Turtle Bay
Condos for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, Turtle Bay in Naples, FL has 4 homes for sale, asking from $459,900 to $545,000 (median $483,250). Homes listed or recently sold were built 2001–2002; 4 of 4 report an HOA (median $403/mo).
Last 30 days in Turtle Bay: 2 new listings (median asking $483,250). As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Turtle Bay
Live MLS inventory for Turtle Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 333 daysTop listing
Active · 0 days
Active · 6 days
Active · 97 daysActive and pending Turtle Bay listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Turtle Bay Collier Right Now (4)
All 4 active and pending Turtle Bay Collier listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3055 Horizon Ln 1706 · $497,500 · 3 bd / 3 ba · listed Nov 8, 2026 · listed by Premiere Plus Realty Company
- 3059 Horizon Ln 1607 · $469,000 · 3 bd / 2 ba · listed Nov 5, 2026 · listed by Downing Frye Realty Inc.
- 3060 Horizon Ln 1404 · $545,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by Tropics Real Estate, LLC
- 3059 Horizon Ln 1602 · $459,900 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by Coldwell Banker Realty
Turtle Bay is trading at a median of $450,000, with price per square foot around $276.65 — and pricing here is being set by a small pool of closings, just 5 in the current window. That thinness matters: a single higher- or lower-priced sale can swing the median more than it would in a deeper market, so treat this figure as directional, not a precise ceiling or floor.
The year-over-year read is down 4.4%, and the market heat score sits low at 24, pointing to a buyer-favorable posture right now. Homes are taking just over a month to sell (median 38 days), which is not slow, but it is not competitive-multiple-offer territory either. Sellers here need to price to the current comp set rather than last year's numbers, and buyers have room to negotiate on terms and timeline.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Turtle Bay is a Naples community in Collier County where recent activity has been limited, so pricing and pace should be read as a snapshot of a small sample rather than a broad trend.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Turtle Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Turtle BayTurtle BayTurtle BayTurtle BayPhotos from Florida Gulf Coast MLS listings in Turtle Bay; content deemed reliable but not guaranteed.
Who Turtle Bay is best for.
Best for
- Buyers working with a real estate professional to vet a thin comp set property by property
- Buyers who have flexibility on timeline and can negotiate given the current buyer-favorable posture
- Buyers focused on value relative to condition rather than chasing a fast-moving market
Probably not for
- Buyers who want a large, active inventory pool to compare against before deciding
- Sellers expecting a quick sale driven by high competitive demand
- Buyers relying on amenity-heavy marketing, since none are currently identified from MLS listings
The market around Turtle Bay
Turtle Bay is too small for its own price trend, so here is the market around it.
In ZIP 34109, 292 homes are on the market and 19% are under contract — a steady corner of Naples.
Across Collier County, 5,183 homes are active and 932 pending (15% under contract).
ZIP and county figures describe the wider market, not Turtle Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Turtle Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Turtle Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Turtle Bay buying strategy.
If we were buying in Turtle Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Bay.
A market defined by low volume
With only 5 closings feeding the current numbers, Turtle Bay's stats are more sensitive to individual sales than communities with steadier turnover. The median price of $450,000 and price per square foot near $276.65 are useful benchmarks, but a buyer or seller should expect meaningful variation between comps depending on condition, size, and finish level rather than a tight, predictable range.
The 38-day median days on market suggests homes are moving at a workable pace, not sitting stale, but also not moving fast enough to signal urgency. Combined with a heat score of 24 and a year-over-year decline of 4.4%, this reads as a market where negotiating room exists — sellers who price realistically to current conditions are still finding buyers, but they are not commanding the leverage a hotter market would provide. No community amenities have been identified from current MLS listings, so any amenity comparison should be confirmed property-by-property rather than assumed at the community level.
The location and the amenities are priced into every listing in Turtle Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like Turtle Bay, the handful of comps that exist need to be read carefully — which sales are truly comparable, which are outliers, and what a fair asking or offer price looks like given a 4.4% year-over-year pullback. We walk that analysis line by line with you instead of leaning on a headline median.
Turtle Bay in 15 seconds.
Tools for a Turtle Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Bay home worth?
Get a no-obligation home value based on real comparable sales in Turtle Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Turtle Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Turtle Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Turtle Bay fits the bigger picture — live prices, inventory, and Momentum Scores: