34109 (Naples)
Homes for Sale & Housing Market
Median sale price $520,000, up 2.0% year over year, with homes going under contract in about 75 days, 189 homes on the market.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 5.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 34% of listed homes are already under contract. Prices are up 2.0% versus the prior year and sellers are still collecting 90.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 34% of inventory sits under contract.
- Mortgage sensitivity — at 6.4× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 34109 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where 34109 is hot — and where it isn't
Each dot is a community (71 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 34109 (Naples)
The median sale price across 34109 currently stands at $520,000, up 2.0% from a year ago. Buyers are paying a median of $343 per square foot. The typical home goes under contract in about 75 days. Sellers are capturing 90.8% of their original asking price on average.
There are 189 active listings on the market, with 61 more already under contract. At the current sales pace that works out to 5.0 months of supply — roughly balanced conditions by the standard six-month benchmark. 12 homes closed here over the trailing 12 months.
Zillow's home value index for Collier County stands at $553,841. About 18% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34109 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
34109 since 2013 — and where it’s heading
A median home here sold for $264,452 in 2013 and $787,755 over the last recorded year — 198% appreciation across 13 years of recorded sales.
Median sale price · 2013–2026 (9,327 recorded sales)
Days on market by year
Home value trend · Collier County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Collier County (MLS)
Median price · daily recalculation
What’s driving 34109
Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023
2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Collier
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 34109 ← this page | $520K | 189 | 47 | |
| 34102 | $570K | 602 | 44 | Open → |
| 34104 | $570K | 571 | 46 | Open → |
| 34114 | $675K | 562 | 44 | Open → |
| 34105 | $570K | 560 | 49 | Open → |
| 34145 | $1.34M | 388 | 41 | Open → |
Neighborhoods on the move
| Troon LakesNaples | $1.43M | ▲ 58% |
| Regent ParkNaples | $530K | ▲ 56% |
| OrchardsNaples | $625K | ▲ 42% |
| The StradaNaples | $1.04M | ▲ 28% |
| Autumn WoodsNaples | $1.04M | ▲ 24% |
| Avery SquareNaples | $910K | ▼ 24% |
| Pipers GroveNaples | $324K | ▼ 21% |
| Villages At Emerald LakesNaples | $274K | ▼ 20% |
| ArielleNaples | $520K | ▼ 11% |
| Village WalkNaples | $510K | ▼ 10% |
| Marbella IslesNaples | $925K | 14 |
| Livingston WoodsNaples | $1.90M | 11 |
| Heritage BayNaples | $515K | 9 |
| PalisadesNaples | $3.80M | 9 |
| Castillo At TiburonNaples | $1.26M | 7 |
| TimarronNaples | $992K | 4 days |
| Troon LakesNaples | $1.43M | 16 days |
| Walden ShoresNaples | $425K | 19 days |
| Regent ParkNaples | $530K | 37 days |
| Treasure BayNaples | $310K | 41 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 34109 right now?
The data says conditions currently favor neither side decisively in 34109 — the Momentum Score reads 47/100 with 5.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 34109 becoming more affordable?
No — the median sale price in 34109 is $520,000, up 2.0% versus the prior year, while sellers still capture 90.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 34109?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Avery Square (-24%); Pipers Grove (-21%); Villages At Emerald Lakes (-20%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 34109 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Timarron (4 days); Troon Lakes (16 days); Walden Shores (19 days) — homes there go under contract well ahead of the market-wide pace of 75 days.
34109 (Naples) housing market FAQ
How is the housing market in 34109 right now?
As of September 15, 2026, the 34109 housing market is roughly balanced: the median sale price is $520,000 (up 2.0% year over year), 189 homes are for sale against 12 sales in the last 12 months, which is 5.0 months of supply, and the typical home goes under contract in about 75 days.
How much is a house in 34109?
The median home sold for $520,000 in 34109 over the last 12 months, about $343 per square foot; asking prices on the 189 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 34109?
By the numbers, sellers in 34109 are getting 90.8% of asking price and going under contract in about 75 days with 5.0 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 34109 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 34109 median sale prices are up 2.0% year over year, inventory stands at 5.0 months of supply, and 34% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 34109?
The median sale price in 34109 is currently $520,000, up 2.0% from a year ago, based on MLS sales data updated September 15, 2026.
Is 34109 a buyer's or seller's market right now?
The data currently is roughly balanced. 34109 scores 47 of 100 on the Momentum Score, with 5.0 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 34109?
The typical home in 34109 goes under contract in about 75 days, per current MLS data.
How many homes are for sale in 34109?
There are approximately 189 active listings in 34109 as of September 15, 2026.
Are home prices in 34109 rising or falling?
Median sale prices are up 2.0% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 34109 (Naples). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.