Amberwood in Fleming Island

Amberwood

Resale attached single-family homes by Centex, built ~2006 to 2008 · A gated village inside Fleming Island Plantation · ZIP 32003

A small gated village of attached single-family homes inside Fleming Island Plantation in Clay County, 58 Centex-built homes in 29 duplex buildings from ~2006 to 2008, all 3 bed / 2 bath, where owners pay an Amberwood sub-HOA that reportedly includes lawn and exterior maintenance plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation pools, tennis, trails, and golf.

A gated village inside FIPAttached single-family (duplex)Sub-HOA + master HOA + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Amberwood is one of roughly 17 villages inside Fleming Island Plantation, so its owners pay an Amberwood sub-HOA plus the FIP master HOA and sit in the FIP CDD. This is the Fleming Island Plantation Amberwood in Clay County, not the Amberwood in Pensacola or the Amber Woods in Tampa, and it is distinct from neighboring FIP villages such as Chatham Village, Autumn Glen, or Cypress Glen. Confirm current resale pricing, the full three-layer fee stack, the sub-HOA maintenance scope, and the school zoning with the associations, the Clay County tax roll, and a local agent.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Amberwood is a small, gated, resale village of attached single-family homes (duplex halves) inside Fleming Island Plantation in Clay County, 58 Centex-built homes across 29 duplex buildings delivered about 2006 to 2008, reportedly all three-bedroom, two-bath, one-story designs from roughly 1,500 to 1,721 square feet. The durable draws are the gate, the low-maintenance sub-HOA that reportedly covers lawn and exterior upkeep, the conservation and lake views on more than half the homes, and full access to the shared FIP amenity package: two amenity centers with pools, clay tennis, basketball and volleyball courts, parks, trails, Village Square, and an 18-hole Bobby Weed golf course. The defining nuance is the fee stack: owners pay an Amberwood sub-HOA, plus the FIP master HOA, plus a FIP CDD assessment on the Clay County tax bill that includes an annually reset operations-and-maintenance component, so the true carry is three layers, not one, even though the sub-HOA here does more work than most. Verify all three fee layers and the exact maintenance scope in writing, confirm the CDD line on the tax roll, and make sure a listing is truly the Fleming Island Plantation Amberwood, not another Amberwood in Florida or a neighboring FIP village."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Fleming Island Plantation is a large, amenity-rich master community off Town Center Blvd in Fleming Island, Clay County, spanning roughly 17 villages. Amberwood is one of those villages, on the plantation's south end: a small, gated pocket of 58 attached single-family homes across 29 duplex buildings, all built by Centex Homes and delivered about 2006 to 2008, now trading as a resale market.

The homes are unusually uniform, reportedly all three-bedroom, two-bath, one-story attached designs from roughly 1,500 to 1,721 square feet, with more than half reported to have wooded-conservation or lake views. Note that it is distinct from neighboring FIP villages such as Chatham Village, Autumn Glen, and Cypress Glen, which share the plantation's amenities and fee structure but differ in home type and location, and from other Florida communities named Amberwood, including one in Pensacola, plus an Amber Woods in Tampa.

Best for

  • Buyers who want a gated, low-maintenance, lock-and-leave home with the full Fleming Island Plantation amenity package
  • Buyers who value a conservation or lake view within an established master community
  • Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stack
  • Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS Jacksonville

Probably not for

  • Buyers who want a larger detached single-family home rather than a small attached duplex half
  • Buyers who want a single, simple HOA fee rather than three fee layers
  • Buyers who want to avoid a CDD assessment on the tax bill, or want brand-new construction
  • Buyers who would confuse it with an Amberwood elsewhere in Florida or a neighboring FIP village

How Amberwood is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 3, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Amberwood listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Amberwood buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Full access to the Fleming Island Plantation amenity package
  • Two amenity facilities with community pools
  • Clay tennis courts plus basketball and volleyball courts
  • Parks, playgrounds, picnic areas, walking paths, and Village Square shops
  • An 18-hole Bobby Weed-designed championship golf course within FIP

The amenities are the reason to buy anywhere in Fleming Island Plantation, and Amberwood owners get the full package. Per the plantation, FIP offers two amenity facilities with community pools, clay tennis courts, basketball courts, volleyball courts, parks, playgrounds, picnic areas, and walking paths, with the amenity center at 2300 Town Center Blvd.

Golf is on site as well: the Fleming Island Plantation golf course is a Bobby Weed-designed 18-hole championship layout within the community, playable pay-as-you-play or by annual membership. Golf and any club membership are a separate arrangement from the HOA and CDD, so confirm current public-play, membership, and fee terms directly if golf is part of your decision.

The plantation also includes the Village Square area with shops and restaurants, so a good deal of everyday errand-running happens without leaving FIP. Beyond Amberwood's gate, the Fleming Island Town Center and the US-17 corridor put grocery, dining, and services minutes away.

Do Amberwood owners really get all the FIP amenities?

Yes. As a village inside Fleming Island Plantation, Amberwood owners have access to the shared plantation amenities funded through the master HOA and the CDD. Confirm current amenity access, hours, and any card or key-fob process with the FIP amenity office.

Is golf included in the fees?

No. The 18-hole Bobby Weed golf course is within the plantation, but golf play and any club membership are a separate arrangement from the HOA and CDD assessments. You can play pay-as-you-play or join by annual membership; confirm current terms directly.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

FIP amenity center (2300 Town Center Blvd)Minutes · Pools, clay tennis, courts, and the plantation amenity hub
Fleming Island Plantation golf courseWithin FIP · Bobby Weed-designed 18-hole championship layout
Fleming Island Town Center / US-17 retailMinutes · Everyday groceries, shops, and dining
NAS JacksonvilleAbout 15 to 20 minutes · Via US-17 north
Downtown JacksonvilleAbout 25 to 35 minutes · Via US-17 and I-295 (confirm at your travel times)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Amberwood with Momentum Realty’s local guides.

COCovingtonFleming Island, FL · 0.1 miEagle Harbor Homes for Sale in Fleming Island, FLEagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.1 miTHThornhillFleming Island, FL · 0.1 miCreighton Pointe Homes for Sale in Fleming Island, FLCreighton Pointe Homes for Sale in Fleming Island, FLFleming Island, FL · 0.2 miSouthern LinksSouthern LinksFleming Island, FL · 0.2 miChatham VillageChatham VillageFleming Island, FL · 0.2 miWOThe WoodlandsFleming Island, FL · 0.2 miRiver Hills Reserve Homes for Sale in Fleming Island, FLRiver Hills Reserve Homes for Sale in Fleming Island, FLFleming Island, FL · 0.2 miFleming Island Homes for SaleFleming Island Homes for SaleFleming Island, FL · 0.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Amberwood (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Amberwood is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public, Clay County (confirm current zoning)

Thunderbolt Elementary School

Public, Clay County (confirm current zoning)

Green Cove Springs Junior High School

Public, Clay County (confirm current zoning)

Fleming Island High School

Buying with schools in mind? We can confirm the exact zoned schools for any Amberwood address.

The takeaway

What actually shapes value in Amberwood is the combination of a gated, maintenance-included attached-home village and the shared Fleming Island Plantation amenity package, against the three-layer fee stack and a thin resale market for a 58-home community. Because the CDD operations-and-maintenance component is reset annually and lands on the Clay County tax bill, and the sub-HOA maintenance scope varies from other FIP villages, buyers should verify the current numbers directly rather than relying on figures circulating online.

Recent Developments in Amberwood

Our read on what is being built around Amberwood, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Gated, maintenance-included attached-home niche

Ongoing
BullishNotable impact
SignificanceRadius: Community

A gated, lock-and-leave home with lawn and exterior upkeep reportedly bundled into the sub-HOA is a genuine niche within FIP that appeals to downsizers, second-home buyers, and low-maintenance buyers, supporting steady demand for the 58 homes here.

Three-layer fee stack

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The sub-HOA plus master-HOA plus CDD structure is the real buyer nuance; the amenities and the maintenance-included sub-HOA justify it for many buyers, but the annually reset CDD operations component means the true carry must be verified each year, not assumed.

Conservation and lake view premium

Ongoing
BullishModerate impact
SignificanceRadius: Community

With more than half the homes reported to have wooded-conservation or lake views, those homes command the premium and hold value best; interior positions are the value entry. Confirm the premium against recent comparable sales.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Amberwood, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for AmberwoodGet a short monthly email when something new is approved, funded, or opens near Amberwood.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Amberwood, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm all three fee layers in writing. Get the current Amberwood sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and combine them into one real monthly carry.

    2

    Confirm the sub-HOA maintenance scope in writing, including exactly what lawn and exterior maintenance covers on these attached homes, from roof and paint to the shared party-wall structure.

    3

    Verify the CDD on the Clay County tax roll for the specific homesite, checking both the debt-service and the annually reset operations-and-maintenance components.

    4

    Confirm you are looking at the Fleming Island Plantation Amberwood, not an Amberwood elsewhere in Florida or a neighboring FIP village, before you act on any comp or fee figure.

    5

    Cross-shop the neighbors: compare Chatham Village and Autumn Glen before you commit.

    Best Buy
    A gated attached home on a lake or conservation view, with the sub-HOA maintenance scope, the master-HOA, and the CDD amounts confirmed in writing and the condition inspected
    Biggest Risk
    Budgeting from the sub-HOA alone or assuming maintenance covers everything, and confusing this Amberwood with another Amberwood or a neighboring FIP village
    Best Lot
    Lake and conservation-view homes over interior positions
    Smart Timing
    A small, thin resale market of 58 homes; be ready to move when a well-priced view home lists, with the full fee stack verified first
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Resale attached single-family homes (duplex halves) from roughly 1,500 to about 1,721 square feet, three bedrooms and two baths, one-story, many with wooded-conservation or lake views inside Fleming Island Plantation

    Builder

    Built by Centex Homes, delivered roughly 2006 to 2008; reported at 58 attached single-family homes across 29 duplex buildings in the village

    Scale

    A small, gated single-family village on the south end of the larger Fleming Island Plantation master community, off Town Center Blvd along Wild Ginger Lane and Fair View Drive; this is a resale-only market

    Distinct from

    One of roughly 17 villages inside Fleming Island Plantation, and not the same as Amberwood in Pensacola or Amber Woods in Tampa; confirm a listing is actually in the Fleming Island Plantation Amberwood and not a neighboring FIP village such as Chatham Village, Autumn Glen, or Cypress Glen

    Costs & Fees

    Fee stack

    Owners pay an Amberwood sub-HOA that reportedly includes lawn and exterior maintenance, plus the Fleming Island Plantation master HOA, plus the FIP CDD assessment; confirm all three current amounts and the exact maintenance scope in writing before you offer

    CDD

    Amberwood is inside the Fleming Island Plantation CDD; a CDD assessment (debt service plus operations and maintenance) appears on the Clay County tax bill, so verify the current amount for the specific homesite on the tax roll

    Reality

    Amberwood's twist is that the sub-HOA does more work than a typical FIP village, reportedly bundling lawn and exterior upkeep, so it carries a maintenance-included appeal on top of the standard three-layer FIP fee stack; budget the full stack, not just one line

    Amenities

    Shared FIP amenities

    Full access to the Fleming Island Plantation amenity package: two amenity facilities with community pools, clay tennis courts, basketball and volleyball courts, parks, playgrounds, picnic areas, and walking paths

    Golf

    The Fleming Island Plantation golf course, a Bobby Weed-designed 18-hole championship layout, is within the plantation; play is pay-as-you-play or by annual membership, a separate arrangement from the HOA and CDD, so confirm current terms

    Village Square

    The plantation includes the Village Square area with shops and restaurants, plus the amenity center at 2300 Town Center Blvd nearby

    Everyday convenience

    Minutes to the Fleming Island retail corridor on US-17 and Town Center Blvd, with grocery, dining, and services close by

    Location

    Setting

    Fleming Island, Clay County, ZIP 32003, on the south end of Fleming Island Plantation off Town Center Blvd, along Wild Ginger Lane and Fair View Drive; the community is gated

    Highways

    US-17 runs the length of Fleming Island; SR-21 (Blanding) and I-295 connect to greater Jacksonville and NAS Jacksonville to the north

    Errands

    The Fleming Island Town Center and US-17 retail corridor are minutes away, with the FIP amenity center and Village Square inside the plantation

    The Homes & Style

    Amberwood is a Centex product from the mid-to-late 2000s, so the homes read as solid, conventional attached construction from that era rather than brand-new builds. Reported inventory is 58 attached single-family homes across 29 duplex buildings, and they are unusually uniform: reportedly all three-bedroom, two-bath, one-story designs from roughly 1,500 to 1,721 square feet.

    Because the village sits on the south end of the plantation against conservation, more than half of the homes are reported to have wooded-conservation or lake views, and those view homes tend to command the premium at resale. As a resale-only market that is now roughly two decades old, condition varies home to home, so the inspection and any updates matter here, and because these are attached homes, the party wall, roof, and shared-structure arrangements are worth understanding through the association documents.

    Confirm the exact square footage, bedroom count, view, and any updates against the actual listing and a walkthrough, since aggregator sites round and mislabel, and a conservation or lake view versus an interior position is a real value difference in a small village like this.

    Living Here

    Life in Amberwood is life in Fleming Island Plantation, sized down to a gated, low-maintenance attached-home enclave: pools, courts, trails, golf, and Village Square shops, wrapped around a small village of a single vintage and a single home type. Below are the questions buyers ask most.

    Is Amberwood gated?

    Yes. Unlike some Fleming Island Plantation villages, Amberwood is a gated village within the larger FIP community. Confirm the current gate and access arrangements with the FIP master association or the Amberwood sub-HOA.

    What differentiates Amberwood from other FIP villages?

    The gate, the maintenance-included sub-HOA, and the home type. Amberwood is attached single-family (duplex) product with a small, uniform footprint, versus the larger detached single-family homes in villages like Chatham Village. The amenities and the master-HOA and CDD structure are shared across FIP.

    Is Amberwood a good lock-and-leave option?

    That is much of its appeal. The small one-story attached homes and the sub-HOA that reportedly covers lawn and exterior maintenance make it a lower-upkeep choice within FIP. Confirm exactly what the maintenance covers in writing before you rely on it.

    How is the commute to Jacksonville?

    US-17 runs the length of Fleming Island north toward I-295, NAS Jacksonville, and greater Jacksonville. Confirm your specific commute at your actual travel times, since US-17 carries heavy peak traffic.

    Before You Offer
    • Confirm all three fee layers in writing. Get the current Amberwood sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and add them into one real monthly carry.
    • Nail down the maintenance scope. Confirm exactly what the Amberwood sub-HOA's lawn and exterior maintenance covers, including roof, paint, and the shared party-wall structure on these attached homes.
    • Verify the CDD on the Clay County tax roll. Check the debt-service and operations-and-maintenance components for the exact homesite, since the O&M part resets annually.
    • Confirm the community. Make sure the listing, comps, and fees are for the Fleming Island Plantation Amberwood in Clay County, not an Amberwood elsewhere in Florida or a neighboring FIP village.
    • Nail down the view. Confirm whether a home is lake, conservation, an end position, or interior, because that drives both price and resale.
    • Check condition. These are mid-2000s Centex attached homes; get a thorough inspection and price in any roof, HVAC, or system updates.
    • Read the rules. Confirm what the FIP CR&E, the Board of Architectural Review guidelines, and the Amberwood attached-home documents allow before you plan changes.
    • Confirm the school zoning. Verify the current Clay County elementary, middle, and high school assignments by the specific address.
    Jon Brooks · Co-Founder, Momentum Realty

    The thing I want an Amberwood buyer to internalize is that this is a gated, low-maintenance village inside a plantation, and that means three fee layers, not one, even though the sub-HOA here does more than most. The village dues reportedly cover lawn and exterior upkeep, which is the whole appeal of a small attached-home enclave; the rest of the money is in the FIP master HOA and the CDD assessment on your Clay County tax bill, and the CDD's operations-and-maintenance piece is reset every year.

    The good news is that the fee stack buys a genuinely deep amenity package: two amenity centers with pools, clay tennis, courts, trails, Village Square, and a Bobby Weed golf course, from a gated, lock-and-leave home. My job is to make sure you are buying the right Amberwood, budgeting the full stack in writing with the maintenance scope spelled out, and paying the correct premium for the conservation or lake view, so there are no surprises on your first tax bill.

    How Amberwood Compares

    Amberwood competes on two fronts: against other villages inside Fleming Island Plantation, and against separate Fleming Island communities. Within FIP, the amenities and the CDD are shared, so the choice between villages is really about the gate, the home type, and the maintenance scope. Against communities outside the plantation, the question is whether you want the FIP amenity package and fee stack at all, and whether you want an attached, maintenance-included home or a detached one.

    CommunityHow it stacks up vs Amberwood
    Chatham Village →Another Fleming Island Plantation village, but larger detached single-family homes (roughly 1,700 to 3,600 sq ft) versus Amberwood's small attached homes; same shared FIP amenities, master HOA, and CDD, without Amberwood's gate and maintenance-included sub-HOA.
    Autumn Glen →An FIP townhome village; the closest cross-shop to Amberwood on the low-maintenance, attached-home, lock-and-leave angle, with the same plantation amenities and fee stack. Compare the gate, the sub-HOA scope, and the home style directly.
    Cypress Glen →A neighboring FIP village; compare home vintage, home type, view mix, and the specific sub-HOA against Amberwood, since the master HOA and CDD are shared.
    Margarets Walk →Another FIP village; a by-village alternative with the same plantation amenity access and fee stack, differentiated by location within FIP, home style, and gating.
    Eagle Harbor →A separate large Fleming Island master community with its own golf, amenities, and CDD; the main cross-shop for buyers weighing plantation-style living outside FIP.
    Pace Island →An established gated Fleming Island community; another gated option to weigh against Amberwood's gated FIP village model on amenities, fees, and home vintage.
    Hibernia Plantation →A separate Fleming Island community; a lower-density alternative to weigh against the amenity-rich, three-fee FIP village model.

    The honest verdict: if you want a gated, low-maintenance, lock-and-leave home with the full Fleming Island Plantation amenity package, and you are comfortable with the sub-HOA plus master-HOA plus CDD fee stack, Amberwood is a strong small-footprint entry among the FIP villages, especially on a conservation or lake view. If you want a larger detached home, a single simple HOA fee, or a village that is not attached product, a Chatham Village or an Eagle Harbor cross-shop is the smarter first move.

    Not sure which Fleming Island community fits? We will compare Amberwood against the neighboring villages and the outside options on fees, amenities, maintenance, and resale.

    Compare the communities
    The Honest Pros & Cons

    Pros

    • Full access to the deep Fleming Island Plantation amenity package: two amenity centers with pools, clay tennis, courts, trails, and Village Square
    • An 18-hole Bobby Weed golf course within the plantation, pay-as-you-play or by membership
    • A gated village, which not every FIP village is
    • A sub-HOA that reportedly includes lawn and exterior maintenance, so a lower-upkeep, lock-and-leave home
    • More than half the homes reported with wooded-conservation or lake views
    • Clay County location with US-17 access toward Jacksonville and NAS Jacksonville

    Cons

    • A three-layer fee stack: sub-HOA plus FIP master HOA plus FIP CDD assessment
    • The CDD operations-and-maintenance component is reset annually and lands on the tax bill
    • Small, uniform attached homes (all 3 bed / 2 bath, ~1,500 to 1,721 sq ft), so limited size and floor-plan variety
    • Attached (duplex) product, with shared party-wall and structure considerations
    • Mid-2000s Centex homes, so condition and updates vary and must be inspected
    • Easy to confuse with an Amberwood elsewhere in Florida or another FIP village when reading comps and fees
    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    An interior-position duplex half, the value way into a gated, maintenance-included FIP home with full amenity access when one lists.

    Lowest entry
    The Core

    A well-kept 3 bed / 2 bath home with a partial or end-position view, the heart of the small Amberwood resale market.

    Most inventory
    The Top

    A home on a direct lake or conservation view, the scarce positions that show best and hold value best within the village.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    An interior-position duplex half, the value way into a gated, maintenance-included FIP home with full amenity access when one lists.
    The Core
    A well-kept 3 bed / 2 bath home with a partial or end-position view, the heart of the small Amberwood resale market.
    The Top
    A home on a direct lake or conservation view, the scarce positions that show best and hold value best within the village.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Full access to the deep Fleming Island Plantation amenity packageStrong
    Gated, maintenance-included, lock-and-leave home off Town Center BlvdStrong
    More than half the homes with conservation or lake viewsPositive
    Mid-2000s Centex attached homes; condition and shared structure vary by homeInspect
    Three-layer sub-HOA plus master-HOA plus CDD fee stack; small, uniform productKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in Amberwood

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    A neighboring subdivision sells you one HOA fee. A gated village inside Fleming Island Plantation sells you a maintenance-included sub-HOA, a master HOA, a CDD, and a full amenity campus with golf.

    Jon Brooks · Founder, Momentum Realty
    7.8B+ · Buy Score
    Resale Strength7.8/10
    Renovation Risk7.4/10
    Location Efficiency8.4/10
    Long-Term Defensibility7.9/10
    Carrying Cost Advantage7.4/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Amberwood is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    GolfLake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lake and water-view homes carry the biggest premium
    • Wooded conservation views are close behind
    • End and corner duplex positions are a middle tier
    • Interior positions are the value entry
    • Mid-2000s attached homes, so inspect condition and shared structure carefully

    Amberwood is a small resale attached-home village with nearly uniform floor plans, so the view drives the premium more than the plan. Lake and water-view homes carry the biggest premium and hold value best, with wooded-conservation views close behind; end and corner duplex positions are a middle tier, and interior positions are the value entry. Because these are mid-2000s Centex attached homes, condition varies home to home, so weigh the view against the inspection and any needed roof, HVAC, or systems updates, and understand the shared party-wall and structure through the association documents. Get the premium for a lake or conservation view in writing against recent comparable sales in the village, and confirm the actual view from the home rather than the marketing, since a partial or across-the-street view is not the same as a direct lake or conservation lot.

    Amberwood in 15 seconds.

    Best forBuyers who want a gated, low-maintenance, lock-and-leave home with the full Fleming Island Plantation amenity package, ideally on a lake or conservation view.
    Biggest advantageA gated, maintenance-included attached home with full access to the FIP amenities: two amenity centers with pools, clay tennis, courts, trails, Village Square, and a Bobby Weed 18-hole golf course.
    Biggest riskBudgeting from the sub-HOA alone or assuming maintenance covers everything, or confusing this Amberwood with another Amberwood in Florida or a neighboring FIP village.
    Sweet spotA gated attached home on a lake or conservation lot, with all three fee layers and the maintenance scope confirmed in writing and the condition inspected.
    Avoid ifYou want a larger detached home, a single simple HOA fee, brand-new construction, or to avoid a CDD assessment on your tax bill.

    The Fee Stack: Sub-HOA, Master HOA & CDD

    15-Second Take
    • A gated village inside Fleming Island Plantation; three fee layers, not one
    • Amberwood sub-HOA reportedly includes lawn and exterior maintenance; confirm scope in writing
    • FIP master HOA governs aesthetics and enforces CR&E and BAR rules
    • FIP CDD assessment on the Clay County tax bill; verify on the tax roll
    • Full access to FIP pools, tennis, courts, trails, and Bobby Weed golf

    This is the section that actually matters in Amberwood, so read it carefully. Because Amberwood is a village inside Fleming Island Plantation, an owner is on the hook for three separate layers, and Amberwood's sub-HOA reportedly carries more than most FIP villages.

    First, the Amberwood sub-HOA. Unlike a typical FIP single-family village, the Amberwood association reportedly includes lawn maintenance and exterior maintenance, which is the point of a small attached-home community like this one. This page will not publish a number you should rely on, and reported figures for a village this size vary widely between sources, so confirm the current Amberwood sub-HOA dues and exactly what the lawn and exterior maintenance covers, in writing, with the village association or managing agent before you offer.

    Second, the Fleming Island Plantation master HOA. Per the plantation's own materials, the FIP master association governs all owners within the plantation, is responsible for the aesthetics of the villages and commercial areas, and enforces the community covenants and restrictions (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the architectural rules that apply to your specific home before you offer.

    Third, the Fleming Island Plantation CDD. Amberwood sits inside the FIP Community Development District, which per the district funds the amenity center and Splash Park, the common areas, the courts, the lakes and ponds, common-area irrigation, entrances, roadways, and landscaping. The CDD assessment has two parts: a debt-service (bond) component and an operations-and-maintenance component that is adjusted each year. This appears on the Clay County tax bill, not as a separate HOA invoice.

    The honest math. Do not budget from the sub-HOA alone, and do not assume the maintenance-included sub-HOA is the whole story. Your true monthly carry in Amberwood is the Amberwood sub-HOA, plus the FIP master HOA, plus the FIP CDD assessment on the Clay County tax bill (debt service plus operations and maintenance), plus taxes and insurance. Reported figures circulate online, but confirm every current number in writing before you write an offer, because the CDD operations-and-maintenance component in particular is reset annually and the sub-HOA maintenance scope varies from other FIP villages.

    Want the full Amberwood fee stack, in writing, before you offer, with the lawn-and-exterior maintenance scope spelled out? We will pull the sub-HOA, master-HOA, and CDD numbers and lay out your real monthly carry.

    Get the fee breakdown
    Community entryGated, off Town Center Blvd on the south end of Fleming Island Plantation, along Wild Ginger Lane and Fair View Drive, Fleming Island, FL 32003Gated; confirm the exact address and that a listing is truly the FIP Amberwood in Clay County
    CDDFleming Island Plantation CDD (debt service plus annually reset operations and maintenance)Appears on the Clay County tax bill; verify the current amount for the specific homesite on the tax roll
    Builder / statusCentex Homes; 58 attached single-family homes in 29 duplex buildings; resale-onlyDelivered about 2006 to 2008; one-story, all 3 bed / 2 bath, ~1,500 to 1,721 sq ft
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Amberwood, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Chatham Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Amberwood home worth?

    Get a no-obligation home value based on real comparable sales in Amberwood matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Amberwood on the map →
    Or get your Amberwood home value & selling guide →

    Real comps, not a Zestimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Amberwood year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,609/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Amberwood Market Scorecard

    Strong seller's market

    Amberwood is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

    1.8
    Months supply
    $1,019,500
    Median list
    $847,500
    Median sold
    $313
    Per sqft
    58
    Days on mkt
    6/8/41
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Amberwood?
    In Fleming Island, Clay County, ZIP 32003, on the south end of Fleming Island Plantation off Town Center Blvd, along Wild Ginger Lane and Fair View Drive, inside the master community. Confirm the exact address and that a listing is truly the Fleming Island Plantation Amberwood and not another Amberwood in Florida or a neighboring FIP village.
    Is this Amberwood the same as Amberwood in Pensacola or Amber Woods in Tampa?
    No. There are other Florida communities named Amberwood, including one in Pensacola, plus an Amber Woods in Tampa. This page is about the Amberwood village inside Fleming Island Plantation in Clay County. Confirm you are looking at the right community before you act on any comp or fee.
    Is Amberwood its own community or part of Fleming Island Plantation?
    It is a gated village inside Fleming Island Plantation, one of roughly 17 villages in the master community. That is why owners pay an Amberwood sub-HOA plus the FIP master HOA and sit in the FIP CDD, with full access to the plantation amenities.
    Who built the homes in Amberwood?
    Centex Homes built the village, with homes delivered roughly 2006 to 2008. Reported inventory is 58 attached single-family homes across 29 duplex buildings.
    What size are the homes and how are they configured?
    The homes are unusually uniform: reportedly all three-bedroom, two-bath, one-story attached homes (duplex halves) from roughly 1,500 to 1,721 square feet. Confirm the exact square footage against the specific listing, since aggregator sites round and mislabel.
    Is Amberwood attached homes or detached homes?
    Attached. Amberwood is a village of duplexes, with 29 buildings and 58 attached single-family homes. Understand the shared party-wall and structure arrangements through the association documents before you offer.
    What do homes cost in Amberwood?
    As a small resale village of attached homes, pricing depends on the view, the position, and condition. Because it is only 58 homes, inventory is thin and asking prices vary; confirm current resale comps with a local agent rather than relying on a published estimate, since this page does not publish an automated home value.
    What is the fee structure in Amberwood?
    Three layers: an Amberwood sub-HOA (reportedly including lawn and exterior maintenance), the Fleming Island Plantation master HOA, and a Fleming Island Plantation CDD assessment on the Clay County tax bill. Confirm all three current amounts and the maintenance scope in writing before you offer, because the true carry is the sum of the stack, not the village dues alone.
    What does the Amberwood sub-HOA cover?
    The Amberwood sub-HOA reportedly includes lawn maintenance and exterior maintenance, which is much of the appeal of a small attached-home village. Exactly what exterior means, including roof, paint, and the shared party-wall structure, must be confirmed in the association documents. Get the current dues and the exact scope in writing.
    Does Amberwood have a CDD?
    Yes. Amberwood sits inside the Fleming Island Plantation CDD, which funds the amenity center, common areas, courts, lakes, irrigation, roadways, and landscaping. The CDD assessment has a debt-service component and an operations-and-maintenance component reset each year, and it appears on the Clay County tax bill. Verify the current amount for the specific homesite on the tax roll.
    What does the FIP master HOA do?
    Per the plantation, the Fleming Island Plantation master HOA governs all owners, is responsible for the aesthetics of the villages and commercial areas, and enforces the community covenants (CR&E) and the Board of Architectural Review guidelines. Confirm the current master-HOA assessment and the rules that apply to a specific home before you offer.
    What amenities do Amberwood owners get?
    Full access to the Fleming Island Plantation amenity package: two amenity facilities with community pools, clay tennis courts, basketball and volleyball courts, parks, playgrounds, picnic areas, walking paths, the Village Square shops, and an 18-hole Bobby Weed golf course within the plantation.
    Is golf included in the fees?
    No. The 18-hole Bobby Weed-designed course is within Fleming Island Plantation, but golf play and any club membership are a separate arrangement from the HOA and CDD. You can play pay-as-you-play or join by annual membership; confirm current terms directly if golf is part of your decision.
    Is Amberwood gated?
    Yes. Unlike some Fleming Island Plantation villages, Amberwood is a gated village within the larger FIP community. Confirm the current gate and access arrangements with the FIP master association or the Amberwood sub-HOA.
    How is Amberwood different from other FIP villages?
    By the gate, the maintenance-included sub-HOA, and the home type. Amberwood is small, gated, attached single-family (duplex) product with a uniform 3 bed / 2 bath footprint, versus larger detached homes in villages like Chatham Village. The amenities and the master-HOA and CDD structure are shared across the plantation. Do not assume comps or fees from another FIP village apply.
    What schools serve Amberwood?
    Clay County District Schools serve the area, commonly reported as Thunderbolt Elementary, Green Cove Springs Junior High, and Fleming Island High. Attendance zones change, so confirm the current elementary, middle, and high school assignments for the specific address with Clay County District Schools before you buy.
    How does Amberwood compare to Chatham Village?
    Both are Fleming Island Plantation villages that share the FIP amenities, master HOA, and CDD. Amberwood is a small, gated, maintenance-included village of attached 3 bed / 2 bath homes, while Chatham Village is a larger detached single-family village from roughly 1,700 to 3,600 square feet. Choose Amberwood for the gate and the lock-and-leave lifestyle; choose Chatham Village for a larger detached home.
    Who should I call about buying in Amberwood?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Fleming Island and Clay County specialist who knows the Fleming Island Plantation villages and the resale market here.
    Do I need my own agent to buy a resale here?
    Yes. Your own agent represents only you, pulls and documents the full sub-HOA plus master-HOA plus CDD fee stack, confirms exactly what the sub-HOA maintenance covers, verifies the CDD line on the Clay County tax bill, confirms the school zoning and that this is the FIP Amberwood, prices the view correctly, and structures the contract to protect you.
    Who is the best real estate agent for Amberwood?
    The best agent for Amberwood is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Amberwood.
    How do I find a top Fleming Island real estate agent who knows Amberwood?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Amberwood and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Amberwood?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Amberwood purchase or sale - no call center and no pressure.
    Buyers who want a gated, low-maintenance, lock-and-leave home with the full Fleming Island Plantation amenity packageExcellent fit
    Buyers who value a conservation or lake view within an established master communityExcellent fit
    Buyers comfortable with a three-layer sub-HOA plus master-HOA plus CDD fee stackExcellent fit
    Buyers who want a Clay County, Fleming Island address with US-17 access to Jacksonville and NAS JacksonvilleExcellent fit
    Buyers who will confirm all three fee layers, the maintenance scope, the CDD line, and the school zoning before they offerExcellent fit
    Buyers who want a larger detached single-family home rather than a small attached duplex halfProbably not
    Buyers who want a single, simple HOA fee rather than three fee layersProbably not
    Buyers who want brand-new construction or to avoid a CDD assessment on the tax billProbably not
    Buyers who need a wide range of floor plans and sizes rather than a uniform 3 bed / 2 bath productProbably not
    Buyers who would confuse this Amberwood with an Amberwood elsewhere in Florida or a neighboring FIP villageProbably not

    Get the inside read on Amberwood

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Amberwood home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Amberwood specialist will reach out personally, usually the same day.

    Thinking about hiring an agent here? How to find the best real estate agent in Amberwood - what to look for, questions to ask, and your local expert.
    Amberwood median home price history from 2012 to 2026, chart by Momentum Realty
    Median sale price in Amberwood, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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