The Reef (Aka Colony Of Rocky Point)
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, The Reef (Aka Colony Of Rocky Point) in Stuart, FL has 2 homes for sale. As of September 2026, the MLS records 2 closed sales in The Reef (Aka Colony Of Rocky Point) in Stuart, FL since 2024, the most recent in May 2025. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 38 (FL DOR 2025 assessment roll) |
| Years built | 1994–2023 (median 1999.0) |
| Typical living area | 2,633 sq ft (median) |
| Amenities listed by sellers | Tennis Court(s), Gated - No Guard, Pickleball Court(s) |
| For sale right now | 2 active, 0 pending · median asking $1,297,500 |
| Owner-occupied (homestead) share | 87% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Reef (Aka Colony Of Rocky Point) key facts,” movewithmomentum.com/neighborhoods/the-reef-aka-colony-of-rocky-point, data as of September 20, 2026.
The Reef, also known as the Colony of Rocky Point, sits in Stuart within Martin County, on the beaches side of the market. With no median price and no amenity detail surfacing from current MLS listings, this is a community where the individual property does the talking. Price here will be driven by the specifics of each home — condition, lot, proximity to the water — rather than a community pricing tier you can read off a chart.
For buyers, that means underwriting each listing on its own merits and not assuming a neighborhood premium or discount exists. For sellers, it means comparable sales and honest presentation matter more than leaning on a community brand. Come in prepared to look closely; the value case is made property by property.
The 60-Second Overview
The Reef (Colony of Rocky Point) is a Rocky Point-area community in Stuart, Martin County, on the beaches side. Current listings surface no shared amenities, so the appeal rests on location and the merits of each individual home.
County records show 3 qualified sales in The Reef (Aka Colony Of Rocky Point) across 2024–2025 (1 in 2024, 2 in 2025), median $825,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Reef (Aka Colony Of Rocky Point) is best for.
Best for
- Buyers set on the Rocky Point area of Stuart who value location over amenities
- Buyers comfortable underwriting a single property on condition and lot rather than a neighborhood tier
- Sellers willing to price against real comparables and let a well-presented home carry the sale
Probably not for
- Buyers who need an amenity-rich community with pools, gyms, or clubhouses
- Buyers who want a predictable, narrow price band before touring
- Buyers unwilling to do detailed property-level diligence
The market around The Reef (Aka Colony Of Rocky Point)
The Reef (Aka Colony Of Rocky Point) is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not The Reef (Aka Colony Of Rocky Point) specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in The Reef (Aka Colony Of Rocky Point), Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in The Reef (Aka Colony Of Rocky Point)
Live MLS inventory for The Reef (Aka Colony Of Rocky Point). Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Reef (Aka Colony Of Rocky Point) listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Every Home for Sale in The Reef Aka Colony Of Rocky Point Right Now (1)
All 1 active and pending The Reef Aka Colony Of Rocky Point listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5592 SE Reef Way · $1,400,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by Illustrated Properties/Hobe So
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Port Salerno · Elementary
- Murray · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent The Reef (Aka Colony Of Rocky Point) listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Reef (Aka Colony Of Rocky Point) address.
Shop the zone: Homes zoned for South Fork High School
The The Reef (Aka Colony Of Rocky Point) buying strategy.
If we were buying in The Reef (Aka Colony Of Rocky Point) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Reef (Aka Colony Of Rocky Point).
A property-first community
There are no community amenities identified from current MLS listings, so treat this as a place where the home itself, not a shared facility set, defines the buy. That is neither good nor bad — it simply changes how you evaluate value. Focus your diligence on the structure, the lot, and the immediate surroundings.
Rocky Point's setting near the water on the Stuart beaches side is the constant here. Beyond that, expect condition and specifics to drive a wide spread in what any given property is worth. Bring a critical eye to each listing rather than a fixed sense of what a home in The Reef 'should' cost.
The location and the amenities are priced into every listing in The Reef (Aka Colony Of Rocky Point). The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with thin published data and no advertised amenities, the work is in the details — pulling the right comparables, reading each property honestly, and telling you when a listing does not pencil out. That is where a Martin County brokerage that knows the Rocky Point and Stuart beaches market earns its keep. We would rather walk you off a bad fit than talk you into one.
The Reef (Aka Colony Of Rocky Point) in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $101/month (about $1,212/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $101 per month ($1,212 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Reef (Aka Colony Of Rocky Point) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Reef (Aka Colony Of Rocky Point) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Reef (Aka Colony Of Rocky Point), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Reef (Aka Colony Of Rocky Point) home worth?
Get a no-obligation home value based on real comparable sales in The Reef (Aka Colony Of Rocky Point), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Frequently Asked Questions
How many homes are in The Reef (Aka Colony Of Rocky Point)?
What share of The Reef (Aka Colony Of Rocky Point) is owner-occupied?
When were the homes in The Reef (Aka Colony Of Rocky Point) built?
Who is the best real estate agent for The Reef (Aka Colony Of Rocky Point)?
How do I find a top Stuart real estate agent who knows The Reef (Aka Colony Of Rocky Point)?
Can Momentum Realty connect me with an agent for The Reef (Aka Colony Of Rocky Point)?
Where is The Reef (Aka Colony Of Rocky Point), and what county is it in?
Should you buy in The Reef (Aka Colony Of Rocky Point)?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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