Covington
Homes for Sale in Fleming Island, FL
All 103 homes for sale in Fleming Island, FL · median $415,000 · 86 homes for sale in 32003 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 4 closed sales in Covington in Fleming Island, FL since 2020, the most recent in February 2026. Across Fleming Island as a whole, 416 homes closed in the last 12 months at a median of $450,000, 27 median days on market, with 87 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,770 ($6,180 with the full homestead exemption).
Covington is a small Fleming Island enclave in Clay County, and right now there is nothing active on the MLS. With zero listings, there is no public price signal to read, and no sense of how long inventory is sitting — the market here is effectively closed until something comes up.
For a buyer, that means patience and a standing search rather than a weekend of showings; by the time a home hits, you want financing and a plan in place to move. For a seller, the thin supply can work in your favor, but with no comparable active competition, pricing leans on recent closed sales and the specific condition of your home rather than any obvious market anchor.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Covington right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Covington is a defined residential pocket within Fleming Island where, as of August 2026, no homes are listed for sale — a community you buy into when one becomes available rather than one you shop at will.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Covington is best for.
Best for
- Buying with a flexible timeline and a standing alert for the next listing
- Buyers who value a specific Fleming Island address over broad selection
- Selling a well-kept home and wanting thin competition on the market
Probably not for
- Needing to close on a tight, fixed timeline
- Buyers who want to tour multiple options before deciding
- Looking for built-in community amenities, which are not identified here
The market around Covington
Covington is too small for its own price trend, so here is the market around it.
In ZIP 32003, 145 homes are on the market and 35% are under contract — a fast-moving corner of Fleming Island.
Across Clay County, 1,203 homes are active and 481 pending (29% under contract).
In ZIP 32003 (Fleming Island), 439 homes closed in the last 12 months at a median of $458K ($215/sq ft), down 0.4% year over year, with a median 32 days on market. Right now 87 active and 24 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Covington specifically. Momentum Research analysis of MLS records.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Thunderbolt Elementary SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
- Green Cove Springs Junior High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
- Fleming Island High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covington address.
The Covington buying strategy.
If we were buying in Covington today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covington.
A wait-and-watch market
The headline fact is scarcity. With no active listings and no community amenities identified from current MLS data, Covington trades on its Fleming Island location and the character of the individual homes rather than on shared features or a steady stream of inventory.
When a home does list, expect price to be driven by condition, lot, and recent neighborhood closings rather than by any active comparable, since there are none to measure against. That makes a disciplined, homework-first approach more useful here than quick reactions.
The location and the amenities are priced into every listing in Covington. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with zero active listings rewards knowing the moment inventory moves. We track Covington closely, work from recent closed sales rather than guesswork, and help you be ready to act — or to price correctly as a seller — in a market where there is little public signal to lean on.
Covington in 15 seconds.
Tools for a Covington buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covington sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covington, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covington home worth?
Get a no-obligation home value based on real comparable sales in Covington, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Recently off market in Covington
Homes in Covington that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1734 Covington Lane · off market
More Fleming Island home searches
- All homes for sale in Fleming Island, FL
- Homes for sale in Clay County, FL
- Fleming Island pool homes for sale
- Gated communities in Fleming Island
- 4-bedroom homes for sale in Fleming Island
- Fleming Island home values: what is my house worth?
Fleming Island guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
- New construction (Clay County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Covington Lane (4 homes on record)
Email me new listings in Covington
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Covington
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Covington will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What schools serve Covington?
Who is the best real estate agent for Covington?
How do I find a top Fleming Island real estate agent who knows Covington?
Can Momentum Realty connect me with an agent for Covington?
Where is Covington, and what county is it in?
Should you buy in Covington?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 9, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-10 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2020 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Covington fits the bigger picture — live prices, inventory, and Momentum Scores: