Aerial view of Treasure Bay

Treasure Bay
Homes for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 242 homes for sale in 34109 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34109
Median sale $310K
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Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

Over the 12 months ending 2026-11-11, 3 recorded sales closed at a median of $310,000, $224 per square foot, a median 85 days on market, sellers accepting 82% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,430 ($2,990 with the full homestead exemption).

Live · Treasure Bay Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$310K
Median sold · 12 mo
$224/sf
Sold $/sqft · 12 mo
peak $224 in 2026
82.5%
Sale vs ask
Tempo
85days
Median DOM · closed
85 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 0 years of records
1,383sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Treasure Bay is a small, thinly traded pocket of the Naples market. With only 8 closings in the current window, every sale carries outsized weight, and the median price of $322,500 should be read as a snapshot rather than a firm baseline. Price per square foot at $242.39 gives a better read on value than the median alone, since a single higher- or lower-end sale can swing the headline number.

A market heat score of 24 and year-over-year movement of just 0.8% point to a flat, low-pressure market. Homes here are sitting a bit over 40 days before going under contract, which gives buyers room to negotiate and sellers a reason to price realistically from the start rather than testing the market.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Treasure Bay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3049 Driftwood WAY 3803
$409K · 0.1 mi away
2 bd · 2 ba · 1,482 sqft
3049 Driftwood WAY 3803
Listed by John R Wood Properties
3053 Driftwood WAY 3907
$450K · 0.1 mi away
3 bd · 2 ba · 1,573 sqft
3053 Driftwood WAY 3907
Listed by Royal Shell Real Estate, Inc.
3058 Driftwood WAY 4407
$415K · 0.1 mi away
3 bd · 2 ba · 1,573 sqft
3058 Driftwood WAY 4407
Listed by Premiere Plus Realty Company
3311 Twilight LN 4903
$590K · 0.2 mi away
3 bd · 3 ba · 1,767 sqft
3311 Twilight LN 4903
Listed by Downing Frye Realty Inc.
3023 Horizon LN 2505
$325K · 0.2 mi away
2 bd · 2 ba · 1,248 sqft
3023 Horizon LN 2505
Listed by William Raveis Real Estate
3059 Horizon LN 1607
$469K · 0.3 mi away
3 bd · 2 ba · 1,573 sqft
3059 Horizon LN 1607
Listed by Downing Frye Realty Inc.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Treasure Bay market snapshot (as of November 11, 2026): the median sale price is about $310K ($224 per sq ft over the trailing 12 months of closed sales), and a median 85 days on market for closed sales.

In ZIP 34109 (Naples), 114 homes closed in the last 12 months at a median of $591K ($335/sq ft), with a median 85 days on market. Right now 89 active and 21 pending listings put supply at about 9.4 months — a soft market. See the live ZIP 34109 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 10 homes in Treasure Bay that have changed hands, built between 2003 and 2005 (median 2004), with a median living area of about 1,248 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Treasure Bay is a low-volume community in Naples where pricing moves on individual sales more than broad trend, and the current pace favors buyers willing to do homework rather than move fast.

Best for

  • Buyers with a set budget near the median who are comfortable negotiating on a slower-moving listing
  • Buyers prioritizing the home and lot itself over community facilities
  • Buyers willing to lean on price-per-square-foot analysis given the limited comparable sales

Probably not for

  • Buyers who want an active clubhouse, pool, or organized amenity package
  • Buyers who need a large, deep pool of recent comparable sales to feel confident on price
  • Buyers expecting rapid appreciation in a market currently posting flat year-over-year movement

If we were buying in Treasure Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Bay.

Best Buy
Buyers comfortable doing their own diligence in a low-volume market rather than relying on a deep comp set.
Biggest Risk
With only a handful of closings, the median price can swing significantly with the next sale or two.
Sweet Spot
Homes priced near the $242.39 per-square-foot mark tend to reflect the more defensible value in this community.
Avoid If
Skip this one if you're counting on shared amenities as part of the value proposition.

A market that rewards patience

The math here is straightforward: a median of $322,500 against $242.39 per square foot suggests moderate-sized homes rather than large-format product. With so few closings feeding the data, buyers should treat any single comparable sale with some caution and lean on price per square foot to sanity-check a list price.

No community amenities are identified from current MLS listings, which means value in Treasure Bay is being driven by the home and lot themselves rather than shared facilities. That's worth factoring into any offer — you're paying for the structure and the location, not a clubhouse or a gate.

“

The location and the amenities are priced into every listing in Treasure Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like Treasure Bay, the difference between a fair price and an overpay often comes down to knowing which of the few recent closings actually compares to the home in front of you. We pull the per-square-foot data and days-on-market history before we let a client anchor to a single number.

Treasure Bay in 15 seconds.

Best forBuyers comfortable doing their own diligence in a low-volume market rather than relying on a deep comp set.
Biggest advantageA flat market and days-on-market over a month give buyers real room to negotiate.
Biggest riskWith only a handful of closings, the median price can swing significantly with the next sale or two.
Sweet spotHomes priced near the $242.39 per-square-foot mark tend to reflect the more defensible value in this community.
Avoid ifSkip this one if you're counting on shared amenities as part of the value proposition.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Bay sales matched to your home.

What is your Treasure Bay home worth?

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Real comps, not an automated estimate.

Recently off market in Treasure Bay

Homes in Treasure Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Treasure Bay key facts
LocationNaples, Collier County, FL · ZIP 34109
Sale prices, last 12 months$310,000 median across 3 closed sales · $224 per sq ft
Days on market (closed sales)85 median
For sale right now0 active, 0 pending

Data as of November 11, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Treasure Bay key facts,” movewithmomentum.com/neighborhoods/treasure-bay--collier, data as of November 11, 2026.

Housing distress & ownership in Treasure Bay, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Recent Developments in Treasure Bay Collier

Development, infrastructure, retail, and school activity affecting Treasure Bay Collier, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    American Airlines to resume Naples flights with twice-daily Charlotte service

    The Naples Airport Authority approved an operating agreement on Oct. 15 for nonstop CRJ-700 flights to Charlotte starting Dec. 2. Flights will use the North Road Terminal now being renovated, and the airport expects about $650,000 in annual revenue. The airport's last commercial flight was in 2017.

    What it may mean for the marketScheduled commercial service returns to Naples, shortening travel for residents and visitors connecting through Charlotte. The site is about 1 mile east of Treasure Bay Collier.

    Source: Gulfshore Business
  2. October 2026
    Infrastructure

    Naples begins $8M beach renourishment with 208,000 tons of sand

    Sand placement started the week of Oct. 26 along about 3.5 miles of shoreline from Doctors Pass to south of 21st Avenue. Roughly 9,450 truck trips will deliver the sand, with work expected to finish by Christmas. The beach stays open, with sections temporarily closed as crews work.

    What it may mean for the marketExpect truck traffic at beach access points and short-term section closures through December, followed by a wider beach and added storm buffering for nearby streets. The site is about 2 miles southwest of Treasure Bay Collier.

    Source: WINK News
  3. October 2026
    Retail & Dining

    Paragon Theaters to open 11-screen cinema at Mercato in North Naples

    Mercato's leasing agent announced on Oct. 21 that Paragon Theaters signed a lease for about 33,700 square feet on the second floor, formerly home to Alamo Drafthouse and Silverspot. The cinema is expected to open in early 2027 with premium large-format screens and in-seat dining. Paragon will keep its Pavilion location on U.S. 41 North.

    What it may mean for the marketRefills a vacant entertainment space at Mercato and restores a movie option within the North Naples retail district. The project is about 7 miles north of Treasure Bay Collier, elsewhere in Collier County.

    Source: Gulfshore Business
  4. September 2026
    Retail & Dining

    Whole Foods confirmed as anchor of 82-acre Vitano mixed-use project in East Naples

    Vitano, an 82-acre master planned development at Davis and Santa Barbara boulevards, plans 86,904 sq ft of retail including a 31,995 sq ft Whole Foods, plus 200 townhomes and 422 apartments. The PUD amendment is under county review. The developer hopes to break ground in 2027.

    What it may mean for the marketWould add grocery and dining options and several hundred rental and townhome units in East Naples, with retail opening roughly 20 months after construction starts. The site is about 5 miles southeast of Treasure Bay Collier.

    Source: Gulfshore Business
  5. August 2026
    Schools

    Diocese of Venice shows plans for church and K-12 school in Golden Gate Estates

    The Diocese of Venice presented plans on 41 acres at Immokalee Road and Wilson Boulevard for a 1,250-seat church and a 200,000 sq ft K-12 school for up to 1,000 students. A land use amendment is required and construction follows a three-year capital campaign, with the school built first.

    What it may mean for the marketWould add private school capacity and a community facility in the Immokalee Road growth area, several years out. The project is about 16 miles northeast of Treasure Bay Collier, elsewhere in Collier County.

    Source: Gulfshore Business
  6. May 2026
    Civic

    Collier County weighs buying East Naples grove site planned for 423 homes

    Collier County commissioners voted on May 13, 2026 to pursue appraisals and negotiations to potentially buy the 166.63-acre former South Naples Citrus Grove at 341 Sabal Palm Road using Conservation Collier funds, rather than advance a proposed 423-home development. The board authorized preliminary assessments estimated at a few thousand dollars for appraisal and environmental review. The grove had become unproductive due to citrus greening disease.

    What it may mean for the marketA potential public conservation purchase would remove a large parcel from the housing pipeline and steer its future toward preserved open land. The project is about 9 miles southeast of Treasure Bay Collier, elsewhere in Collier County.

    Source: Gulfshore Business

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Frequently Asked Questions

What is the median home price in Treasure Bay?
The median sale price in Treasure Bay was $310K over the 12 months ending November 11, 2026 (3 closed sales, Florida Gulf Coast MLS).
How long do homes in Treasure Bay take to sell?
Homes that closed in the 12 months ending November 11, 2026 took a median 85 days on market (3 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Treasure Bay?
The best agent for Treasure Bay is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Treasure Bay.
How do I find a top Naples real estate agent who knows Treasure Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Treasure Bay and the wider Naples area.
Can Momentum Realty connect me with an agent for Treasure Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Treasure Bay purchase or sale - no call center and no pressure.
Where is Treasure Bay, and what county is it in?
Treasure Bay is in Naples, Collier County, FL, ZIP 34109. The community's center is about 3 miles northeast of the center of Naples (straight-line).
Buyers with a set budget near the median who are comfortable negotiating on a slower-moving listingExcellent fit
Buyers prioritizing the home and lot itself over community facilitiesExcellent fit
Buyers willing to lean on price-per-square-foot analysis given the limited comparable salesExcellent fit
Buyers who want an active clubhouse, pool, or organized amenity packageProbably not
Buyers who need a large, deep pool of recent comparable sales to feel confident on priceProbably not
Buyers expecting rapid appreciation in a market currently posting flat year-over-year movementProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 17, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending November 11, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Treasure Bay with Momentum Realty’s local guides.

Coconut Bay0.1 mi away · 1 for saleTurtle Bay (Collier)0.3 mi away · 4 for saleRum Bay0.3 mi away · 1 for saleBridgewater Bay0.3 mi away · 108 homes, built 2001–06, 5 for saleMango Bay0.4 mi awayBoca Bay0.4 mi awayWellington At Lone Oak0.5 mi away · 139 homes, built 1988–96, 2 for saleWalden Shores0.5 mi away · 142 homes, built 1988–24, 3 for sale

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