The Woodlands in Fleming Island

The Woodlands

Resale single-family homes, built ~2000 to 2004 · A village inside Fleming Island Plantation · ZIP 32003

A resale single-family village inside Fleming Island Plantation in Clay County, of roughly 217 homes built ~2000 to 2004 next to Thunderbolt Elementary and the YMCA, where owners pay a Woodlands sub-HOA plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation pools, tennis, trails, and golf.

A village inside FIPResale single-familySub-HOA + master HOA + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
The Woodlands is one of roughly 17 villages inside Fleming Island Plantation, so its owners pay a Woodlands sub-HOA plus the FIP master HOA and sit in the FIP CDD. Do not confuse it with neighboring FIP villages such as Chatham Village, Southern Links, or Margarets Walk, or with the separate The Woodlands in Ponte Vedra, when reading comps or fees. Confirm current resale pricing, the full three-layer fee stack, and the school zoning with the associations, the Clay County tax roll, and a local agent.
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Unlock Off-Market The Woodlands

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Supply
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Woodlands is a non-gated, resale single-family village inside Fleming Island Plantation in Clay County, of roughly 217 homes built about 2000 to 2004, from around 1,400 to 2,800 square feet. The durable draw is the shared FIP amenity package plus a genuine location edge: the village is centrally located next to Thunderbolt Elementary and directly across from the Fleming Island YMCA, with full access to the plantation's pools, clay tennis, courts, parks, trails, Village Square, and the 18-hole Bobby Weed golf course. The defining nuance is the fee stack: owners pay a Woodlands sub-HOA, plus the FIP master HOA, plus a FIP CDD assessment on the Clay County tax bill that includes a fixed debt-service piece (reported around $693 for single-family) and an annually reset operations-and-maintenance piece, so the true carry is three layers, not one. The village is differentiated from its FIP neighbors mainly by that central, walk-to-school location and home vintage rather than golf frontage. Verify all three fee layers in writing, confirm the CDD line on the tax roll, and make sure a listing is actually in the Fleming Island Plantation Woodlands and not a neighboring FIP village or the Ponte Vedra Woodlands."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Fleming Island Plantation is a large, amenity-rich master community off Town Center Blvd in Fleming Island, Clay County, spanning roughly 17 villages on over 1,600 acres. The Woodlands is one of those villages: a non-gated pocket of about 217 single-family homes, delivered in the early 2000s, centrally located next to Thunderbolt Elementary and across from the Fleming Island YMCA, now trading as a resale market.

The homes run from about 1,400 to roughly 2,800 square feet, three to five bedrooms, in one- and two-story designs, each with at least a two-car garage. Note that it is distinct from neighboring FIP villages such as Chatham Village, Southern Links, and Margarets Walk, which share the plantation's amenities and fee structure but differ in location and home style, and from the separate The Woodlands in Ponte Vedra.

Best for

  • Buyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry home
  • Buyers who value a central location next to Thunderbolt Elementary and across from the YMCA
  • Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stack
  • Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS Jacksonville

Probably not for

  • Buyers who want a single, simple HOA fee rather than three fee layers
  • Buyers who want a gated community or brand-new construction
  • Buyers who want to avoid a CDD assessment on the tax bill
  • Buyers who would confuse it with a neighboring FIP village or the Ponte Vedra Woodlands when reading comps and fees

How The Woodlands is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 3, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Woodlands listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Woodlands buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Full access to the Fleming Island Plantation amenity package
  • Multiple community pools, including a pool with a giant slide
  • Clay tennis courts plus basketball and volleyball courts
  • Parks, playgrounds, playing fields, walking paths, and the Village Square shops
  • An 18-hole Bobby Weed-designed championship golf course within FIP; next to Thunderbolt Elementary and the YMCA

The amenities are the reason to buy anywhere in Fleming Island Plantation, and Woodlands owners get the full package. Per the plantation, FIP offers two amenity facilities with community pools, including a pool with a giant slide, clay tennis courts, basketball courts, volleyball courts, parks, playgrounds, playing fields, and walking paths, with the amenity center off Town Center Blvd.

Golf is on site as well: The Golf Club at Fleming Island is a Bobby Weed-designed 18-hole championship layout that opened in 2000 within the community. Golf is a separate optional membership, not bundled into the HOA and CDD, so confirm current public-play, membership, and fee terms directly if golf is part of your decision.

The Woodlands has a location advantage worth naming: it sits directly across from the Fleming Island YMCA and next to Thunderbolt Elementary, and the plantation's Village Square area adds shops, restaurants, and professional services. A good deal of everyday errand-running and recreation happens without leaving the immediate area. Beyond the plantation, the Fleming Island Town Center and the US-17 corridor put grocery, dining, and services minutes away.

Do Woodlands owners really get all the FIP amenities?

Yes. As a village inside Fleming Island Plantation, Woodlands owners have access to the shared plantation amenities funded through the master HOA and the CDD. Confirm current amenity access, hours, and any card or key-fob process with the FIP amenity office.

Is golf included in the fees?

No. The 18-hole Bobby Weed golf course is within the plantation, but golf is a separate optional membership, not bundled into the HOA and CDD assessments. Confirm current golf and membership terms directly.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Thunderbolt Elementary SchoolWalking distance · Adjacent to the village; confirm current zoning by address
Fleming Island YMCAAcross the street · Fitness, pools, and programs directly opposite the village
FIP amenity center (Town Center Blvd)Minutes · Pools, clay tennis, courts, and the plantation amenity hub
The Golf Club at Fleming IslandWithin FIP · Bobby Weed-designed 18-hole championship layout
Fleming Island Town Center / US-17 retailMinutes · Everyday groceries, shops, and dining
NAS JacksonvilleAbout 15 to 20 minutes · Via US-17 north
Downtown JacksonvilleAbout 25 to 35 minutes · Via US-17 and I-295 (confirm at your travel times)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Woodlands with Momentum Realty’s local guides.

Fleming Island Homes for SaleFleming Island Homes for SaleFleming Island, FL · 0.1 miTHThornhillFleming Island, FL · 0.1 miFVFairway VillageFleming Island, FL · 0.2 miPace Island Homes for Sale in Fleming Island, FLPace Island Homes for Sale in Fleming Island, FLFleming Island, FL · 0.2 miSouthern LinksSouthern LinksFleming Island, FL · 0.2 miAMAmberwoodFleming Island, FL · 0.2 miCOCovingtonFleming Island, FL · 0.2 miHLHarbor LakeFleming Island, FL · 0.2 miChatham VillageChatham VillageFleming Island, FL · 0.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Woodlands (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Woodlands is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public, Clay County (walking distance; confirm current zoning)

Thunderbolt Elementary School

Public, Clay County (confirm current zoning)

Green Cove Springs Junior High School

Public, Clay County (confirm current zoning)

Fleming Island High School

Buying with schools in mind? We can confirm the exact zoned schools for any The Woodlands address.

The takeaway

What actually shapes value in The Woodlands is the interaction of the Fleming Island Plantation amenity package, the central walk-to-school-and-YMCA location, and the three-layer fee stack, against a steady resale market for early-2000s single-family homes. Because the CDD operations-and-maintenance component is reset annually and lands on the Clay County tax bill, buyers should verify the current numbers directly rather than relying on figures circulating online.

Recent Developments in The Woodlands

Our read on what is being built around The Woodlands, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Shared FIP amenity access

Ongoing
BullishNotable impact
SignificanceRadius: Community

Full access to the plantation's pools, clay tennis, courts, trails, Village Square, and the Bobby Weed golf course is a genuine and durable draw that supports demand for Woodlands homes.

Central walk-to-school-and-YMCA location

Ongoing
BullishNotable impact
SignificanceRadius: Community

Being next to Thunderbolt Elementary and across from the Fleming Island YMCA is a location edge most FIP villages lack, which supports demand and resale for buyers who value walkability to school and fitness.

Three-layer fee stack

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The sub-HOA plus master-HOA plus CDD structure is the real buyer nuance; the amenities and location justify it for many buyers, but the annually reset CDD operations component means the true carry must be verified each year, not assumed.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Woodlands, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Development alerts for The WoodlandsGet a short monthly email when something new is approved, funded, or opens near The Woodlands.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in The Woodlands, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm all three fee layers in writing. Get the current Woodlands sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and combine them into one real monthly carry.

    2

    Verify the CDD on the Clay County tax roll for the specific homesite, checking both the fixed debt-service and the annually reset operations-and-maintenance components.

    3

    Confirm you are looking at the Fleming Island Plantation Woodlands, not a neighboring FIP village such as Chatham Village or Southern Links, or the separate The Woodlands in Ponte Vedra, before you act on any comp or fee figure.

    4

    Weigh the location. Confirm whether a home is truly walk-to-Thunderbolt and near the YMCA, and whether it has a water or preserve view, since that drives both price and resale.

    5

    Cross-shop the neighbors: compare Chatham Village and Eagle Harbor before you commit.

    Best Buy
    A single-family home on a water or preserve lot, or a true walk-to-Thunderbolt position, with the sub-HOA, master-HOA, and CDD amounts confirmed in writing and the condition inspected
    Biggest Risk
    Budgeting from the sub-HOA alone and missing the master-HOA and CDD layers, or confusing The Woodlands with another FIP village or the Ponte Vedra Woodlands
    Best Lot
    Water-view, preserve, and walk-to-school lots over standard interior lots
    Smart Timing
    A steady resale market; move when a well-priced home in the right location lists, with the full fee stack verified first
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Resale single-family homes from about 1,400 to roughly 2,800 square feet, three to five bedrooms, one- and two-story, with at least a two-car garage, inside Fleming Island Plantation

    Builder

    Delivered roughly 2000 to 2004 by the plantation's production builders of that era; reported at about 217 single-family homes in the village. Confirm the builder for a specific home against the plat and permit history

    Scale

    A non-gated single-family village within the larger Fleming Island Plantation master community, centrally located next to Thunderbolt Elementary and across from the YMCA; this is a resale-only market

    Distinct from

    One of roughly 17 villages inside Fleming Island Plantation, and a different community from The Woodlands in Ponte Vedra; confirm a listing is actually in the Fleming Island Plantation Woodlands and not a neighboring FIP village or a same-name community in another metro

    Costs & Fees

    Fee stack

    Owners pay a Woodlands sub-HOA plus the Fleming Island Plantation master HOA plus the FIP CDD assessment; confirm all three current amounts in writing before you offer

    CDD

    The Woodlands is inside the Fleming Island Plantation CDD; the single-family debt-service (bond) component has been reported around $693 fixed through the bond term, plus an operations-and-maintenance component adjusted each year, both on the Clay County tax bill, so verify the current amount for the specific homesite on the tax roll

    Reality

    The real Woodlands nuance is the three-layer fee stack; the sub-HOA is reported as modest, but the master HOA and CDD carry the amenity and infrastructure cost, so budget the full stack, not just the village dues

    Amenities

    Shared FIP amenities

    Full access to the Fleming Island Plantation amenity package: multiple community pools (including a slide pool), clay tennis courts, basketball and volleyball courts, parks, playgrounds, playing fields, and walking paths

    Golf

    The Golf Club at Fleming Island, a Bobby Weed-designed 18-hole championship layout that opened in 2000, is within the plantation; golf is a separate optional membership, not bundled into the HOA, so confirm current membership, public-play, and fee arrangements separately

    Village Square & YMCA

    The plantation includes the Village Square area with shops, restaurants, and professional services, and The Woodlands sits directly across from the Fleming Island YMCA and next to Thunderbolt Elementary

    Everyday convenience

    Minutes to the Fleming Island retail corridor on US-17 and Town Center Blvd, with grocery, dining, and services close by

    Location

    Setting

    Fleming Island, Clay County, ZIP 32003, in the central part of Fleming Island Plantation next to Thunderbolt Elementary and across from the YMCA, off Town Center Blvd

    Highways

    US-17 runs the length of Fleming Island; SR-21 (Blanding) and I-295 connect to greater Jacksonville and NAS Jacksonville to the north

    Errands

    The Fleming Island Town Center and US-17 retail corridor are minutes away, with the FIP amenity center, Village Square, and the YMCA inside or adjacent to the plantation

    The Homes & Style

    The Woodlands is an early-2000s production build, so the homes read as solid, conventional single-family construction from that era rather than brand-new builds. Reported inventory is around 217 homes, in one- and two-story designs from about 1,400 to roughly 2,800 square feet, three to five bedrooms, each with at least a two-car garage.

    Because the village sits in the central part of the plantation, its edge is location and walkability rather than golf frontage; the standout is being next to Thunderbolt Elementary and across from the YMCA. As a resale-only market now roughly two decades old, condition varies home to home, so the inspection and any updates matter more here than in a new-construction village.

    Confirm the exact square footage, bedroom count, lot, and any updates against the actual listing and a walkthrough, since aggregator sites round and mislabel, and the specific plan and condition are the real value drivers in a village like this.

    Living Here

    Life in The Woodlands is life in Fleming Island Plantation: an amenity-rich, family-scale master community with pools, courts, trails, golf, Village Square shops, and the YMCA, wrapped around individual villages of a given vintage. Below are the questions buyers ask most.

    Is The Woodlands gated?

    No. The Woodlands is not separately gated; it is a non-gated village within the larger Fleming Island Plantation community. Confirm current access and any community entry arrangements with the FIP master association.

    What differentiates The Woodlands from other FIP villages?

    Mostly its central location next to Thunderbolt Elementary and across from the YMCA, plus home vintage. The amenities and the master-HOA and CDD structure are shared across FIP; the village determines the builder era, the home styles, and the specific location within the plantation.

    Can I walk or bike to the amenities and school?

    The plantation is built around walking paths, and The Woodlands is centrally located, with Thunderbolt Elementary within walking distance and the YMCA across the street. Confirm the specific route and distance from a given Woodlands home to the amenity center and the school.

    How is the commute to Jacksonville?

    US-17 runs the length of Fleming Island north toward I-295, NAS Jacksonville, and greater Jacksonville. Confirm your specific commute at your actual travel times, since US-17 carries heavy peak traffic.

    Before You Offer
    • Confirm all three fee layers in writing. Get the current Woodlands sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and add them into one real monthly carry.
    • Verify the CDD on the Clay County tax roll. Check the fixed debt-service and the annually adjusted operations-and-maintenance components for the exact homesite.
    • Confirm the village. Make sure the listing, comps, and fee figures are actually for the Fleming Island Plantation Woodlands and not another FIP village or the Ponte Vedra Woodlands.
    • Weigh the location. Confirm whether a home is truly walk-to-Thunderbolt and near the YMCA, and whether it has a water or preserve view, since that drives both price and resale.
    • Check condition. These are early-2000s homes; get a thorough inspection and price in any roof, HVAC, or system updates.
    • Read the architectural rules. Confirm what the FIP CR&E and Board of Architectural Review guidelines allow before you plan changes.
    • Confirm the school zoning. Verify the current Clay County elementary, middle, and high school assignments by the specific address.
    • Clarify golf terms. If golf matters, confirm current membership and play arrangements, which are separate and optional from the HOA and CDD.
    Jon Brooks · Co-Founder, Momentum Realty

    The thing I want a Woodlands buyer to internalize is that you are buying a village inside a plantation, and that means three fee layers, not one. The sub-HOA looks small, and it is; the real money is in the FIP master HOA and the CDD assessment on your Clay County tax bill, and the CDD's operations-and-maintenance piece is reset every year.

    The good news is that the fee stack buys a genuinely deep amenity package, and The Woodlands adds a location edge most FIP villages do not have: you are next to Thunderbolt Elementary and across from the YMCA. My job is to make sure you are pricing the right village, budgeting the full stack in writing, and not confusing this with the Ponte Vedra Woodlands, so there are no surprises on your first tax bill.

    How The Woodlands Compares

    The Woodlands competes on two fronts: against other villages inside Fleming Island Plantation, and against separate Fleming Island communities. Within FIP, the amenities and the CDD are shared, so the choice between villages is really about builder era, home style, and location. Against communities outside the plantation, the question is whether you want the FIP amenity package and fee stack at all.

    CommunityHow it stacks up vs The Woodlands
    Chatham Village →Another Fleming Island Plantation village of Centex single-family homes; the same shared FIP amenities, master HOA, and CDD, differentiated by golf-and-lake views versus The Woodlands' central walk-to-school location.
    Southern Links →A neighboring FIP village oriented toward the golf course; compare home vintage and the specific sub-HOA against The Woodlands, since the master HOA and CDD are shared.
    Margarets Walk →Another FIP village; a by-village alternative with the same plantation amenity access and fee stack, differentiated by location within FIP and home style.
    Heritage Oaks Trace →Another FIP village; compare the home vintage, lot mix, and sub-HOA against The Woodlands, with the plantation amenities and CDD shared across both.
    Eagle Harbor →A separate large Fleming Island master community with its own golf, amenities, and CDD; the main cross-shop for buyers weighing plantation-style living outside FIP.
    Pace Island →An established gated Fleming Island community; trades the FIP village fee stack for a gated setting, so compare amenities, fees, and home vintage directly.
    Hibernia Plantation →A separate Fleming Island community; a lower-density alternative to weigh against the amenity-rich, three-fee FIP village model.

    The honest verdict: if you want the full Fleming Island Plantation amenity package, a central location next to a top-of-mind elementary school and the YMCA, and you are comfortable with the sub-HOA plus master-HOA plus CDD fee stack, The Woodlands is a solid single-family value entry among the FIP villages. If you would rather not carry three fee layers, or you want a gated setting or a golf-frontage lot, an Eagle Harbor, Pace Island, or Southern Links cross-shop is the smarter first move.

    Not sure which Fleming Island community fits? We will compare The Woodlands against the neighboring villages and the outside options on fees, amenities, and resale.

    Compare the communities
    The Honest Pros & Cons

    Pros

    • Full access to the deep Fleming Island Plantation amenity package: multiple pools, clay tennis, courts, trails, and Village Square
    • An 18-hole Bobby Weed golf course within the plantation
    • A central location next to Thunderbolt Elementary and across from the YMCA
    • Single-family homes at a relative value entry among FIP villages
    • Established, walkable, family-scale master community off Town Center Blvd
    • Clay County location with US-17 access toward Jacksonville and NAS Jacksonville

    Cons

    • A three-layer fee stack: sub-HOA plus FIP master HOA plus FIP CDD assessment
    • The CDD operations-and-maintenance component is reset annually and lands on the tax bill
    • Not separately gated
    • Early-2000s homes, so condition and updates vary and must be inspected
    • Easy to confuse with other FIP villages or the Ponte Vedra Woodlands when reading comps and fees
    • Golf is a separate optional membership, not bundled into the HOA
    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A smaller plan on a standard interior lot, the value way into a single-family FIP village with full amenity access when one lists.

    Lowest entry
    The Core

    A mid-size three- or four-bedroom home on a solid lot, often with a walk-to-school position, the heart of the Woodlands resale market.

    Most inventory
    The Top

    A larger plan on a water or preserve lot, or a prime walk-to-Thunderbolt-and-YMCA position, the homes that show best and hold value best within the village.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A smaller plan on a standard interior lot, the value way into a single-family FIP village with full amenity access when one lists.
    The Core
    A mid-size three- or four-bedroom home on a solid lot, often with a walk-to-school position, the heart of the Woodlands resale market.
    The Top
    A larger plan on a water or preserve lot, or a prime walk-to-Thunderbolt-and-YMCA position, the homes that show best and hold value best within the village.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Full access to the deep Fleming Island Plantation amenity packageStrong
    Central location next to Thunderbolt Elementary and across from the YMCAStrong
    Single-family value entry among the FIP villages; walkable, established master communityPositive
    Early-2000s homes; condition and updates vary by homeInspect
    Three-layer sub-HOA plus master-HOA plus CDD fee stack; not gatedKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in The Woodlands

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    A neighboring subdivision sells you one HOA fee. A village inside Fleming Island Plantation sells you a sub-HOA, a master HOA, a CDD, and a full amenity campus with golf, a walk to Thunderbolt, and the YMCA across the street.

    Jon Brooks · Founder, Momentum Realty
    8.0B+ · Buy Score
    Resale Strength8.1/10
    Renovation Risk7.6/10
    Location Efficiency8.6/10
    Long-Term Defensibility8.0/10
    Carrying Cost Advantage7.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on The Woodlands is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    GolfLake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Water and pond-view lots carry the biggest premium
    • Preserve and wooded-buffer lots are close behind
    • Walk-to-school-and-YMCA lots are a genuine draw
    • Standard interior lots are the value entry
    • Early-2000s homes, so inspect condition carefully

    The Woodlands is a resale village where the lot and the location within the plantation drive the premium more than the floor plan. Water and pond-view lots carry the biggest premium and hold value best, with preserve and wooded-buffer lots close behind; the walk-to-Thunderbolt-and-YMCA position is its own genuine draw, and standard interior lots are the value entry. Because these are early-2000s homes, condition varies home to home, so weigh the lot against the inspection and any needed roof, HVAC, or systems updates. Get the premium for a water view or a prime location in writing against recent comparable sales in the village, and confirm the actual view and walk distance from the home rather than the marketing, since a partial view or a longer walk is not the same as a direct water lot or a true walk-to-school position.

    The Woodlands in 15 seconds.

    Best forBuyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry home and a central location next to Thunderbolt Elementary and the YMCA.
    Biggest advantageFull access to the FIP amenities plus a walk-to-school-and-YMCA location: multiple pools, clay tennis, courts, trails, Village Square, and a Bobby Weed 18-hole golf course.
    Biggest riskBudgeting from the sub-HOA alone and missing the master-HOA and CDD layers, or confusing The Woodlands with another FIP village or the Ponte Vedra Woodlands.
    Sweet spotA single-family home on a water or preserve lot, or a true walk-to-Thunderbolt position, with all three fee layers confirmed in writing and the condition inspected.
    Avoid ifYou want a single simple HOA fee, a gated community, brand-new construction, a golf-frontage lot, or to avoid a CDD assessment on your tax bill.

    The Fee Stack: Sub-HOA, Master HOA & CDD

    15-Second Take
    • A village inside Fleming Island Plantation; three fee layers, not one
    • Woodlands sub-HOA reported as modest; confirm in writing
    • FIP master HOA governs aesthetics and enforces CR&E and BAR rules
    • FIP CDD assessment on the Clay County tax bill; verify on the tax roll
    • Full access to FIP pools, tennis, courts, trails, and Bobby Weed golf; next to Thunderbolt and the YMCA

    This is the section that actually matters in The Woodlands, so read it carefully. Because The Woodlands is a village inside Fleming Island Plantation, an owner is on the hook for three separate layers, and each one funds something different.

    First, the Woodlands sub-HOA. This is the village-level association; it is reported as a modest annual amount, but reported figures move and this page will not publish a number you should rely on, so confirm the current Woodlands sub-HOA dues and exactly what they cover in writing with the village association or the managing agent.

    Second, the Fleming Island Plantation master HOA. Per the plantation's own materials, the FIP master association is responsible for the aesthetics of the villages and commercial areas and enforces the community covenants (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the architectural rules that apply to your specific home before you offer.

    Third, the Fleming Island Plantation CDD. The Woodlands sits inside the FIP Community Development District, which per the district funds the amenity center and Splash Park, the common areas, the courts, the lakes and ponds, common-area irrigation, entrances, roadways, and landscaping. The CDD assessment has two parts: a debt-service (bond) component reported around $693 fixed through the bond term for single-family homes, and an operations-and-maintenance component that is adjusted each year. Both appear on the Clay County tax bill, not as a separate HOA invoice. Verify the current figures for the specific homesite on the tax roll.

    The honest math. Do not budget from the sub-HOA alone. Your true monthly carry in The Woodlands is the Woodlands sub-HOA, plus the FIP master HOA, plus the FIP CDD assessment on the Clay County tax bill (the fixed debt-service piece plus the annually adjusted operations-and-maintenance piece), plus taxes and insurance. Reported figures circulate online, but confirm every current number in writing before you write an offer, because the CDD operations-and-maintenance component in particular is reset annually.

    Want the full Woodlands fee stack, in writing, before you offer? We will pull the sub-HOA, master-HOA, and CDD numbers and lay out your real monthly carry.

    Get the fee breakdown
    Community locationCentral Fleming Island Plantation, next to Thunderbolt Elementary and across from the YMCA, off Town Center Blvd, Fleming Island, FL 32003Not separately gated; confirm the exact address and village for any listing
    CDDFleming Island Plantation CDD (single-family debt service reported around $693 fixed, plus annually reset operations and maintenance)Appears on the Clay County tax bill; verify the current amount for the specific homesite on the tax roll
    Build / statusRoughly 217 single-family homes; delivered about 2000 to 2004; resale-onlyOne- and two-story, ~1,400 to 2,800 sq ft, 3 to 5 bedrooms, two-car garage; confirm the builder for a specific home
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In The Woodlands, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Chatham Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your The Woodlands home worth?

    Get a no-obligation home value based on real comparable sales in The Woodlands matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in The Woodlands on the map →
    Or get your The Woodlands home value & selling guide →

    Real comps, not a Zestimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in The Woodlands year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,609/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    The Woodlands Market Scorecard

    Strong seller's market

    The Woodlands is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

    1.8
    Months supply
    $1,019,500
    Median list
    $847,500
    Median sold
    $313
    Per sqft
    58
    Days on mkt
    6/8/41
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is The Woodlands?
    In Fleming Island, Clay County, ZIP 32003, in the central part of Fleming Island Plantation off Town Center Blvd, next to Thunderbolt Elementary and across from the Fleming Island YMCA. Confirm the exact address and that a listing is truly in the Fleming Island Plantation Woodlands and not a neighboring FIP village or the Ponte Vedra Woodlands.
    Is The Woodlands its own community or part of Fleming Island Plantation?
    It is a village inside Fleming Island Plantation, one of roughly 17 villages in the master community. That is why owners pay a Woodlands sub-HOA plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation amenities.
    Is this The Woodlands in Fleming Island or the one in Ponte Vedra?
    This page is the Fleming Island Plantation Woodlands in Clay County, ZIP 32003. There is a separate, unrelated The Woodlands in Ponte Vedra and other metros. Make sure any listing, comp, or fee figure refers to the Fleming Island Plantation village before you act on it.
    How many homes are in The Woodlands, and when were they built?
    Reported inventory is around 217 single-family homes, delivered roughly 2000 to 2004, in one- and two-story designs, each with at least a two-car garage. Confirm the builder and delivery year for a specific home against the plat and permit history.
    What size are the homes?
    Roughly 1,400 to about 2,800 square feet, three to five bedrooms, one- and two-story. Confirm the exact square footage and bedroom count against the specific listing, since aggregator sites round and mislabel.
    What do homes cost in The Woodlands?
    As a resale village, pricing depends on the plan, the lot, the location, and condition. Fleming Island's overall median has run in the high-$400s recently, and Woodlands homes commonly trade below that given their size and vintage, often in the $300s to $600s depending on the home. Confirm current resale comps with a local agent, since asking prices vary and the market moves.
    What is the fee structure in The Woodlands?
    Three layers: a Woodlands sub-HOA, the Fleming Island Plantation master HOA, and a Fleming Island Plantation CDD assessment on the Clay County tax bill. Confirm all three current amounts in writing before you offer, because the true carry is the sum of the stack, not the village dues alone.
    How much is the Woodlands sub-HOA?
    The village-level sub-HOA is reported as a modest annual amount, but reported figures change and should not be relied on. Confirm the current Woodlands sub-HOA dues and exactly what they cover in writing with the village association or managing agent.
    Does The Woodlands have a CDD?
    Yes. The Woodlands sits inside the Fleming Island Plantation CDD, which funds the amenity center, common areas, courts, lakes, irrigation, roadways, and landscaping. The CDD assessment has a debt-service component reported around $693 fixed for single-family homes and an operations-and-maintenance component reset each year, and it appears on the Clay County tax bill. Verify the current amount for the specific homesite on the tax roll.
    What does the FIP master HOA do?
    Per the plantation, the Fleming Island Plantation master HOA is responsible for the aesthetics of the villages and commercial areas and enforces the community covenants (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the rules that apply to a specific home before you offer.
    What amenities do Woodlands owners get?
    Full access to the Fleming Island Plantation amenity package: two amenity facilities with community pools, including a pool with a giant slide, clay tennis courts, basketball and volleyball courts, parks, playgrounds, playing fields, walking paths, the Village Square shops, and an 18-hole Bobby Weed golf course within the plantation. The village also sits across from the Fleming Island YMCA.
    Is golf included in the fees?
    No. The 18-hole Bobby Weed-designed course is within Fleming Island Plantation, but golf is a separate optional membership, not bundled into the HOA and CDD. Confirm current membership and play terms directly if golf is part of your decision.
    Is The Woodlands gated?
    No. The Woodlands is not separately gated; it is a non-gated village within the larger Fleming Island Plantation community. Confirm current access arrangements with the FIP master association.
    What is the location advantage of The Woodlands within FIP?
    The Woodlands is centrally located next to Thunderbolt Elementary and directly across from the Fleming Island YMCA, which is a walkability edge most FIP villages do not have. The amenities and the master-HOA and CDD structure are shared across the plantation; the village adds this central school-and-YMCA position.
    What schools serve The Woodlands?
    Clay County District Schools serve the area, with Thunderbolt Elementary within walking distance of the village, and middle and high schools commonly reported as Green Cove Springs Junior High and Fleming Island High for this part of the plantation. Attendance zones change, so confirm the current elementary, middle, and high school assignments for the specific address with Clay County District Schools before you buy.
    How does The Woodlands compare to Chatham Village?
    Both are single-family villages inside Fleming Island Plantation with the same shared amenities, master HOA, and CDD. Chatham Village leans toward golf-and-lake views, while The Woodlands' edge is its central location next to Thunderbolt Elementary and the YMCA. Compare home vintage, lot mix, and the specific sub-HOA directly.
    Who should I call about buying in The Woodlands?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Fleming Island and Clay County specialist who knows the Fleming Island Plantation villages and the resale market here.
    Do I need my own agent to buy a resale here?
    Yes. Your own agent represents only you, pulls and documents the full sub-HOA plus master-HOA plus CDD fee stack, verifies the CDD line on the Clay County tax bill, confirms the school zoning and the specific village, confirms you are not looking at the Ponte Vedra Woodlands, and structures the contract to protect you.
    Who is the best real estate agent for The Woodlands?
    The best agent for The Woodlands is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Woodlands.
    How do I find a top Fleming Island real estate agent who knows The Woodlands?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Woodlands and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for The Woodlands?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Woodlands purchase or sale - no call center and no pressure.
    Buyers who want the full Fleming Island Plantation amenity package with a single-family, value-entry homeExcellent fit
    Buyers who value a central location next to Thunderbolt Elementary and across from the YMCAExcellent fit
    Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stackExcellent fit
    Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS JacksonvilleExcellent fit
    Buyers who will confirm all three fee layers, the CDD line, and the school zoning before they offerExcellent fit
    Buyers who want a single, simple HOA fee rather than three fee layersProbably not
    Buyers who want a gated community or brand-new constructionProbably not
    Buyers who want a golf-frontage lot or the largest homes in the plantationProbably not
    Buyers who want to avoid a CDD assessment on the tax bill entirelyProbably not
    Buyers who would confuse The Woodlands with a neighboring FIP village or the Ponte Vedra Woodlands when reading comps and feesProbably not

    Get the inside read on The Woodlands

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your The Woodlands home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty The Woodlands specialist will reach out personally, usually the same day.

    Thinking about hiring an agent here? How to find the best real estate agent in The Woodlands - what to look for, questions to ask, and your local expert.
    The Woodlands median home price history from 2012 to 2026, chart by Momentum Realty
    Median sale price in The Woodlands, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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