Bridgewater Bay
Homes for Sale in Naples, FL

Bridgewater Bay in Naples is a single-phase-feeling community built out almost entirely in the early-to-mid 2000s, with a median home size of 2,460 square feet — solidly in the larger-footprint range for the era.

Florida Gulf Coast MLS sales records identify 8 homes in Bridgewater Bay that have changed hands, built between 2001 and 2005 (median 2004), with a median living area of about 2,035 sq ft and a typical 3-bedroom, 2-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Bridgewater Bay across 2024–2025 (5 in 2024, 1 in 2025), median $785,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Bridgewater Bay is too small for its own price trend, so here is the market around it.

In ZIP 34109, 244 homes are on the market and 19% are under contract — a steady corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Bridgewater Bay specifically. Momentum Research analysis of MLS records.

The current MLS snapshot does not identify a specific amenity package for Bridgewater Bay, which means buyers should verify directly what — if anything — comes with an HOA here rather than assume a clubhouse-and-pool package that may or may not exist. That's a due-diligence item, not a red flag, but it's one worth resolving before you write an offer.

The homestead share of 64.8% is the more telling number. In a market where investor and seasonal ownership can dilute upkeep and consistency, this level of owner-occupancy points toward a community where most sellers have a personal, day-to-day stake in the home's condition. Combined with the narrow 2001–2006 build window, it makes Bridgewater Bay a relatively straightforward community to underwrite: fewer construction eras to compare, fewer unknowns about original build quality.

A community with an unconfirmed amenity picture and a single-era build is one where the details matter more than the marketing copy. We pull the actual HOA documents, verify what's included, and compare your target home against others from the same build years so you're not guessing at condition or value — you're working from what's actually in the record.

Listings in this community report association dues of about $411 per month ($4,932 a year) — the median AssociationFee across 76 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.