about 163 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in The Palms At Amelia
Live MLS inventory for The Palms At Amelia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Palms At Amelia listings as of 2026-11-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Palms At Amelia on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at The Palms At Amelia
- Security Gate · reported on 3 of 4 listings
- Gated · reported on 3 of 4 listings
- Barbecue · reported on 2 of 4 listings
- Maintenance Grounds · reported on 2 of 4 listings
- Pool · reported on 2 of 4 listings
- Spa/Hot Tub · reported on 1 of 4 listings
- Storage · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around The Palms At Amelia are close: the nearest groceries is about 1 minutes away.
- 14th Street Produce · Groceries1 min
- Amelia Village Shoppes · Shopping1 min
- Curry Island Indian Kitchen · Dining2 min
- Baptist Nassau Emergency Room · Health2 min
- Fernandina Beach Recreation · Parks3 min
- Mocama Coffee · Coffee3 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near The Palms At Amelia with Momentum Realty’s local guides.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Emma Love Hardee ElementaryFLDOE grade A · PK-5
- Fernandina Beach Middle SchoolFLDOE grade A · 6-8
- Fernandina Beach High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Palms At Amelia address.
Recent Developments in The Palms At Amelia
Development, infrastructure, retail, and school activity affecting The Palms At Amelia, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is about 3 miles northwest of The Palms At Amelia.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 7 miles west of The Palms At Amelia.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 8 miles west of The Palms At Amelia.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles west of The Palms At Amelia.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 14 miles west of The Palms At Amelia, elsewhere in Nassau County.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 14 miles west of The Palms At Amelia, elsewhere in Nassau County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The The Palms At Amelia buying strategy.
If we were buying in The Palms At Amelia today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Palms At Amelia.
A Gated Community With Room to Negotiate
What The Palms At Amelia offers is access: a security gate, gated grounds, a community pool and spa/hot tub, a barbecue area, on-site storage, and maintenance of the grounds handled outside the unit. Those amenities are reported across this community's MLS listings, and buyers should still confirm current access and inclusions with the HOA before writing an offer.
The market mechanics here are worth understanding before you shop: three active listings against an 18-month supply figure means the pace of sales has been slow, not that inventory is scarce in an absolute sense. That's a buyer-leaning read — the market band assigned to this community right now — and it typically translates into more flexibility on price and terms than a seller's market would allow, though with only two closings in the tracked window, there isn't a deep sales history to benchmark against.
The location and the amenities are priced into every listing in The Palms At Amelia. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, buyer-leaning community like The Palms At Amelia, the value of local representation shows up in the details Momentum tracks closely — the current 18-month supply read, the fact that only three homes are actively listed, and how thin the recent closings window is. That's the kind of data that should shape an offer strategy here, not a generic comp pull.
The Palms At Amelia in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$477/month
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a The Palms At Amelia buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Palms At Amelia sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Palms At Amelia, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Palms At Amelia home worth?
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Recently off market in The Palms At Amelia
Homes in The Palms At Amelia that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1601 Nectarine Street #B2 · off market
- 1601 Nectarine Street #I5 · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Security Gate, Barbecue, Gated, Maintenance Grounds, Spa/Hot Tub, Other |
| Sale prices, last 12 months | $355,000 median across 3 closed sales · $298 per sq ft |
| Days on market (closed sales) | 167 median |
| For sale right now | 2 active, 0 pending · median asking $309,450 · 8.0 months of supply |
| Zoned public schools | Emma Love Hardee Elementary (A, FLDOE 2025-26); Fernandina Beach Middle School (A, FLDOE 2025-26); Fernandina Beach High School (A, FLDOE 2025-26) |
Data as of November 1, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Palms At Amelia key facts,” movewithmomentum.com/neighborhoods/the-palms-at-amelia-fernandina-beach, data as of November 1, 2026.
Just listed in The Palms At Amelia
The newest homes for sale in The Palms At Amelia right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1601 Nectarine Street #I1 $369,900 · 3 bd · 2 ba · 1,193 sq ft · listed Jun 27, 2026 Courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS REALTY
- 1601 Nectarine Street #A3 $249,000 · 2 bd · 2 ba · 978 sq ft · listed May 22, 2026 Courtesy of AMELIA ISLAND REAL ESTATE SERVICES
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in The Palms At Amelia Fernandina Beach Right Now (2)
All 2 active and pending The Palms At Amelia Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1601 Nectarine Street #I1 · $369,900 · 3 bd / 2 ba · listed Aug 3, 2026 · listed by Berkshire Hathaway Home Services Heymann Williams Realty
- 1601 Nectarine Street #A3 · $249,000 · 2 bd / 2 ba · listed Aug 3, 2026 · listed by Amelia Island Real Estate Services
Recently sold in The Palms At Amelia Fernandina Beach
- 1601 Nectarine Street #B2 · sold $355,000
- 1601 Nectarine Street #F5 · sold $225,000
- 1601 Nectarine Street #I5 · sold $360,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fernandina Beach home searches
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
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- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
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Frequently Asked Questions
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Should you buy in The Palms At Amelia?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 1, 2026 |
| Under-contract shares | realMLS records, as of 2026-11-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on The Palms At Amelia
- Home values · What homes in The Palms At Amelia actually sell for