Thornhill in Fleming Island

Thornhill

Resale single-family homes by Beazer and Panitz, built ~2000 to 2003 · A village inside Fleming Island Plantation · ZIP 32003

A resale single-family village inside Fleming Island Plantation in Clay County, of roughly 130 Beazer and Panitz homes built ~2000 to 2003, where owners pay a Thornhill sub-HOA plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation pools, tennis, trails, and golf.

A village inside FIPResale single-familySub-HOA + master HOA + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Thornhill is one of roughly 17 villages inside Fleming Island Plantation, so its owners pay a Thornhill sub-HOA plus the FIP master HOA and sit in the FIP CDD. This is the Fleming Island Thornhill on Thornhill Drive, not the same-named Thornhill communities in Boca Raton, Winter Haven, or Orlando, and not a neighboring FIP village such as Chatham Village, Autumn Glen, or Cypress Glen. Confirm current resale pricing, the full three-layer fee stack, and the school zoning with the associations, the Clay County tax roll, and a local agent.
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Unlock Off-Market Thornhill

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
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Median Price
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Supply
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Seller Leverage
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1-Yr Price Change
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Thornhill is a small, non-gated, resale single-family village inside Fleming Island Plantation in Clay County, of roughly 130 Beazer and Panitz homes built about 2000 to 2003, from around 1,800 to 4,300 square feet. The durable draw is the shared FIP amenity package: two pools, the Splash Park waterslide, clay tennis, basketball and volleyball courts, parks, trails, Village Square, and an 18-hole Bobby Weed golf course, all reachable from the village. The defining nuance is the fee stack: owners pay a Thornhill sub-HOA (reported as very modest), plus the FIP master HOA, plus a FIP CDD assessment on the Clay County tax bill (reported around $1,460 a year) that includes an annually reset operations-and-maintenance component, so the true carry is three layers, not one. The village is differentiated from its FIP neighbors mainly by builder era, home style, and view, with golf-fairway and lake lots at the top. Verify all three fee layers in writing, confirm the CDD line on the tax roll, and make sure a listing is actually the Fleming Island Thornhill and not a same-named community elsewhere or a neighboring FIP village."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Fleming Island Plantation is a large, amenity-rich master community off Town Center Blvd in Fleming Island, Clay County, spanning roughly 17 villages and over 2,400 homes on about 1,680 acres. Thornhill is one of those villages: a small, non-gated pocket of about 130 single-family homes, built by Beazer Homes and Panitz Homes and delivered in the early 2000s, now trading as a resale market.

The homes run from roughly 1,800 to about 4,300 square feet, three to five-plus bedrooms, in one- and two-story designs, many with golf-fairway, lake, or preserve views. Note that this is the Fleming Island Thornhill on Thornhill Drive, distinct from the same-named Thornhill communities in Boca Raton, Winter Haven, and Orlando, and from neighboring FIP villages such as Chatham Village, Autumn Glen, and Cypress Glen, which share the plantation's amenities and fee structure but differ in builder era, home style, and location within FIP.

Best for

  • Buyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry home
  • Buyers who value a golf-fairway, lake, or preserve view within an established master community
  • Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stack
  • Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS Jacksonville

Probably not for

  • Buyers who want a single, simple HOA fee rather than three fee layers
  • Buyers who want a gated community or brand-new construction
  • Buyers who want to avoid a CDD assessment on the tax bill
  • Buyers who would confuse it with a same-named Thornhill elsewhere or a neighboring FIP village when reading comps and fees

How Thornhill is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 3, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Thornhill listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Thornhill buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Full access to the Fleming Island Plantation amenity package
  • Two amenity facilities with community pools plus the Splash Park waterslide
  • Clay tennis courts plus basketball and volleyball courts
  • Parks, playgrounds, walking paths, and the Village Square shops
  • An 18-hole Bobby Weed-designed championship golf course within FIP

The amenities are the reason to buy anywhere in Fleming Island Plantation, and Thornhill owners get the full package. Per the plantation, FIP offers two amenity facilities with community pools, including a children's pool and an adult pool behind the amenity center, plus the Splash Park with a waterslide and a large sprayground, clay tennis courts, basketball courts, volleyball courts, parks, playgrounds, and walking paths, with the amenity center at 2300 Town Center Blvd.

Golf is on site as well: the Fleming Island Plantation golf course is a Bobby Weed-designed 18-hole championship layout, par 71 at roughly 6,700 yards, with a links-style front nine and a parkland back nine carved from former timber forest. Golf and any club membership are a separate arrangement from the HOA and CDD, so confirm current public-play, membership, and fee terms directly if golf is part of your decision.

The plantation also includes the Village Square area with shops and restaurants, so a good deal of everyday errand-running happens without leaving FIP. Beyond the plantation, the Fleming Island Town Center and the US-17 corridor put grocery, dining, and services minutes away.

Do Thornhill owners really get all the FIP amenities?

Yes. As a village inside Fleming Island Plantation, Thornhill owners have access to the shared plantation amenities funded through the master HOA and the CDD. Confirm current amenity access, hours, and any card or key-fob process with the FIP amenity office.

Is golf included in the fees?

No. The 18-hole Bobby Weed golf course is within the plantation, but golf play and any club membership are a separate arrangement from the HOA and CDD assessments. Confirm current golf and membership terms directly.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

FIP amenity center (2300 Town Center Blvd)Minutes · Pools, the Splash Park, clay tennis, courts, and the plantation amenity hub
Fleming Island Plantation golf courseWithin FIP · Bobby Weed-designed 18-hole championship layout
Fleming Island Town Center / US-17 retailMinutes · Everyday groceries, shops, and dining
NAS JacksonvilleAbout 15 to 20 minutes · Via US-17 north
Downtown JacksonvilleAbout 25 to 35 minutes · Via US-17 and I-295 (confirm at your travel times)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Thornhill with Momentum Realty’s local guides.

Southern LinksSouthern LinksFleming Island, FL · 0.1 miWOThe WoodlandsFleming Island, FL · 0.1 miAMAmberwoodFleming Island, FL · 0.1 miCOCovingtonFleming Island, FL · 0.1 miFleming Island Homes for SaleFleming Island Homes for SaleFleming Island, FL · 0.1 miFVFairway VillageFleming Island, FL · 0.2 miEagle Harbor Homes for Sale in Fleming Island, FLEagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.2 miCreighton Pointe Homes for Sale in Fleming Island, FLCreighton Pointe Homes for Sale in Fleming Island, FLFleming Island, FL · 0.3 miChatham VillageChatham VillageFleming Island, FL · 0.3 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Thornhill (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Thornhill is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public, Clay County (confirm current zoning)

Thunderbolt Elementary School

Public, Clay County (confirm current zoning)

Green Cove Springs Junior High School

Public, Clay County (confirm current zoning)

Fleming Island High School

Buying with schools in mind? We can confirm the exact zoned schools for any Thornhill address.

The takeaway

What actually shapes value in Thornhill is the interaction of the Fleming Island Plantation amenity package and the three-layer fee stack, against a steady resale market for early-2000s single-family homes. Because the CDD operations-and-maintenance component is reset annually and lands on the Clay County tax bill, buyers should verify the current numbers directly rather than relying on figures circulating online.

Recent Developments in Thornhill

Our read on what is being built around Thornhill, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Shared FIP amenity access

Ongoing
BullishNotable impact
SignificanceRadius: Community

Full access to the plantation's two pools, the Splash Park, clay tennis, courts, trails, Village Square, and the Bobby Weed golf course is a genuine and durable draw that supports demand for Thornhill homes.

Three-layer fee stack

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The sub-HOA plus master-HOA plus CDD structure is the real buyer nuance; the amenities justify it for many buyers, but the annually reset CDD operations component (reported around $1,460 a year) means the true carry must be verified each year, not assumed.

Golf and lake view premium

Ongoing
BullishModerate impact
SignificanceRadius: Community

Homes on golf-fairway and lake lots command the premium and hold value best within the village; interior lots are the value entry. Confirm the premium against recent comparable sales.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Thornhill, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Development alerts for ThornhillGet a short monthly email when something new is approved, funded, or opens near Thornhill.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Thornhill, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm all three fee layers in writing. Get the current Thornhill sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and combine them into one real monthly carry.

    2

    Verify the CDD on the Clay County tax roll for the specific homesite, checking both the debt-service and the annually reset operations-and-maintenance components (reported around $1,460 a year).

    3

    Confirm you are looking at the Fleming Island Thornhill, not a same-named community in Boca Raton, Winter Haven, or Orlando, or a neighboring FIP village such as Chatham Village or Autumn Glen, before you act on any comp or fee figure.

    4

    Price the view. Determine whether a home is golf-fairway, lake, preserve, or interior, since that drives both price and resale.

    5

    Cross-shop the neighbors: compare Chatham Village and Eagle Harbor before you commit.

    Best Buy
    A single-family home on a golf-fairway or lake lot, with the sub-HOA, master-HOA, and CDD amounts confirmed in writing and the condition inspected
    Biggest Risk
    Budgeting from the sub-HOA alone and missing the master-HOA and CDD layers, or confusing this Thornhill with a same-named community elsewhere or a neighboring FIP village
    Best Lot
    Golf-fairway and lake-view lots over interior lots
    Smart Timing
    A steady resale market; move when a well-priced golf or lake home lists, with the full fee stack verified first
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Resale single-family homes from roughly 1,800 to about 4,300 square feet, three to five-plus bedrooms, one- and two-story, many with golf-fairway, lake, or preserve views inside Fleming Island Plantation

    Builder

    Built by Beazer Homes and Panitz Homes, delivered roughly 2000 to 2003; reported at about 130 single-family homes in the village

    Scale

    A small, non-gated single-family village within the larger Fleming Island Plantation master community, on Thornhill Drive; this is a resale-only market

    Distinct from

    One of roughly 17 villages inside Fleming Island Plantation, and unrelated to the Thornhill communities in Boca Raton, Winter Haven, or Orlando; confirm a listing is actually in the Fleming Island Thornhill and not a neighboring FIP village such as Chatham Village, Autumn Glen, or Cypress Glen

    Costs & Fees

    Fee stack

    Owners pay a Thornhill sub-HOA plus the Fleming Island Plantation master HOA plus the FIP CDD assessment; confirm all three current amounts in writing before you offer

    CDD

    Thornhill is inside the Fleming Island Plantation CDD; a CDD assessment (debt service plus operations and maintenance), reported around $1,460 per year, appears on the Clay County tax bill, so verify the current amount for the specific homesite on the tax roll

    Reality

    The real Thornhill nuance is the three-layer fee stack; the Thornhill sub-HOA is reported as very modest (figures around $67 to $200 a year circulate), but the master HOA and CDD carry the amenity and infrastructure cost, so budget the full stack, not just the village dues

    Amenities

    Shared FIP amenities

    Full access to the Fleming Island Plantation amenity package: two amenity facilities with community pools (including a children's pool, an adult pool, and the Splash Park waterslide and sprayground), clay tennis courts, basketball and volleyball courts, parks, playgrounds, and walking paths

    Golf

    The Fleming Island Plantation golf course, a Bobby Weed-designed 18-hole championship layout (par 71, roughly 6,700 yards), is within the plantation; confirm current membership, public-play, and fee arrangements separately

    Village Square

    The plantation includes the Village Square area with shops and restaurants, plus the amenity center at 2300 Town Center Blvd nearby

    Everyday convenience

    Minutes to the Fleming Island retail corridor on US-17 and Town Center Blvd, with grocery, dining, and services close by

    Location

    Setting

    Fleming Island, Clay County, ZIP 32003, on Thornhill Drive inside the Fleming Island Plantation master community off Town Center Blvd

    Highways

    US-17 runs the length of Fleming Island; SR-21 (Blanding) and I-295 connect to greater Jacksonville and NAS Jacksonville to the north

    Errands

    The Fleming Island Town Center and US-17 retail corridor are minutes away, with the FIP amenity center and Village Square inside the plantation

    The Homes & Style

    Thornhill is a Beazer and Panitz product from the early 2000s, so the homes read as solid, conventional single-family construction from that era rather than brand-new builds. Reported inventory is around 130 homes, in one- and two-story designs from roughly 1,800 to about 4,300 square feet, three to five-plus bedrooms; recent listings on Thornhill Drive have shown floor plans in the 1,839 to 3,207 square foot range.

    Because the village sits inside the plantation's golf-and-lake framework, many homes carry golf-fairway, lake, or preserve views, and those view lots tend to command the premium at resale. As a resale-only market that is now roughly two decades old, condition varies home to home, so the inspection and any updates matter more here than in a new-construction village.

    Confirm the exact square footage, bedroom count, view, and any updates against the actual listing and a walkthrough, since aggregator sites round and mislabel, and a golf-view versus interior lot is a real value difference in a village like this.

    Living Here

    Life in Thornhill is life in Fleming Island Plantation: an amenity-rich, family-scale master community with pools, courts, trails, golf, and Village Square shops, wrapped around individual villages of a given vintage. Below are the questions buyers ask most.

    Is Thornhill gated?

    No. Thornhill is not separately gated; it is a non-gated village within the larger Fleming Island Plantation community. Confirm current access and any community entry arrangements with the FIP master association.

    What differentiates Thornhill from other FIP villages?

    Mostly location within the plantation and home vintage and builder. Thornhill is a Beazer and Panitz village from the early 2000s. The amenities and the master-HOA and CDD structure are shared across FIP; the village determines the builder era, the home styles, and the specific views and lots.

    Can I walk or bike to the amenities?

    The plantation is built around walking paths and connects villages to the amenity center and Village Square. Confirm the specific route and distance from a given Thornhill home to the amenity center at 2300 Town Center Blvd.

    How is the commute to Jacksonville?

    US-17 runs the length of Fleming Island north toward I-295, NAS Jacksonville, and greater Jacksonville. Confirm your specific commute at your actual travel times, since US-17 carries heavy peak traffic.

    Before You Offer
    • Confirm all three fee layers in writing. Get the current Thornhill sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and add them into one real monthly carry.
    • Verify the CDD on the Clay County tax roll. Check the debt-service and operations-and-maintenance components for the exact homesite, since the O&M part resets annually and the reported figure is around $1,460 a year.
    • Confirm the community. Make sure the listing, comps, and fee figures are actually for the Fleming Island Thornhill inside FIP, not a same-named community elsewhere or a neighboring FIP village.
    • Nail down the view. Confirm whether a home is golf-fairway, lake, preserve, or interior, because that drives both price and resale.
    • Check condition. These are early-2000s Beazer and Panitz homes; get a thorough inspection and price in any roof, HVAC, or system updates.
    • Read the architectural rules. Confirm what the FIP CR&E and Board of Architectural Review guidelines allow before you plan changes.
    • Confirm the school zoning. Verify the current Clay County elementary, middle, and high school assignments by the specific address.
    • Clarify golf terms. If golf matters, confirm current membership and play arrangements, which are separate from the HOA and CDD.
    Jon Brooks · Co-Founder, Momentum Realty

    The thing I want a Thornhill buyer to internalize is that you are buying a village inside a plantation, and that means three fee layers, not one. The sub-HOA looks tiny, and it is; the real money is in the FIP master HOA and the CDD assessment on your Clay County tax bill, and the CDD's operations-and-maintenance piece is reset every year.

    The good news is that the fee stack buys a genuinely deep amenity package: two pools, the Splash Park, clay tennis, courts, trails, Village Square, and a Bobby Weed golf course. My job is to make sure you are pricing the right village, budgeting the full stack in writing, and paying the correct premium for the golf or lake view, so there are no surprises on your first tax bill.

    How Thornhill Compares

    Thornhill competes on two fronts: against other villages inside Fleming Island Plantation, and against separate Fleming Island communities. Within FIP, the amenities and the CDD are shared, so the choice between villages is really about builder era, home style, and view. Against communities outside the plantation, the question is whether you want the FIP amenity package and fee stack at all.

    CommunityHow it stacks up vs Thornhill
    Chatham Village →Another Fleming Island Plantation village; Centex-built single-family homes of a similar early-2000s vintage, with the same shared FIP amenities, master HOA, and CDD. A direct by-village cross-shop.
    Autumn Glen →A neighboring FIP village; townhome-scale product versus Thornhill's single-family, but the same shared FIP amenities, master HOA, and CDD.
    Cypress Glen →A neighboring FIP village; compare home vintage, view mix, and the specific sub-HOA against Thornhill, since the master HOA and CDD are shared.
    Eagle Harbor →A separate large Fleming Island master community with its own golf, amenities, and CDD; the main cross-shop for buyers weighing plantation-style living outside FIP.
    Pace Island →An established gated Fleming Island community; trades the FIP village fee stack for a gated setting, so compare amenities, fees, and home vintage directly.
    Hibernia Plantation →A separate Fleming Island community; a lower-density alternative to weigh against the amenity-rich, three-fee FIP village model.

    The honest verdict: if you want the full Fleming Island Plantation amenity package and are comfortable with the sub-HOA plus master-HOA plus CDD fee stack, Thornhill is a solid single-family, resale value entry among the FIP villages, especially on a golf or lake view. If you would rather not carry three fee layers, or you want a gated setting, an Eagle Harbor or Pace Island cross-shop is the smarter first move.

    Not sure which Fleming Island community fits? We will compare Thornhill against the neighboring villages and the outside options on fees, amenities, and resale.

    Compare the communities
    The Honest Pros & Cons

    Pros

    • Full access to the deep Fleming Island Plantation amenity package: two pools, the Splash Park, clay tennis, courts, trails, and Village Square
    • An 18-hole Bobby Weed golf course within the plantation
    • Single-family homes at a relative value entry among FIP villages
    • A very modest reported Thornhill sub-HOA
    • Many homes with golf-fairway, lake, or preserve views
    • Clay County location with US-17 access toward Jacksonville and NAS Jacksonville

    Cons

    • A three-layer fee stack: sub-HOA plus FIP master HOA plus FIP CDD assessment
    • The CDD assessment (reported around $1,460 a year) resets its O&M component annually and lands on the tax bill
    • Not separately gated
    • Early-2000s Beazer and Panitz homes, so condition and updates vary and must be inspected
    • Easy to confuse with same-named Thornhill communities elsewhere or other FIP villages
    • Golf and membership are a separate cost, not bundled into the HOA
    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A smaller Beazer or Panitz plan on an interior or cul-de-sac lot, the value way into a single-family FIP village with full amenity access when one lists.

    Lowest entry
    The Core

    A mid-size three- or four-bedroom home on a solid lot, often with a partial view, the heart of the Thornhill resale market.

    Most inventory
    The Top

    A larger plan on a golf-fairway or lake lot, the homes that show best and hold value best within the village.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A smaller Beazer or Panitz plan on an interior or cul-de-sac lot, the value way into a single-family FIP village with full amenity access when one lists.
    The Core
    A mid-size three- or four-bedroom home on a solid lot, often with a partial view, the heart of the Thornhill resale market.
    The Top
    A larger plan on a golf-fairway or lake lot, the homes that show best and hold value best within the village.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Full access to the deep Fleming Island Plantation amenity packageStrong
    Established, walkable master community with golf, off Town Center BlvdStrong
    Single-family value entry among the FIP villages; golf and lake viewsPositive
    Early-2000s Beazer and Panitz homes; condition and updates vary by homeInspect
    Three-layer sub-HOA plus master-HOA plus CDD fee stack; not gatedKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in Thornhill

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    A neighboring subdivision sells you one HOA fee. A village inside Fleming Island Plantation sells you a sub-HOA, a master HOA, a CDD, and a full amenity campus with golf.

    Jon Brooks · Founder, Momentum Realty
    7.9B+ · Buy Score
    Resale Strength8.0/10
    Renovation Risk7.6/10
    Location Efficiency8.4/10
    Long-Term Defensibility8.0/10
    Carrying Cost Advantage7.4/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Thornhill is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    GolfLake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Golf-fairway lots carry the biggest premium
    • Lake and water-view lots are close behind
    • Preserve and wooded-buffer lots are a middle tier
    • Interior and cul-de-sac lots are the value entry
    • Early-2000s homes, so inspect condition carefully

    Thornhill is a resale golf-and-lake village, so the lot and the view drive the premium more than the floor plan. Golf-fairway homes carry the biggest premium and hold value best, with lake and water-view lots close behind; preserve and wooded-buffer lots are a middle tier, and interior and cul-de-sac lots are the value entry. Because these are early-2000s Beazer and Panitz homes, condition varies home to home, so weigh the view against the inspection and any needed roof, HVAC, or systems updates. Get the premium for a golf or lake view in writing against recent comparable sales in the village, and confirm the actual view from the home rather than the marketing, since a partial or across-the-street view is not the same as a direct fairway or lake lot.

    Thornhill in 15 seconds.

    Best forBuyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry home, ideally on a golf, lake, or preserve view.
    Biggest advantageFull access to the FIP amenities: two pools, the Splash Park, clay tennis, courts, trails, Village Square, and a Bobby Weed 18-hole golf course, plus a very modest village sub-HOA.
    Biggest riskBudgeting from the sub-HOA alone and missing the master-HOA and CDD layers, or confusing this Thornhill with a same-named community elsewhere or a neighboring FIP village.
    Sweet spotA single-family home on a golf-fairway or lake lot, with all three fee layers confirmed in writing and the condition inspected.
    Avoid ifYou want a single simple HOA fee, a gated community, brand-new construction, or to avoid a CDD assessment on your tax bill.

    The Fee Stack: Sub-HOA, Master HOA & CDD

    15-Second Take
    • A village inside Fleming Island Plantation; three fee layers, not one
    • Thornhill sub-HOA reported as very modest (~$67 to $200/yr); confirm in writing
    • FIP master HOA governs aesthetics and enforces CR&E and BAR rules
    • FIP CDD assessment (~$1,460/yr) on the Clay County tax bill; verify on the tax roll
    • Full access to FIP pools, the Splash Park, tennis, courts, trails, and Bobby Weed golf

    This is the section that actually matters in Thornhill, so read it carefully. Because Thornhill is a village inside Fleming Island Plantation, an owner is on the hook for three separate layers, and each one funds something different.

    First, the Thornhill sub-HOA. This is the village-level association, and it is reported as very modest, with figures around $67 to $200 a year circulating online. Reported figures move, and this page will not publish a number you should rely on, so confirm the current Thornhill sub-HOA dues and exactly what they cover in writing with the village association or the managing agent.

    Second, the Fleming Island Plantation master HOA. Per the plantation's own materials, the FIP master association is responsible for the aesthetics of the villages and commercial areas and enforces the community covenants (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the architectural rules that apply to your specific home before you offer.

    Third, the Fleming Island Plantation CDD. Thornhill sits inside the FIP Community Development District, which per the district funds the amenity center and Splash Park, the common areas, the courts, the lakes and ponds, common-area irrigation, entrances, roadways, and landscaping. The CDD assessment, reported around $1,460 per year for this village, has two parts: a debt-service (bond) component and an operations-and-maintenance component that is adjusted each year. This appears on the Clay County tax bill, not as a separate HOA invoice.

    The honest math. Do not budget from the sub-HOA alone. Your true monthly carry in Thornhill is the Thornhill sub-HOA, plus the FIP master HOA, plus the FIP CDD assessment on the Clay County tax bill (debt service plus operations and maintenance, reported around $1,460 a year), plus taxes and insurance. Reported figures circulate online, but confirm every current number in writing before you write an offer, because the CDD operations-and-maintenance component in particular is reset annually.

    Want the full Thornhill fee stack, in writing, before you offer? We will pull the sub-HOA, master-HOA, and CDD numbers and lay out your real monthly carry.

    Get the fee breakdown
    Community entryThornhill Drive, off Town Center Blvd, Fleming Island, FL 32003, inside Fleming Island PlantationNot separately gated; confirm the exact address and village for any listing
    CDDFleming Island Plantation CDD (debt service plus annually reset operations and maintenance; reported around $1,460 a year)Appears on the Clay County tax bill; verify the current amount for the specific homesite on the tax roll
    Builder / statusBeazer Homes and Panitz Homes; roughly 130 single-family homes; resale-onlyDelivered about 2000 to 2003; one- and two-story, ~1,800 to 4,300 sq ft
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Thornhill, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Chatham Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Thornhill home worth?

    Get a no-obligation home value based on real comparable sales in Thornhill matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Thornhill on the map →
    Or get your Thornhill home value & selling guide →

    Real comps, not a Zestimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Thornhill year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,609/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Thornhill Market Scorecard

    Strong seller's market

    Thornhill is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

    1.8
    Months supply
    $1,019,500
    Median list
    $847,500
    Median sold
    $313
    Per sqft
    58
    Days on mkt
    6/8/41
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Thornhill?
    In Fleming Island, Clay County, ZIP 32003, on Thornhill Drive off Town Center Blvd, inside the Fleming Island Plantation master community. Confirm the exact address and that a listing is truly the Fleming Island Thornhill and not a same-named community elsewhere or a neighboring FIP village.
    Is this the same Thornhill as in Boca Raton, Winter Haven, or Orlando?
    No. Several Florida communities share the Thornhill name. This page is about the Thornhill village on Thornhill Drive inside Fleming Island Plantation in Clay County. Confirm which Thornhill a listing, comp, or fee figure refers to before you act on it.
    Is Thornhill its own community or part of Fleming Island Plantation?
    It is a village inside Fleming Island Plantation, one of roughly 17 villages in the master community. That is why owners pay a Thornhill sub-HOA plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation amenities.
    Who built the homes in Thornhill?
    Beazer Homes and Panitz Homes built the village, with homes delivered roughly 2000 to 2003. Reported inventory is around 130 single-family homes in one- and two-story designs.
    What size are the homes?
    Roughly 1,800 to about 4,300 square feet, three to five-plus bedrooms, one- and two-story; recent listings have shown plans in the 1,839 to 3,207 square foot range. Confirm the exact square footage and bedroom count against the specific listing, since aggregator sites round and mislabel.
    What do homes cost in Thornhill?
    As a resale village, pricing depends on the plan, the lot, the view, and condition, and has commonly run in the $300s to $600s in recent years (a 1,897 square foot home on Thornhill Drive sold for $460,000 in 2022). Confirm current resale comps with a local agent, since asking prices vary and the market moves. Source: Data provided by realMLS.
    What is the fee structure in Thornhill?
    Three layers: a Thornhill sub-HOA, the Fleming Island Plantation master HOA, and a Fleming Island Plantation CDD assessment on the Clay County tax bill. Confirm all three current amounts in writing before you offer, because the true carry is the sum of the stack, not the village dues alone.
    How much is the Thornhill sub-HOA?
    The village-level sub-HOA is reported as very modest, with figures around $67 to $200 a year circulating online, but reported figures change and should not be relied on. Confirm the current Thornhill sub-HOA dues and exactly what they cover in writing with the village association or managing agent.
    Does Thornhill have a CDD?
    Yes. Thornhill sits inside the Fleming Island Plantation CDD, reported around $1,460 a year for this village, which funds the amenity center, Splash Park, common areas, courts, lakes, irrigation, roadways, and landscaping. The CDD assessment has a debt-service component and an operations-and-maintenance component reset each year, and it appears on the Clay County tax bill. Verify the current amount for the specific homesite on the tax roll.
    What does the FIP master HOA do?
    Per the plantation, the Fleming Island Plantation master HOA is responsible for the aesthetics of the villages and commercial areas and enforces the community covenants (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the rules that apply to a specific home before you offer.
    What amenities do Thornhill owners get?
    Full access to the Fleming Island Plantation amenity package: two amenity facilities with community pools, including a children's pool, an adult pool, and the Splash Park waterslide and sprayground, clay tennis courts, basketball and volleyball courts, parks, playgrounds, walking paths, the Village Square shops, and an 18-hole Bobby Weed golf course within the plantation.
    Is golf included in the fees?
    No. The 18-hole Bobby Weed-designed course is within Fleming Island Plantation, but golf play and any club membership are a separate arrangement from the HOA and CDD. Confirm current membership and play terms directly if golf is part of your decision.
    Is Thornhill gated?
    No. Thornhill is not separately gated; it is a non-gated village within the larger Fleming Island Plantation community. Confirm current access arrangements with the FIP master association.
    How is Thornhill different from other FIP villages?
    Mostly by location within the plantation, builder era, and home style. Thornhill is a Beazer and Panitz village from the early 2000s. The amenities and the master-HOA and CDD structure are shared across Fleming Island Plantation; the village determines the vintage, the home designs, and the specific views and lots. Do not assume comps or fees from another FIP village apply.
    What schools serve Thornhill?
    Clay County District Schools serve the area, commonly reported as Thunderbolt Elementary, Green Cove Springs Junior High, and Fleming Island High. Attendance zones change, so confirm the current elementary, middle, and high school assignments for the specific address with Clay County District Schools before you buy.
    How does Thornhill compare to Chatham Village?
    Chatham Village is a neighboring Fleming Island Plantation village of Centex-built single-family homes of a similar early-2000s vintage. Both share the FIP amenities, master HOA, and CDD, so the choice comes down to builder era, home style, view, and the specific sub-HOA. It is a direct by-village cross-shop; confirm which village a listing means.
    Who should I call about buying in Thornhill?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Fleming Island and Clay County specialist who knows the Fleming Island Plantation villages and the resale market here.
    Do I need my own agent to buy a resale here?
    Yes. Your own agent represents only you, pulls and documents the full sub-HOA plus master-HOA plus CDD fee stack, verifies the CDD line on the Clay County tax bill, confirms the school zoning and the specific village, prices the golf or lake view correctly, and structures the contract to protect you.
    Who is the best real estate agent for Thornhill?
    The best agent for Thornhill is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Thornhill.
    How do I find a top Fleming Island real estate agent who knows Thornhill?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Thornhill and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Thornhill?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Thornhill purchase or sale - no call center and no pressure.
    Buyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry homeExcellent fit
    Buyers who value a golf-fairway, lake, or preserve view within an established master communityExcellent fit
    Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stackExcellent fit
    Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS JacksonvilleExcellent fit
    Buyers who will confirm all three fee layers, the CDD line, and the school zoning before they offerExcellent fit
    Buyers who want a single, simple HOA fee rather than three fee layersProbably not
    Buyers who want a gated community or brand-new constructionProbably not
    Buyers who want to avoid a CDD assessment on the tax bill entirelyProbably not
    Buyers who need a large inventory and deep price history in one specific villageProbably not
    Buyers who would confuse this Thornhill with a same-named community elsewhere or a neighboring FIP village when reading comps and feesProbably not

    Get the inside read on Thornhill

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Thornhill home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Thornhill specialist will reach out personally, usually the same day.

    Thinking about hiring an agent here? How to find the best real estate agent in Thornhill - what to look for, questions to ask, and your local expert.
    Thornhill median home price history from 2012 to 2026, chart by Momentum Realty
    Median sale price in Thornhill, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

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