Treasure Bay
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Treasure Bay is a small, thinly traded pocket of the Naples market. With only 8 closings in the current window, every sale carries outsized weight, and the median price of $322,500 should be read as a snapshot rather than a firm baseline. Price per square foot at $242.39 gives a better read on value than the median alone, since a single higher- or lower-end sale can swing the headline number.
A market heat score of 24 and year-over-year movement of just 0.8% point to a flat, low-pressure market. Homes here are sitting a bit over 40 days before going under contract, which gives buyers room to negotiate and sellers a reason to price realistically from the start rather than testing the market.
Treasure Bay right now
🟡 Still climbing. The trailing-12-month median ($322K) is up 0.8% from the prior 12 months ($320K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (8 and 3 sales in the two windows).
What's unique here: the median sale price is about 48% below the typical Collier County sale ($322K vs $619K, trailing 12 months, fgc records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Treasure Bay market snapshot (as of July 29, 2026): the median sale price is about $322K ($242 per sq ft over the trailing 12 months of closed sales), and a median 41 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level fgc closed sales (8 closings in the current window).
Treasure Bay is a low-volume community in Naples where pricing moves on individual sales more than broad trend, and the current pace favors buyers willing to do homework rather than move fast.
Who Treasure Bay is best for.
Best for
- Buyers with a set budget near the median who are comfortable negotiating on a slower-moving listing
- Buyers prioritizing the home and lot itself over community facilities
- Buyers willing to lean on price-per-square-foot analysis given the limited comparable sales
Probably not for
- Buyers who want an active clubhouse, pool, or organized amenity package
- Buyers who need a large, deep pool of recent comparable sales to feel confident on price
- Buyers expecting rapid appreciation in a market currently posting flat year-over-year movement
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($322K) IS the median in the snapshot above, and the move from 2025 ($320K) IS the +0.8% one-year change.
Windows contain 0 to 12 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
17% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Treasure Bay buying strategy.
If we were buying in Treasure Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Bay.
A market that rewards patience
The math here is straightforward: a median of $322,500 against $242.39 per square foot suggests moderate-sized homes rather than large-format product. With so few closings feeding the data, buyers should treat any single comparable sale with some caution and lean on price per square foot to sanity-check a list price.
No community amenities are identified from current MLS listings, which means value in Treasure Bay is being driven by the home and lot themselves rather than shared facilities. That's worth factoring into any offer — you're paying for the structure and the location, not a clubhouse or a gate.
The location and the amenities are priced into every listing in Treasure Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like Treasure Bay, the difference between a fair price and an overpay often comes down to knowing which of the few recent closings actually compares to the home in front of you. We pull the per-square-foot data and days-on-market history before we let a client anchor to a single number.
Treasure Bay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Treasure Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Treasure Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Treasure Bay home worth?
Get a no-obligation home value based on real comparable sales in Treasure Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Treasure Bay on the map →
Frequently Asked Questions
What is the median home price in Treasure Bay?
How long do homes in Treasure Bay take to sell?
Do cash buyers compete in Treasure Bay?
Who is the best real estate agent for Treasure Bay?
How do I find a top Naples real estate agent who knows Treasure Bay?
Can Momentum Realty connect me with an agent for Treasure Bay?
Should you buy in Treasure Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (79 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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