34109 (Naples)
Housing Market
Median sale price $550,000, up 1.5% year over year, with homes going under contract in about 72 days.
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Housing Market Analyst
Prices are up 1.5% versus the prior year and sellers are still collecting 90.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Mortgage sensitivity — at 6.5× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 34109 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where 34109 is hot — and where it isn't
Each dot is a community (75 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 34109 (Naples)
The median sale price across 34109 currently stands at $550,000, up 1.5% from a year ago. Buyers are paying a median of $340 per square foot. The typical home goes under contract in about 72 days. Sellers are capturing 90.9% of their original asking price on average.
Zillow's home value index for Collier County stands at $555,973. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34109 is 43 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
34109 since 2014 — and where it’s heading
A median home here sold for $362,519 in 2014 and $806,126 over the last recorded year — 122% appreciation across 12 years of recorded sales. Cash buyers took 61% of recent sales, down from a 67% peak.
Median sale price · 2014–2026 (9,430 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Collier County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving 34109
Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023
2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| Regent ParkNaples | $530K | ▲ 59% |
| OrchardsNaples | $625K | ▲ 39% |
| Marbella IslesNaples | $929K | ▲ 26% |
| Autumn WoodsNaples | $1.05M | ▲ 25% |
| MontereyNaples | $1.69M | ▲ 19% |
| Pipers GroveNaples | $330K | ▼ 16% |
| Villages At Emerald LakesNaples | $279K | ▼ 16% |
| ClermontNaples | $615K | ▼ 12% |
| Village WalkNaples | $550K | ▼ 10% |
| St CroixNaples | $245K | ▼ 9% |
| Walden ShoresNaples | $425K | 19 days |
| Autumn WoodsNaples | $1.05M | 39 days |
| Regent ParkNaples | $530K | 39 days |
| BarringtonNaples | $490K | 40 days |
| CarringtonNaples | $410K | 41 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 34109 right now?
The data says conditions currently favor buyers in 34109 — the Momentum Score reads 43/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 34109 becoming more affordable?
No — the median sale price in 34109 is $550,000, up 1.5% versus the prior year, while sellers still capture 90.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 34109?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Pipers Grove (-16%); Villages At Emerald Lakes (-16%); Clermont (-12%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 34109 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Walden Shores (19 days); Autumn Woods (39 days); Regent Park (39 days) — homes there go under contract well ahead of the market-wide pace of 72 days.
34109 (Naples) housing market FAQ
What is the median home price in 34109?
The median sale price in 34109 is currently $550,000, up 1.5% from a year ago, based on MLS sales data updated August 6, 2026.
Is 34109 a buyer's or seller's market right now?
The data currently is roughly balanced. 34109 scores 43 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 34109?
The typical home in 34109 goes under contract in about 72 days, per current MLS data.
Are home prices in 34109 rising or falling?
Median sale prices are up 1.5% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 34109 (Naples). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.